CA2199942C - Systeme de paiement informatise pour l'achat de produits d'information par transfert electronique sur internet - Google Patents

Systeme de paiement informatise pour l'achat de produits d'information par transfert electronique sur internet Download PDF

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Publication number
CA2199942C
CA2199942C CA002199942A CA2199942A CA2199942C CA 2199942 C CA2199942 C CA 2199942C CA 002199942 A CA002199942 A CA 002199942A CA 2199942 A CA2199942 A CA 2199942A CA 2199942 C CA2199942 C CA 2199942C
Authority
CA
Canada
Prior art keywords
transaction
user
message
party
payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
CA002199942A
Other languages
English (en)
Other versions
CA2199942A1 (fr
Inventor
Lee H. Stein
Einar A. Stefferud
Nathaniel S. Borenstein
Marshall T. Rose
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
PayPal Inc
Original Assignee
PayPal Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=38434556&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=CA2199942(C) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Priority claimed from US08/308,101 external-priority patent/US5826241A/en
Application filed by PayPal Inc filed Critical PayPal Inc
Priority to CA2592534A priority Critical patent/CA2592534C/fr
Publication of CA2199942A1 publication Critical patent/CA2199942A1/fr
Application granted granted Critical
Publication of CA2199942C publication Critical patent/CA2199942C/fr
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/0014—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/16—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for devices exhibiting advertisements, announcements, pictures or the like

Landscapes

  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Système de paiement (10) permettant à un premier utilisateur d'Internet de régler un second utilisateur d'Internet, généralement pour l'achat d'un produit d'information disponible sur Internet (12). Ce système de paiement (10) fournit des comptes-carte aux premier et second utilisateurs. Lorsque le second utilisateur transmet le produit d'information au premier utilisateur sur Internet (12), il transmet également sur Internet (12), à une partie frontale du système de paiement (10), une demande de paiement à l'intention du premier utilisateur. Cette partie frontale du système (10) interroge le premier utilisateur sur Internet (12) afin de déterminer s'il faut effectuer le paiement au second utilisateur. Si la réponse du premier utilisateur est affirmative, le règlement de sa facture est traité hors de l'Internet (12). Si la réponse est négative, le premier utilisateur n'est pas facturé pour le produit d'information. Le système (10) informe le second utilisateur de la décision du premier, et le règle après avoir obtenu le règlement de la facture du premier utilisateur.
CA002199942A 1994-09-16 1995-09-14 Systeme de paiement informatise pour l'achat de produits d'information par transfert electronique sur internet Expired - Lifetime CA2199942C (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CA2592534A CA2592534C (fr) 1994-09-16 1995-09-14 Systeme de paiement informatise pour l'achat de produits d'information par transfert electronique sur internet

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US08/308,101 1994-09-16
US08/308,101 US5826241A (en) 1994-09-16 1994-09-16 Computerized system for making payments and authenticating transactions over the internet
PCT/US1995/011606 WO1996008783A1 (fr) 1994-09-16 1995-09-14 Systeme de paiement informatise pour l'achat de produits d'information par transfert electronique sur internet

Related Child Applications (1)

Application Number Title Priority Date Filing Date
CA2592534A Division CA2592534C (fr) 1994-09-16 1995-09-14 Systeme de paiement informatise pour l'achat de produits d'information par transfert electronique sur internet

Publications (2)

Publication Number Publication Date
CA2199942A1 CA2199942A1 (fr) 1996-03-21
CA2199942C true CA2199942C (fr) 2007-08-21

Family

ID=38434556

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002199942A Expired - Lifetime CA2199942C (fr) 1994-09-16 1995-09-14 Systeme de paiement informatise pour l'achat de produits d'information par transfert electronique sur internet

Country Status (1)

Country Link
CA (1) CA2199942C (fr)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109559068B (zh) * 2018-09-10 2023-08-11 创新先进技术有限公司 一种网络交易方法和网络交易平台、及其储物设备
CN111815446A (zh) * 2020-07-06 2020-10-23 泰康保险集团股份有限公司 一种电子交易方法、系统及存储介质

Also Published As

Publication number Publication date
CA2199942A1 (fr) 1996-03-21

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Effective date: 20150914