ATE352079T1 - Terminal zum verarbeiten von informationen und elektronischen bezahlen - Google Patents

Terminal zum verarbeiten von informationen und elektronischen bezahlen

Info

Publication number
ATE352079T1
ATE352079T1 AT99402893T AT99402893T ATE352079T1 AT E352079 T1 ATE352079 T1 AT E352079T1 AT 99402893 T AT99402893 T AT 99402893T AT 99402893 T AT99402893 T AT 99402893T AT E352079 T1 ATE352079 T1 AT E352079T1
Authority
AT
Austria
Prior art keywords
terminal
card
processing information
electronic payments
trader
Prior art date
Application number
AT99402893T
Other languages
English (en)
Inventor
Jean-Louis Sarradin
Original Assignee
Sagem Defense Securite
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Sagem Defense Securite filed Critical Sagem Defense Securite
Application granted granted Critical
Publication of ATE352079T1 publication Critical patent/ATE352079T1/de

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/229Hierarchy of users of accounts
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355Personalisation of cards for use
    • G06Q20/3552Downloading or loading of personalisation data
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • G06Q20/4033Local solvency checks
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Storage Device Security (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Credit Cards Or The Like (AREA)
  • Electrical Discharge Machining, Electrochemical Machining, And Combined Machining (AREA)
AT99402893T 1998-11-20 1999-11-22 Terminal zum verarbeiten von informationen und elektronischen bezahlen ATE352079T1 (de)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR9814625A FR2786298B1 (fr) 1998-11-20 1998-11-20 Terminal de traitement d'informations et de paiement electronique

Publications (1)

Publication Number Publication Date
ATE352079T1 true ATE352079T1 (de) 2007-02-15

Family

ID=9532992

Family Applications (1)

Application Number Title Priority Date Filing Date
AT99402893T ATE352079T1 (de) 1998-11-20 1999-11-22 Terminal zum verarbeiten von informationen und elektronischen bezahlen

Country Status (4)

Country Link
EP (1) EP1003135B1 (de)
AT (1) ATE352079T1 (de)
DE (1) DE69934861T2 (de)
FR (1) FR2786298B1 (de)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB9925227D0 (en) 1999-10-25 1999-12-22 Internet Limited Data storage retrieval and access system

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE3111353C2 (de) * 1981-03-23 1984-09-13 Hermann 7742 St Georgen Stockburger Datenverarbeitungsvorrichtung
JPH0762854B2 (ja) * 1985-03-05 1995-07-05 カシオ計算機株式会社 Icカードシステム
IE64070B1 (en) * 1986-07-25 1995-07-12 Trintech Ltd A credit card verifier
SE8604600L (sv) * 1986-10-29 1988-04-30 Nixflu Ab Anordning for att kontrollera kontokort
SE8802587L (sv) * 1988-07-11 1990-01-12 Nixflu Ab Elektronisk minnesenhet och kontrollbox foer anvaendning i samband med minnesenheten
US5367150A (en) * 1988-09-26 1994-11-22 Hitachi Maxell, Ltd. Data processing system using IC card
GB2274009B (en) * 1992-12-29 1996-06-19 Ampy Automation Digilog Improvements in and relating to machines having card readers

Also Published As

Publication number Publication date
DE69934861T2 (de) 2007-10-18
FR2786298B1 (fr) 2001-04-20
DE69934861D1 (de) 2007-03-08
EP1003135A1 (de) 2000-05-24
EP1003135B1 (de) 2007-01-17
FR2786298A1 (fr) 2000-05-26

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Legal Events

Date Code Title Description
RER Ceased as to paragraph 5 lit. 3 law introducing patent treaties