WO2003042938A3 - Bezahlungsprotokoll sowie datenübertragungsverfahren und -anordnung für bezahlvorgänge - Google Patents

Bezahlungsprotokoll sowie datenübertragungsverfahren und -anordnung für bezahlvorgänge Download PDF

Info

Publication number
WO2003042938A3
WO2003042938A3 PCT/EP2002/012782 EP0212782W WO03042938A3 WO 2003042938 A3 WO2003042938 A3 WO 2003042938A3 EP 0212782 W EP0212782 W EP 0212782W WO 03042938 A3 WO03042938 A3 WO 03042938A3
Authority
WO
WIPO (PCT)
Prior art keywords
data transmission
payment
conducting
central processor
server
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/EP2002/012782
Other languages
English (en)
French (fr)
Other versions
WO2003042938A2 (de
Inventor
Dirk Ammermann
Gero Offer
Andreas Marra
Stephan Kruppa
Denis Bouceka
Andreas Schulze
Damian Hackett
Bernd Biechele
Manfred Maennle
Holger Zimmermann
Ove Blumert
Michael Weber
Lysann Most
Frank Koehntopp
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
ENCORUS TECHNOLOGIES GmbH
Original Assignee
ENCORUS TECHNOLOGIES GmbH
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from EP02005763A external-priority patent/EP1313074A3/de
Priority claimed from EP02005762A external-priority patent/EP1313073A3/de
Priority claimed from EP02010457A external-priority patent/EP1361551A1/de
Application filed by ENCORUS TECHNOLOGIES GmbH filed Critical ENCORUS TECHNOLOGIES GmbH
Priority to AU2002358013A priority Critical patent/AU2002358013A1/en
Priority to EP02791681A priority patent/EP1446778A2/de
Priority to US10/495,221 priority patent/US20050256802A1/en
Publication of WO2003042938A2 publication Critical patent/WO2003042938A2/de
Publication of WO2003042938A3 publication Critical patent/WO2003042938A3/de
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/347—Passive cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1075—PIN is checked remotely
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68—Payment of value-added services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Verfahren zur Ausführung einer Transaktion auf einem System, das mindestens eine Zentralprozessorplattform, mindestens einen Geldbörsenserver und mindestens einen Bezahlungsserver aufweist, wobei die Zentralprozessorplattform eine Weiterleitungsmaschine, die per Kommunikationsverbindung mit dem Geldbörsenserver und dem Bezahlungsserver gekoppelt ist, aufweist und das Verfahren diese Schritte aufweist: Empfangen einer Transaktionsanfrage am Bezahlungsserver oder am Geldbörsenserver, Weiterleiten der Anfrage vom Bezahlungsserver oder vom Geldbörsenserver an die Zentralprozessorplattform und Betrieb der Zentralprozessorplattform, um die Transaktion durchzuführen.
PCT/EP2002/012782 2001-11-14 2002-11-14 Bezahlungsprotokoll sowie datenübertragungsverfahren und -anordnung für bezahlvorgänge Ceased WO2003042938A2 (de)

Priority Applications (3)

Application Number Priority Date Filing Date Title
AU2002358013A AU2002358013A1 (en) 2001-11-14 2002-11-14 Payment protocol and data transmission method and data transmission device for conducting payment transactions
EP02791681A EP1446778A2 (de) 2001-11-14 2002-11-14 Bezahlungsprotokoll sowie datenübertragungsverfahren und -anordnung für bezahlvorgänge
US10/495,221 US20050256802A1 (en) 2001-11-14 2002-11-14 Payment protocol and data transmission method and data transmission device for conducting payment transactions

Applications Claiming Priority (10)

Application Number Priority Date Filing Date Title
EP01127042.8 2001-11-14
EP01127042 2001-11-14
EP02005762.6 2002-03-13
EP02005763.4 2002-03-13
EP02005763A EP1313074A3 (de) 2001-11-14 2002-03-13 Datenübertragungsanordnung mit Systemverwaltungsserver und Verfahren zu deren Betrieb
EP02005762A EP1313073A3 (de) 2001-11-14 2002-03-13 Datenübertragungsverfahren und -anordnung mit Kontext-Identifikator
EP02010457.6 2002-05-08
EP02010457A EP1361551A1 (de) 2002-05-08 2002-05-08 Datenübertragungsverfahren und -anordnung, insbesondere für privaten Zahlungsverkehr
US38961702P 2002-06-17 2002-06-17
US60/389,617 2002-06-17

Publications (2)

Publication Number Publication Date
WO2003042938A2 WO2003042938A2 (de) 2003-05-22
WO2003042938A3 true WO2003042938A3 (de) 2003-12-04

Family

ID=56290355

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP2002/012782 Ceased WO2003042938A2 (de) 2001-11-14 2002-11-14 Bezahlungsprotokoll sowie datenübertragungsverfahren und -anordnung für bezahlvorgänge

Country Status (4)

Country Link
US (1) US20050256802A1 (de)
EP (1) EP1446778A2 (de)
AU (1) AU2002358013A1 (de)
WO (1) WO2003042938A2 (de)

Families Citing this family (172)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070055582A1 (en) 1996-11-12 2007-03-08 Hahn-Carlson Dean W Transaction processing with core and distributor processor implementations
US8392285B2 (en) 1996-11-12 2013-03-05 Syncada Llc Multi-supplier transaction and payment programmed processing approach with at least one supplier
US20080172314A1 (en) 1996-11-12 2008-07-17 Hahn-Carlson Dean W Financial institution-based transaction processing system and approach
US8396811B1 (en) 1999-02-26 2013-03-12 Syncada Llc Validation approach for auditing a vendor-based transaction
EP1188135A2 (de) 1998-12-23 2002-03-20 The Chase Manhattan Bank System und verfahren zur integration von handelsaktionen einschliesslich deren erstellung, verarbeitung und verfolgung von handelsdokumenten
US7720762B1 (en) 2002-10-03 2010-05-18 Gofigure Payments, Llc System and method for electronically processing commercial transactions based upon threshold amount
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
US7146338B2 (en) 2001-06-28 2006-12-05 Checkfree Services Corporation Inter-network financial service
US7831467B1 (en) * 2000-10-17 2010-11-09 Jpmorgan Chase Bank, N.A. Method and system for retaining customer loyalty
US9948644B2 (en) 2001-03-26 2018-04-17 Salesforce.Com, Inc. Routing messages between applications
US7689711B2 (en) 2001-03-26 2010-03-30 Salesforce.Com, Inc. System and method for routing messages between applications
US7788399B2 (en) * 2001-03-26 2010-08-31 Salesforce.Com, Inc. System and method for mapping of services
US8849716B1 (en) 2001-04-20 2014-09-30 Jpmorgan Chase Bank, N.A. System and method for preventing identity theft or misuse by restricting access
US7689506B2 (en) 2001-06-07 2010-03-30 Jpmorgan Chase Bank, N.A. System and method for rapid updating of credit information
US7266839B2 (en) 2001-07-12 2007-09-04 J P Morgan Chase Bank System and method for providing discriminated content to network users
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US7987501B2 (en) 2001-12-04 2011-07-26 Jpmorgan Chase Bank, N.A. System and method for single session sign-on
US7693783B2 (en) 2002-06-12 2010-04-06 Cardinalcommerce Corporation Universal merchant platform for payment authentication
US8645266B2 (en) * 2002-06-12 2014-02-04 Cardinalcommerce Corporation Universal merchant platform for payment authentication
US20040122736A1 (en) 2002-10-11 2004-06-24 Bank One, Delaware, N.A. System and method for granting promotional rewards to credit account holders
US8301493B2 (en) 2002-11-05 2012-10-30 Jpmorgan Chase Bank, N.A. System and method for providing incentives to consumers to share information
US10535049B2 (en) 2003-03-21 2020-01-14 Paypal, Inc. Payment transactions via substantially instant communication system
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
US8175908B1 (en) 2003-09-04 2012-05-08 Jpmorgan Chase Bank, N.A. Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data
KR100584001B1 (ko) * 2004-03-30 2006-05-26 와이더댄 주식회사 가상 발신번호를 이용한 모바일 소액결제 서비스 시스템및 방법
US8762238B2 (en) 2004-06-09 2014-06-24 Syncada Llc Recurring transaction processing system and approach
US7925551B2 (en) * 2004-06-09 2011-04-12 Syncada Llc Automated transaction processing system and approach
US7574386B2 (en) 2004-06-09 2009-08-11 U.S. Bank National Association Transaction accounting auditing approach and system therefor
WO2005124638A2 (en) 2004-06-09 2005-12-29 U.S. Bancorp Licensing, Inc. Order-resource fulfillment and management system and approach
MXPA06014352A (es) 2004-06-09 2007-07-25 Bancorp Licensing Inc Procesamiento de transaccion con nucleo de implementaciones de procesador de distribuidor.
US10600059B2 (en) * 2004-07-29 2020-03-24 Amdocs Development Limited Component based customer care management
US8417633B1 (en) * 2004-11-08 2013-04-09 Rockstar Consortium Us Lp Enabling improved protection of consumer information in electronic transactions
US10134202B2 (en) * 2004-11-17 2018-11-20 Paypal, Inc. Automatic address validation
US20060229998A1 (en) * 2005-03-31 2006-10-12 Mark Harrison Payment via financial service provider using network-based device
US20060265306A1 (en) * 2005-05-18 2006-11-23 Lehman Brothers Inc. Methods and systems for providing interest rate simulation displays
US7401731B1 (en) 2005-05-27 2008-07-22 Jpmorgan Chase Bank, Na Method and system for implementing a card product with multiple customized relationships
US7774402B2 (en) 2005-06-29 2010-08-10 Visa U.S.A. Adaptive gateway for switching transactions and data on unreliable networks using context-based rules
EP1908819B1 (de) * 2005-07-08 2016-10-12 Morishita Jintan Co., Ltd. Von einem zur gattung bifidobacterium gehörenden mikroorganismus produziertes polysaccharid
US7925578B1 (en) 2005-08-26 2011-04-12 Jpmorgan Chase Bank, N.A. Systems and methods for performing scoring optimization
US20130332343A1 (en) 2005-10-06 2013-12-12 C-Sam, Inc. Multi-tiered, secure mobile transactions ecosystem enabling platform comprising a personalization tier, a service tier, and an enabling tier
US10032160B2 (en) 2005-10-06 2018-07-24 Mastercard Mobile Transactions Solutions, Inc. Isolating distinct service provider widgets within a wallet container
JP2007286697A (ja) * 2006-04-12 2007-11-01 Mastercard Internatl Japan Inc 支払い処理支援装置及び支払い処理支援方法
US20070288322A1 (en) 2006-05-23 2007-12-13 Toshiba Tec Kabushiki Kaisha Portable terminal and its programs, settlement apparatus, and merchandising information providing apparatus
US7788174B1 (en) 2006-07-13 2010-08-31 Gofigure Payments, Llc Method for facilitating a value exchange in a mobile payments network
US7783541B1 (en) * 2006-07-13 2010-08-24 Gofigure Payments, Llc System and method for allocating fees associated with an electronic transaction
EP2074577A4 (de) * 2006-09-05 2010-12-22 Mobibucks Inc Zahlungssysteme und -verfahren
US8909553B2 (en) * 2006-09-06 2014-12-09 Transaction Wireless, Inc. Payment card terminal for mobile phones
US8712884B2 (en) 2006-10-06 2014-04-29 Syncada Llc Transaction finance processing system and approach
WO2008086439A1 (en) 2007-01-09 2008-07-17 Visa U.S.A. Inc. Contactless transaction
CA2578893A1 (en) * 2007-02-15 2008-08-15 Ibm Canada Limited - Ibm Canada Limitee System and method for processing payment options
US20080208741A1 (en) * 2007-02-22 2008-08-28 First Data Corporation Account information lookup systems and methods in mobile commerce
US20080208742A1 (en) * 2007-02-22 2008-08-28 First Data Corporation Provisioning of a device for mobile commerce
US20080208688A1 (en) * 2007-02-22 2008-08-28 First Data Corporation Methods and systems for handling of mobile discount certificates using mobile devices
US8566239B2 (en) * 2007-02-22 2013-10-22 First Data Corporation Mobile commerce systems and methods
US10102518B2 (en) * 2007-02-22 2018-10-16 First Data Corporation Enrollment and registration of a device in a mobile commerce system
US20080207234A1 (en) * 2007-02-22 2008-08-28 First Data Corporation Marketing messages in mobile commerce
US20080208762A1 (en) * 2007-02-22 2008-08-28 First Data Corporation Payments using a mobile commerce device
JP4287887B2 (ja) * 2007-03-05 2009-07-01 東芝テック株式会社 ショッピングシステム及びこのシステムに用いられる携帯端末，決済端末，サーバ並びにプログラム
US8935187B2 (en) 2007-03-07 2015-01-13 Playspan, Inc. Distributed payment system and method
US8548908B2 (en) * 2007-04-11 2013-10-01 First Data Corporation Mobile commerce infrastructure systems and methods
US20080288376A1 (en) 2007-04-27 2008-11-20 Cashedge, Inc. Centralized payment hub method and system
US9342823B2 (en) * 2007-06-18 2016-05-17 Lemon, Inc. Payment clearing network for electronic financial transactions and related personal financial transaction device
US8660966B2 (en) * 2007-08-31 2014-02-25 Microsoft Corporation Payment system and method
US20090070256A1 (en) * 2007-09-04 2009-03-12 Skycash Sp. Z O.O. Systems and methods for payment
US8751394B2 (en) * 2007-11-28 2014-06-10 Sybase 365, Inc. System and method for enhanced transaction security
JP5214228B2 (ja) * 2007-11-30 2013-06-19 株式会社日立製作所 コンテンツ配信システム
US8622308B1 (en) 2007-12-31 2014-01-07 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US8751337B2 (en) 2008-01-25 2014-06-10 Syncada Llc Inventory-based payment processing system and approach
US20090201817A1 (en) * 2008-02-08 2009-08-13 International Business Machines Corporation Method of optimizing a flow of value in a network
US8725611B1 (en) 2008-02-21 2014-05-13 Jpmorgan Chase Bank, N.A. System and method for providing borrowing schemes
US10157375B2 (en) * 2008-06-03 2018-12-18 Cardinalcommerce Corporation Alternative payment implementation for electronic retailers
US8762210B2 (en) 2008-06-03 2014-06-24 Cardinalcommerce Corporation Alternative payment implementation for electronic retailers
WO2009149164A2 (en) * 2008-06-03 2009-12-10 Cardinalcommerce Corporation Alternative payment implementation for electronic retailers
US8090650B2 (en) 2008-07-24 2012-01-03 At&T Intellectual Property I, L.P. Secure payment service and system for interactive voice response (IVR) systems
US20100063926A1 (en) * 2008-09-09 2010-03-11 Damon Charles Hougland Payment application framework
US9639852B2 (en) * 2008-09-24 2017-05-02 Paypal, Inc. GUI-based wallet program for online transactions
US9818118B2 (en) * 2008-11-19 2017-11-14 Visa International Service Association Transaction aggregator
US11797953B2 (en) * 2008-11-24 2023-10-24 Malikie Innovations Limited Electronic payment system including merchant server and associated methods
US8364587B2 (en) * 2009-01-28 2013-01-29 First Data Corporation Systems and methods for financial account access for a mobile device via a gateway
US9230259B1 (en) 2009-03-20 2016-01-05 Jpmorgan Chase Bank, N.A. Systems and methods for mobile ordering and payment
US9235831B2 (en) 2009-04-22 2016-01-12 Gofigure Payments, Llc Mobile payment systems and methods
US20100274678A1 (en) * 2009-04-22 2010-10-28 Gofigure Payments, Llc Systems, methods and devices for facilitating mobile payments
US9137494B2 (en) * 2009-07-22 2015-09-15 At&T Intellectual Property I, L.P. Systems and methods to order a content item deliverable via a television service
US9064246B1 (en) * 2009-10-13 2015-06-23 Sprint Communications Company L.P. Payment service and platform authentication integration
US20110093387A1 (en) * 2009-10-16 2011-04-21 Zack Fuerstenberg System and method for non-credit card billers to accept credit card payments
US9195980B2 (en) * 2009-10-30 2015-11-24 Nokia Technologies Oy Method and apparatus for recovery during authentication
WO2011109508A2 (en) * 2010-03-03 2011-09-09 Visa International Service Association Systems and methods using mobile device in payment transaction
US8554631B1 (en) 2010-07-02 2013-10-08 Jpmorgan Chase Bank, N.A. Method and system for determining point of sale authorization
RU2732585C2 (ru) 2010-07-09 2020-09-22 Виза Интернэшнл Сервис Ассосиэйшн Шлюзовой уровень абстракции
WO2012054785A1 (en) * 2010-10-20 2012-04-26 Playspan Inc. Latency payment settlement apparatuses, methods and systems
US20120116957A1 (en) * 2010-11-04 2012-05-10 Bank Of America Corporation System and method for populating a list of transaction participants
USD774529S1 (en) 2010-11-04 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
US8306868B2 (en) * 2010-12-19 2012-11-06 Bhaskar Arcot Sivanathan Method for accepting payment information on the web using an interactive voice response system
AU2012217606A1 (en) 2011-02-16 2013-05-09 Visa International Service Association Snap mobile payment apparatuses, methods and systems
US10586227B2 (en) 2011-02-16 2020-03-10 Visa International Service Association Snap mobile payment apparatuses, methods and systems
USD774528S1 (en) 2011-02-21 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
USD774527S1 (en) 2011-02-21 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
USD774526S1 (en) 2011-02-21 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
SG193510A1 (en) 2011-02-22 2013-10-30 Visa Int Service Ass Universal electronic payment apparatuses, methods and systems
US8447693B2 (en) * 2011-04-13 2013-05-21 Citicorp Credit Services, Inc. Methods and systems for routing payment transactions
AU2012278963B2 (en) 2011-07-05 2017-02-23 Visa International Service Association Electronic wallet checkout platform apparatuses, methods and systems
US9355393B2 (en) 2011-08-18 2016-05-31 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US9582598B2 (en) 2011-07-05 2017-02-28 Visa International Service Association Hybrid applications utilizing distributed models and views apparatuses, methods and systems
SG10201706477YA (en) * 2011-07-15 2017-09-28 Mastercard International Inc Methods and systems for payments assurance
US10825001B2 (en) 2011-08-18 2020-11-03 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US12462245B2 (en) 2011-08-18 2025-11-04 Visa International Service Association Remote decoupled application persistent state apparatuses, methods and systems
US10242358B2 (en) 2011-08-18 2019-03-26 Visa International Service Association Remote decoupled application persistent state apparatuses, methods and systems
US9710807B2 (en) 2011-08-18 2017-07-18 Visa International Service Association Third-party value added wallet features and interfaces apparatuses, methods and systems
US9508072B2 (en) * 2011-08-26 2016-11-29 Paypal, Inc. Secure payment instruction system
US20130073458A1 (en) * 2011-09-19 2013-03-21 Cardinalcommerce Corporation Open wallet for electronic transactions
US10223730B2 (en) 2011-09-23 2019-03-05 Visa International Service Association E-wallet store injection search apparatuses, methods and systems
US11354723B2 (en) 2011-09-23 2022-06-07 Visa International Service Association Smart shopping cart with E-wallet store injection search
HK1203023A1 (en) 2011-10-12 2015-10-09 Mastercard Mobile Transactions Solutions, Inc. A multi-tiered secure mobile transactions enabling platform
US20130124364A1 (en) * 2011-11-13 2013-05-16 Millind Mittal System and method of electronic payment using payee provided transaction identification codes
AU2013214801B2 (en) 2012-02-02 2018-06-21 Visa International Service Association Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems
US9026460B2 (en) * 2012-06-28 2015-05-05 Bank Of America Corporation Automatic activation of mobile payment mechanisms based on identified mobile payment types accepted by a merchant
US20140012738A1 (en) * 2012-07-09 2014-01-09 Bennett Woo Methods and systems for measuring accuracy in fraudulent transaction identification
US9846861B2 (en) * 2012-07-25 2017-12-19 Visa International Service Association Upstream and downstream data conversion
USD770478S1 (en) 2012-09-07 2016-11-01 Bank Of America Corporation Communication device with graphical user interface
EP2717207A1 (de) * 2012-10-05 2014-04-09 Alcatel Lucent Cloud-basiertes Bezahlverfahren
CN102930431B (zh) * 2012-10-29 2016-01-27 东莞宇龙通信科技有限公司 支付服务器和支付通道标识方法
CN102968720B (zh) * 2012-11-07 2016-08-03 东莞宇龙通信科技有限公司 支付服务器、终端和支付通道隔离方法
CN102968719B (zh) * 2012-11-07 2016-12-21 东莞宇龙通信科技有限公司 支付服务器、终端和支付通道接入方法
GB2509895A (en) * 2012-11-22 2014-07-23 Visa Europe Ltd Activation and Use of a Digital Wallet via Online Banking
CN103903126B (zh) * 2012-12-26 2018-03-23 中国移动通信集团江苏有限公司 资金快速到账的方法、系统及电信系统、第三方支付系统
US10108995B2 (en) * 2013-05-07 2018-10-23 Excalibur Ip, Llc Online and offline collaboration associated with shopping and purchasing
US9058626B1 (en) 2013-11-13 2015-06-16 Jpmorgan Chase Bank, N.A. System and method for financial services device usage
US10664833B2 (en) * 2014-03-05 2020-05-26 Mastercard International Incorporated Transactions utilizing multiple digital wallets
CA2884611C (en) 2014-03-12 2024-04-16 Scott Lawson Hambleton System and method for authorizing a debit transaction without user authentication
WO2016005937A2 (en) * 2014-07-09 2016-01-14 Vineet Katial A method and system for processing invoices for a user
US10109010B2 (en) * 2014-09-15 2018-10-23 Aesthetic Integration Ltd. System and method for modeling and verifying financial trading platforms
US11551198B2 (en) 2015-01-28 2023-01-10 Swoop Ip Holdings Llc Email-based e-commerce with near field communication
US10163083B2 (en) 2015-04-13 2018-12-25 Bank Of America Corporation Account activity management system
US20170132615A1 (en) * 2015-11-11 2017-05-11 Bank Of America Corporation Block chain alias for person-to-person payments
US11295293B2 (en) * 2016-01-07 2022-04-05 Worldpay, Llc Point of interaction device emulation for payment transaction simulation
US10116667B2 (en) * 2016-01-26 2018-10-30 Bank Of America Corporation System for conversion of an instrument from a non-secured instrument to a secured instrument in a process data network
US9825931B2 (en) 2016-01-26 2017-11-21 Bank Of America Corporation System for tracking and validation of an entity in a process data network
WO2017136418A1 (en) 2016-02-01 2017-08-10 Visa International Service Association Systems and methods for code display and use
US10438209B2 (en) 2016-02-10 2019-10-08 Bank Of America Corporation System for secure routing of data to various networks from a process data network
US10142347B2 (en) 2016-02-10 2018-11-27 Bank Of America Corporation System for centralized control of secure access to process data network
US10129238B2 (en) 2016-02-10 2018-11-13 Bank Of America Corporation System for control of secure access and communication with different process data networks with separate security features
US11374935B2 (en) 2016-02-11 2022-06-28 Bank Of America Corporation Block chain alias person-to-person resource allocation
US10607285B2 (en) 2016-02-22 2020-03-31 Bank Of America Corporation System for managing serializability of resource transfers in a process data network
US10440101B2 (en) 2016-02-22 2019-10-08 Bank Of America Corporation System for external validation of private-to-public transition protocols
US10762504B2 (en) 2016-02-22 2020-09-01 Bank Of America Corporation System for external secure access to process data network
US10135870B2 (en) * 2016-02-22 2018-11-20 Bank Of America Corporation System for external validation of secure process transactions
US10387878B2 (en) 2016-02-22 2019-08-20 Bank Of America Corporation System for tracking transfer of resources in a process data network
US10636033B2 (en) 2016-02-22 2020-04-28 Bank Of America Corporation System for routing of process authorizations and settlement to a user in a process data network
US10475030B2 (en) 2016-02-22 2019-11-12 Bank Of America Corporation System for implementing a distributed ledger across multiple network nodes
US10679215B2 (en) 2016-02-22 2020-06-09 Bank Of America Corporation System for control of device identity and usage in a process data network
US10026118B2 (en) 2016-02-22 2018-07-17 Bank Of America Corporation System for allowing external validation of data in a process data network
US10142312B2 (en) 2016-02-22 2018-11-27 Bank Of America Corporation System for establishing secure access for users in a process data network
US10140470B2 (en) 2016-02-22 2018-11-27 Bank Of America Corporation System for external validation of distributed resource status
US10178105B2 (en) * 2016-02-22 2019-01-08 Bank Of America Corporation System for providing levels of security access to a process data network
US10318938B2 (en) 2016-02-22 2019-06-11 Bank Of America Corporation System for routing of process authorization and settlement to a user in process data network based on specified parameters
US10496989B2 (en) 2016-02-22 2019-12-03 Bank Of America Corporation System to enable contactless access to a transaction terminal using a process data network
CN107305673A (zh) 2016-04-18 2017-10-31 阿里巴巴集团控股有限公司 一种订单处理方法和装置
WO2018013961A1 (en) 2016-07-15 2018-01-18 Cardinalcommerce Corporation Authentication to authorization bridge using enriched messages
SG10201606192YA (en) * 2016-07-27 2018-02-27 Mastercard Asia Pacific Pte Ltd A System And Method For Making Payment Within A Digital Messaging Environment
US10402796B2 (en) 2016-08-29 2019-09-03 Bank Of America Corporation Application life-cycle transition record recreation system
US11631077B2 (en) 2017-01-17 2023-04-18 HashLynx Inc. System for facilitating secure electronic communications between entities and processing resource transfers
US11321681B2 (en) 2017-02-06 2022-05-03 Northern Trust Corporation Systems and methods for issuing and tracking digital tokens within distributed network nodes
US11341488B2 (en) 2017-02-06 2022-05-24 Northern Trust Corporation Systems and methods for issuing and tracking digital tokens within distributed network nodes
US20190087823A1 (en) * 2017-09-20 2019-03-21 Mastercard International Incorporated Cashless transaction processing methods and apparatus
US10929545B2 (en) 2018-07-31 2021-02-23 Bank Of America Corporation System for providing access to data stored in a distributed trust computing network
WO2020096580A1 (en) * 2018-11-06 2020-05-14 Visa International Service Association Systems and methods for managing a transaction state object
WO2020188581A1 (en) * 2019-03-20 2020-09-24 Telefonaktiebolaget Lm Ericsson (Publ) Payment transaction handling in a radio communication network
US20220343302A1 (en) * 2019-10-21 2022-10-27 Visa International Service Association Inter wallet transactions
ES2902462A1 (es) * 2020-09-28 2022-03-28 Bankinter Sa Método para autorizar una tercera transacción basada en la autenticación de transacciones de pago instrumentales y no instrumentales por internet
US12014365B2 (en) 2020-10-30 2024-06-18 National Automated Clearing House Association System and method for business payment information directory services
CN112651795B (zh) * 2020-12-11 2023-11-17 深圳市智莱科技股份有限公司 自动售卖机的出货方法、自动售卖机和可读存储介质
EP4647997A1 (de) * 2024-05-08 2025-11-12 Mastercard International Incorporated Systeme und verfahren zur rechnungsverwaltung über ein zentrales netzwerk

Citations (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1995016971A1 (en) * 1993-12-16 1995-06-22 Open Market, Inc. Digital active advertising
EP0848361A1 (de) * 1996-12-13 1998-06-17 Nixu Oy Verfahren und System zur Durchführung von Geldtransaktionen
US5822737A (en) * 1996-02-05 1998-10-13 Ogram; Mark E. Financial transaction system
WO1998047116A1 (en) * 1997-04-15 1998-10-22 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
EP0986275A1 (de) * 1998-09-10 2000-03-15 Swisscom AG Verfahren zum Kaufen von Waren oder Dienstleistungen mit einem Mobiltelefon
DE19903363A1 (de) * 1999-01-28 2000-08-10 Mueller Judex Donald Verfahren, System und Mobilstation zur Durchführung von bargeldlosen Transaktionen
FR2790162A1 (fr) * 1999-02-19 2000-08-25 France Telecom Procede de telepaiement et systeme pour la mise en oeuvre de ce procede
EP1065634A1 (de) * 1999-07-02 2001-01-03 Mic Systems System und Verfahren zur Durchführung gesicherter elektronischer Transaktionen über ein offenes Kommunikationsnetwerk
WO2001025979A2 (de) * 1999-09-28 2001-04-12 Detemobil Deutsche Telekom Mobilnet Gmbh Verfahren zur abrechnung von internet-geschäften über mofilfunk
FR2801995A1 (fr) * 1999-12-07 2001-06-08 Bruno Duval Procede et systeme de gestion d'une transaction securisee a travers un reseau de communication
EP1107198A2 (de) * 1999-11-30 2001-06-13 Citibank, Na System und Verfahren zur Durchführung einer elektronischen Transaktion mit einer elektronischen Geldbörse mittels eines Transaktionproxys
WO2001050429A1 (en) * 2000-01-05 2001-07-12 American Express Travel Related Services Company, Inc. Smartcard internet authorization system
EP1168264A2 (de) * 2000-06-30 2002-01-02 Motorola, Inc. Auf einem Server basiertes elektronisches Geldbörsensystem

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5289371A (en) * 1992-09-11 1994-02-22 Memorylink, Inc. System and method for routing data and communications
US5465206B1 (en) * 1993-11-01 1998-04-21 Visa Int Service Ass Electronic bill pay system
US6754636B1 (en) * 1996-09-04 2004-06-22 Walker Digital, Llc Purchasing systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network
US7428507B2 (en) * 2001-06-29 2008-09-23 Hewlett-Packard Development Company, L.P. System and arrangement for processing payments for purchases through a payment server

Patent Citations (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1995016971A1 (en) * 1993-12-16 1995-06-22 Open Market, Inc. Digital active advertising
US5822737A (en) * 1996-02-05 1998-10-13 Ogram; Mark E. Financial transaction system
EP0848361A1 (de) * 1996-12-13 1998-06-17 Nixu Oy Verfahren und System zur Durchführung von Geldtransaktionen
WO1998047116A1 (en) * 1997-04-15 1998-10-22 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
EP0986275A1 (de) * 1998-09-10 2000-03-15 Swisscom AG Verfahren zum Kaufen von Waren oder Dienstleistungen mit einem Mobiltelefon
DE19903363A1 (de) * 1999-01-28 2000-08-10 Mueller Judex Donald Verfahren, System und Mobilstation zur Durchführung von bargeldlosen Transaktionen
FR2790162A1 (fr) * 1999-02-19 2000-08-25 France Telecom Procede de telepaiement et systeme pour la mise en oeuvre de ce procede
EP1065634A1 (de) * 1999-07-02 2001-01-03 Mic Systems System und Verfahren zur Durchführung gesicherter elektronischer Transaktionen über ein offenes Kommunikationsnetwerk
WO2001025979A2 (de) * 1999-09-28 2001-04-12 Detemobil Deutsche Telekom Mobilnet Gmbh Verfahren zur abrechnung von internet-geschäften über mofilfunk
EP1107198A2 (de) * 1999-11-30 2001-06-13 Citibank, Na System und Verfahren zur Durchführung einer elektronischen Transaktion mit einer elektronischen Geldbörse mittels eines Transaktionproxys
FR2801995A1 (fr) * 1999-12-07 2001-06-08 Bruno Duval Procede et systeme de gestion d'une transaction securisee a travers un reseau de communication
WO2001050429A1 (en) * 2000-01-05 2001-07-12 American Express Travel Related Services Company, Inc. Smartcard internet authorization system
EP1168264A2 (de) * 2000-06-30 2002-01-02 Motorola, Inc. Auf einem Server basiertes elektronisches Geldbörsensystem

Also Published As

Publication number Publication date
WO2003042938A2 (de) 2003-05-22
AU2002358013A1 (en) 2003-05-26
US20050256802A1 (en) 2005-11-17
EP1446778A2 (de) 2004-08-18

Similar Documents

Publication Publication Date Title
WO2003042938A3 (de) Bezahlungsprotokoll sowie datenübertragungsverfahren und -anordnung für bezahlvorgänge
US8635354B2 (en) System and method for providing connectivity between two different networks using different protocols
WO2004095164A3 (en) Safe transaction guaranty
WO2001069556A3 (en) Method and system for secure payments over a computer network
WO2002043307A3 (en) A system and method for verifying, settling, printing and guaranteeing checks at a remote location
HK1052564A1 (zh) 電子交易系統及其方法
WO2002007046A3 (en) Method and system for facilitation of wireless e-commerce transactions
WO2002097586A3 (en) Active transaction generation, processing, and routing system
WO2002006992A3 (en) Method and system for facilitation of wireless e-commerce transactions
WO2007011579A3 (en) Immunizing html browsers and extensions from known vulnerabilities
WO2002079931A3 (en) Vehicle parking validation system and method
WO2002089075A3 (en) Secure payment method and system
WO2001037068A3 (en) Method and apparatus for providing secure communication in a network
WO2005114899A3 (en) Securely processing payments for online transactions
WO1998040809A3 (en) Method and system for secure online transaction processing
WO2006045060A3 (en) System and method for resolving transactions
WO2002044891A3 (en) A generic transaction server
WO2002079984A8 (en) Integration platform and provisioning server communication systems
WO1998013797A3 (en) A system, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture
WO2001071459A3 (en) Method and system for a network-based securities marketplace
WO2001076183A3 (en) System, method, and article of manufacture for secure transactions utilizing a computer network
WO2005091814A3 (en) Method and system for processing electronic payment transactions
WO2002005232A3 (en) Method and system for conducting secure electronic commerce transactions with authorization request data loop-back
EP1341136A3 (de) Verfahren zum Verarbeiten von Transaktionen mittels drahtloser Vorrichtungen
EP1388797A3 (de) Verfahren, Vorrichtung und Gerüst zum Einkaufen von Waren und Dienstleistungen

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EC EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ OM PH PL PT RO RU SD SE SG SI SK SL TJ TM TN TR TT TZ UA UG US UZ VN YU ZA ZM ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZM ZW AM AZ BY KG KZ MD RU TJ TM AT BE BG CH CY CZ DE DK EE ES FI FR GB GR IE IT LU MC NL PT SE SK TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
WWE Wipo information: entry into national phase

Ref document number: 2002791681

Country of ref document: EP

WWP Wipo information: published in national office

Ref document number: 2002791681

Country of ref document: EP

REG Reference to national code

Ref country code: DE

Ref legal event code: 8642

WWE Wipo information: entry into national phase

Ref document number: 10495221

Country of ref document: US

NENP Non-entry into the national phase

Ref country code: JP

WWW Wipo information: withdrawn in national office

Country of ref document: JP