CA2200847C - Distributeur, systeme de distribution et procedes d'utilisation - Google Patents

Distributeur, systeme de distribution et procedes d'utilisation Download PDF

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Publication number
CA2200847C
CA2200847C CA002200847A CA2200847A CA2200847C CA 2200847 C CA2200847 C CA 2200847C CA 002200847 A CA002200847 A CA 002200847A CA 2200847 A CA2200847 A CA 2200847A CA 2200847 C CA2200847 C CA 2200847C
Authority
CA
Canada
Prior art keywords
electronic
purse
payment
unit
checkbook
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
CA002200847A
Other languages
English (en)
Other versions
CA2200847A1 (fr
Inventor
Mordechai Teicher
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Cardis Enterprise International NV
Original Assignee
Cardis Enterprise International NV
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from IL11105594A external-priority patent/IL111055A0/xx
Priority claimed from IL11516495A external-priority patent/IL115164A/xx
Application filed by Cardis Enterprise International NV filed Critical Cardis Enterprise International NV
Priority claimed from PCT/US1995/012164 external-priority patent/WO1996009592A1/fr
Publication of CA2200847A1 publication Critical patent/CA2200847A1/fr
Application granted granted Critical
Publication of CA2200847C publication Critical patent/CA2200847C/fr
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F11/00Coin-freed apparatus for dispensing, or the like, discrete articles
    • G07F11/02Coin-freed apparatus for dispensing, or the like, discrete articles from non-movable magazines
    • G07F11/28Coin-freed apparatus for dispensing, or the like, discrete articles from non-movable magazines in which the magazines are inclined
    • G07F11/30Coin-freed apparatus for dispensing, or the like, discrete articles from non-movable magazines in which the magazines are inclined two or more magazines having independent delivery
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349Rechargeable cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3572Multiple accounts on card
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F5/00Coin-actuated mechanisms; Interlocks
    • G07F5/18Coin-actuated mechanisms; Interlocks specially adapted for controlling several coin-freed apparatus from one place
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F9/00Details other than those peculiar to special kinds or types of apparatus
    • G07F9/001Interfacing with vending machines using mobile or wearable devices
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F9/00Details other than those peculiar to special kinds or types of apparatus
    • G07F9/002Vending machines being part of a centrally controlled network of vending machines

Landscapes

  • Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Une unité de vente au détail (8) facilite les achats d'un client qui utilise un portefeuille électronique (9). Un achat réalisé avec une somme disponible sur un chéquier électronique (320) égale ou dépasse une somme déterminée minimum de paiement par chéquier, et une porte-monnaie électronique (310) permet de régler des sommes égales ou inférieures à celle qu'il contient, un paiement pouvant aussi servir à réapprovisionner ce porte-monnaie électronique (310), par l'intermédiaire du chéquier électronique (320), jusqu'à des sommes supérieures ou égales à une somme minimum déterminée de réapprovisionnement de porte-monnaie. L'unité de vente au détail (8) comporte un point de vente, qui détermine un prix d'achat, et une interface pour module de paiement par portefeuille électronique (9), et il permet, en fonction du prix d'achat, de sélectionner automatiquement la valeur contenue dans le porte-monnaie électronique (310), le paiement minimum par chéquie et des sommes de réapprovisionnement de porte-monnaie, et de recevoir le prix d'achat du chéquier électronique (320) ou du porte-monnaie électronique (310). Il permet aussi de recevoir une somme calculée de réapprovisionnement de porte-monnaie correspondant au moins à la somme de réapprovisionnement minimum du porte-monnaie ou à la différence entre le prix d'achat et la valeur contenue dans ce porte-monnaie électronique, afin de réapprovisionner ledit porte-monnaie électronique (310) avec la somme calculée de réapprovisionnement.
CA002200847A 1994-09-25 1995-09-25 Distributeur, systeme de distribution et procedes d'utilisation Expired - Lifetime CA2200847C (fr)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
IL11105594A IL111055A0 (en) 1994-09-25 1994-09-25 Card payment system for low-value transactions
IL111055 1994-09-25
IL115164 1995-09-04
IL11516495A IL115164A (en) 1995-09-04 1995-09-04 System and method for retail
PCT/US1995/012164 WO1996009592A1 (fr) 1994-09-25 1995-09-25 Distributeur, systeme de distribution et procedes d'utilisation

Publications (2)

Publication Number Publication Date
CA2200847A1 CA2200847A1 (fr) 1996-03-28
CA2200847C true CA2200847C (fr) 2006-07-18

Family

ID=36694036

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002200847A Expired - Lifetime CA2200847C (fr) 1994-09-25 1995-09-25 Distributeur, systeme de distribution et procedes d'utilisation

Country Status (1)

Country Link
CA (1) CA2200847C (fr)

Also Published As

Publication number Publication date
CA2200847A1 (fr) 1996-03-28

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Effective date: 20150925