BRPI0416084A - processamento de item habilitado por imagem para aplicação de ponto de apresentação - Google Patents

processamento de item habilitado por imagem para aplicação de ponto de apresentação

Info

Publication number
BRPI0416084A
BRPI0416084A BRPI0416084-3A BRPI0416084A BRPI0416084A BR PI0416084 A BRPI0416084 A BR PI0416084A BR PI0416084 A BRPI0416084 A BR PI0416084A BR PI0416084 A BRPI0416084 A BR PI0416084A
Authority
BR
Brazil
Prior art keywords
image
amount
transaction
presentation point
point application
Prior art date
Application number
BRPI0416084-3A
Other languages
English (en)
Inventor
Brian R Geisel
Amar K Verma
William A Randlett
Kavil S Subramanian
Jeffrey T Chinander
Ranjee B Gangadhar
Original Assignee
Alogent Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alogent Corp filed Critical Alogent Corp
Publication of BRPI0416084A publication Critical patent/BRPI0416084A/pt

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/042Payment circuits characterized in that the payment protocol involves at least one cheque
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/18Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/209Specified transaction journal output feature, e.g. printed receipt or voice output
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

"PROCESSAMENTO DE ITEM HABILITADO POR IMAGEM PARA APLICAçãO DE PONTO DE APRESENTAçãO". Um sistema de processamento de transação financeira para uso em um ponto de apresentação inclui um receptivo de entrada de uma imagem de um item físico pelo menos parcialmente incorporando uma transação financeira, onde a imagem contém um registro visual de uma quantia de valor monetário. Um módulo de reconhecimento de imagem é adaptado para extrair a quantia de valor monetário gravada na imagem e reconhecer a quantia utilizando o reconhecimento de caracter. Um módulo de validação é adaptado para determinar se a transação é válida baseado em uma característica de validação de um item. Um módulo de equilíbrio é adaptado para determinar se a transação está equilibrada baseado na quantia de valor monetário. Uma saída é adaptada para transmitir informação indicando se a transação é pelo menos uma dentre equilibrada e válida.
BRPI0416084-3A 2003-10-31 2004-07-26 processamento de item habilitado por imagem para aplicação de ponto de apresentação BRPI0416084A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US10/698,710 US20050096992A1 (en) 2003-10-31 2003-10-31 Image-enabled item processing for point of presentment application
PCT/US2004/023997 WO2005045571A2 (en) 2003-10-31 2004-07-26 Image-enabled item processing for point of presentment application

Publications (1)

Publication Number Publication Date
BRPI0416084A true BRPI0416084A (pt) 2007-01-02

Family

ID=34550728

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0416084-3A BRPI0416084A (pt) 2003-10-31 2004-07-26 processamento de item habilitado por imagem para aplicação de ponto de apresentação

Country Status (6)

Country Link
US (1) US20050096992A1 (pt)
EP (1) EP1683089A4 (pt)
AU (1) AU2004287131A1 (pt)
BR (1) BRPI0416084A (pt)
CA (1) CA2542870A1 (pt)
WO (1) WO2005045571A2 (pt)

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US10380562B1 (en) 2008-02-07 2019-08-13 United Services Automobile Association (Usaa) Systems and methods for mobile deposit of negotiable instruments
JP4683063B2 (ja) * 2008-03-28 2011-05-11 ブラザー工業株式会社 デバイス管理システム、デバイス及びデバイス管理プログラム
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Also Published As

Publication number Publication date
CA2542870A1 (en) 2005-05-19
WO2005045571A2 (en) 2005-05-19
US20050096992A1 (en) 2005-05-05
EP1683089A2 (en) 2006-07-26
EP1683089A4 (en) 2009-03-18
AU2004287131A1 (en) 2005-05-19
WO2005045571A3 (en) 2005-12-22

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE AS 6A E 7A ANUIDADES.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: REFERENTE AO DESPACHO 8.6 PUBLICADO NA RPI 2158 DE 15/05/2012.

B15K Others concerning applications: alteration of classification

Ipc: G06Q 20/04 (2012.01), G06Q 20/10 (2012.01), G06Q 2