EP3404602A4 - ELECTRONIC DEVICE AND METHOD FOR PERFORMING PAYMENT - Google Patents

ELECTRONIC DEVICE AND METHOD FOR PERFORMING PAYMENT Download PDF

Info

Publication number
EP3404602A4
EP3404602A4 EP17741645.0A EP17741645A EP3404602A4 EP 3404602 A4 EP3404602 A4 EP 3404602A4 EP 17741645 A EP17741645 A EP 17741645A EP 3404602 A4 EP3404602 A4 EP 3404602A4
Authority
EP
European Patent Office
Prior art keywords
electronic device
performing payment
payment
electronic
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP17741645.0A
Other languages
German (de)
French (fr)
Other versions
EP3404602A1 (en
Inventor
Yong Seok Park
In Ho Kim
Je Min Lee
Joon Hee Lee
Won June Choi
Hoon Choi
Jong Ho Kim
Seung Won Oh
Ye Na Kim
Yong Wan Lee
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Samsung Electronics Co Ltd
Original Assignee
Samsung Electronics Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Samsung Electronics Co Ltd filed Critical Samsung Electronics Co Ltd
Publication of EP3404602A1 publication Critical patent/EP3404602A1/en
Publication of EP3404602A4 publication Critical patent/EP3404602A4/en
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00—Data switching networks
    • H04L12/66—Arrangements for connecting between networks having differing types of switching systems, e.g. gateways
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3263—Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Telephone Function (AREA)
EP17741645.0A 2016-01-19 2017-01-18 ELECTRONIC DEVICE AND METHOD FOR PERFORMING PAYMENT Ceased EP3404602A4 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR1020160006639A KR102553318B1 (en) 2016-01-19 2016-01-19 Device for Performing Transaction and Method Thereof
PCT/KR2017/000596 WO2017126879A1 (en) 2016-01-19 2017-01-18 Electronic device and method for performing payment

Publications (2)

Publication Number Publication Date
EP3404602A1 EP3404602A1 (en) 2018-11-21
EP3404602A4 true EP3404602A4 (en) 2019-04-03

Family

ID=59362772

Family Applications (1)

Application Number Title Priority Date Filing Date
EP17741645.0A Ceased EP3404602A4 (en) 2016-01-19 2017-01-18 ELECTRONIC DEVICE AND METHOD FOR PERFORMING PAYMENT

Country Status (5)

Country Link
US (1) US20190026725A1 (en)
EP (1) EP3404602A4 (en)
KR (1) KR102553318B1 (en)
CN (1) CN108701297B (en)
WO (1) WO2017126879A1 (en)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9022286B2 (en) 2013-03-15 2015-05-05 Virtual Electric, Inc. Multi-functional credit card type portable electronic device
KR102893057B1 (en) * 2016-12-02 2025-12-01 삼성전자주식회사 Method for providing point of interest and electronic device supporting the same
JP7413716B2 (en) * 2019-10-21 2024-01-16 富士フイルムビジネスイノベーション株式会社 Information processing device and program
KR102803704B1 (en) 2020-07-09 2025-05-09 삼성전자주식회사 Electronic device for supporting mobile payment, method for operating thereof and storage medium
USD1030778S1 (en) * 2022-02-07 2024-06-11 Capital One Services, Llc Display screen or portion thereof with a graphical user interface
USD1029849S1 (en) * 2022-02-07 2024-06-04 Capital One Services, Llc Display screen or portion thereof with an animated graphical user interface
USD1029851S1 (en) * 2022-02-14 2024-06-04 Capital One Services, Llc Display screen or portion thereof with an animated graphical user interface
USD1029850S1 (en) * 2022-02-14 2024-06-04 Capital One Services, Llc Display screen or portion thereof with an animated graphical user interface

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20140249948A1 (en) * 2013-03-01 2014-09-04 William Wang Graylin Mobile checkout systems and methods
WO2014134180A2 (en) * 2013-02-26 2014-09-04 Digimarc Corporation Methods and arrangements for smartphone payments and transactions

Family Cites Families (19)

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SG124290A1 (en) * 2001-07-23 2006-08-30 Ntt Docomo Inc Electronic payment method, system, and devices
PL350218A1 (en) * 2001-10-20 2003-04-22 Wojciech Wojciechowski Method of and system for providing extra security of payments effected by means of cheque cards
KR101140223B1 (en) * 2005-08-19 2012-04-26 주식회사 비즈모델라인 Device for Processing a Payment
US20090171797A1 (en) * 2007-12-28 2009-07-02 Mastercard International, Inc. Positionally Trackable Payment Device
EP2526517B1 (en) * 2010-01-19 2018-08-08 Visa International Service Association Token based transaction authentication
US8566233B2 (en) * 2010-07-29 2013-10-22 Intel Corporation Device, system, and method for location-based payment authorization
US9838520B2 (en) * 2011-04-22 2017-12-05 Mastercard International Incorporated Purchase Magnetic stripe attachment and application for mobile electronic devices
KR20130113292A (en) * 2012-04-05 2013-10-15 주식회사 엘지씨엔에스 Method of paying through paying means, server and mobile terminal performing the same
KR20130133494A (en) * 2012-05-29 2013-12-09 비씨카드(주) Method, mobile device and computer-readable recording medium for mobile payment
US9064247B2 (en) * 2012-06-19 2015-06-23 Microsoft Technology Licensing, Llc User-configurable activation of card applets
US9978054B2 (en) * 2014-04-11 2018-05-22 Mastercard International Incorporated Acceptance quality improvement using localization data to adjust contactless payment
KR101623636B1 (en) * 2014-04-25 2016-05-23 모지도코화이어코리아 유한회사 Cloud-SE System and Mobile Terminal based on Cloud SE and Mobile Payment Method thereof
US10032151B2 (en) * 2014-05-28 2018-07-24 Verizon Patent And Licensing Inc. Point-of-sale location check for payment card purchases
CA2923479C (en) * 2014-07-11 2018-02-20 Samsung Pay, Inc. System and method for a baseband nearfield magnetic stripe data transmitter
KR20150060631A (en) * 2015-05-08 2015-06-03 주식회사 씽크풀 Method for authenticating payment occurred abroad and systems thereof
KR101579118B1 (en) * 2015-05-22 2015-12-21 이제원 Payment information send/receive device by bluetooth communication, method and program for payment bt mobile device
CN104978658B (en) * 2015-06-18 2020-04-07 惠州Tcl移动通信有限公司 Geographic position-based public transportation service system and implementation method thereof
KR101695699B1 (en) * 2015-08-13 2017-01-23 엘지전자 주식회사 Mobile terminal and method for controlling the same
KR101779506B1 (en) * 2015-10-20 2017-09-18 엘지전자 주식회사 Mobile terminal and method for controlling the same

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2014134180A2 (en) * 2013-02-26 2014-09-04 Digimarc Corporation Methods and arrangements for smartphone payments and transactions
US20140249948A1 (en) * 2013-03-01 2014-09-04 William Wang Graylin Mobile checkout systems and methods

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2017126879A1 *

Also Published As

Publication number Publication date
EP3404602A1 (en) 2018-11-21
CN108701297B (en) 2022-04-05
WO2017126879A1 (en) 2017-07-27
CN108701297A (en) 2018-10-23
US20190026725A1 (en) 2019-01-24
KR20170086957A (en) 2017-07-27
KR102553318B1 (en) 2023-07-10

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