BRPI0923595A2 - método para processar seguramente uma transação, sistema para processar uma transação, e, dispositivo de comunicações móveis - Google Patents

método para processar seguramente uma transação, sistema para processar uma transação, e, dispositivo de comunicações móveis

Info

Publication number
BRPI0923595A2
BRPI0923595A2 BRPI0923595A BRPI0923595A BRPI0923595A2 BR PI0923595 A2 BRPI0923595 A2 BR PI0923595A2 BR PI0923595 A BRPI0923595 A BR PI0923595A BR PI0923595 A BRPI0923595 A BR PI0923595A BR PI0923595 A2 BRPI0923595 A2 BR PI0923595A2
Authority
BR
Brazil
Prior art keywords
transaction
processing
mobile device
securely
securely processing
Prior art date
Application number
BRPI0923595A
Other languages
English (en)
Inventor
Dirk Marinus Bruynse
Schalk Johann Bezuidenhoudt
Original Assignee
Mtn Mobile Money Sa Pty Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mtn Mobile Money Sa Pty Ltd filed Critical Mtn Mobile Money Sa Pty Ltd
Publication of BRPI0923595A2 publication Critical patent/BRPI0923595A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)
BRPI0923595A 2008-12-23 2009-12-18 método para processar seguramente uma transação, sistema para processar uma transação, e, dispositivo de comunicações móveis BRPI0923595A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA200810835 2008-12-23
PCT/IB2009/055838 WO2010073199A1 (en) 2008-12-23 2009-12-18 Method of and system for securely processing a transaction

Publications (1)

Publication Number Publication Date
BRPI0923595A2 true BRPI0923595A2 (pt) 2016-01-26

Family

ID=42286953

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0923595A BRPI0923595A2 (pt) 2008-12-23 2009-12-18 método para processar seguramente uma transação, sistema para processar uma transação, e, dispositivo de comunicações móveis

Country Status (14)

Country Link
US (1) US20120116978A1 (pt)
EP (1) EP2377082A4 (pt)
JP (1) JP2013514556A (pt)
KR (1) KR20110105841A (pt)
CN (1) CN102265298A (pt)
AP (1) AP3995A (pt)
BR (1) BRPI0923595A2 (pt)
CO (1) CO6400165A2 (pt)
MX (1) MX2011006772A (pt)
RU (1) RU2536666C2 (pt)
SG (1) SG172317A1 (pt)
UA (1) UA106481C2 (pt)
WO (1) WO2010073199A1 (pt)
ZA (1) ZA200909042B (pt)

Families Citing this family (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9832649B1 (en) 2011-10-12 2017-11-28 Technology Business Management, Limted Secure ID authentication
GB2498326B (en) * 2011-10-12 2016-04-20 Technology Business Man Ltd ID Authentication
US9846863B2 (en) * 2011-11-18 2017-12-19 Ncr Corporation Techniques for automating a retail transaction
EP2634736A1 (en) * 2012-02-29 2013-09-04 Accenture Global Services Limited Computer network, electronic transactions cloud and computer-implemented method for secure electronic transactions
US9376489B2 (en) 2012-09-07 2016-06-28 Novartis Ag IL-18 binding molecules
SG2012077830A (en) * 2012-10-18 2014-05-29 Chikka Pte Ltd Instant messaging system
HK1217557A1 (zh) * 2013-05-15 2017-01-13 维萨国际服务协会 用於提供支付凭证的方法和系统
US10719829B2 (en) * 2013-09-09 2020-07-21 Touchtunes Music Corporation Techniques for processing pin-inclusive transactions in connection with an electronic device
EP3078220A4 (en) * 2013-12-02 2017-05-17 Mastercard International Incorporated Method and system for secure tranmission of remote notification service messages to mobile devices without secure elements
IL229832A (en) * 2013-12-05 2016-06-30 Google Inc Determine merchant identity for received merchant IDs
CN103957241A (zh) * 2014-04-16 2014-07-30 中国工商银行股份有限公司 一种基于报文数据的通信方法及装置
CN107005541A (zh) * 2014-07-23 2017-08-01 迪堡多富公司 加密pin接收器
EP3534583B1 (en) * 2016-11-15 2021-01-06 Huawei Technologies Co., Ltd. Secure processor chip and terminal device
US20190050590A1 (en) * 2017-08-14 2019-02-14 Bank Of America Corporation Ensuring Information Security by Utilizing Encryption of Data
CN109377215B (zh) 2018-08-06 2020-04-21 阿里巴巴集团控股有限公司 区块链交易方法及装置、电子设备
ES2833550T3 (es) * 2018-11-27 2021-06-15 Advanced New Technologies Co Ltd Sistema y método para la protección de información
PL3549303T3 (pl) 2018-11-27 2021-11-22 Advanced New Technologies Co., Ltd. System i sposób ochrony informacji
RU2719311C1 (ru) 2018-11-27 2020-04-17 Алибаба Груп Холдинг Лимитед Система и способ защиты информации
US10700850B2 (en) 2018-11-27 2020-06-30 Alibaba Group Holding Limited System and method for information protection
ES2859569T3 (es) 2018-11-27 2021-10-04 Advanced New Technologies Co Ltd Sistema y método para la protección de información
ES2879855T3 (es) 2018-11-27 2021-11-23 Advanced New Technologies Co Ltd Sistema y método para la protección de información
US20240338698A1 (en) * 2021-07-16 2024-10-10 Stripe, Inc. System and method for personal identification number entry in a commercial off the shelf communication device
CN117633125A (zh) * 2023-12-13 2024-03-01 江西师范大学 一种基于大数据的财务数据管理系统

Family Cites Families (29)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20040128249A1 (en) * 1994-11-28 2004-07-01 Indivos Corporation, A Delaware Corporation System and method for tokenless biometric electronic scrip
WO1999005633A1 (en) * 1997-07-25 1999-02-04 Main Street Marketing Automated credit card payment system
US6466780B1 (en) * 1997-09-03 2002-10-15 Interlok Technologies, Llc Method and apparatus for securing digital communications
US7357312B2 (en) * 1998-05-29 2008-04-15 Gangi Frank J System for associating identification and personal data for multiple magnetic stripe cards or other sources to facilitate a transaction and related methods
JP3708007B2 (ja) * 1999-11-22 2005-10-19 株式会社東芝 情報交換装置
JP2002007921A (ja) * 2000-06-23 2002-01-11 Hitachi Ltd インターネットを利用したクレジットカード決済方法
US7254560B2 (en) * 2000-12-09 2007-08-07 Singhal Tara C Method and apparatus for an integrated identity security and payment system
JP2002230453A (ja) * 2001-02-02 2002-08-16 Ntt Comware Corp オンラインショッピングにおける個人情報保護システム、及びこれに用いるコンピュータプログラム
JP2002236862A (ja) * 2001-02-09 2002-08-23 Toyota Motor Corp 決済実行サイト、決済システム、決済方法、記録媒体、及び、プログラム
KR100641824B1 (ko) * 2001-04-25 2006-11-06 주식회사 하렉스인포텍 대칭키 보안 알고리즘을 이용한 금융정보 입력방법 및 그이동통신용 상거래 시스템
JP2002334291A (ja) * 2001-05-08 2002-11-22 Takako Kiyohiro 請求代行方法およびその装置ならびに決済確認方法およびその装置
JP2003006449A (ja) * 2001-06-18 2003-01-10 Mist Wireless Technology Kk 取引処理システム、取引処理方法、暗証番号入力装置、取引端末、ホスト装置
JPWO2003105037A1 (ja) * 2002-06-06 2005-10-13 富士通株式会社 購入者携帯端末と共働するデータ通信仲介装置
KR100439437B1 (ko) * 2003-12-18 2004-07-09 주식회사 교원나라 공용계좌를 통한 연동 계좌 결제 시스템
WO2006004555A1 (en) * 2004-06-30 2006-01-12 Paysetter Pte Ltd System and method for facilitating transfer of physical money and/or credit
JP2006023843A (ja) * 2004-07-06 2006-01-26 Jcb:Kk Ｉｄリンク決済カードシステム
JP3789923B2 (ja) * 2004-08-06 2006-06-28 シャープ株式会社 ユーザ認証システム、該システムの認証方法、ユーザ認証プログラム、および該プログラムを記録した記録媒体
GB0420409D0 (en) * 2004-09-14 2004-10-20 Waterleaf Ltd Online commercial transaction system and method of operation thereof
WO2006063628A1 (en) * 2004-12-15 2006-06-22 Unisys Corporation Communication system and method using visual interfaces for mobile transactions
EP1913516A2 (en) * 2005-07-15 2008-04-23 Gratis Card Inc. System and method for new execution and management of financial and data transactions
US7797545B2 (en) * 2005-09-29 2010-09-14 Research In Motion Limited System and method for registering entities for code signing services
EP2667344A3 (en) * 2005-10-06 2014-08-27 C-Sam, Inc. Transactional services
US20070266131A1 (en) * 2006-05-12 2007-11-15 Simpera Inc. Obtaining and Using Primary Access Numbers Utilizing a Mobile Wireless Device
KR20090099543A (ko) * 2006-12-05 2009-09-22 나노 테라 인코포레이티드 에지 방출 발광 다이오드 어레이 및 그의 제조 및 사용 방법
US20080177668A1 (en) * 2007-01-24 2008-07-24 Bruno Delean Computerized person-to-person payment system and method without use of currency
GB2446179B (en) * 2007-02-01 2011-08-31 Monitise Group Ltd Methods and a System for Providing Transaction Related Information
US9846866B2 (en) * 2007-02-22 2017-12-19 First Data Corporation Processing of financial transactions using debit networks
JP4708379B2 (ja) * 2007-03-28 2011-06-22 パナソニック株式会社 コンテンツ利用システム
JP2009043196A (ja) * 2007-08-10 2009-02-26 Icon:Kk 手続き代行サーバ装置、停止処理代行サーバ装置、停止処理代行方法及びプログラム

Also Published As

Publication number Publication date
US20120116978A1 (en) 2012-05-10
UA106481C2 (uk) 2014-09-10
SG172317A1 (en) 2011-07-28
MX2011006772A (es) 2011-08-03
RU2536666C2 (ru) 2014-12-27
CN102265298A (zh) 2011-11-30
AP2011005785A0 (en) 2011-08-31
AP3995A (en) 2017-01-11
CO6400165A2 (es) 2012-03-15
JP2013514556A (ja) 2013-04-25
EP2377082A4 (en) 2015-05-06
RU2011130191A (ru) 2013-01-27
WO2010073199A1 (en) 2010-07-01
ZA200909042B (en) 2011-05-25
EP2377082A1 (en) 2011-10-19
KR20110105841A (ko) 2011-09-27

Similar Documents

Publication Publication Date Title
BRPI1013632A2 (pt) sistema, método e aparelho
BRPI1015100A2 (pt) sistema, dispositivo e método para tratamento de aneurisma.
BRPI0908763A2 (pt) Dispositivo, método para a obtenção de uma referência de freqüência e sistema.
BRPI0916450A2 (pt) método, e sistema
BRPI1012125A2 (pt) sistema, método e aparelho para inserção de sensor.
BRPI0814085A2 (pt) Sistema, e, método
BRPI0815101A2 (pt) Método, e, sistema
BRPI0822231A2 (pt) Aparelho, sistema e método de rastreio de carga.
BRPI1016218A2 (pt) sistema, e, método
BRPI1013630A2 (pt) sistema, e método
BRPI1014894A2 (pt) método, e sistema
BRPI0911231A2 (pt) aparelho, método, sistema e progama para comunicação
BRPI0811113A2 (pt) Processo, aparelho e sistema para estabelecer conexão.
BR112012005449A2 (pt) método implementado por computador, e, sistema de computador
BRPI0811722A2 (pt) Método, e sistema
BRPI0911123A2 (pt) dispositivo, método e sistema de processamento de informação, e, programa.
BRPI0910709A2 (pt) método, sistema e aparelho de exaustão para captura e contenção melhoradas
BRPI0918084A2 (pt) método, e, sistema
BRPI0721375A2 (pt) Método implementado em um primeiro dispositivo, primeiro dispositivo, e, sistema
BRPI0905789A2 (pt) Método, dispositivo e sistema para identificação de mensagem
BRPI0821050A2 (pt) Método, e, sistema
BRPI1006885A2 (pt) sistema de completação utilizável com um poço, e método utilizável com um poço
BRPI0914359A2 (pt) sistema, aparelho e método
BRPI0925339A2 (pt) método, sistema e equipamento para processamento de informação
BRPI0924982A2 (pt) método, aparelho e sistema para handover

Legal Events

Date Code Title Description
B25D Requested change of name of applicant approved

Owner name: OLTIO (PTY) LTD. (ZA)

B25G Requested change of headquarter approved

Owner name: OLTIO (PTY) LTD. (ZA)

B06F Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette]
B25A Requested transfer of rights approved

Owner name: MASTERCARD SOUTHERN AFRICA (PTY) LTD (ZA)

B25A Requested transfer of rights approved

Owner name: MASTERCARD ASIA/PACIFIC PTE. LTD. (SG)

B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B11B Dismissal acc. art. 36, par 1 of ipl - no reply within 90 days to fullfil the necessary requirements