WO2018103560A1 - 一种支付页面显示方法、客户端及电子设备 - Google Patents
一种支付页面显示方法、客户端及电子设备 Download PDFInfo
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- WO2018103560A1 WO2018103560A1 PCT/CN2017/113565 CN2017113565W WO2018103560A1 WO 2018103560 A1 WO2018103560 A1 WO 2018103560A1 CN 2017113565 W CN2017113565 W CN 2017113565W WO 2018103560 A1 WO2018103560 A1 WO 2018103560A1
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- signal
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
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- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
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- G06Q20/00—Payment architectures, schemes or protocols
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
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- G06Q20/327—Short range or proximity payments by means of M-devices
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- G06Q20/00—Payment architectures, schemes or protocols
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4015—Transaction verification using location information
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- G—PHYSICS
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- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0036—Checkout procedures
- G07G1/0045—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
- G07G1/0081—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader the reader being a portable scanner or data reader
Definitions
- the present application relates to the field of information interaction technologies, and in particular, to a payment page display method, a client, and an electronic device.
- electronic devices for example, smart mobile devices, smart wearable devices, etc.
- electronic devices are becoming more and more powerful, and users can install applications with different functions on electronic devices to implement various applications.
- users can implement online and offline fast payment requirements by installing an application with payment capabilities.
- the existing process of displaying a payment page generally includes: the user opens an application having a payment function on the electronic device, and the initial page of the application can be displayed on the display screen of the electronic device, and the user clicks the “payment” button on the initial page of the application.
- the electronic device can display a payment page with a user payment authorization code.
- the user payment authorization code may be in the form of a barcode and/or a two-dimensional code.
- the user can further provide the payment page to the payee, and after the payee obtains the user payment authorization code on the payment page, the user can initiate a payment request to complete the payment.
- the inventor has found that at least the following problems exist in the prior art: in the existing payment page display method, after the user opens the application having the payment function on the electronic device, the user needs to click the “payment” button on the initial page to display the payment page. The user then provides the payment page to the payee. Since this process takes a certain amount of time, when multiple people are waiting for payment, the payment speed is often affected. At the same time, the user needs to click the "Payment” button on the initial page. Since the button on the initial page usually has more different functions, if the user fails to click the "Payment” button when clicking, but clicks on other functions, it needs to first Exit the other features, then click the "Payment” button again, then the payment process takes too long. Therefore, the existing payment page display method is not convenient enough, the payment efficiency is low, and the user experience is not good.
- the purpose of the embodiment of the present application is to provide a payment page display method, a client, and an electronic device, so as to improve the convenience of displaying a payment page, thereby improving payment efficiency and user experience.
- the embodiment of the present application provides a payment page display method, a client, and an electronic device are implemented as follows:
- a payment page display method includes:
- the client receives the first signal within the preset range
- the client When the first signal received by the client is a preset feature signal, the client displays a payment page; the payment page includes a payment authorization code.
- a client comprising: a signal receiver, a processor and a display;
- the signal receiver is configured to receive a signal within a preset range
- the display is for displaying page data.
- the processor is configured to determine whether the signal received by the signal receiver is a preset feature signal, and if the determination result is yes, the processor is further configured to control the display to display a payment page.
- An electronic device comprising: a signal generating device and a scanning device;
- the signal generating device is configured to send a preset feature signal
- the scanning device is configured to scan a payment page of the client to obtain a user authorization code of the client.
- the electronic device can request the client to obtain the user authorization code by issuing a preset feature signal.
- the client may display a payment page including the user authorization code, and the scanning device of the electronic device may obtain the user authorization code in the payment page by issuing a scan signal, Used for electronic payment.
- the process of electronic payment is very convenient, which increases the speed and efficiency of electronic payment.
- FIG. 1 is a flow chart of an embodiment of a payment page display method of the present application.
- FIG. 2 is a schematic diagram of a preset range in which a client receives a first signal in an embodiment of the present application
- FIG. 3 is another schematic diagram of a preset range in which a client receives a first signal in an embodiment of the present application
- FIG. 5 is a schematic diagram of the composition of an embodiment of an electronic device of the present application.
- the embodiment of the present application provides a payment page display method, a client, and an electronic device.
- the application provides an embodiment of a payment page display method.
- 1 is a flow chart of an embodiment of a payment page display method of the present application. Referring to FIG. 1, the payment page display method may include the following steps.
- S101 The client receives the first signal in a preset range.
- the client can be an electronic device that has the function of receiving signals. Specifically, it may be an electronic device equipped with a signal receiving device. For example, it may be an electronic device having a photosensitive sensor or an acoustic wave sensor.
- the client can receive the first signal within a preset range.
- the first signal may include: a light wave signal or an acoustic wave signal.
- the preset range may be: a range of a radius of the preset distance centered on the customer.
- the preset distance may be 0-1 meters.
- FIG. 2 is a guest in the embodiment of the present application.
- the preset range may be: a radius centered on the client. It is a spherical range of 1 meter.
- the preset range may further be: forming a display screen perpendicular to the client as an axis, forming an angle with the axis at a preset angle, and forming a preset distance from the client. range.
- the preset angle may be 10-90 degrees.
- FIG. 3 is another schematic diagram of a preset range in which a client receives a first signal in an embodiment of the present application. Referring to FIG. 3, if the client is an electronic device that can receive a light wave signal, the preset range may be: a direction perpendicular to a display screen of the client is taken as an axis direction, and an angle with the axis is 29.7 degrees and a cone range within 1 meter from the client.
- the client By setting the range of signals received by the client, it can be ensured that the client only receives signals in a small range, and can prevent other signals from interfering with the received signals.
- the payment page may include a payment authorization code.
- the preset feature signal may be a signal sent by the payee electronic device. For example, it can be a signal from a scanner.
- the preset feature signal may be used to indicate that the user authorization code is requested to be acquired.
- the preset feature signal may be a light wave signal having a preset wavelength or an acoustic wave signal having a preset frequency.
- the preset characteristic signal may be an infrared light wave signal having a wavelength of 760 nm (nanometer) to 1 mm (mm), or the preset characteristic signal may be an acoustic wave signal having a frequency of 16 k-18 kHz (kilohertz).
- the first signal received by the client When the first signal received by the client is a preset feature signal, it may indicate that the signal received by the client is a request for obtaining a payment authorization code sent by the payee.
- the client may display a payment page, and the payment page may include a payment authorization code associated with the user.
- the preset feature signal may be an infrared light wave signal having a wavelength of 820 nm.
- the signal that the client can receive is a light wave signal, and the preset range of the received light wave signal may be: the direction perpendicular to the display screen of the client is taken as the axial direction, and the angle between the axis and the axis is 45 degrees and is away from the customer.
- the end distance is a cone range within 1 meter.
- the client can receive the light wave signal in the preset range and determine whether the received light wave signal is an infrared light wave signal of 820 nm. If the judgment result is no, the client can ignore the light wave signal.
- the client displays a payment page with a user authorization code.
- the user can face the mobile phone screen to the electronic device of the payee to ensure that the light wave signal sent by the electronic device of the payee can be accurately received, and after receiving the light wave signal sent by the electronic device of the payee, the user's mobile phone automatically displays the payment page for the user to display.
- the payee electronic device scans, in which the user only needs to face the mobile phone screen toward the payee electronic device, and no other operations are required, so that the user can not correctly click the "payment" button on the initial page of the electronic payment application, Can improve the efficiency of electronic payment.
- the preset feature signal may be an acoustic signal with a frequency of 18 kHz
- the signal that the client can receive is an acoustic signal
- the preset range of the received optical wave signal may be: a display that will be perpendicular to the client. The direction is taken as the axial direction, and the angle between the axis and the axis is 45 degrees and the distance from the client is within 1 meter.
- the client can receive the light wave signal in the preset range and determine whether the received sound wave signal is an 18 kHz sound wave signal. If the judgment result is no, the client can ignore the sound wave signal.
- the client displays a payment page with a user authorization code.
- the user can bring the mobile phone close to the electronic device of the payee to ensure that the sound wave signal sent by the electronic device of the payee can be accurately received, and after receiving the sound wave signal sent by the electronic device of the payee, the user's mobile phone can automatically display the payment page.
- the user can provide the displayed payment page to the payee electronic device for scanning, in which the user only needs to bring the mobile phone close to the payee electronic device, and provides the displayed payment page to the payee, without any other operations, can avoid
- the user can't correctly click on the "payment" button on the initial page of the electronic payment application, and can also improve the efficiency of electronic payment.
- the payment page display method provided by the foregoing embodiment determines, according to the signal received by the client, whether the signal received by the client is a preset feature signal sent by the payee for indicating a request for obtaining the user authorization code, and the judgment result is Yes, the client displays a payment page containing the user authorization code for the payer to scan and complete the electronic payment process.
- the process of electronic payment is very convenient, which increases the speed and efficiency of electronic payment.
- the application also provides a client embodiment that can be used to display a payment page.
- 4 is a schematic diagram of the composition of an embodiment of the client of the present application.
- the client may include a signal receiver 401, a processor 402, and a display 403.
- the signal receiver 401 can be configured to receive a signal within a preset range.
- the signal receiver 401 may include a photosensitive sensor and/or an acoustic wave sensor.
- the client can receive a light wave signal.
- the signal connector 401 includes an acoustic wave sensor, the client can receive an acoustic signal.
- the display 403 can be used to display page data. For example, it can be used to display a payment page that contains a user authorization code.
- the display 403 may be a display tool that displays a certain electronic file onto a screen through a specific transmission device and then reflects it to the human eye. Specifically, it may be a cathode ray tube display (CRT), a plasma display (PDP), a liquid crystal display (LCD) or the like.
- CTR cathode ray tube display
- PDP plasma display
- LCD liquid crystal display
- the processor 402 is configured to determine whether the signal received by the signal receiver is a preset feature signal. If the determination result is yes, the processor may be further configured to control the display to display a payment page.
- the processor 402 can be implemented in any suitable manner.
- the processor 402 can take the form of, for example, a microprocessor or processor and a computer readable medium, logic gate, switch, or special purpose for storing computer readable program code (eg, software or firmware) executable by the (micro)processor.
- ASIC Application Specific Integrated Circuit
- programmable logic controller programmable logic controller
- embedded microcontroller form. This application is not limited.
- the signal receiver 401 when the signal receiver 401 includes a photosensitive sensor, the photosensitive surface of the photosensitive sensor is in the same plane as the screen of the display 403 of the client. Then, the user can directly face the client screen to the payee. After receiving the light wave signal, the client can display the payment page directly for the payee to scan, which improves the convenience and efficiency of the user's payment operation.
- FIG. 5 is a schematic diagram of the composition of an embodiment of an electronic device of the present application.
- the electronic device may include a signal generating device 501 and a scanning device 502.
- the signal generating device 501 can be configured to issue a preset feature signal.
- the signal generating device 501 may comprise: a sound wave generating device and/or a light wave generator.
- the scanning device 502 can be configured to scan a payment page of the client to obtain a user authorization code of the client.
- the scanning device 502 can include a barcode scanning device, a two-dimensional code scanning device, and/or a character code scanning device.
- the scanning device 502 can continuously emit a scan signal. For example, after the electronic device is powered on, the scanning device 502 can continuously emit a scan signal.
- the scanning device 502 may also issue a scan signal after the signal generating device 501 issues a preset feature signal for a preset time interval.
- the preset time interval can be set to: 1-3 seconds.
- the scanning device 502 can issue a scan signal after the signal generating device 501 issues a preset feature signal for 1 second.
- the direction in which the light wave generator emits the light wave signal may be the same as the direction in which the scanning device 502 emits the scan signal. Then, the person using the electronic device only needs to direct the direction of the signal to the display screen direction of the user client, and can continuously complete the request for obtaining the user authorization code and the operation of obtaining the user authorization code displayed by the user client.
- the payment process is very convenient and can increase the speed of electronic payment and payment efficiency.
- the electronic device provided by the foregoing embodiment is used in conjunction with the client embodiment in the present application.
- the client may request the user to obtain the user authorization code, and the client receives the preset feature signal sent by the electronic device. Thereafter, a payment page including a user authorization code may be displayed, and the scanning device of the electronic device may acquire a user authorization code in the payment page by issuing a scan signal for electronic payment.
- the process of electronic payment is very convenient, which increases the speed and efficiency of electronic payment.
- PLD Programmable Logic Device
- FPGA Field Programmable Gate Array
- HDL Hardware Description Language
- the controller can be implemented in any suitable manner, for example, the controller can take the form of, for example, a microprocessor or processor and a computer readable medium storing computer readable program code (eg, software or firmware) executable by the (micro)processor.
- computer readable program code eg, software or firmware
- examples of controllers include, but are not limited to, the following microcontrollers: ARC 625D, Atmel AT91SAM, The Microchip PIC18F26K20 and the Silicone Labs C8051F320, the memory controller can also be implemented as part of the memory's control logic.
- the controller can be logically programmed by means of logic gates, switches, ASICs, programmable logic controllers, and embedding.
- Such a controller can therefore be considered a hardware component, and the means for implementing various functions included therein can also be considered as a structure within the hardware component.
- a device for implementing various functions can be considered as a software module that can be both a method of implementation and a structure within a hardware component.
- the system, device, module or unit illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product having a certain function.
- the present application can be implemented by means of software plus a necessary general hardware platform. Based on such understanding, the technical solution of the present application may be in the form of a software product in essence or in part contributing to the prior art. It is manifested that in a typical configuration, the computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
- the computer software product can include instructions for causing a computer device (which can be a personal computer, server, or network device, etc.) to perform the methods described in various embodiments of the present application or portions of the embodiments.
- the computer software product can be stored in a memory, which may include non-persistent memory, random access memory (RAM), and/or nonvolatile memory in a computer readable medium, such as read only memory (ROM) or Flash memory.
- RAM random access memory
- ROM read only memory
- Memory is an example of a computer readable medium.
- Computer readable media includes both permanent and non-persistent, removable and non-removable media.
- Information storage can be implemented by any method or technology.
- the information can be computer readable instructions, data structures, modules of programs, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read only memory.
- PRAM phase change memory
- SRAM static random access memory
- DRAM dynamic random access memory
- RAM random access memory
- ROM read only memory
- EEPROM electrically erasable programmable read only memory
- flash memory or other memory technology
- compact disk read only memory CD-ROM
- DVD digital versatile disk
- Magnetic tape cartridges magnetic tape storage or other magnetic storage devices or any other non-transportable media can be used to store information that can be accessed by a computing device.
- computer readable media does not include transitory computer readable media, such as modulated data signals and carrier waves.
- This application can be used in a variety of general purpose or special purpose computer system environments or configurations.
- the application can be described in the general context of computer-executable instructions executed by a computer, such as a program module.
- program modules include performing specific tasks or implementing specific abstract data types. Routines, programs, objects, components, data structures, and more.
- the present application can also be practiced in distributed computing environments where tasks are performed by remote processing devices that are connected through a communication network.
- program modules can be located in both local and remote computer storage media including storage devices.
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- Computer Security & Cryptography (AREA)
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Abstract
Description
Claims (14)
- 一种支付页面显示方法,其特征在于,包括:客户端接收预设范围内的第一信号;当所述客户端接收的第一信号为预设特征信号时,所述客户端显示支付页面;所述支付页面包括支付授权码。
- 根据权利要求1所述的方法,其特征在于,所述第一信号包括:光波信号或声波信信号。
- 根据权利要求1所述的方法,其特征在于,所述预设范围包括:以所述客户为中心,以预设距离为半径形成的范围;或者,将垂直于所述客户端的显示屏为轴心,与轴心夹角为预设角度且距离所述客户端为预设距离形成的范围。
- 根据权利要求3所述的方法,其特征在于,所述预设距离包括:0-1米。
- 根据权利要求3所述的方法,其特征在于,所述预设角度包括:10-90度。
- 根据权利要求1所述的方法,其特征在于,所述预设特征信号包括:具有预设波长的光波信号,或,具有预设频率的声波信号。
- 一种客户端,其特征在于,包括:信号接收器、处理器和显示器;所述信号接收器,用于接收预设范围内的信号;所述显示器,用于显示页面数据;所述处理器,用于判断所述信号接收器接收的信号是否为预设特征信号,若判断结果为是,所述处理器还用于控制所述显示器显示支付页面。
- 根据权利要求7所述的客户端,其特征在于,所述信号接收器包括:感光传感器和/或声波传感器。
- 根据权利要求8所述的客户端,其特征在于,当所述信号接收器包括感光传感器时,所述感光传感器的感光面与所述客户端的显示器的屏幕位于相同的平面。
- 一种电子设备,其特征在于,包括:信号发生装置和扫描装置;所述信号发生装置,用于发出预设特征信号;所述扫描装置,用于扫描客户端的支付页面,以获取所述客户端的用户授权码。
- 根据权利要求10所述的电子设备,其特征在于,所述信号发生装置包括:声波发生装置和/或光波发生器。
- 根据权利要求11所述的电子设备,其特征在于,当所述信号装置包括光波发生器时,所述光波发生器发出光波信号的方向与所述扫描装置发出扫描信号的方向相同。
- 根据权利要求10所述的电子设备,其特征在于,所述扫描装置包括:条形码扫描装置、二维码扫描装置和/或字符码扫描装置。
- 根据权利要求10所述的电子设备,其特征在于,所述扫描装置持续发出扫描信号;或者,所述扫描装置在所述信号发生装置发出预设特征信号预设时间间隔后,发出扫描信号。
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| CN107609856B (zh) * | 2017-09-27 | 2019-03-15 | 深圳市万通顺达科技股份有限公司 | 一种二维码支付系统及其支付方法 |
| CN108985749A (zh) * | 2018-06-07 | 2018-12-11 | 阿里巴巴集团控股有限公司 | 一种支付方法、测距方法、支付机具设备和测距设备 |
| CN109472175B (zh) * | 2018-08-21 | 2022-08-16 | 中国银联股份有限公司 | 电磁感应装置以及受理终端及其切换控制方法 |
| CN109993014A (zh) * | 2018-12-14 | 2019-07-09 | 中国银联股份有限公司 | 受理设备、移动终端及条码读取控制方法 |
| CN111210222B (zh) * | 2020-01-08 | 2022-04-29 | 支付宝实验室(新加坡)有限公司 | 一种数据展示、支付方法、装置、设备及介质 |
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| US20210248588A1 (en) | 2021-08-12 |
| US20190311350A1 (en) | 2019-10-10 |
| KR20190090860A (ko) | 2019-08-02 |
| EP3553724A4 (en) | 2019-11-20 |
| CN107038570A (zh) | 2017-08-11 |
| EP3553724A1 (en) | 2019-10-16 |
| JP2020504864A (ja) | 2020-02-13 |
| JP6785970B2 (ja) | 2020-11-18 |
| SG10202102393YA (en) | 2021-04-29 |
| PH12019501287A1 (en) | 2020-01-20 |
| US11282065B2 (en) | 2022-03-22 |
| MY198830A (en) | 2023-09-30 |
| US10997580B2 (en) | 2021-05-04 |
| TW201822090A (zh) | 2018-06-16 |
| KR102491415B1 (ko) | 2023-01-20 |
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