WO2007129306A3 - Securing card transactions - Google Patents

Securing card transactions Download PDF

Info

Publication number
WO2007129306A3
WO2007129306A3 PCT/IL2007/000535 IL2007000535W WO2007129306A3 WO 2007129306 A3 WO2007129306 A3 WO 2007129306A3 IL 2007000535 W IL2007000535 W IL 2007000535W WO 2007129306 A3 WO2007129306 A3 WO 2007129306A3
Authority
WO
WIPO (PCT)
Prior art keywords
taa
linkable
card transactions
database
keeps
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/IL2007/000535
Other languages
French (fr)
Other versions
WO2007129306A2 (en
Inventor
Meir Ezra
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
SECURANT Inc
Original Assignee
SECURANT Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by SECURANT Inc filed Critical SECURANT Inc
Priority to AU2007246671A priority Critical patent/AU2007246671A1/en
Priority to EP07736275A priority patent/EP2021996A2/en
Priority to BRPI0710319-0A priority patent/BRPI0710319A2/en
Priority to US12/299,614 priority patent/US20090106153A1/en
Publication of WO2007129306A2 publication Critical patent/WO2007129306A2/en
Priority to EC2008008656A priority patent/ECSP088656A/en
Priority to IL195127A priority patent/IL195127A0/en
Anticipated expiration legal-status Critical
Publication of WO2007129306A3 publication Critical patent/WO2007129306A3/en
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

A system for approving transaction card transactions in which a card reader associated with a transaction approving authority (TAA). A source for complementary security data is linkable to the TAA can send data to the TAA, and a database linkable to the TAA keeps renewable security data of a user. A database linkable to the TAA keeps records of geographical locations of subscribed businesses. The system of the invention is applicable as a countermeasure against identity theft.
PCT/IL2007/000535 2006-05-05 2007-05-02 Securing card transactions Ceased WO2007129306A2 (en)

Priority Applications (6)

Application Number Priority Date Filing Date Title
AU2007246671A AU2007246671A1 (en) 2006-05-05 2007-05-02 Securing card transactions
EP07736275A EP2021996A2 (en) 2006-05-05 2007-05-02 Securing card transactions
BRPI0710319-0A BRPI0710319A2 (en) 2006-05-05 2007-05-02 SYSTEM FOR APPROVING TRANSACTION CARD TRANSACTIONS AND METHOD FOR APPROVING A FUNDS TRANSFER TRANSFER BY A USER USING A TRANSACTION CARD
US12/299,614 US20090106153A1 (en) 2006-05-05 2007-05-02 Securing card transactions
EC2008008656A ECSP088656A (en) 2006-05-05 2008-07-30 TRANSACTIONS WITH SECURITY CARDS
IL195127A IL195127A0 (en) 2006-05-05 2008-11-05 Securing card transactions

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US74617206P 2006-05-05 2006-05-05
US60/746,172 2006-05-05
US89262107P 2007-03-02 2007-03-02
US60/892,621 2007-03-02

Publications (2)

Publication Number Publication Date
WO2007129306A2 WO2007129306A2 (en) 2007-11-15
WO2007129306A3 true WO2007129306A3 (en) 2009-04-16

Family

ID=38668165

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IL2007/000535 Ceased WO2007129306A2 (en) 2006-05-05 2007-05-02 Securing card transactions

Country Status (7)

Country Link
US (1) US20090106153A1 (en)
EP (1) EP2021996A2 (en)
AU (1) AU2007246671A1 (en)
BR (1) BRPI0710319A2 (en)
EC (1) ECSP088656A (en)
RU (1) RU2008147861A (en)
WO (1) WO2007129306A2 (en)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8359278B2 (en) 2006-10-25 2013-01-22 IndentityTruth, Inc. Identity protection
US9652802B1 (en) 2010-03-24 2017-05-16 Consumerinfo.Com, Inc. Indirect monitoring and reporting of a user's credit data
AU2012217565B2 (en) 2011-02-18 2017-05-25 Csidentity Corporation System and methods for identifying compromised personally identifiable information on the internet
US8819793B2 (en) 2011-09-20 2014-08-26 Csidentity Corporation Systems and methods for secure and efficient enrollment into a federation which utilizes a biometric repository
US11030562B1 (en) 2011-10-31 2021-06-08 Consumerinfo.Com, Inc. Pre-data breach monitoring
US8812387B1 (en) 2013-03-14 2014-08-19 Csidentity Corporation System and method for identifying related credit inquiries
US10339527B1 (en) 2014-10-31 2019-07-02 Experian Information Solutions, Inc. System and architecture for electronic fraud detection
US11151468B1 (en) 2015-07-02 2021-10-19 Experian Information Solutions, Inc. Behavior analysis using distributed representations of event data
US10699028B1 (en) 2017-09-28 2020-06-30 Csidentity Corporation Identity security architecture systems and methods
US10896472B1 (en) 2017-11-14 2021-01-19 Csidentity Corporation Security and identity verification system and architecture
US12430646B2 (en) 2021-04-12 2025-09-30 Csidentity Corporation Systems and methods of generating risk scores and predictive fraud modeling

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6394341B1 (en) * 1999-08-24 2002-05-28 Nokia Corporation System and method for collecting financial transaction data
US6401206B1 (en) * 1997-03-06 2002-06-04 Skylight Software, Inc. Method and apparatus for binding electronic impressions made by digital identities to documents

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6401206B1 (en) * 1997-03-06 2002-06-04 Skylight Software, Inc. Method and apparatus for binding electronic impressions made by digital identities to documents
US6394341B1 (en) * 1999-08-24 2002-05-28 Nokia Corporation System and method for collecting financial transaction data

Also Published As

Publication number Publication date
BRPI0710319A2 (en) 2011-08-09
WO2007129306A2 (en) 2007-11-15
EP2021996A2 (en) 2009-02-11
US20090106153A1 (en) 2009-04-23
RU2008147861A (en) 2010-06-10
AU2007246671A1 (en) 2007-11-15
ECSP088656A (en) 2008-10-31

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