WO1999020035A3 - Zugangs- und abrechnungsverfahren mittels chipkarte - Google Patents

Zugangs- und abrechnungsverfahren mittels chipkarte Download PDF

Info

Publication number
WO1999020035A3
WO1999020035A3 PCT/EP1998/006471 EP9806471W WO9920035A3 WO 1999020035 A3 WO1999020035 A3 WO 1999020035A3 EP 9806471 W EP9806471 W EP 9806471W WO 9920035 A3 WO9920035 A3 WO 9920035A3
Authority
WO
WIPO (PCT)
Prior art keywords
chip card
services
support
value points
billing method
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/EP1998/006471
Other languages
English (en)
French (fr)
Other versions
WO1999020035A2 (de
Inventor
Ruediger Klein
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from DE19812125A external-priority patent/DE19812125A1/de
Application filed by Individual filed Critical Individual
Priority to JP2000516477A priority Critical patent/JP2001520427A/ja
Priority to AU20471/99A priority patent/AU2047199A/en
Priority to CA002307032A priority patent/CA2307032A1/en
Priority to EA200000401A priority patent/EA200000401A1/ru
Priority to EP98965131A priority patent/EP1050031A2/de
Publication of WO1999020035A2 publication Critical patent/WO1999020035A2/de
Publication of WO1999020035A3 publication Critical patent/WO1999020035A3/de
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343Cards including a counter
    • G06Q20/3433Cards including a counter the counter having monetary units
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F17/00Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/0014Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M17/00Prepayment of wireline communication systems, wireless communication systems or telephone systems

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Meter Arrangements (AREA)

Abstract

Es wird ein Zugangs- und Abrechnungsverfahren mittels Chipkarte zum Bezug von Leistungen und/oder Versorgungen aus Telekommunikationsnetzen, Versorgungsnetzen und dergleichen unter Verwendung eines dezentralen Teilnehmeranschaltsystems mit einem peripheren Zähl- und Verriegelungsglied und einem daran angeschalteten Teilnehmeranschaltgerät offenbart. Bei diesem Verfahren wird eine Chipkarte mit einer ersten Speichereinrichtung für Wertpunkte, die zum Beziehen von Leistungen und/oder Versorgungen eines bestimmten Betreibers berechtigen, bereitgestellt und/oder initialisiert. Weiterhin wird ein bestimmter Geldbetrag an den Betreiber überwiesen und eine diesem Geldbetrag entsprechende Wertpunktmenge in der ersten Speichereinrichtung der Chipkarte gespeichert. Durch Kommunikation des peripheren Zähl- und Verriegelungsglieds mit der in das Teilnehmeranschaltgerät eingebrachten Chipkarte wird das dezentrale Teilnehmeranschaltsystem freigeschaltet und werden die jeweiligen Leistungen und/oder Versorgungen bezogen. Schließlich wird die Wertpunktmenge entsprechend den bezogenen Leistungen und/oder Versorgungen verringert. In einem vereinfachten Abrechnungsverfahren werden von einem Dienstleister/Händler mittels eines Programmiergeräts Überweisungsdaten auf eine seitens des Bestellers in sein Anschaltgerät geführte Chipkarte übertragen, dort bestätigt und anschließend als normale Banküberweisungen nach nochmaliger Bestätigung zum Zweck der Bestellung von Dienstleistungen/Waren ausgeführt.
PCT/EP1998/006471 1997-10-10 1998-10-12 Zugangs- und abrechnungsverfahren mittels chipkarte Ceased WO1999020035A2 (de)

Priority Applications (5)

Application Number Priority Date Filing Date Title
JP2000516477A JP2001520427A (ja) 1997-10-10 1998-10-12 チップカードよるアクセス・クリアリングプロシージャ
AU20471/99A AU2047199A (en) 1997-10-10 1998-10-12 Access and billing method using a chip card
CA002307032A CA2307032A1 (en) 1997-10-10 1998-10-12 Access and billing method using a chip card
EA200000401A EA200000401A1 (ru) 1997-10-10 1998-10-12 Процедура доступа и расчетов посредством карточки с микросхемой
EP98965131A EP1050031A2 (de) 1997-10-10 1998-10-12 Zugangs- und abrechnungsverfahren mittels chipkarte

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
DE19744806.2 1997-10-10
DE19744806 1997-10-10
DE19812125A DE19812125A1 (de) 1997-10-10 1998-03-19 Zugangs- und Abrechnungsverfahren mit Chipkarten für den Bezug von Leistungen aus Telekommunikationsnetzen
DE19812125.3 1998-03-19
DE19835909 1998-08-07
DE19835909.8 1998-08-07

Publications (2)

Publication Number Publication Date
WO1999020035A2 WO1999020035A2 (de) 1999-04-22
WO1999020035A3 true WO1999020035A3 (de) 1999-11-11

Family

ID=27217817

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP1998/006471 Ceased WO1999020035A2 (de) 1997-10-10 1998-10-12 Zugangs- und abrechnungsverfahren mittels chipkarte

Country Status (5)

Country Link
EP (1) EP1050031A2 (de)
JP (1) JP2001520427A (de)
AU (1) AU2047199A (de)
CA (1) CA2307032A1 (de)
WO (1) WO1999020035A2 (de)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0963097A1 (de) * 1998-06-05 1999-12-08 Siemens Aktiengesellschaft Kommunikationsendgerät zur wahlweisen Aufnahme und Auswertung von Wertkarten oder Münzen

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0479290A2 (de) * 1990-10-04 1992-04-08 Siemens Aktiengesellschaft Österreich Vorrichtung zur Verrechnung von Stromentnahme
EP0534803A2 (de) * 1991-09-27 1993-03-31 Schlumberger Industries Limited Vorausbezahlungssystem
DE4408655A1 (de) * 1994-03-15 1995-09-21 Peter Forster Funktelefon
WO1996003720A1 (en) * 1994-07-27 1996-02-08 Magyar Gázméro^' Technika Kft. Apparatus for metering and dispensing a commodity
WO1996041462A1 (en) * 1995-06-07 1996-12-19 Electronic Data Systems Corporation System and method for dispensing of a receipt reflecting prepaid phone services
DE29704120U1 (de) * 1997-03-06 1997-05-22 Bauer, Franz Hans Peter, 87719 Mindelheim System zum bargeldlosen Betrieb von Kassierzähler-Abgabegeräten
GB2321753A (en) * 1997-01-31 1998-08-05 Landis & Gyr (Uk) Ltd Metering system

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0479290A2 (de) * 1990-10-04 1992-04-08 Siemens Aktiengesellschaft Österreich Vorrichtung zur Verrechnung von Stromentnahme
EP0534803A2 (de) * 1991-09-27 1993-03-31 Schlumberger Industries Limited Vorausbezahlungssystem
DE4408655A1 (de) * 1994-03-15 1995-09-21 Peter Forster Funktelefon
WO1996003720A1 (en) * 1994-07-27 1996-02-08 Magyar Gázméro^' Technika Kft. Apparatus for metering and dispensing a commodity
WO1996041462A1 (en) * 1995-06-07 1996-12-19 Electronic Data Systems Corporation System and method for dispensing of a receipt reflecting prepaid phone services
GB2321753A (en) * 1997-01-31 1998-08-05 Landis & Gyr (Uk) Ltd Metering system
DE29704120U1 (de) * 1997-03-06 1997-05-22 Bauer, Franz Hans Peter, 87719 Mindelheim System zum bargeldlosen Betrieb von Kassierzähler-Abgabegeräten

Also Published As

Publication number Publication date
EP1050031A2 (de) 2000-11-08
CA2307032A1 (en) 1999-04-22
JP2001520427A (ja) 2001-10-30
AU2047199A (en) 1999-05-03
WO1999020035A2 (de) 1999-04-22

Similar Documents

Publication Publication Date Title
CA2234251C (en) System for facilitating the ordering and paying of services by means of a communication network
AU722587B2 (en) Method of loading or reloading a data medium card with a monetary sum
US6061664A (en) System for facilitating the ordering and paying of services by means of a communication network
EP0560946B1 (de) System zum zugang zu diensten über ein fernsprechgerät
ES2227561T3 (es) Metodo y sistema de telecomunicaciones de cargo en cuenta a un usuario.
US5915226A (en) Prepaid smart card in a GSM based wireless telephone network and method for operating prepaid cards
US5737414A (en) 900 number billing and collection system and method for on-line computer services
EP1184823B1 (de) System zum Ermöglichen des Bestellens und Bezahlens von Dienstleistungen mittels eines Kommunikationsnetzwerkes
GB2168514A (en) Security module
IL126030A (en) Billing procedure and system for data-transmission networks
EP0785534A1 (de) Verfahren und System zum Durchführen von Finanztransaktionen mittels Mobiltelefone
US20010023180A1 (en) Wireless communication device with replenishable credit balance
EP0873660A1 (de) System fur zahlungstransaktionen zwischen speicherkarten
EP0753957B1 (de) Nachrichtengebührenvorrichtung in Fernmeldnetzen
US20040029570A1 (en) Method and apparatus for electronic payment through mobile communication devices
WO1999020035A3 (de) Zugangs- und abrechnungsverfahren mittels chipkarte
DE19609232C2 (de) Verfahren und Vorrichtung zum universellen und gesicherten Zugang zu angebotenen Multimediadiensten über das Telefonnetz
EP1242983B1 (de) System zum laden eines vorbezahlten wertes über eine telefonverbindung
US9949128B2 (en) Method of personalizing a security element cooperating with an apparatus
AU757350B2 (en) Utility billing infrastructure
EP1172987A3 (de) System zur Datenübertragung
WO2003024061A2 (en) A method and system of crediting a pre-paid amount
NL1004235C2 (nl) Systeem voor het verzorgen van het bestellen en betalen van diensten door middel van een communicatienetwerk.
KR200230750Y1 (ko) 할인전화카드 판매장치
KR20020009252A (ko) 전자 화폐 결제 시스템 및 방법

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AL AM AT AU AZ BA BB BG BR BY CA CH CN CU CZ DK EE ES FI GB GD GE GH GM HR HU ID IL IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MD MG MK MN MW MX NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT UA UG US UZ VN YU ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): GH GM KE LS MW SD SZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
AK Designated states

Kind code of ref document: A3

Designated state(s): AL AM AT AU AZ BA BB BG BR BY CA CH CN CU CZ DK EE ES FI GB GD GE GH GM HR HU ID IL IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MD MG MK MN MW MX NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT UA UG US UZ VN YU ZW

AL Designated countries for regional patents

Kind code of ref document: A3

Designated state(s): GH GM KE LS MW SD SZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

ENP Entry into the national phase

Ref document number: 2307032

Country of ref document: CA

Ref document number: 2307032

Country of ref document: CA

Kind code of ref document: A

NENP Non-entry into the national phase

Ref country code: KR

WWE Wipo information: entry into national phase

Ref document number: 200000401

Country of ref document: EA

WWE Wipo information: entry into national phase

Ref document number: 1998965131

Country of ref document: EP

Ref document number: 20471/99

Country of ref document: AU

WWE Wipo information: entry into national phase

Ref document number: 09529282

Country of ref document: US

WWP Wipo information: published in national office

Ref document number: 1998965131

Country of ref document: EP

WWW Wipo information: withdrawn in national office

Ref document number: 1998965131

Country of ref document: EP