CA2992445C - Moteur de regles d'analyse pour systeme de traitement de paiement - Google Patents

Moteur de regles d'analyse pour systeme de traitement de paiement Download PDF

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Publication number
CA2992445C
CA2992445C CA2992445A CA2992445A CA2992445C CA 2992445 C CA2992445 C CA 2992445C CA 2992445 A CA2992445 A CA 2992445A CA 2992445 A CA2992445 A CA 2992445A CA 2992445 C CA2992445 C CA 2992445C
Authority
CA
Canada
Prior art keywords
authorization
category
platform
rules engine
transactions
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CA2992445A
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English (en)
Other versions
CA2992445A1 (fr
Inventor
Greg Saunders
Theunis Johannes GERBER
Mark Wiesman
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Mastercard International Inc
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US14/798,792 external-priority patent/US20150317633A1/en
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of CA2992445A1 publication Critical patent/CA2992445A1/fr
Application granted granted Critical
Publication of CA2992445C publication Critical patent/CA2992445C/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Selon certains modes de réalisation, la présente invention concerne une plate-forme d'autorisation de système de paiement pouvant recevoir un message d'autorisation à partir d'une plate-forme d'acquéreur. La plate-forme d'autorisation de système de paiement peut déterminer que la demande d'autorisation satisfait une condition prédéterminée et transmettre une information concernant le message d'autorisation vers un moteur de règles d'analyse, par exemple, par la transmission du message d'autorisation. Le moteur de règles d'analyse peut analyser l'information concernant le message d'autorisation en fonction d'au moins une règle pour générer un résultat et transmettre une information concernant le message d'autorisation à la plate-forme d'autorisation du système de paiement, par exemple, par la transmission d'un message d'autorisation avec supplément ou d'une décision d'approbation d'autorisation, comprenant une indication que le message d'autorisation est affecté à une catégorie de dimension de segmentation.
CA2992445A 2015-07-14 2016-07-13 Moteur de regles d'analyse pour systeme de traitement de paiement Active CA2992445C (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US14/798,792 2015-07-14
US14/798,792 US20150317633A1 (en) 2013-04-12 2015-07-14 Analytics rules engine for payment processing system
PCT/US2016/041965 WO2017011488A1 (fr) 2015-07-14 2016-07-13 Moteur de règles d'analyse pour système de traitement de paiement

Publications (2)

Publication Number Publication Date
CA2992445A1 CA2992445A1 (fr) 2017-01-19
CA2992445C true CA2992445C (fr) 2023-03-07

Family

ID=57757461

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2992445A Active CA2992445C (fr) 2015-07-14 2016-07-13 Moteur de regles d'analyse pour systeme de traitement de paiement

Country Status (6)

Country Link
EP (1) EP3323097A4 (fr)
CN (1) CN108140187A (fr)
AU (2) AU2016291640A1 (fr)
BR (1) BR112017027691A2 (fr)
CA (1) CA2992445C (fr)
WO (1) WO2017011488A1 (fr)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10891621B2 (en) 2017-08-09 2021-01-12 Microsoft Technology Licensing, Llc Systems and methods of providing security in an electronic network
US11397950B2 (en) * 2019-06-20 2022-07-26 Microsoft Technology Licensing, Llc Systems and methods for authenticating an electronic transaction
CN113673990B (zh) * 2021-08-24 2024-04-30 广州数励科技有限公司 一种账户状态监控方法、装置、计算机设备和存储介质
CN115496605A (zh) * 2022-10-24 2022-12-20 上海通联金融服务有限公司 一种基于drools处理金融授权规则的方法
CN120851881B (zh) * 2025-09-18 2026-01-02 国网江苏省电力有限公司营销服务中心 一种基于大数据融合的交易异常监测方法及系统

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5819226A (en) * 1992-09-08 1998-10-06 Hnc Software Inc. Fraud detection using predictive modeling
US20100288834A1 (en) * 2007-03-05 2010-11-18 Mikael Tichelaer Systems And Methods For Controlling Payment And Information Flows In Payment-By Card Networks
CN101377844A (zh) * 2007-08-30 2009-03-04 乔美国际网络股份有限公司 债务清偿系统与方法
CA2773819C (fr) * 2009-09-10 2019-08-06 Jeanette Maria Yoder Reseau d'accroissement et de rachat de recompenses finance par marchand tiers
CN103093340B (zh) * 2011-11-07 2015-10-28 深圳一卡通新技术有限公司 基于异步通讯技术的动态支付系统和方法
US20130232074A1 (en) * 2012-03-05 2013-09-05 Mark Carlson System and Method for Providing Alert Messages with Modified Message Elements
BR112015025691A2 (pt) * 2013-04-12 2017-07-18 Mastercard International Inc motor de regras analíticas para sistema de processamento de pagamento
CN104574527A (zh) * 2013-10-28 2015-04-29 北京车信源商务服务有限公司 基于车辆身份电子标识的消费支付方法

Also Published As

Publication number Publication date
EP3323097A4 (fr) 2019-02-27
AU2019257461A1 (en) 2019-11-21
EP3323097A1 (fr) 2018-05-23
WO2017011488A1 (fr) 2017-01-19
CA2992445A1 (fr) 2017-01-19
BR112017027691A2 (pt) 2018-09-04
AU2016291640A1 (en) 2017-12-14
CN108140187A (zh) 2018-06-08

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