BRPI0913101A2 - cartão portátil de pagamento de transação de consumidor, e, dispositivo portátil de pagamento de consumidor - Google Patents

cartão portátil de pagamento de transação de consumidor, e, dispositivo portátil de pagamento de consumidor

Info

Publication number
BRPI0913101A2
BRPI0913101A2 BRPI0913101A BRPI0913101A BRPI0913101A2 BR PI0913101 A2 BRPI0913101 A2 BR PI0913101A2 BR PI0913101 A BRPI0913101 A BR PI0913101A BR PI0913101 A BRPI0913101 A BR PI0913101A BR PI0913101 A2 BRPI0913101 A2 BR PI0913101A2
Authority
BR
Brazil
Prior art keywords
portable consumer
payment card
payment
payment device
card
Prior art date
Application number
BRPI0913101A
Other languages
English (en)
Inventor
A Hammad Ayman
Elaine Vriheas Carrie
Douglas Evans James
Y C Sze James
Janine Granucci Nicole
Original Assignee
Visa Usa Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Usa Inc filed Critical Visa Usa Inc
Publication of BRPI0913101A2 publication Critical patent/BRPI0913101A2/pt

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/122—Online card verification
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G06Q20/3415—Cards acting autonomously as pay-media
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354—Card activation or deactivation
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0813—Specific details related to card security
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1083—Counting of PIN attempts

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Credit Cards Or The Like (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
BRPI0913101A 2008-06-04 2009-05-30 cartão portátil de pagamento de transação de consumidor, e, dispositivo portátil de pagamento de consumidor BRPI0913101A2 (pt)

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US5884108P 2008-06-04 2008-06-04
US5883608P 2008-06-04 2008-06-04
US5882908P 2008-06-04 2008-06-04
US5884008P 2008-06-04 2008-06-04
US13252808P 2008-06-19 2008-06-19
PCT/US2009/045761 WO2009148980A2 (en) 2008-06-04 2009-05-30 Portable consumer transaction device with on-board powered access control

Publications (1)

Publication Number Publication Date
BRPI0913101A2 true BRPI0913101A2 (pt) 2019-09-24

Family

ID=41398799

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0913101A BRPI0913101A2 (pt) 2008-06-04 2009-05-30 cartão portátil de pagamento de transação de consumidor, e, dispositivo portátil de pagamento de consumidor

Country Status (5)

Country Link
EP (1) EP2304677A4 (pt)
AU (1) AU2009256413A1 (pt)
BR (1) BRPI0913101A2 (pt)
CA (1) CA2726787A1 (pt)
WO (1) WO2009148980A2 (pt)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2476987B (en) 2010-01-19 2013-11-27 Haim Cohen Transaction card with improved security features
DE102010040923A1 (de) 2010-09-16 2012-03-22 Basf Se Verfahren zur Herstellung von Acrylsäure aus Ethanol und Formaldehyd
US9489669B2 (en) 2010-12-27 2016-11-08 The Western Union Company Secure contactless payment systems and methods
EP2700044B1 (en) * 2011-04-18 2019-01-02 C-Sigma S.r.l. Authentication device with photosensitive input keys
US10020847B2 (en) 2011-11-15 2018-07-10 Famoco NFC device and connection system of NFC devices
US20140323045A1 (en) * 2011-11-15 2014-10-30 Famoco Nfc device and connection system of nfc devices
US20140121403A1 (en) 2012-10-31 2014-05-01 Celanese International Corporation Integrated Process for the Production of Acrylic Acids and Acrylates
US9120743B2 (en) 2013-06-27 2015-09-01 Celanese International Corporation Integrated process for the production of acrylic acids and acrylates
US10185949B2 (en) * 2015-03-05 2019-01-22 American Express Travel Related Services Company, Inc. System and method for authentication of a mobile device configured with payment capabilities
US11429971B1 (en) * 2016-06-03 2022-08-30 Jpmorgan Chase Bank, N.A. Systems, methods, and devices for integrating a first party service into a second party computer application
US11132682B1 (en) 2016-07-22 2021-09-28 Wells Fargo Bank, N.A. Piezoelectric biometric card security

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5955961A (en) * 1991-12-09 1999-09-21 Wallerstein; Robert S. Programmable transaction card
JP2000123144A (ja) * 1998-10-13 2000-04-28 Sony Corp 非接触式ｉｃカード
AUPQ564400A0 (en) * 2000-02-16 2000-03-09 Ong, Yong Kin (Michael) Electronic credit card-ecc
US6607127B2 (en) * 2001-09-18 2003-08-19 Jacob Y. Wong Magnetic stripe bridge
KR100478963B1 (ko) * 2002-08-10 2005-03-24 케이비 테크놀러지 (주) 디스플레이 스마트 카드 및 그 제어장치
US7909247B2 (en) * 2006-10-27 2011-03-22 American Express Travel Related Services Company, Inc. Wireless transaction medium having combined magnetic stripe and radio frequency communications
US7690580B2 (en) * 2006-11-17 2010-04-06 Austin William Shoemaker Transaction cards having dynamically reconfigurable data interface and methods for using same

Also Published As

Publication number Publication date
WO2009148980A3 (en) 2010-04-29
EP2304677A4 (en) 2012-02-08
CA2726787A1 (en) 2009-12-10
AU2009256413A1 (en) 2009-12-10
EP2304677A2 (en) 2011-04-06
WO2009148980A2 (en) 2009-12-10

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Legal Events

Date Code Title Description
B08F Application fees: dismissal - article 86 of industrial property law
B08K Lapse as no evidence of payment of the annual fee has been furnished to inpi (acc. art. 87)

Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 2543 DE 01-10-2019 E CONSIDERANDO AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS, INFORMO QUE CABE SER MANTIDO O ARQUIVAMENTO DO PEDIDO DE PATENTE, CONFORME O DISPOSTO NO ARTIGO 12, DA RESOLUCAO 113/2013.