CA2855168A1 - Methode et systeme de gestion de la fraude - Google Patents

Methode et systeme de gestion de la fraude Download PDF

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Publication number
CA2855168A1
CA2855168A1 CA2855168A CA2855168A CA2855168A1 CA 2855168 A1 CA2855168 A1 CA 2855168A1 CA 2855168 A CA2855168 A CA 2855168A CA 2855168 A CA2855168 A CA 2855168A CA 2855168 A1 CA2855168 A1 CA 2855168A1
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CA
Canada
Prior art keywords
fraud
computer
transaction
cost
implemented
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA2855168A
Other languages
English (en)
Other versions
CA2855168C (fr
Inventor
Laure Canis
Cedric Florimond
Simone Bisogni
Marion Bonnet
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Amadeus SAS
Original Assignee
Amadeus SAS
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from EP13290165.3A external-priority patent/EP2824624A1/fr
Priority claimed from US13/940,417 external-priority patent/US10430793B2/en
Application filed by Amadeus SAS filed Critical Amadeus SAS
Publication of CA2855168A1 publication Critical patent/CA2855168A1/fr
Application granted granted Critical
Publication of CA2855168C publication Critical patent/CA2855168C/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

La présente invention concerne un système et une méthode informatiques de gestion du contrôle de la fraude mis en uvre en réponse à une transaction demandée. Le système de gestion de la fraude vérifie lefficacité de la stratégie de contrôle et prévoit à quel point les nouvelles stratégies de contrôle de la fraude seront efficaces en fonction du coût total de la fraude. Étant donné que les transactions sont divisées en groupes, ce calcul est plus facile et le coût total de la fraude peut être calculé en fonction dun élément représentatif du groupe et non pas pour chaque transaction du groupe. De plus, si le contrôle de la fraude est effectué en fonction de règles qui appliquent un flux dacceptation à des conditions approuvées au préalable, la gestion de la fraude peut choisir le flux dacceptation qui convient le mieux aux conditions approuvées au préalable en réduisant au minimum le coût total de la fraude. Finalement la gestion de la fraude peut également signaler les règles inefficaces grâce à un indicateur lié au coût total de la fraude afin de mettre en vedette les règles pour lesquelles les conditions approuvées au préalable doivent être modifiées.
CA2855168A 2013-07-12 2014-06-26 Methode et systeme de gestion de la fraude Active CA2855168C (fr)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
EP13290165.3 2013-07-12
US13/940,417 2013-07-12
EP13290165.3A EP2824624A1 (fr) 2013-07-12 2013-07-12 Système et procédé de gestion de fraude
US13/940,417 US10430793B2 (en) 2013-07-12 2013-07-12 Fraud management system and method

Publications (2)

Publication Number Publication Date
CA2855168A1 true CA2855168A1 (fr) 2015-01-12
CA2855168C CA2855168C (fr) 2021-09-14

Family

ID=52471759

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2855168A Active CA2855168C (fr) 2013-07-12 2014-06-26 Methode et systeme de gestion de la fraude

Country Status (2)

Country Link
KR (1) KR102178253B1 (fr)
CA (1) CA2855168C (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US12481997B2 (en) 2021-04-28 2025-11-25 The Toronto-Dominion Bank System and method for optimization of fraud detection model

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107563757B (zh) * 2016-07-01 2020-09-22 阿里巴巴集团控股有限公司 数据风险识别的方法及装置
CN109697669A (zh) * 2018-12-06 2019-04-30 泰康保险集团股份有限公司 基于区块链的欺诈行为确定方法及装置、介质和电子设备

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7610216B1 (en) * 2000-07-13 2009-10-27 Ebay Inc. Method and system for detecting fraud
CA2688791A1 (fr) * 2007-05-18 2008-11-27 Visa International Service Association Methode et systeme d'analyse de donnees financieres, pour determiner les couts inherents a la fraude
US20120158540A1 (en) * 2010-12-16 2012-06-21 Verizon Patent And Licensing, Inc. Flagging suspect transactions based on selective application and analysis of rules

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US12481997B2 (en) 2021-04-28 2025-11-25 The Toronto-Dominion Bank System and method for optimization of fraud detection model

Also Published As

Publication number Publication date
KR20150007940A (ko) 2015-01-21
CA2855168C (fr) 2021-09-14
KR102178253B1 (ko) 2020-11-12

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