CA2267672A1 - Methode d'authentification numerique dynamique en fonction des evenements et application aux transactions financieres conclues sur l'internet, a l'authentification de l'installation de logiciels, aux mesures courantes d'authentification des utilisateurs de cartes bancaires et de cartes de credit, ainsi qu'au controle de l'acces a distance - Google Patents

Methode d'authentification numerique dynamique en fonction des evenements et application aux transactions financieres conclues sur l'internet, a l'authentification de l'installation de logiciels, aux mesures courantes d'authentification des utilisateurs de cartes bancaires et de cartes de credit, ainsi qu'au controle de l'acces a distance Download PDF

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Publication number
CA2267672A1
CA2267672A1 CA 2267672 CA2267672A CA2267672A1 CA 2267672 A1 CA2267672 A1 CA 2267672A1 CA 2267672 CA2267672 CA 2267672 CA 2267672 A CA2267672 A CA 2267672A CA 2267672 A1 CA2267672 A1 CA 2267672A1
Authority
CA
Canada
Prior art keywords
authentication
card
pin
transaction
customer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA 2267672
Other languages
English (en)
Inventor
Tao Lu
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to CA 2267672 priority Critical patent/CA2267672A1/fr
Priority to CA 2291430 priority patent/CA2291430A1/fr
Priority to CN 00102265 priority patent/CN1268721A/zh
Publication of CA2267672A1 publication Critical patent/CA2267672A1/fr
Abandoned legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • G06Q20/4093Monitoring of device authentication

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
CA 2267672 1999-01-28 1999-02-15 Methode d'authentification numerique dynamique en fonction des evenements et application aux transactions financieres conclues sur l'internet, a l'authentification de l'installation de logiciels, aux mesures courantes d'authentification des utilisateurs de cartes bancaires et de cartes de credit, ainsi qu'au controle de l'acces a distance Abandoned CA2267672A1 (fr)

Priority Applications (3)

Application Number Priority Date Filing Date Title
CA 2267672 CA2267672A1 (fr) 1999-02-15 1999-02-15 Methode d'authentification numerique dynamique en fonction des evenements et application aux transactions financieres conclues sur l'internet, a l'authentification de l'installation de logiciels, aux mesures courantes d'authentification des utilisateurs de cartes bancaires et de cartes de credit, ainsi qu'au controle de l'acces a distance
CA 2291430 CA2291430A1 (fr) 1999-01-28 1999-12-01 Systeme de securite pour les transactions sur internet
CN 00102265 CN1268721A (zh) 1999-02-15 2000-02-15 国际互联网交易安全系统

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CA 2267672 CA2267672A1 (fr) 1999-02-15 1999-02-15 Methode d'authentification numerique dynamique en fonction des evenements et application aux transactions financieres conclues sur l'internet, a l'authentification de l'installation de logiciels, aux mesures courantes d'authentification des utilisateurs de cartes bancaires et de cartes de credit, ainsi qu'au controle de l'acces a distance

Publications (1)

Publication Number Publication Date
CA2267672A1 true CA2267672A1 (fr) 2000-08-15

Family

ID=4163426

Family Applications (1)

Application Number Title Priority Date Filing Date
CA 2267672 Abandoned CA2267672A1 (fr) 1999-01-28 1999-02-15 Methode d'authentification numerique dynamique en fonction des evenements et application aux transactions financieres conclues sur l'internet, a l'authentification de l'installation de logiciels, aux mesures courantes d'authentification des utilisateurs de cartes bancaires et de cartes de credit, ainsi qu'au controle de l'acces a distance

Country Status (2)

Country Link
CN (1) CN1268721A (fr)
CA (1) CA2267672A1 (fr)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2007261072B2 (en) * 2006-06-19 2011-07-07 Visa U.S.A. Inc. Consumer authentication system and method
US8380629B2 (en) 2007-06-25 2013-02-19 Visa U.S.A. Inc. Seeding challenges for payment transactions
US8601277B2 (en) 2002-05-29 2013-12-03 Sony Corporation Information processing system

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE10353853A1 (de) * 2003-11-18 2005-06-30 Giesecke & Devrient Gmbh Autorisierung einer Transaktion
JP4257277B2 (ja) * 2004-08-25 2009-04-22 株式会社東芝 無線タグ装置、タグ識別装置および無線通信システム
CN101197667B (zh) * 2007-12-26 2010-07-14 北京飞天诚信科技有限公司 一种动态口令认证的方法
CN105046492B (zh) * 2015-07-10 2022-04-05 苏州海博智能系统有限公司 一种授权消费方法及系统

Cited By (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8601277B2 (en) 2002-05-29 2013-12-03 Sony Corporation Information processing system
US8909935B2 (en) 2002-05-29 2014-12-09 Sony Corporation Information processing system
US9858456B2 (en) 2002-05-29 2018-01-02 Sony Corporation Information processing system
US10521624B2 (en) 2002-05-29 2019-12-31 Sony Corporation Object device including an IC chip
AU2007261072B2 (en) * 2006-06-19 2011-07-07 Visa U.S.A. Inc. Consumer authentication system and method
US8135647B2 (en) 2006-06-19 2012-03-13 Visa U.S.A. Inc. Consumer authentication system and method
US10089624B2 (en) 2006-06-19 2018-10-02 Visa U.S.A. Inc. Consumer authentication system and method
US11107069B2 (en) 2006-06-19 2021-08-31 Visa U.S.A. Inc. Transaction authentication using network
US11488150B2 (en) 2006-06-19 2022-11-01 Visa U.S.A. Inc. Consumer authentication system and method
US12002037B2 (en) 2006-06-19 2024-06-04 Visa U.S.A. Inc. Consumer authentication system and method
US8380629B2 (en) 2007-06-25 2013-02-19 Visa U.S.A. Inc. Seeding challenges for payment transactions

Also Published As

Publication number Publication date
CN1268721A (zh) 2000-10-04

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