BRPI1015475A2 - method and mobile device for secure payment transaction - Google Patents

method and mobile device for secure payment transaction

Info

Publication number
BRPI1015475A2
BRPI1015475A2 BRPI1015475A BRPI1015475A BRPI1015475A2 BR PI1015475 A2 BRPI1015475 A2 BR PI1015475A2 BR PI1015475 A BRPI1015475 A BR PI1015475A BR PI1015475 A BRPI1015475 A BR PI1015475A BR PI1015475 A2 BRPI1015475 A2 BR PI1015475A2
Authority
BR
Brazil
Prior art keywords
mobile device
payment transaction
secure payment
secure
transaction
Prior art date
Application number
BRPI1015475A
Other languages
Portuguese (pt)
Inventor
Paul D Coppinger
Original Assignee
Apriva Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US12/414,446 external-priority patent/US20100250441A1/en
Priority claimed from US12/414,423 external-priority patent/US20100250442A1/en
Application filed by Apriva Llc filed Critical Apriva Llc
Publication of BRPI1015475A2 publication Critical patent/BRPI1015475A2/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356—Aspects of software for card payments
    • G06Q20/3567—Software being in the reader
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1091—Use of an encrypted form of the PIN

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
BRPI1015475A 2009-03-30 2010-03-29 method and mobile device for secure payment transaction BRPI1015475A2 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US12/414,446 US20100250441A1 (en) 2009-03-30 2009-03-30 Method and system for securing a payment transaction with trusted code base on a removable system module
US12/414,423 US20100250442A1 (en) 2009-03-30 2009-03-30 Method and system for securing a payment transaction with a trusted code base
PCT/US2010/029075 WO2010114799A1 (en) 2009-03-30 2010-03-29 Method and system for securing a payment transaction with trusted code base

Publications (1)

Publication Number Publication Date
BRPI1015475A2 true BRPI1015475A2 (en) 2016-04-26

Family

ID=42828648

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI1015475A BRPI1015475A2 (en) 2009-03-30 2010-03-29 method and mobile device for secure payment transaction

Country Status (6)

Country Link
EP (1) EP2415003A4 (en)
AU (1) AU2010232817A1 (en)
BR (1) BRPI1015475A2 (en)
CA (1) CA2794560A1 (en)
MX (1) MX2011010306A (en)
WO (1) WO2010114799A1 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103337021A (en) * 2013-05-08 2013-10-02 上海方付通商务服务有限公司 Film card and secure transaction method based on same
CN106603237B (en) * 2015-10-16 2022-02-08 中兴通讯股份有限公司 Safe payment method and device
US11887120B2 (en) * 2020-09-24 2024-01-30 Ncr Atleos Corporation System and method for touchless pin entry

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6871278B1 (en) * 2000-07-06 2005-03-22 Lasercard Corporation Secure transactions with passive storage media
US7707120B2 (en) * 2002-04-17 2010-04-27 Visa International Service Association Mobile account authentication service
DE10336070A1 (en) * 2003-08-06 2005-01-20 Siemens Ag Safety process transaction method e.g. for paying process over data network, involves entering payment amounts about buyer for equipment attached to data network with payment amount conveyed to server computer by salesman
US7516331B2 (en) * 2003-11-26 2009-04-07 International Business Machines Corporation Tamper-resistant trusted java virtual machine and method of using the same
WO2005109360A1 (en) * 2004-05-10 2005-11-17 Hani Girgis Secure pin entry using personal computer
KR101298562B1 (en) * 2004-07-23 2013-08-22 데이터 시큐어리티 시스템즈 솔루션스 피티이 엘티디 System and method for implementing digital signature using one time private keys
US7844255B2 (en) * 2004-12-08 2010-11-30 Verifone, Inc. Secure PIN entry device for mobile phones
US8825556B2 (en) * 2005-01-28 2014-09-02 Cardinalcommerce Corporation System and method for conversion between Internet and non-Internet based transactions
KR100834582B1 (en) * 2006-07-26 2008-06-02 한국정보통신주식회사 Payment processing system
US9123042B2 (en) * 2006-10-17 2015-09-01 Verifone, Inc. Pin block replacement
CN101324942A (en) * 2007-06-13 2008-12-17 阿里巴巴集团控股有限公司 Payment System and Method for Transactions Using ID Cards Containing IC Cards

Also Published As

Publication number Publication date
AU2010232817A1 (en) 2011-11-17
WO2010114799A1 (en) 2010-10-07
MX2011010306A (en) 2012-01-20
CA2794560A1 (en) 2010-10-07
EP2415003A1 (en) 2012-02-08
EP2415003A4 (en) 2013-05-01

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE AS 5A E 6A ANUIDADES.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 2370 DE 07-06-2016 E CONSIDERANDO AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS, INFORMO QUE CABE SER MANTIDO O ARQUIVAMENTO DO PEDIDO DE PATENTE, CONFORME O DISPOSTO NO ARTIGO 12, DA RESOLUCAO 113/2013.