EP2332105A4 - DEVICES AND METHODS FOR FINANCIAL TRANSACTIONS POST-TO-POST - Google Patents

DEVICES AND METHODS FOR FINANCIAL TRANSACTIONS POST-TO-POST

Info

Publication number
EP2332105A4
EP2332105A4 EP09818165A EP09818165A EP2332105A4 EP 2332105 A4 EP2332105 A4 EP 2332105A4 EP 09818165 A EP09818165 A EP 09818165A EP 09818165 A EP09818165 A EP 09818165A EP 2332105 A4 EP2332105 A4 EP 2332105A4
Authority
EP
European Patent Office
Prior art keywords
post
methods
devices
financial transactions
financial
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP09818165A
Other languages
German (de)
French (fr)
Other versions
EP2332105A2 (en
Inventor
Gloria Lin
Amir Mahmood Mikhak
Taido Lantz Nakajima
Sean Anthony Mayo
Michael Rosenblatt
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Apple Inc
Original Assignee
Apple Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US12/286,488 external-priority patent/US10380573B2/en
Priority claimed from US12/286,410 external-priority patent/US20100078471A1/en
Priority claimed from US12/286,494 external-priority patent/US20100078472A1/en
Application filed by Apple Inc filed Critical Apple Inc
Publication of EP2332105A2 publication Critical patent/EP2332105A2/en
Publication of EP2332105A4 publication Critical patent/EP2332105A4/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3263—Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80—Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephone Function (AREA)
EP09818165A 2008-09-30 2009-08-11 DEVICES AND METHODS FOR FINANCIAL TRANSACTIONS POST-TO-POST Withdrawn EP2332105A4 (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US12/286,488 US10380573B2 (en) 2008-09-30 2008-09-30 Peer-to-peer financial transaction devices and methods
US12/286,410 US20100078471A1 (en) 2008-09-30 2008-09-30 System and method for processing peer-to-peer financial transactions
US12/286,494 US20100078472A1 (en) 2008-09-30 2008-09-30 Group peer-to-peer financial transactions
PCT/US2009/053441 WO2010039337A2 (en) 2008-09-30 2009-08-11 Peer-to-peer financial transaction devices and methods

Publications (2)

Publication Number Publication Date
EP2332105A2 EP2332105A2 (en) 2011-06-15
EP2332105A4 true EP2332105A4 (en) 2012-07-25

Family

ID=42074083

Family Applications (1)

Application Number Title Priority Date Filing Date
EP09818165A Withdrawn EP2332105A4 (en) 2008-09-30 2009-08-11 DEVICES AND METHODS FOR FINANCIAL TRANSACTIONS POST-TO-POST

Country Status (5)

Country Link
EP (1) EP2332105A4 (en)
JP (1) JP5568560B2 (en)
KR (3) KR101217323B1 (en)
CN (1) CN102282578A (en)
WO (1) WO2010039337A2 (en)

Families Citing this family (133)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20250099420A (en) 2007-09-24 2025-07-01 애플 인크. Embedded authentication systems in an electronic device
US8600120B2 (en) 2008-01-03 2013-12-03 Apple Inc. Personal computing device control using face detection and recognition
US8907768B2 (en) 2009-11-25 2014-12-09 Visa International Service Association Access using a mobile device with an accelerometer
WO2011072310A1 (en) 2009-12-07 2011-06-16 Angus Bernhardt Pohl Bridging device and method for integrating a bridging device into a mobile phone
US9525548B2 (en) 2010-10-21 2016-12-20 Microsoft Technology Licensing, Llc Provisioning techniques
US8805434B2 (en) 2010-11-23 2014-08-12 Microsoft Corporation Access techniques using a mobile communication device
US9509686B2 (en) 2010-12-03 2016-11-29 Microsoft Technology Licensing, Llc Secure element authentication
WO2012092293A2 (en) 2010-12-30 2012-07-05 Visa International Service Association Mixed mode transaction protocol
US20120221464A1 (en) * 2011-02-28 2012-08-30 Research In Motion Limited Communications system for performing secure transactions based upon mobile wireless communications device proximity and related methods
US8392259B2 (en) 2011-03-17 2013-03-05 Research In Motion Limited Methods and apparatus to obtain transaction confirmation
EP2503495A1 (en) * 2011-03-17 2012-09-26 Research In Motion Limited Methods and apparatus to obtain transaction confirmation
US8638385B2 (en) 2011-06-05 2014-01-28 Apple Inc. Device, method, and graphical user interface for accessing an application in a locked device
US8769624B2 (en) 2011-09-29 2014-07-01 Apple Inc. Access control utilizing indirect authentication
US9002322B2 (en) 2011-09-29 2015-04-07 Apple Inc. Authentication with secondary approver
JP5918995B2 (en) * 2011-12-27 2016-05-18 株式会社三井住友銀行 Payment processing method and bank server used for the payment processing
WO2013136328A1 (en) * 2012-03-12 2013-09-19 Top Image Systems Ltd. Portable device for financial document transactions
US8423459B1 (en) * 2012-03-30 2013-04-16 Google Inc. Prioritizing potential transaction counter-parties with social network content
US10354004B2 (en) 2012-06-07 2019-07-16 Apple Inc. Intelligent presentation of documents
KR101327292B1 (en) * 2012-06-18 2013-11-11 주식회사 인터페이 Goods/service price payment system based on ars authentication using variious payment means and price payment method of the same
EP2870789A4 (en) 2012-07-09 2016-01-20 Intel Corp SYSTEMS AND METHODS FOR SECURING TRANSACTIONS WITH MOBILE DEVICES
KR101421568B1 (en) 2012-07-27 2014-07-22 주식회사 케이티 Smart card, device and method for smart card service
WO2014030875A1 (en) 2012-08-24 2014-02-27 Samsung Electronics Co., Ltd. Apparatus and method for providing interaction information by using image on device display
WO2014030876A1 (en) 2012-08-24 2014-02-27 Samsung Electronics Co., Ltd. Method and apparatus for determining item based on interaction environment
US20140201086A1 (en) * 2012-09-02 2014-07-17 Mpayme Ltd. Method and system for reversed near field contact electronic transaction
KR20140060849A (en) 2012-11-12 2014-05-21 주식회사 케이티 System and method for card payment
JP2014194737A (en) * 2012-12-11 2014-10-09 Toshiba Tec Corp Electronic receipt system, information processing apparatus, and program
KR102087984B1 (en) * 2012-12-21 2020-03-11 삼성전자주식회사 Transaction system and method by using surrounding device
KR101330962B1 (en) * 2012-12-27 2013-11-18 신한카드 주식회사 Payment device control method for selecting card settlement
CN103049850A (en) * 2013-01-05 2013-04-17 深圳市中兴移动通信有限公司 Mobile payment terminal, system and payment method thereof based on NFC (Near Field Communication)
KR20140097832A (en) 2013-01-30 2014-08-07 주식회사 케이티 Device of generating and terminating a virtual card transferred to a physical card
KR20140103210A (en) 2013-02-14 2014-08-26 주식회사 케이티 Apparatus and method for setting a primary payment means
JP2014167754A (en) * 2013-02-28 2014-09-11 Sharp Corp Portable terminal, payment reception terminal, and control program
US9022286B2 (en) 2013-03-15 2015-05-05 Virtual Electric, Inc. Multi-functional credit card type portable electronic device
GB2514780A (en) * 2013-06-03 2014-12-10 Mastercard International Inc Methods and apparatus for performing local transactions
EP2819076B1 (en) * 2013-06-24 2019-12-18 BlackBerry Limited Controlling transactions using near field communications device
CN103426084A (en) * 2013-07-24 2013-12-04 牟大同 Electronic payment system and remote-based or near-field-based payment method
US10001817B2 (en) 2013-09-03 2018-06-19 Apple Inc. User interface for manipulating user interface objects with magnetic properties
US9898642B2 (en) 2013-09-09 2018-02-20 Apple Inc. Device, method, and graphical user interface for manipulating user interfaces based on fingerprint sensor inputs
US9178889B2 (en) * 2013-09-27 2015-11-03 Paypal, Inc. Systems and methods for pairing a credential to a device identifier
EP3063608B1 (en) 2013-10-30 2020-02-12 Apple Inc. Displaying relevant user interface objects
ES2589770T3 (en) 2013-11-26 2016-11-16 Gt Gettaxi Limited System and method to request a transport vehicle using a near field communication device
US11074580B2 (en) 2013-12-18 2021-07-27 PayRange Inc. Device and method for providing external access to multi-drop bus peripheral devices
US11481780B2 (en) 2013-12-18 2022-10-25 PayRange Inc. Method and system for asynchronous mobile payments for multiple in-person transactions conducted in parallel
US12548018B2 (en) 2013-12-18 2026-02-10 Payrange Llc Device and method for providing external access to multi-drop bus peripheral devices
US10019724B2 (en) 2015-01-30 2018-07-10 PayRange Inc. Method and system for providing offers for automated retail machines via mobile devices
US11966926B2 (en) 2013-12-18 2024-04-23 PayRange Inc. Method and system for asynchronous mobile payments for multiple in-person transactions conducted in parallel
US11475454B2 (en) 2013-12-18 2022-10-18 PayRange Inc. Intermediary communications over non-persistent network connections
US11205163B2 (en) 2013-12-18 2021-12-21 PayRange Inc. Systems and methods for determining electric pulses to provide to an unattended machine based on remotely-configured options
US12086811B2 (en) 2013-12-18 2024-09-10 PayRange Inc. Processing interrupted transactions over non-persistent network connections
US9659296B2 (en) 2013-12-18 2017-05-23 PayRange Inc. Method and system for presenting representations of payment accepting unit events
US11481781B2 (en) 2013-12-18 2022-10-25 PayRange Inc. Processing interrupted transaction over non-persistent network connections
US11966895B2 (en) 2013-12-18 2024-04-23 PayRange Inc. Refund centers for processing and dispensing vending machine refunds via an MDB router
US11983692B2 (en) 2013-12-18 2024-05-14 PayRange Inc. Mobile payment module with dual function radio transmitter
US8856045B1 (en) 2013-12-18 2014-10-07 PayRange Inc. Mobile-device-to-machine payment systems
US12093962B2 (en) 2013-12-18 2024-09-17 PayRange Inc. Intermediary communications over non-persistent network connections
US11068875B2 (en) * 2013-12-30 2021-07-20 Apple, Inc. Person-to-person payments using electronic devices
WO2015136434A1 (en) * 2014-03-11 2015-09-17 Tracopay Limited Device and system for electronic fund transfer
CN206193905U (en) * 2014-05-29 2017-05-24 苹果公司 Electronic equipment
US9324067B2 (en) 2014-05-29 2016-04-26 Apple Inc. User interface for payments
US9967401B2 (en) 2014-05-30 2018-05-08 Apple Inc. User interface for phone call routing among devices
US12548032B2 (en) 2014-06-30 2026-02-10 Payrange Llc Processing interrupted transactions over non-persistent network connections
US12248939B2 (en) 2014-06-30 2025-03-11 Payrange Llc Intermediary communications over non-persistent network connections
US20170132588A1 (en) * 2014-07-01 2017-05-11 Francesco Ricci Electronic Payment System and Relative Method
KR101598371B1 (en) * 2014-07-14 2016-02-29 브릴리언츠 주식회사 Smart multi card
DE212015000194U1 (en) 2014-08-06 2017-05-31 Apple Inc. Reduced user interfaces for battery management
US10339293B2 (en) 2014-08-15 2019-07-02 Apple Inc. Authenticated device used to unlock another device
US10452253B2 (en) 2014-08-15 2019-10-22 Apple Inc. Weather user interface
US9547419B2 (en) 2014-09-02 2017-01-17 Apple Inc. Reduced size configuration interface
WO2016036510A1 (en) 2014-09-02 2016-03-10 Apple Inc. Music user interface
EP4668726A3 (en) 2014-09-02 2026-03-25 Apple Inc. Phone user interface
WO2016036481A1 (en) 2014-09-02 2016-03-10 Apple Inc. Reduced-size user interfaces for dynamically updated application overviews
KR102016160B1 (en) 2014-09-02 2019-08-29 애플 인크. Reduced-size interfaces for managing alerts
WO2016036552A1 (en) 2014-09-02 2016-03-10 Apple Inc. User interactions for a mapping application
US9449318B2 (en) * 2014-10-01 2016-09-20 Paypal, Inc. Systems and methods for providing payment hotspots
US20160132860A1 (en) * 2014-11-12 2016-05-12 Line Bizplus Pte, Ltd. Method and system of processing payment using instant message service
US20160224973A1 (en) * 2015-02-01 2016-08-04 Apple Inc. User interface for payments
KR101663213B1 (en) * 2015-02-12 2016-10-06 김덕상 Credible transfer request terminal, transfer server and computer program for transferring
US9574896B2 (en) 2015-02-13 2017-02-21 Apple Inc. Navigation user interface
EP3262582B1 (en) 2015-02-27 2021-03-17 Samsung Electronics Co., Ltd. Electronic device providing electronic payment function and operating method thereof
US10193700B2 (en) 2015-02-27 2019-01-29 Samsung Electronics Co., Ltd. Trust-zone-based end-to-end security
US10466883B2 (en) 2015-03-02 2019-11-05 Apple Inc. Screenreader user interface
US10055121B2 (en) 2015-03-07 2018-08-21 Apple Inc. Activity based thresholds and feedbacks
US10216351B2 (en) 2015-03-08 2019-02-26 Apple Inc. Device configuration user interface
US10467602B2 (en) 2015-03-11 2019-11-05 Facebook, Inc. Facilitating sending, receiving, and updating of payments using message and payment queues
EP3278286A4 (en) * 2015-03-31 2018-10-03 Visa International Service Association Peer-to peer mobile device payment network
US20160358133A1 (en) * 2015-06-05 2016-12-08 Apple Inc. User interface for loyalty accounts and private label accounts for a wearable device
US9940637B2 (en) 2015-06-05 2018-04-10 Apple Inc. User interface for loyalty accounts and private label accounts
US9916075B2 (en) 2015-06-05 2018-03-13 Apple Inc. Formatting content for a reduced-size user interface
US20190057373A1 (en) * 2015-06-12 2019-02-21 Offerup, Inc. Systems, methods, and devices for computer-based local transactions
CN106372878A (en) * 2015-07-20 2017-02-01 阿里巴巴集团控股有限公司 Payment method, payment client and payment server
CN105160530A (en) * 2015-07-31 2015-12-16 努比亚技术有限公司 Mobile terminal and information processing method
KR101838073B1 (en) * 2015-08-06 2018-03-14 엘지전자 주식회사 Mobile terminal and method for controlling the same
US20170046668A1 (en) * 2015-08-16 2017-02-16 Google Inc. Comparing An Extracted User Name with Stored User Data
CA3001692A1 (en) * 2015-10-12 2017-04-20 First Data Corporation Systems and methods for transactional document processing
CN105512880A (en) * 2015-12-08 2016-04-20 努比亚技术有限公司 Wireless payment device and method
KR102752339B1 (en) * 2016-01-25 2025-01-10 애플 인크. Conducting transactions using electronic devices with non-native credentials
ES2961266T3 (en) * 2016-02-17 2024-03-11 Payrange Inc Systems and methods for determining electrical pulses to provide to an unattended machine based on remotely configured options
EP3264355A4 (en) * 2016-02-26 2018-02-28 Samsung Electronics Co., Ltd. Electronic device and operation method therefor
DK179186B1 (en) 2016-05-19 2018-01-15 Apple Inc REMOTE AUTHORIZATION TO CONTINUE WITH AN ACTION
CN114693289A (en) 2016-06-11 2022-07-01 苹果公司 User interface for trading
US10621581B2 (en) 2016-06-11 2020-04-14 Apple Inc. User interface for transactions
DK201670622A1 (en) 2016-06-12 2018-02-12 Apple Inc User interfaces for transactions
US9842330B1 (en) 2016-09-06 2017-12-12 Apple Inc. User interfaces for stored-value accounts
DK179471B1 (en) 2016-09-23 2018-11-26 Apple Inc. Image data for enhanced user interactions
US10860199B2 (en) 2016-09-23 2020-12-08 Apple Inc. Dynamically adjusting touch hysteresis based on contextual data
US10496808B2 (en) 2016-10-25 2019-12-03 Apple Inc. User interface for managing access to credentials for use in an operation
WO2018163312A1 (en) * 2017-03-08 2018-09-13 株式会社ミックナイン Electronic wallet and computer program
WO2018189165A1 (en) * 2017-04-10 2018-10-18 Sonect Ag Method for effecting financial transactions
DE102018110736A1 (en) * 2017-06-02 2018-12-06 Apple Inc. Split transaction execution
KR102389678B1 (en) 2017-09-09 2022-04-21 애플 인크. Implementation of biometric authentication
KR102185854B1 (en) 2017-09-09 2020-12-02 애플 인크. Implementation of biometric authentication
JP6560319B2 (en) * 2017-11-08 2019-08-14 株式会社 みずほ銀行 Wallet management system, wallet management method, and wallet management program
EP4274286A3 (en) 2018-01-22 2023-12-27 Apple Inc. Secure login with authentication based on a visual representation of data
KR102408583B1 (en) * 2018-02-22 2022-06-15 삼성전자주식회사 Method and apparatus for operating multimodal of near field communications circuitry
US11170085B2 (en) 2018-06-03 2021-11-09 Apple Inc. Implementation of biometric authentication
US11100349B2 (en) 2018-09-28 2021-08-24 Apple Inc. Audio assisted enrollment
US10860096B2 (en) 2018-09-28 2020-12-08 Apple Inc. Device control using gaze information
US11328352B2 (en) 2019-03-24 2022-05-10 Apple Inc. User interfaces for managing an account
US11477609B2 (en) 2019-06-01 2022-10-18 Apple Inc. User interfaces for location-related communications
US11481094B2 (en) 2019-06-01 2022-10-25 Apple Inc. User interfaces for location-related communications
KR20210036688A (en) * 2019-09-26 2021-04-05 라인플러스 주식회사 Method and system for split payment
EP4034979B1 (en) 2019-09-29 2024-01-03 Apple Inc. Account management user interfaces
US11169830B2 (en) 2019-09-29 2021-11-09 Apple Inc. Account management user interfaces
JP6838182B1 (en) * 2020-02-27 2021-03-03 ＰａｙＰａｙ株式会社 Payment program, payment device and payment method
GB2592917A (en) * 2020-03-09 2021-09-15 Oluwaseun Bamidele Michael Close proximity smartphone to smartphone credit transfer
DK180985B1 (en) 2020-04-10 2022-09-02 Apple Inc User interfaces for enabling an activity
US11816194B2 (en) 2020-06-21 2023-11-14 Apple Inc. User interfaces for managing secure operations
US12399958B2 (en) 2020-07-21 2025-08-26 Payrange Llc Systems and methods for tool activation and display cabinet locking
EP4264460B1 (en) 2021-01-25 2025-12-24 Apple Inc. Implementation of biometric authentication
US12210603B2 (en) 2021-03-04 2025-01-28 Apple Inc. User interface for enrolling a biometric feature
US12216754B2 (en) 2021-05-10 2025-02-04 Apple Inc. User interfaces for authenticating to perform secure operations
US12189756B2 (en) 2021-06-06 2025-01-07 Apple Inc. User interfaces for managing passwords
US20240095694A1 (en) * 2022-09-21 2024-03-21 Step Mobile, Inc. Dynamically guiding users to request valid payments

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080147561A1 (en) * 2006-12-18 2008-06-19 Pitney Bowes Incorporated Image based invoice payment with digital signature verification

Family Cites Families (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5677955A (en) * 1995-04-07 1997-10-14 Financial Services Technology Consortium Electronic funds transfer instruments
JP2003518832A (en) * 1999-12-22 2003-06-10 コーニンクレッカ フィリップス エレクトロニクス エヌ ヴィ Remote transmission of multimedia contents from consumer electronic devices
EP1344389A2 (en) * 2000-12-22 2003-09-17 Siemens Aktiengesellschaft Method for flexible charging of fees for services and resources in networks
KR20020063350A (en) * 2001-01-27 2002-08-03 에스케이 텔레콤주식회사 Mobile phone with financial information within UIM card, and method used therein
WO2003038698A1 (en) * 2001-10-31 2003-05-08 Mitsubishi Denki Kabushiki Kaisha Portable terminal and pos terminal
KR100475654B1 (en) * 2002-03-15 2005-03-15 주식회사 하렉스인포텍 User interface method of finance settlement through mobile unit
KR20020052156A (en) * 2002-06-03 2002-07-02 안지영 Wireless credit card payment system and method using mobile communication terminals with short distance wireless communication function
US8224700B2 (en) * 2002-08-19 2012-07-17 Andrew Silver System and method for managing restaurant customer data elements
EP1683083A4 (en) * 2003-08-08 2009-07-29 Paycool Int Ltd Methods for facilitating validation of financial transactions made through a wireless communication network
JP2005267012A (en) * 2004-03-17 2005-09-29 Japan Research Institute Ltd Sales information processing method and credit card system
WO2006095212A1 (en) * 2005-03-07 2006-09-14 Nokia Corporation Method and mobile terminal device including smartcard module and near field communications means
KR20060129825A (en) * 2005-06-13 2006-12-18 주식회사 팬택 Method and system for distributing payment amount using mobile communication terminal
KR20070013048A (en) * 2005-07-25 2007-01-30 주식회사 팬택앤큐리텔 Joint Payment System and Method in Electronic Commerce
JP5139715B2 (en) * 2006-04-25 2013-02-06 Ｋｄｄｉ株式会社 Financial transaction service method and financial transaction service system using mobile phone
US7907896B2 (en) * 2006-04-28 2011-03-15 Motorola Mobility, Inc. Mobile commerce method and device
JP2008107874A (en) * 2006-10-23 2008-05-08 Nec Infrontia Corp Separate accounting system, mobile terminal, separate accounting method, separate accounting program, and program storage medium

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080147561A1 (en) * 2006-12-18 2008-06-19 Pitney Bowes Incorporated Image based invoice payment with digital signature verification

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
The technical aspects identified in the present application (Art. 56 EPC) are considered part of common general knowledge. Due tot heir notoriety no documentary evidence is found to be required. For further details see the accompanying Opinion and the reference below. XP002456414 *

Also Published As

Publication number Publication date
WO2010039337A2 (en) 2010-04-08
KR20120069673A (en) 2012-06-28
KR20110056561A (en) 2011-05-30
KR101428429B1 (en) 2014-08-07
EP2332105A2 (en) 2011-06-15
JP5568560B2 (en) 2014-08-06
KR101217323B1 (en) 2012-12-31
CN102282578A (en) 2011-12-14
KR20130027587A (en) 2013-03-15
WO2010039337A3 (en) 2010-07-22
JP2012504273A (en) 2012-02-16

Similar Documents

Publication Publication Date Title
EP2332105A4 (en) DEVICES AND METHODS FOR FINANCIAL TRANSACTIONS POST-TO-POST
ITMI20070398A1 (en) COMMAND DEVICE FOR BICYCLE AND BICYCLE THAT INCLUDES IT
EP2253419A4 (en) CLAMP DEVICE
EP2106273A4 (en) SYSTEMS AND METHODS FOR OPERATIVE STIMULATION
EP2253420A4 (en) CLAMP DEVICE
SE0950453L (en) Secure financial transactions
EP2088923A4 (en) MULTI-MICROFIL ELECTRODE DEVICE AND METHODS
EP2261832A4 (en) INFORMATION PROCESSING DEVICE
EP2512578A4 (en) DEVICES AND METHODS FOR TREATING SINUSIAN DISEASE
ITMI20070397A1 (en) COMMAND DEVICE FOR BICYCLE AND BICYCLE THAT INCLUDES IT
EP2391920A4 (en) ATTACHABLE OPTICAL ELEMENT DEVICES AND ASSOCIATED METHODS
FI20085217A0 (en) Data Processing device
BRPI0809978A2 (en) GOTHICLE DISPENSING DEVICES AND METHODS
EP2509498A4 (en) DEVICES AND METHODS FOR PREDICTING AND PREVENTING RESTENOSIS
EP2553642A4 (en) METHODS AND SYSTEMS FOR CHECKING TRANSACTIONS
EP2259326A4 (en) SEMICONDUCTOR DEVICE
EP2280416A4 (en) SEMICONDUCTOR DEVICE
EP2291001A4 (en) MICROPHONE DEVICE
EP2264756A4 (en) SEMICONDUCTOR DEVICE
EP2320458A4 (en) SEMICONDUCTOR DEVICE
EP2243990A4 (en) SOLENOID TYPE SOLENOID DEVICE
EP2334936A4 (en) COATING ATTACHES AND METHODS AND APPARATUSES
EP2240580A4 (en) CLOSTEROVIRUS VECTORS AND METHODS
DK2318881T3 (en) COMBINED THERMOCHROME AND ELECTROCHROME OPTICAL DEVICE
KR101535547B9 (en) Substrate processing device

Legal Events

Date Code Title Description
PUAI Public reference made under article 153(3) epc to a published international application that has entered the european phase

Free format text: ORIGINAL CODE: 0009012

17P Request for examination filed

Effective date: 20110330

AK Designated contracting states

Kind code of ref document: A2

Designated state(s): AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO SE SI SK SM TR

AX Request for extension of the european patent

Extension state: AL BA RS

DAX Request for extension of the european patent (deleted)
A4 Supplementary search report drawn up and despatched

Effective date: 20120622

RIC1 Information provided on ipc code assigned before grant

Ipc: G06Q 40/00 20120101ALI20120618BHEP

Ipc: G06Q 20/00 20120101AFI20120618BHEP

17Q First examination report despatched

Effective date: 20160803

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: EXAMINATION IS IN PROGRESS

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: THE APPLICATION IS DEEMED TO BE WITHDRAWN

18D Application deemed to be withdrawn

Effective date: 20161206