ATE185208T1 - Verfahren und apparat zum verfügungsstellen eines vorausbezahlten kundenkontos mit fernzugang - Google Patents

Verfahren und apparat zum verfügungsstellen eines vorausbezahlten kundenkontos mit fernzugang

Info

Publication number
ATE185208T1
ATE185208T1 AT96919084T AT96919084T ATE185208T1 AT E185208 T1 ATE185208 T1 AT E185208T1 AT 96919084 T AT96919084 T AT 96919084T AT 96919084 T AT96919084 T AT 96919084T AT E185208 T1 ATE185208 T1 AT E185208T1
Authority
AT
Austria
Prior art keywords
providing
account
remote access
customer account
prepaid customer
Prior art date
Application number
AT96919084T
Other languages
English (en)
Inventor
John M Taskett
Original Assignee
American Express Trs
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by American Express Trs filed Critical American Express Trs
Application granted granted Critical
Publication of ATE185208T1 publication Critical patent/ATE185208T1/de

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/51—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP for resellers, retailers or service providers
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3437—Cards including a counter the counter having non-monetary units, e.g. trips
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H04M17/204—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless
    • H04M17/205—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless by calling a service number, e.g. interactive voice response [IVR] or menu
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M2017/24—Prepayment of wireline communication systems, wireless communication systems or telephone systems with on-line recharging of an account or card, e.g. cashless
    • H04M2017/241—Prepayment of wireline communication systems, wireless communication systems or telephone systems with on-line recharging of an account or card, e.g. cashless by calling a service number IVR, menu
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/54—Resellers-retail or service providers billing, e.g. agreements with telephone service operator, activation, charging/recharging of accounts

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Signal Processing (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Collating Specific Patterns (AREA)
  • Beverage Vending Machines With Cups, And Gas Or Electricity Vending Machines (AREA)
  • Meter Arrangements (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
AT96919084T 1995-06-01 1996-06-03 Verfahren und apparat zum verfügungsstellen eines vorausbezahlten kundenkontos mit fernzugang ATE185208T1 (de)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US45652595A 1995-06-01 1995-06-01

Publications (1)

Publication Number Publication Date
ATE185208T1 true ATE185208T1 (de) 1999-10-15

Family

ID=23813104

Family Applications (1)

Application Number Title Priority Date Filing Date
AT96919084T ATE185208T1 (de) 1995-06-01 1996-06-03 Verfahren und apparat zum verfügungsstellen eines vorausbezahlten kundenkontos mit fernzugang

Country Status (10)

Country Link
EP (1) EP0836727B1 (de)
JP (2) JPH11506558A (de)
AT (1) ATE185208T1 (de)
AU (1) AU695518B2 (de)
CA (1) CA2222749C (de)
DE (1) DE69604495T2 (de)
DK (1) DK0836727T3 (de)
ES (1) ES2139359T3 (de)
GR (1) GR3032178T3 (de)
WO (1) WO1996038801A1 (de)

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JP3330139B2 (ja) 1998-03-09 2002-09-30 靖夫 村松 電話料金管理システム
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US6263060B1 (en) * 1998-08-18 2001-07-17 Priority Call Management, Inc. Transportable logic to facilitate a large calling card transaction network supporting dynamic changes
US9098958B2 (en) 1998-09-15 2015-08-04 U-Paid Systems, Ltd. Convergent communications platform and method for mobile and electronic commerce in a heterogeneous network environment
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US7010512B1 (en) 1998-11-09 2006-03-07 C/Base, Inc. Transfer instrument
MXPA01004945A (es) * 1998-11-17 2003-03-10 Prenet Corp Sistema de pago electronico utilizando cuenta intermediaria.
JP5226916B2 (ja) * 1999-02-25 2013-07-03 サイバーソース コーポレイション 電子的価値保存証券の処理
ATE227039T1 (de) * 1999-05-03 2002-11-15 Swisscom Mobile Ag Verfahren zum verteilen von wertcodes
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ITMI992363A1 (it) * 1999-11-11 2001-05-11 Roberto Colli Procedimento di transazione di pagamento in rete mediante carta prepagata e relativa carta
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AU2001232230A1 (en) * 2000-02-08 2001-08-20 Tokyo Mechatronics Co., Limited Prepaid card settlement system and method on internet and apparatus and method for using them
DE10008132A1 (de) * 2000-02-22 2001-09-06 Brodos Ag Verfahren zur Aufladung eines Prepaid-Kundenkontos und Vorrichtung zur Durchführung des Verfahrens
AU2001240547A1 (en) * 2000-02-22 2001-09-03 Brodos Ag Method for charging a customer account for telecommunication services and corresponding charging system
GB2359652A (en) * 2000-02-24 2001-08-29 Menachem Mendel Sudak Electronic payment system
CA2303041A1 (en) 2000-03-29 2001-09-29 1398888 Ontario Inc. Method of providing a quantity of telephone time from an atm
ES2295013T3 (es) * 2000-04-03 2008-04-16 Swisscom Mobile Ag Procedimiento y sistema para cargar o recargar tarjetas chip insertadas en aparatos de radiotelefonia movil con un importe dinerario.
GB2361571A (en) * 2000-04-17 2001-10-24 Aspect Internet Holdings Ltd Payment method
MXPA02010326A (es) * 2000-04-20 2004-08-12 Innovative Payment Systems Llc Metodo y sistema para la habilitacion de moneda legal electronica.
DE10020900A1 (de) * 2000-04-28 2002-04-04 Cardmaxx De Ag Verfahren und Vorrichtung zur elektronischen Distribution von virtuellen Mobilfunk-Prepaid-Karten
DE10021673A1 (de) * 2000-05-05 2001-11-15 Berthold Binder Verfahren und Vorrichtung zur Abwicklung von vorausbezahlbaren geschäftlichen Transaktionen oder Dienstleistungen
US7181416B2 (en) 2000-06-08 2007-02-20 Blackstone Corporation Multi-function transaction processing system
US7546947B1 (en) 2000-06-08 2009-06-16 Arias Luis A Multi-function transaction processing system
US6651885B1 (en) * 2000-06-08 2003-11-25 Luis A. Arias Multi-function transaction processing system
DE10136080A1 (de) * 2000-11-21 2002-06-06 Wolfgang Zint Verfahren zum Durchführen einer bargeldlosen Finanztransaktion
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Also Published As

Publication number Publication date
WO1996038801A1 (en) 1996-12-05
MX9709401A (es) 1998-07-31
CA2222749A1 (en) 1996-12-05
EP0836727B1 (de) 1999-09-29
AU6151896A (en) 1996-12-18
HK1010256A1 (en) 1999-06-17
JP2002189961A (ja) 2002-07-05
GR3032178T3 (en) 2000-04-27
JPH11506558A (ja) 1999-06-08
ES2139359T3 (es) 2000-02-01
EP0836727A1 (de) 1998-04-22
CA2222749C (en) 2003-08-19
EP0836727A4 (de) 1998-05-13
DE69604495T2 (de) 2000-05-04
DK0836727T3 (da) 1999-12-27
DE69604495D1 (de) 1999-11-04
AU695518B2 (en) 1998-08-13

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Legal Events

Date Code Title Description
UEP Publication of translation of european patent specification
EEFA Change of the company name
REN Ceased due to non-payment of the annual fee