CA2814115C - Portefeuille numerique - Google Patents

Portefeuille numerique Download PDF

Info

Publication number
CA2814115C
CA2814115C CA2814115A CA2814115A CA2814115C CA 2814115 C CA2814115 C CA 2814115C CA 2814115 A CA2814115 A CA 2814115A CA 2814115 A CA2814115 A CA 2814115A CA 2814115 C CA2814115 C CA 2814115C
Authority
CA
Canada
Prior art keywords
digital wallet
merchant
computing device
payment
computer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CA2814115A
Other languages
English (en)
Other versions
CA2814115A1 (fr
Inventor
Jonathan Wall
Rob Von Behren
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Google LLC
Original Assignee
Google LLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/235,167 external-priority patent/US20120158654A1/en
Priority claimed from US13/277,182 external-priority patent/US9691055B2/en
Application filed by Google LLC filed Critical Google LLC
Publication of CA2814115A1 publication Critical patent/CA2814115A1/fr
Application granted granted Critical
Publication of CA2814115C publication Critical patent/CA2814115C/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

L'invention a trait à un portefeuille numérique qui est conçu pour le commerce au moyen d'un dispositif électronique mobile (ou d'un dispositif électronique qui n'est pas mobile) et qui rend ce commerce rapide, pratique et sécurisé, ce portefeuille numérique mémorisant des informations associées à des transactions, telles que des confirmations d'achat et des reçus. Ledit portefeuille numérique peut mémoriser des informations destinées à être utilisées dans des transactions, y compris des informations associées à un ou plusieurs comptes d'opérations financières, des informations sur l'utilisateur et des informations d'expédition. Pour mener à bien un achat en ligne, ce portefeuille numérique peut interagir avec le site Web d'un vendeur afin d'obtenir des informations concernant ledit achat. Le portefeuille numérique comprend une interface utilisateur qui permet à l'utilisateur de vérifier et de confirmer les informations d'achat. Grâce à ladite interface utilisateur, l'utilisateur peut également faire un choix parmi plusieurs options de paiement, personnaliser les informations d'expédition ou donner des informations demandées par le vendeur. Le portefeuille numérique peut transmettre la confirmation de l'utilisateur au site Web du vendeur et recevoir un reçu correspondant à l'achat. Le portefeuille numérique peut mémoriser le reçu et le synchroniser avec un emplacement de mémoire distant.
CA2814115A 2010-12-17 2011-12-16 Portefeuille numerique Active CA2814115C (fr)

Applications Claiming Priority (9)

Application Number Priority Date Filing Date Title
US201061424611P 2010-12-17 2010-12-17
US201061424610P 2010-12-17 2010-12-17
US61/424,611 2010-12-17
US61/424,610 2010-12-17
US13/235,167 2011-09-16
US13/235,167 US20120158654A1 (en) 2010-12-17 2011-09-16 Receipt storage in a digital wallet
US13/277,182 US9691055B2 (en) 2010-12-17 2011-10-19 Digital wallet
US13/277,182 2011-10-19
PCT/US2011/065363 WO2012083113A2 (fr) 2010-12-17 2011-12-16 Portefeuille numérique

Publications (2)

Publication Number Publication Date
CA2814115A1 CA2814115A1 (fr) 2012-06-21
CA2814115C true CA2814115C (fr) 2017-01-17

Family

ID=46245380

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2814115A Active CA2814115C (fr) 2010-12-17 2011-12-16 Portefeuille numerique

Country Status (3)

Country Link
AU (1) AU2011343638B2 (fr)
CA (1) CA2814115C (fr)
WO (1) WO2012083113A2 (fr)

Families Citing this family (50)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20250099420A (ko) 2007-09-24 2025-07-01 애플 인크. 전자 장치 내의 내장형 인증 시스템들
US8600120B2 (en) 2008-01-03 2013-12-03 Apple Inc. Personal computing device control using face detection and recognition
US9691055B2 (en) 2010-12-17 2017-06-27 Google Inc. Digital wallet
US8638385B2 (en) 2011-06-05 2014-01-28 Apple Inc. Device, method, and graphical user interface for accessing an application in a locked device
US8769624B2 (en) 2011-09-29 2014-07-01 Apple Inc. Access control utilizing indirect authentication
US9002322B2 (en) 2011-09-29 2015-04-07 Apple Inc. Authentication with secondary approver
US9898642B2 (en) 2013-09-09 2018-02-20 Apple Inc. Device, method, and graphical user interface for manipulating user interfaces based on fingerprint sensor inputs
EP3063608B1 (fr) 2013-10-30 2020-02-12 Apple Inc. Affichage d'objets d'interface utilisateur pertinents
US9324067B2 (en) 2014-05-29 2016-04-26 Apple Inc. User interface for payments
CN206193905U (zh) * 2014-05-29 2017-05-24 苹果公司 电子设备
US9967401B2 (en) 2014-05-30 2018-05-08 Apple Inc. User interface for phone call routing among devices
US10339293B2 (en) 2014-08-15 2019-07-02 Apple Inc. Authenticated device used to unlock another device
US9547419B2 (en) 2014-09-02 2017-01-17 Apple Inc. Reduced size configuration interface
WO2016036552A1 (fr) 2014-09-02 2016-03-10 Apple Inc. Interactions utilisateur pour une application de cartographie
US20160224973A1 (en) 2015-02-01 2016-08-04 Apple Inc. User interface for payments
US9574896B2 (en) 2015-02-13 2017-02-21 Apple Inc. Navigation user interface
US10216351B2 (en) 2015-03-08 2019-02-26 Apple Inc. Device configuration user interface
US9940637B2 (en) 2015-06-05 2018-04-10 Apple Inc. User interface for loyalty accounts and private label accounts
US20160358133A1 (en) 2015-06-05 2016-12-08 Apple Inc. User interface for loyalty accounts and private label accounts for a wearable device
US10546289B1 (en) 2015-12-30 2020-01-28 Wells Fargo Bank, N.A. Mobile wallets with automatic element selection
US10853783B1 (en) 2015-12-30 2020-12-01 Wells Fargo Bank, N.A. Processing online transactions with an intermediary system
US11868989B1 (en) 2015-12-30 2024-01-09 Wells Fargo Bank, N.A. Mobile wallets and companion smart cards
US10902405B1 (en) 2016-05-11 2021-01-26 Wells Fargo Bank, N.A. Transient mobile wallets
DK179186B1 (en) 2016-05-19 2018-01-15 Apple Inc REMOTE AUTHORIZATION TO CONTINUE WITH AN ACTION
CN114693289A (zh) 2016-06-11 2022-07-01 苹果公司 用于交易的用户界面
US10621581B2 (en) 2016-06-11 2020-04-14 Apple Inc. User interface for transactions
DK201670622A1 (en) 2016-06-12 2018-02-12 Apple Inc User interfaces for transactions
US9842330B1 (en) 2016-09-06 2017-12-12 Apple Inc. User interfaces for stored-value accounts
US10860199B2 (en) 2016-09-23 2020-12-08 Apple Inc. Dynamically adjusting touch hysteresis based on contextual data
DK179471B1 (en) 2016-09-23 2018-11-26 Apple Inc. IMAGE DATA FOR ENHANCED USER INTERACTIONS
US10496808B2 (en) 2016-10-25 2019-12-03 Apple Inc. User interface for managing access to credentials for use in an operation
US11741451B2 (en) * 2017-03-23 2023-08-29 Mastercard International Incorporated Systems and methods for dynamically generating customized records
KR102389678B1 (ko) 2017-09-09 2022-04-21 애플 인크. 생체측정 인증의 구현
KR102185854B1 (ko) 2017-09-09 2020-12-02 애플 인크. 생체측정 인증의 구현
US11688003B2 (en) 2017-09-19 2023-06-27 The Toronto-Dominion Bank System and method for integrated application and provisioning
US11170085B2 (en) 2018-06-03 2021-11-09 Apple Inc. Implementation of biometric authentication
US11100349B2 (en) 2018-09-28 2021-08-24 Apple Inc. Audio assisted enrollment
US10860096B2 (en) 2018-09-28 2020-12-08 Apple Inc. Device control using gaze information
US11328352B2 (en) 2019-03-24 2022-05-10 Apple Inc. User interfaces for managing an account
US11227354B2 (en) 2019-05-20 2022-01-18 The Toronto-Dominion Bank Integration of workflow with digital ID
US11477609B2 (en) 2019-06-01 2022-10-18 Apple Inc. User interfaces for location-related communications
US11481094B2 (en) 2019-06-01 2022-10-25 Apple Inc. User interfaces for location-related communications
US11169830B2 (en) 2019-09-29 2021-11-09 Apple Inc. Account management user interfaces
EP4034979B1 (fr) 2019-09-29 2024-01-03 Apple Inc. Interfaces utilisateur de gestion de compte
DK180985B1 (da) 2020-04-10 2022-09-02 Apple Inc Brugergrænseflader for muliggørelse af en aktivitet
US11816194B2 (en) 2020-06-21 2023-11-14 Apple Inc. User interfaces for managing secure operations
EP4264460B1 (fr) 2021-01-25 2025-12-24 Apple Inc. Mise en oeuvre d'une authentification biométrique
US12210603B2 (en) 2021-03-04 2025-01-28 Apple Inc. User interface for enrolling a biometric feature
US12216754B2 (en) 2021-05-10 2025-02-04 Apple Inc. User interfaces for authenticating to perform secure operations
US20240378586A1 (en) * 2023-05-11 2024-11-14 Block, Inc. Dynamic user interfaces and operational flows

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20050088517A (ko) * 2004-03-02 2005-09-07 신재득 무선인터넷 단말기를 이용한 신용카드 결제 방법 및 단말기상에서 실행 가능한 프로그램
US9167000B2 (en) * 2006-02-14 2015-10-20 Ca, Inc. Dynamic threat event management system and method
CA2656985A1 (fr) * 2006-07-06 2008-01-10 Firethorn Holdings, Llc Procedes et systemes de conduite de transactions financieres dans un environnement mobile
US8489067B2 (en) * 2006-07-06 2013-07-16 Qualcomm Incorporated Methods and systems for distribution of a mobile wallet for a mobile device
US20100125495A1 (en) * 2008-11-17 2010-05-20 Smith Steven M System and method of providing a mobile wallet at a mobile telephone
US20100217682A1 (en) * 2009-02-26 2010-08-26 Research In Motion Limited System and method for capturing user inputs in electronic forms
WO2010110625A2 (fr) * 2009-03-26 2010-09-30 Park Jung Chual Procédé de service de portefeuille électronique et système basé sur une application d'écran de veille

Also Published As

Publication number Publication date
CA2814115A1 (fr) 2012-06-21
WO2012083113A2 (fr) 2012-06-21
WO2012083113A3 (fr) 2013-01-10
AU2011343638B2 (en) 2015-03-19
AU2011343638A1 (en) 2013-05-02

Similar Documents

Publication Publication Date Title
US12361405B2 (en) Digital wallet
CA2814115C (fr) Portefeuille numerique
US20120158654A1 (en) Receipt storage in a digital wallet
US11250414B2 (en) Cloud based system for engaging shoppers at or near physical stores
US20250165950A1 (en) System and method for integrating data from a remote server with a client application
US10223677B2 (en) Completion of online payment forms and recurring payments by a payment provider systems and methods
US10152705B2 (en) Quick payment using mobile device binding
US9953314B2 (en) System, method, and computer-readable storage medium for payment of online purchases via a portable computing device
US10147112B2 (en) Delayed processing window in a prepaid architecture
US20140351072A1 (en) Split tender in a prepaid architecture
AU2013207664B2 (en) Processing payment information for online orders at a local merchant's point of sale
US9430796B1 (en) Direct purchase from user-received advertisement
US9953343B2 (en) Deal-surfacing button
KR102053384B1 (ko) 세금 환급 서비스를 제공하는 기법
US20160140633A1 (en) Presenting user interface elements and accepting input optimistically when application state is unknown
US20220245662A1 (en) Redemption Code Auto-Complete for Online Offers and Tracking
KR20190135443A (ko) 세금 환급 서비스를 제공하는 기법

Legal Events

Date Code Title Description
EEER Examination request

Effective date: 20160617

MPN Maintenance fee for patent paid

Free format text: FEE DESCRIPTION TEXT: MF (PATENT, 13TH ANNIV.) - STANDARD

Year of fee payment: 13

U00 Fee paid

Free format text: ST27 STATUS EVENT CODE: A-4-4-U10-U00-U101 (AS PROVIDED BY THE NATIONAL OFFICE); EVENT TEXT: MAINTENANCE REQUEST RECEIVED

Effective date: 20241206

U11 Full renewal or maintenance fee paid

Free format text: ST27 STATUS EVENT CODE: A-4-4-U10-U11-U102 (AS PROVIDED BY THE NATIONAL OFFICE); EVENT TEXT: MAINTENANCE FEE PAYMENT DETERMINED COMPLIANT

Effective date: 20241206

Free format text: ST27 STATUS EVENT CODE: A-4-4-U10-U11-U102 (AS PROVIDED BY THE NATIONAL OFFICE); EVENT TEXT: MAINTENANCE FEE PAYMENT PAID IN FULL

Effective date: 20241206

W00 Other event occurred

Free format text: ST27 STATUS EVENT CODE: A-4-4-W10-W00-W100 (AS PROVIDED BY THE NATIONAL OFFICE); EVENT TEXT: LETTER SENT

Effective date: 20260127