CA3101709C - Systemes et methodes pour amorcer une transaction de devise etrangere - Google Patents

Systemes et methodes pour amorcer une transaction de devise etrangere

Info

Publication number
CA3101709C
CA3101709C CA3101709A CA3101709A CA3101709C CA 3101709 C CA3101709 C CA 3101709C CA 3101709 A CA3101709 A CA 3101709A CA 3101709 A CA3101709 A CA 3101709A CA 3101709 C CA3101709 C CA 3101709C
Authority
CA
Canada
Prior art keywords
foreign currency
registered user
mobile device
computing device
data
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CA3101709A
Other languages
English (en)
Other versions
CA3101709A1 (fr
Inventor
Milos Dunjic
David Samuel TAX
Joseph Matthew CAPERN
Kushank RASTOGI
Original Assignee
Toronto Dominion Bank
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Toronto Dominion Bank filed Critical Toronto Dominion Bank
Priority to CA3101709A priority Critical patent/CA3101709C/fr
Publication of CA3101709A1 publication Critical patent/CA3101709A1/fr
Application granted granted Critical
Publication of CA3101709C publication Critical patent/CA3101709C/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Theoretical Computer Science (AREA)
  • Marketing (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Economics (AREA)
  • Technology Law (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Il est décrit des dispositifs informatiques, des systèmes et des méthodes qui permettent d’amorcer automatiquement une opération en monnaie étrangère en détectant une condition de fin de voyage associée à un utilisateur enregistré en rapport avec un voyage à l’étranger associé à une monnaie étrangère. Les méthodes et le système peuvent en outre déterminer que l’utilisateur enregistré dispose d’un solde en monnaie étrangère restant et, par conséquent, peuvent déterminer et envoyer à l’appareil mobile de l’utilisateur enregistré au moins une option pour utiliser le solde en monnaie étrangère restant. Cette option peut être une offre d’un commerçant situé dans la zone couverte par l’appareil mobile ou peut inclure une option permettant d’échanger la monnaie étrangère contre une autre monnaie. La fin du voyage peut être détectée en déterminant que l’utilisateur enregistré et/ou son appareil mobile se trouvent à un point de départ international. L’échange de monnaie peut se faire avec un autre utilisateur enregistré.
CA3101709A 2020-12-04 2020-12-04 Systemes et methodes pour amorcer une transaction de devise etrangere Active CA3101709C (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CA3101709A CA3101709C (fr) 2020-12-04 2020-12-04 Systemes et methodes pour amorcer une transaction de devise etrangere

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CA3101709A CA3101709C (fr) 2020-12-04 2020-12-04 Systemes et methodes pour amorcer une transaction de devise etrangere

Publications (2)

Publication Number Publication Date
CA3101709A1 CA3101709A1 (fr) 2022-06-04
CA3101709C true CA3101709C (fr) 2026-01-06

Family

ID=81828097

Family Applications (1)

Application Number Title Priority Date Filing Date
CA3101709A Active CA3101709C (fr) 2020-12-04 2020-12-04 Systemes et methodes pour amorcer une transaction de devise etrangere

Country Status (1)

Country Link
CA (1) CA3101709C (fr)

Also Published As

Publication number Publication date
CA3101709A1 (fr) 2022-06-04

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