CL2014002185A1 - Metodo de pago que comprende obtener datos de dispositivo desde un dispositivo de pago de funcionalidad reducida, identificar dichos datos como emanados de dicho dispositivo, convertir dichos datos en una peticion de autorizacion o de acceso, de un formato compatible con dispositivos de pago de funcionalidad completa, y despachar dicha peticion dentro de una infraestructura configurada para manejar dicho formato, pero no dispositivos de funcionalidad reducida; ensamblaje y aparato asociados. - Google Patents

Metodo de pago que comprende obtener datos de dispositivo desde un dispositivo de pago de funcionalidad reducida, identificar dichos datos como emanados de dicho dispositivo, convertir dichos datos en una peticion de autorizacion o de acceso, de un formato compatible con dispositivos de pago de funcionalidad completa, y despachar dicha peticion dentro de una infraestructura configurada para manejar dicho formato, pero no dispositivos de funcionalidad reducida; ensamblaje y aparato asociados.

Info

Publication number
CL2014002185A1
CL2014002185A1 CL2014002185A CL2014002185A CL2014002185A1 CL 2014002185 A1 CL2014002185 A1 CL 2014002185A1 CL 2014002185 A CL2014002185 A CL 2014002185A CL 2014002185 A CL2014002185 A CL 2014002185A CL 2014002185 A1 CL2014002185 A1 CL 2014002185A1
Authority
CL
Chile
Prior art keywords
data
payment
devices
format
request
Prior art date
Application number
CL2014002185A
Other languages
English (en)
Inventor
Colin Tanner
Michael J Cowen
James D Sinton
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of CL2014002185A1 publication Critical patent/CL2014002185A1/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/348—Single-use cards, i.e. without possibility of recharging
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
CL2014002185A 2012-02-14 2014-08-14 Metodo de pago que comprende obtener datos de dispositivo desde un dispositivo de pago de funcionalidad reducida, identificar dichos datos como emanados de dicho dispositivo, convertir dichos datos en una peticion de autorizacion o de acceso, de un formato compatible con dispositivos de pago de funcionalidad completa, y despachar dicha peticion dentro de una infraestructura configurada para manejar dicho formato, pero no dispositivos de funcionalidad reducida; ensamblaje y aparato asociados. CL2014002185A1 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US13/372,907 US10956899B2 (en) 2012-02-14 2012-02-14 Mechanism to allow the use of disposable cards on a system designed to accept cards conforming to the standards of the global payments industry

Publications (1)

Publication Number Publication Date
CL2014002185A1 true CL2014002185A1 (es) 2015-05-22

Family

ID=48946484

Family Applications (1)

Application Number Title Priority Date Filing Date
CL2014002185A CL2014002185A1 (es) 2012-02-14 2014-08-14 Metodo de pago que comprende obtener datos de dispositivo desde un dispositivo de pago de funcionalidad reducida, identificar dichos datos como emanados de dicho dispositivo, convertir dichos datos en una peticion de autorizacion o de acceso, de un formato compatible con dispositivos de pago de funcionalidad completa, y despachar dicha peticion dentro de una infraestructura configurada para manejar dicho formato, pero no dispositivos de funcionalidad reducida; ensamblaje y aparato asociados.

Country Status (7)

Country Link
US (1) US10956899B2 (es)
EP (1) EP2815361A4 (es)
BR (1) BR112014020191A2 (es)
CL (1) CL2014002185A1 (es)
RU (1) RU2635233C2 (es)
TW (1) TWI570640B (es)
WO (1) WO2013123209A1 (es)

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US10304045B2 (en) * 2014-02-12 2019-05-28 Mastercard International Incorporated Biometric solution enabling high throughput fare payments and system access
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CN105447699B (zh) * 2014-06-30 2019-12-10 阿里巴巴集团控股有限公司 一种数据处理的方法及装置
US9449320B1 (en) 2015-06-08 2016-09-20 Vantiv, Llc Closed-loop testing of integrated circuit card payment terminals
US11295293B2 (en) * 2016-01-07 2022-04-05 Worldpay, Llc Point of interaction device emulation for payment transaction simulation
US11188893B2 (en) * 2016-01-15 2021-11-30 Mastercard International Incorporated Access control bypass on mobile for mass transit
RU2644524C2 (ru) * 2016-03-04 2018-02-12 Владимир Владимирович Дьяков Способ и устройство для обработки операций по пластиковым картам с магнитной полосой
US10762481B2 (en) 2017-03-21 2020-09-01 The Toronto-Dominion Bank Secure offline approval of initiated data exchanges
EP3766227B1 (en) * 2018-03-12 2023-05-03 Visa International Service Association Techniques for secure channel communications
US11233830B2 (en) * 2018-04-13 2022-01-25 Verifone, Inc. Systems and methods for point-to-point encryption compliance
EP3648034A1 (en) * 2018-10-29 2020-05-06 MasterCard International Incorporated Non-default payment application selection during emv-compliant payment transaction method
US11138583B2 (en) 2019-02-08 2021-10-05 Mastercard International Incorporated Non-default application selection during a transaction
US11296862B2 (en) * 2019-08-29 2022-04-05 Visa International Service Association Provisioning method and system with message conversion
EP3832968B1 (en) 2019-12-04 2023-08-30 Mastercard International Incorporated Method for secure transaction by masking sensitive data transmitted over a network
EP3872733A1 (en) * 2020-02-26 2021-09-01 Mastercard International Incorporated Communication of sensitive data in restricted data channel
GB2598108A (en) 2020-08-17 2022-02-23 Mastercard International Inc Card reader, smart card and method for processing a transaction
US11704649B2 (en) * 2020-09-03 2023-07-18 Mastercard International Incorporated Contactless payment relay attack protection
US11682012B2 (en) * 2021-01-27 2023-06-20 Capital One Services, Llc Contactless delivery systems and methods
US12380431B2 (en) 2021-05-24 2025-08-05 Mastercard International Incorporated Systems, methods and computer program products for asynchronous authentication of digital wallet based payment transactions
US12063512B2 (en) * 2021-08-20 2024-08-13 Telefonaktiebolaget Lm Ericsson (Publ) Systems and methods for securing wireless communication with device pinning
US12288213B2 (en) 2022-03-16 2025-04-29 Mastercard International Incorporated Systems, methods and computer program products for secure contactless payment transactions

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US6705520B1 (en) 1999-11-15 2004-03-16 Satyan G. Pitroda Point of sale adapter for electronic transaction device
FR2815445B1 (fr) 2000-10-18 2002-12-27 Gemplus Card Int Procede d'emulation pour gerer un lecteur de carte a puce incompatible avec un environnement
US7810735B2 (en) 2001-05-15 2010-10-12 Inadam Corporation Computer readable universal authorization card system and method for using same
WO2002093811A2 (en) * 2001-05-16 2002-11-21 Adjungo Networks Ltd. Access to plmn networks for non-plmn devices
WO2003107242A1 (en) 2002-06-12 2003-12-24 Cardinalcommerce Corporation Universal merchant platform for payment authentication
US6776339B2 (en) 2002-09-27 2004-08-17 Nokia Corporation Wireless communication device providing a contactless interface for a smart card reader
US7357309B2 (en) 2004-01-16 2008-04-15 Telefonaktiebolaget Lm Ericsson (Publ) EMV transactions in mobile terminals
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US7374082B2 (en) 2005-07-13 2008-05-20 Mastercard International Incorporated Apparatus and method for integrated payment and electronic merchandise transfer
US8196818B2 (en) 2005-07-13 2012-06-12 Mastercard International Incorporated Apparatus and method for integrated payment and electronic merchandise transfer
JP4404027B2 (ja) 2005-07-26 2010-01-27 セイコーエプソン株式会社 エレクトロルミネッセンス装置の製造方法
US7657486B2 (en) 2005-12-09 2010-02-02 Mastercard International Incorporated Techniques for co-existence of multiple stored value applications on a single payment device managing a shared balance
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US7672876B2 (en) 2007-07-13 2010-03-02 Sunrise R&D Holdings, Llc System for shopping in a store
US20090069049A1 (en) * 2007-09-12 2009-03-12 Devicefidelity, Inc. Interfacing transaction cards with host devices
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US8341084B2 (en) 2009-06-08 2012-12-25 Mastercard International Incorporated Method, apparatus, and computer program product for topping up prepaid payment cards for offline use
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US20110166914A1 (en) * 2009-07-09 2011-07-07 Cubic Corporation Reloadable prepaid card distribution, reload, and registration in transit
US8463706B2 (en) 2009-08-24 2013-06-11 Visa U.S.A. Inc. Coupon bearing sponsor account transaction authorization
US9911154B2 (en) 2010-07-08 2018-03-06 Mastercard International Incorporated Apparatus and method for dynamic offline balance management for preauthorized smart cards
US10217109B2 (en) 2010-07-09 2019-02-26 Mastercard International Incorporated Apparatus and method for combining cryptograms for card payments
US20120143703A1 (en) 2010-12-03 2012-06-07 Google Inc. Multiple contactless device interactions and communication protocols per tap
US10692081B2 (en) 2010-12-31 2020-06-23 Mastercard International Incorporated Local management of payment transactions

Also Published As

Publication number Publication date
BR112014020191A2 (pt) 2020-10-27
US10956899B2 (en) 2021-03-23
TWI570640B (zh) 2017-02-11
WO2013123209A1 (en) 2013-08-22
RU2014137055A (ru) 2016-04-10
US20130212025A1 (en) 2013-08-15
EP2815361A1 (en) 2014-12-24
EP2815361A4 (en) 2015-10-28
RU2635233C2 (ru) 2017-11-09
TW201351314A (zh) 2013-12-16

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