AR102793A1 - Sistema y método para efectuar transacciones - Google Patents

Sistema y método para efectuar transacciones

Info

Publication number
AR102793A1
AR102793A1 ARP150103862A ARP150103862A AR102793A1 AR 102793 A1 AR102793 A1 AR 102793A1 AR P150103862 A ARP150103862 A AR P150103862A AR P150103862 A ARP150103862 A AR P150103862A AR 102793 A1 AR102793 A1 AR 102793A1
Authority
AR
Argentina
Prior art keywords
transaction
computer device
unique identifier
server
operable
Prior art date
Application number
ARP150103862A
Other languages
English (en)
Inventor
Laurito Ubalde Oliver
Joseph Pineda Inza-Cruz Edward
Miranda Lazaro Mario
Original Assignee
Smart Communications Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Smart Communications Inc filed Critical Smart Communications Inc
Publication of AR102793A1 publication Critical patent/AR102793A1/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Debugging And Monitoring (AREA)
  • Computer And Data Communications (AREA)

Abstract

Un sistema para efectuar transacciones por ventanilla (OTC) que comprende un dispositivo computador operable para enviar una solicitud de transacción para iniciar una transacción; y un servidor operable para recibir una solicitud de transacción electrónica OTC desde un dispositivo computador y posteriormente generar un identificador único basado en la solicitud de transacción recibida desde el dispositivo computador como parte de la transacción; dicho servidor operable además para verificar la transacción basada en el identificador único generado; y, ante la verificación, procesar e informar al dispositivo computador un estado de la transacción; en donde la verificación incluye comparar una porción del identificador único con las entradas en una lista blanca mantenida por el servidor; y en donde el identificador único es temporal y está configurado para expirar una vez que se cumple un criterio predeterminado.
ARP150103862A 2014-11-25 2015-11-25 Sistema y método para efectuar transacciones AR102793A1 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201407807U 2014-11-25

Publications (1)

Publication Number Publication Date
AR102793A1 true AR102793A1 (es) 2017-03-22

Family

ID=56074787

Family Applications (1)

Application Number Title Priority Date Filing Date
ARP150103862A AR102793A1 (es) 2014-11-25 2015-11-25 Sistema y método para efectuar transacciones

Country Status (13)

Country Link
US (1) US20170316407A1 (es)
EP (1) EP3224781A4 (es)
JP (2) JP2017535883A (es)
KR (1) KR20170093859A (es)
AR (1) AR102793A1 (es)
AU (1) AU2015354787A1 (es)
BR (1) BR112017010153A2 (es)
CA (1) CA2966978A1 (es)
MX (1) MX2017006895A (es)
PH (1) PH12017500926A1 (es)
SG (1) SG11201703335QA (es)
TW (2) TW201631541A (es)
WO (1) WO2016085408A1 (es)

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* Cited by examiner, † Cited by third party
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GB201601796D0 (en) 2016-02-01 2016-03-16 Comcarde Ltd Payment handling apparatus and method
GB201614419D0 (en) * 2016-08-24 2016-10-05 Comcarde Ltd Payment handling apparatus and method
TWI598833B (zh) * 2016-09-09 2017-09-11 台新國際商業銀行股份有限公司 用於促成免帳號轉帳的方法及系統
KR101878869B1 (ko) * 2017-11-17 2018-08-16 주식회사 미탭스플러스 블록체인 기반의 사용자 식별 관리를 위한 분산 원장 장치 및 분산 원장 방법
TWI643143B (zh) * 2018-01-22 2018-12-01 中華電信股份有限公司 非集中化電子交易紀錄系統及其認證方法
KR101878870B1 (ko) * 2018-03-16 2018-08-16 주식회사 미탭스플러스 블록체인 기반의 사용자 식별 관리 및 토큰 발행 관리를 위한 분산 원장 장치 및 분산 원장 방법
US11429725B1 (en) * 2018-04-26 2022-08-30 Citicorp Credit Services, Inc. (Usa) Automated security risk assessment systems and methods
KR101962285B1 (ko) * 2018-07-09 2019-03-26 주식회사 미탭스플러스 블록체인 기반의 사용자 식별 관리를 위한 분산 원장 장치 및 분산 원장 방법
FR3090934A1 (fr) * 2018-12-21 2020-06-26 Orange Procédé et système de sécurisation d’opérations, et poste utilisateur associé
CN113537974B (zh) * 2020-04-15 2024-12-31 先进新星技术(新加坡)控股有限公司 一种基于电子钱包的汇款方法、系统和电子设备
CN112232805B (zh) * 2020-12-15 2021-03-02 中国银联股份有限公司 卡管理方法、用户终端、服务器、系统及存储介质
KR102427614B1 (ko) * 2021-09-06 2022-08-01 쿠팡 주식회사 아이템 판매에 따른 정산 금액을 관리하는 방법 및 그 장치

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AU768670B2 (en) * 1998-07-13 2003-12-18 Synfis Service Gmbh System for controlling cash transactions with customers within banking institutes
JP3494613B2 (ja) * 1999-04-23 2004-02-09 株式会社エヌ・ティ・ティ・データ 決済システム
US6488203B1 (en) * 1999-10-26 2002-12-03 First Data Corporation Method and system for performing money transfer transactions
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Also Published As

Publication number Publication date
JP2017535883A (ja) 2017-11-30
SG11201703335QA (en) 2017-06-29
KR20170093859A (ko) 2017-08-16
EP3224781A1 (en) 2017-10-04
EP3224781A4 (en) 2018-05-16
PH12017500926A1 (en) 2017-11-20
TWM602241U (zh) 2020-10-01
US20170316407A1 (en) 2017-11-02
MX2017006895A (es) 2017-08-24
JP2020191064A (ja) 2020-11-26
BR112017010153A2 (pt) 2018-02-14
TW201631541A (zh) 2016-09-01
WO2016085408A1 (en) 2016-06-02
CA2966978A1 (en) 2016-06-02
AU2015354787A1 (en) 2017-07-13

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