WO2001006338A3 - Automated banking machine system and development method - Google Patents

Automated banking machine system and development method Download PDF

Info

Publication number
WO2001006338A3
WO2001006338A3 PCT/US2000/019699 US0019699W WO0106338A3 WO 2001006338 A3 WO2001006338 A3 WO 2001006338A3 US 0019699 W US0019699 W US 0019699W WO 0106338 A3 WO0106338 A3 WO 0106338A3
Authority
WO
WIPO (PCT)
Prior art keywords
operative
customer profile
atm objects
device interface
interface layer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/US2000/019699
Other languages
French (fr)
Other versions
WO2001006338A8 (en
WO2001006338A2 (en
Inventor
Jay Paul Drummond
James R Church
Bob A Cichon
Mark D Smith
Mikal R Gilger
David Weis
Jagadesh Myana
Todd Blakeslee
Aravind Dongara
Mark A Moales
Radhika R Bodapatla
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Diebold Nixdorf Inc
Original Assignee
Diebold Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Diebold Inc filed Critical Diebold Inc
Priority to MXPA02000701A priority Critical patent/MXPA02000701A/en
Priority to BR0012606-3A priority patent/BR0012606A/en
Priority to PL00352686A priority patent/PL352686A1/en
Priority to EP00948793A priority patent/EP1204908A4/en
Priority to CA002377594A priority patent/CA2377594C/en
Publication of WO2001006338A2 publication Critical patent/WO2001006338A2/en
Publication of WO2001006338A3 publication Critical patent/WO2001006338A3/en
Publication of WO2001006338A8 publication Critical patent/WO2001006338A8/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/201—Accessories of ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/206—Software aspects at ATMs

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

A method for visual programming an automated transaction machine (12). The method includes the creation of terminal directors (225) that generally correspond to transactions performed by the automated transaction machine. The terminal directors are programmed byvisually creating associations (238) between a plurality of ATM objects (230, 232) in a workspace (224). Exemplary ATM objects include an authorization object (260), a back stage control object (262), a card reader object (264), a customer profile object (266), a depositor object (268), a dispenser object (270), keypad object (272), a logic object (274), an OCS object (276), a presenter object (278), a PIN entry object (280), a printer object (282), a sync object (284), and a transaction data object (286). The customer profile object is operative to retrieve customer profile information responsive to a determined customer of a person using the ATM. A portion of the exemplary ATM objects are operative to interface with a device interface layer (728) for communicating with physical hardware devices (724, 726). The device interface layer is operative to retrieve rules (721) and capability features from a data store (720) for automatically switching between two or more different devices of similar type when one of the devices becomes inoperative.
PCT/US2000/019699 1999-07-20 2000-07-19 Automated banking machine system and development method Ceased WO2001006338A2 (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
MXPA02000701A MXPA02000701A (en) 1999-07-20 2000-07-19 Automated banking machine system and development method.
BR0012606-3A BR0012606A (en) 1999-07-20 2000-07-19 Method; apparatus; method for programming an automated business transaction machine; legible computer medium; method for operating an automated business transaction machine; and method for configuring devices on an automated business transaction machine
PL00352686A PL352686A1 (en) 1999-07-20 2000-07-19 Automated banking machine system and development method
EP00948793A EP1204908A4 (en) 1999-07-20 2000-07-19 AUTOMATIC TRANSACTION MACHINE DEVELOPMENT SYSTEM AND METHOD THEREOF
CA002377594A CA2377594C (en) 1999-07-20 2000-07-19 Automated banking machine system and development method

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US14476199P 1999-07-20 1999-07-20
US60/144,761 1999-07-20
US14976599P 1999-08-19 1999-08-19
US60/149,765 1999-08-19

Publications (3)

Publication Number Publication Date
WO2001006338A2 WO2001006338A2 (en) 2001-01-25
WO2001006338A3 true WO2001006338A3 (en) 2001-06-21
WO2001006338A8 WO2001006338A8 (en) 2001-11-01

Family

ID=26842339

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2000/019699 Ceased WO2001006338A2 (en) 1999-07-20 2000-07-19 Automated banking machine system and development method

Country Status (10)

Country Link
EP (1) EP1204908A4 (en)
CN (1) CN1324506C (en)
AR (1) AR029173A1 (en)
BR (1) BR0012606A (en)
CA (1) CA2377594C (en)
CO (1) CO5290357A1 (en)
MX (1) MXPA02000701A (en)
PL (1) PL352686A1 (en)
RU (1) RU2255371C2 (en)
WO (1) WO2001006338A2 (en)

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GB0106974D0 (en) * 2001-03-20 2001-05-09 Rue De Int Ltd Funds deposit apparatus
UA73342C2 (en) * 2002-08-15 2005-07-15 Method for automatically recording and presenting information concerning the availability and movement of goods at storage and selling centers; a system for the realization of the method ?? ?? ?? ??
US7548858B2 (en) * 2003-03-05 2009-06-16 Microsoft Corporation System and method for selective audible rendering of data to a user based on user input
GB0504545D0 (en) * 2005-03-07 2005-04-13 Tricerion Ltd A method of secure data communication
GB2416058B (en) 2004-07-09 2008-01-23 Tricerion Ltd A method of secure data communication
GB0416857D0 (en) * 2004-07-29 2004-09-01 Ingenico Uk Ltd Electronic financial transactions
US7828646B2 (en) * 2004-10-05 2010-11-09 Giesecke & Devrient America, Inc. Casino all in one kiosk for cash, tickets, and cards, with card issuing capability
AU2012202723B2 (en) * 2005-03-07 2013-10-31 Tricerion Ltd A Method of Secure Data Communication
RU2387016C2 (en) * 2005-12-01 2010-04-20 Глори Лтд. Device for processing received banknotes
US20070260514A1 (en) * 2006-05-05 2007-11-08 Microsoft Corporation Distributed architecture for online advertising
US20100242102A1 (en) * 2006-06-27 2010-09-23 Microsoft Corporation Biometric credential verification framework
AU2006222701A1 (en) * 2006-09-21 2008-04-10 Claudia Von Heesen Payment method and system
GB0901589D0 (en) * 2009-01-30 2009-03-11 Omar Ralph M Improvements relating to multifunction authentication systems
WO2010142748A1 (en) 2009-06-09 2010-12-16 Gilbarco, S.R.L. Fuel dispenser user interface
US8682877B2 (en) * 2012-06-15 2014-03-25 International Business Machines Corporation Constrained transaction execution
US10115084B2 (en) 2012-10-10 2018-10-30 Artashes Valeryevich Ikonomov Electronic payment system
DE102012025084A1 (en) * 2012-12-20 2014-06-26 Giesecke & Devrient Gmbh Process for processing value documents and means for carrying out the method
WO2015041573A1 (en) * 2013-09-18 2015-03-26 Арташес Валерьевич ИКОНОМОВ Payment system identification center
US20160034883A1 (en) * 2014-07-31 2016-02-04 Ncr Corporation Multi-destination routing of transactions
US11295293B2 (en) * 2016-01-07 2022-04-05 Worldpay, Llc Point of interaction device emulation for payment transaction simulation
US10963828B2 (en) * 2019-07-19 2021-03-30 Capital One Services, Llc Identifying and managing enterprise product availability
US12456109B2 (en) 2020-09-29 2025-10-28 Ncr Voyix Corporation Mobile navigational control of terminal user interface

Citations (19)

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US3970992A (en) * 1974-06-25 1976-07-20 Ibm Corporation Transaction terminal with unlimited range of functions
US4114027A (en) * 1976-09-13 1978-09-12 The Mosler Safe Company On-line/off-line automated banking system
JPS575169A (en) * 1980-06-11 1982-01-11 Hitachi Ltd Automatic teller machine
US4317957A (en) * 1980-03-10 1982-03-02 Marvin Sendrow System for authenticating users and devices in on-line transaction networks
GB2083259A (en) * 1980-06-24 1982-03-17 Omron Tateisi Electronics Co A system for performing transaction
US4641239A (en) * 1983-11-17 1987-02-03 Kabushiki Kaisha Toshiba Automatic-transfer-transaction processing apparatus
US4660168A (en) * 1984-03-14 1987-04-21 Grant Elwyn E Apparatus for completing a customer initiated ATM transaction
EP0219880A2 (en) * 1984-02-09 1987-04-29 Kabushiki Kaisha Toshiba Data processing terminal device
US4803347A (en) * 1986-03-25 1989-02-07 Omron Tateisi Electronics Co. Automatic transaction machine
US5220501A (en) * 1989-12-08 1993-06-15 Online Resources, Ltd. Method and system for remote delivery of retail banking services
US5315511A (en) * 1989-04-21 1994-05-24 Hitachi, Ltd. Method of determining the acceptability of a request to preengage receipt and/or payment of money in an ATM system using the same
US5389773A (en) * 1993-09-29 1995-02-14 Ncr Corporation Self-service system having transaction predictive capability and method of using
US5465206A (en) * 1993-11-01 1995-11-07 Visa International Electronic bill pay system
US5546523A (en) * 1995-04-13 1996-08-13 Gatto; James G. Electronic fund transfer system
US5787403A (en) * 1995-03-08 1998-07-28 Huntington Bancshares, Inc. Bank-centric service platform, network and system
US5881268A (en) * 1996-03-14 1999-03-09 International Business Machines Corporation Comparative performance modeling for distributed object oriented applications
US5937396A (en) * 1996-12-04 1999-08-10 Konya; Arpad System for ATM/ATM transfers
US5987439A (en) * 1997-05-30 1999-11-16 Capital Security Systems, Inc. Automated banking system for making change on a card or user account
US6003019A (en) * 1996-11-29 1999-12-14 Ncr Corporation Multi-transaction service system

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US5870724A (en) * 1989-12-08 1999-02-09 Online Resources & Communications Corporation Targeting advertising in a home retail banking delivery service
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WO1996018981A1 (en) * 1994-12-14 1996-06-20 Aktsionernoe Obschestvo Zakrytogo Tipa 'blits-Tsentr' Method of carrying out financial clearing operations and an associated system
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CA2271686A1 (en) * 1996-11-27 1998-06-04 Diebold, Incorporated Automated banking machine apparatus and system
US6292789B1 (en) * 1997-08-26 2001-09-18 Citibank, N.A. Method and system for bill presentment and payment
US6133912A (en) * 1998-05-04 2000-10-17 Montero; Frank J. Method of delivering information over a communication network

Patent Citations (20)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3970992A (en) * 1974-06-25 1976-07-20 Ibm Corporation Transaction terminal with unlimited range of functions
US4114027A (en) * 1976-09-13 1978-09-12 The Mosler Safe Company On-line/off-line automated banking system
US4317957A (en) * 1980-03-10 1982-03-02 Marvin Sendrow System for authenticating users and devices in on-line transaction networks
JPS575169A (en) * 1980-06-11 1982-01-11 Hitachi Ltd Automatic teller machine
GB2083259A (en) * 1980-06-24 1982-03-17 Omron Tateisi Electronics Co A system for performing transaction
US4641239A (en) * 1983-11-17 1987-02-03 Kabushiki Kaisha Toshiba Automatic-transfer-transaction processing apparatus
EP0219880A2 (en) * 1984-02-09 1987-04-29 Kabushiki Kaisha Toshiba Data processing terminal device
US4660168A (en) * 1984-03-14 1987-04-21 Grant Elwyn E Apparatus for completing a customer initiated ATM transaction
US4803347A (en) * 1986-03-25 1989-02-07 Omron Tateisi Electronics Co. Automatic transaction machine
US5315511A (en) * 1989-04-21 1994-05-24 Hitachi, Ltd. Method of determining the acceptability of a request to preengage receipt and/or payment of money in an ATM system using the same
US5220501A (en) * 1989-12-08 1993-06-15 Online Resources, Ltd. Method and system for remote delivery of retail banking services
US5389773A (en) * 1993-09-29 1995-02-14 Ncr Corporation Self-service system having transaction predictive capability and method of using
US5465206A (en) * 1993-11-01 1995-11-07 Visa International Electronic bill pay system
US5465206B1 (en) * 1993-11-01 1998-04-21 Visa Int Service Ass Electronic bill pay system
US5787403A (en) * 1995-03-08 1998-07-28 Huntington Bancshares, Inc. Bank-centric service platform, network and system
US5546523A (en) * 1995-04-13 1996-08-13 Gatto; James G. Electronic fund transfer system
US5881268A (en) * 1996-03-14 1999-03-09 International Business Machines Corporation Comparative performance modeling for distributed object oriented applications
US6003019A (en) * 1996-11-29 1999-12-14 Ncr Corporation Multi-transaction service system
US5937396A (en) * 1996-12-04 1999-08-10 Konya; Arpad System for ATM/ATM transfers
US5987439A (en) * 1997-05-30 1999-11-16 Capital Security Systems, Inc. Automated banking system for making change on a card or user account

Non-Patent Citations (1)

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Title
See also references of EP1204908A4 *

Also Published As

Publication number Publication date
CO5290357A1 (en) 2003-06-27
CN1399751A (en) 2003-02-26
EP1204908A2 (en) 2002-05-15
CA2377594C (en) 2007-07-10
MXPA02000701A (en) 2002-07-02
AR029173A1 (en) 2003-06-18
PL352686A1 (en) 2003-09-08
CA2377594A1 (en) 2001-01-25
WO2001006338A8 (en) 2001-11-01
BR0012606A (en) 2002-04-09
RU2255371C2 (en) 2005-06-27
WO2001006338A2 (en) 2001-01-25
CN1324506C (en) 2007-07-04
EP1204908A4 (en) 2009-05-13

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