CA2995415A1 - Plateforme d'approbation de paiement - Google Patents

Plateforme d'approbation de paiement Download PDF

Info

Publication number
CA2995415A1
CA2995415A1 CA2995415A CA2995415A CA2995415A1 CA 2995415 A1 CA2995415 A1 CA 2995415A1 CA 2995415 A CA2995415 A CA 2995415A CA 2995415 A CA2995415 A CA 2995415A CA 2995415 A1 CA2995415 A1 CA 2995415A1
Authority
CA
Canada
Prior art keywords
requestor
purchase
decision maker
request
transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CA2995415A
Other languages
English (en)
Inventor
Timothy Sheehan
Melissa MURPHY
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Greenlight Me Inc
Original Assignee
Greenlight Me Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US14/822,593 external-priority patent/US20170046758A1/en
Priority claimed from US14/822,548 external-priority patent/US20170046716A1/en
Priority claimed from US14/822,567 external-priority patent/US20170046697A1/en
Priority claimed from US14/822,526 external-priority patent/US10803428B2/en
Application filed by Greenlight Me Inc filed Critical Greenlight Me Inc
Publication of CA2995415A1 publication Critical patent/CA2995415A1/fr
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0641—Electronic shopping [e-shopping] utilising user interfaces specially adapted for shopping
    • G06Q30/0643—Electronic shopping [e-shopping] utilising user interfaces specially adapted for shopping graphically representing goods, e.g. 3D product representation
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0641—Electronic shopping [e-shopping] utilising user interfaces specially adapted for shopping

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention concerne une plateforme d'approbation d'achat. Des modes de réalisation de l'invention peuvent consister à recevoir, d'un demandeur, une demande d'achat comprenant des détails de demande. La demande d'achat peut ensuite être fournie au preneur de décision. Le preneur de décision peut être autorisé à approuver ou refuser une approbation de la demande d'achat du preneur de décision. Lors de la réception d'une approbation, la plateforme peut recevoir des détails d'encaissement associés à la demande d'achat. La plateforme peut comparer les détails d'encaissement aux détails de la demande. Si les détails d'encaissement correspondent aux détails de la demande, la plateforme peut autoriser une exécution d'une transaction associée à la demande d'achat. D'autres modes de réalisation de l'invention peuvent générer une demande d'achat à partir des détails d'achat fournis par un demandeur et peuvent communiquer ensuite la demande d'achat à un preneur de décision et permettre au preneur de décision de sélectionner une décision d'approuver ou de refuser la demande. Des modes de réalisation optionnels peuvent concerner une plateforme permettant de fournir une autorisation à trois niveaux, la plateforme pouvant fournir un premier niveau d'authentification, recevoir les justificatifs d'accès d'un preneur de décision et fournir une seconde authentification en recevant une approbation de la demande d'achat et en authentifiant les justificatifs d'accès du preneur de décision. La plateforme peut également recevoir des détails de paiement et authentifier les détails de paiement afin d'autoriser le paiement, ce qui permet de fournir une troisième autorisation. De plus, l'invention peut concerner une plateforme permettant d'approuver des achats dans une plateforme de commerce électronique.
CA2995415A 2015-08-10 2016-08-10 Plateforme d'approbation de paiement Pending CA2995415A1 (fr)

Applications Claiming Priority (9)

Application Number Priority Date Filing Date Title
US14/822,593 US20170046758A1 (en) 2015-08-10 2015-08-10 Payment Approval Platform
US14/822,548 US20170046716A1 (en) 2015-08-10 2015-08-10 Payment Approval Platform
US14/822,548 2015-08-10
US14/822,567 US20170046697A1 (en) 2015-08-10 2015-08-10 Payment Approval Platform
US14/822,567 2015-08-10
US14/822,526 2015-08-10
US14/822,526 US10803428B2 (en) 2015-08-10 2015-08-10 Method, non-transitory computer-readable medium, and system for payment approval
US14/822,593 2015-08-10
PCT/US2016/046233 WO2017027533A1 (fr) 2015-08-10 2016-08-10 Plateforme d'approbation de paiement

Publications (1)

Publication Number Publication Date
CA2995415A1 true CA2995415A1 (fr) 2017-02-16

Family

ID=57983838

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2995415A Pending CA2995415A1 (fr) 2015-08-10 2016-08-10 Plateforme d'approbation de paiement

Country Status (4)

Country Link
EP (1) EP3335171A4 (fr)
CA (1) CA2995415A1 (fr)
HK (1) HK1257090A1 (fr)
WO (1) WO2017027533A1 (fr)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR3095066B1 (fr) 2019-04-11 2021-07-09 Xaalys Contrôle parental mis en œuvre dans un système de traitement d’une transaction associée à une carte de paiement détenue par un utilisateur assujetti à un décideur

Family Cites Families (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2377059A (en) * 2000-03-17 2002-12-31 Ebay Inc Method and apparatus for facilitating online payment transactions in a network based transaction facility using multiple payment instruments
US20140019352A1 (en) * 2011-02-22 2014-01-16 Visa International Service Association Multi-purpose virtual card transaction apparatuses, methods and systems
US8160928B2 (en) * 2005-01-21 2012-04-17 Ebay Inc. Network-based commerce facility offer management methods and systems
US8014756B1 (en) * 2007-02-28 2011-09-06 Intuit Inc. Mobile authorization service
US7873590B2 (en) * 2007-11-02 2011-01-18 rit EDV-Consulting GmgH Methods and systems for a decision client
US20090125440A1 (en) * 2007-11-13 2009-05-14 Mr. Joon Maeng Method and system for approving credit card transactions
US8255303B2 (en) * 2008-07-21 2012-08-28 Ebay Inc. Systems and methods for making payments from selected funding sources
US8127982B1 (en) * 2009-01-09 2012-03-06 Apple Inc. Parental controls
US10719818B2 (en) * 2010-12-14 2020-07-21 Fiserv, Inc. Personal budget tool
US8700524B2 (en) * 2011-01-04 2014-04-15 Boku, Inc. Systems and methods to restrict payment transactions
US20120278202A1 (en) * 2011-04-26 2012-11-01 Virtual Piggy, Inc. Virtual piggybank having quick connect
US20140188715A1 (en) * 2012-12-31 2014-07-03 Fiserv, Inc. Systems and methods for bill payment with image capture of bill information and funding account
US9710806B2 (en) * 2013-02-27 2017-07-18 Fiserv, Inc. Systems and methods for electronic payment instrument repository
US20140279460A1 (en) * 2013-03-15 2014-09-18 Fiserv, Inc. Electronic bill payment processing based on payor scheduled debits
US20150100500A1 (en) * 2013-10-08 2015-04-09 Srinivasa Pasupulati Best offer immediate pay feature

Also Published As

Publication number Publication date
WO2017027533A1 (fr) 2017-02-16
EP3335171A1 (fr) 2018-06-20
EP3335171A4 (fr) 2019-04-10
HK1257090A1 (zh) 2019-10-11

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