CL2015000723A1 - Sistema y método para proveer solución de controversias para transacciones de pago electrónico - Google Patents

Sistema y método para proveer solución de controversias para transacciones de pago electrónico

Info

Publication number
CL2015000723A1
CL2015000723A1 CL2015000723A CL2015000723A CL2015000723A1 CL 2015000723 A1 CL2015000723 A1 CL 2015000723A1 CL 2015000723 A CL2015000723 A CL 2015000723A CL 2015000723 A CL2015000723 A CL 2015000723A CL 2015000723 A1 CL2015000723 A1 CL 2015000723A1
Authority
CL
Chile
Prior art keywords
electronic payment
payment transactions
dispute resolution
transaction
dispute
Prior art date
Application number
CL2015000723A
Other languages
English (en)
Inventor
Matthew G Katz
Jeffrey Sawitke
Original Assignee
Verifi Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Verifi Inc filed Critical Verifi Inc
Publication of CL2015000723A1 publication Critical patent/CL2015000723A1/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407—Cancellation of a transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

MÉTODO PARA RESOLVER UNA CONSULTA O DISPUTA EN RELACIÓN CON UNA TRANSACCIÓN ELECTRÓNICA, QUE COMPRENDE RECIBIR UNA NOTIFICACIÓN DE CONSULTA/DISPUTA, OBTENER PUNTOS DE DATOS ASOCIADOS CON LA TRANSACCIÓN, LOCALIZAR INFORMACIÓN ADICIONAL ACERCA DE LA TRANSACCIÓN, DETERMINAR SI REEMBOLSAR O CANCELAR LA TRANSACCIÓN BASADO AL MENOS EN PARTE EN LA INFORMACIÓN ADICIONAL EN RESPUESTA A QUE SE ESTÁN CUMPLIENDO CRITERIOS DE ELEGIBILIDAD PREDETERMINADOS; APARATO; PRODUCTO DE PROGRAMA COMPUTACIONAL.
CL2015000723A 2012-09-21 2015-03-20 Sistema y método para proveer solución de controversias para transacciones de pago electrónico CL2015000723A1 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US13/624,834 US8566235B2 (en) 2008-12-23 2012-09-21 System and method for providing dispute resolution for electronic payment transactions

Publications (1)

Publication Number Publication Date
CL2015000723A1 true CL2015000723A1 (es) 2016-05-13

Family

ID=49293922

Family Applications (1)

Application Number Title Priority Date Filing Date
CL2015000723A CL2015000723A1 (es) 2012-09-21 2015-03-20 Sistema y método para proveer solución de controversias para transacciones de pago electrónico

Country Status (12)

Country Link
US (3) US8566235B2 (es)
EP (2) EP3582171A1 (es)
JP (1) JP6595337B2 (es)
KR (1) KR20150058474A (es)
CN (1) CN105051770A (es)
AU (2) AU2013317766A1 (es)
BR (1) BR112015006343A8 (es)
CA (1) CA2885383A1 (es)
CL (1) CL2015000723A1 (es)
HK (1) HK1217134A1 (es)
MX (1) MX355689B (es)
WO (1) WO2014047585A2 (es)

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Also Published As

Publication number Publication date
CN105051770A (zh) 2015-11-11
WO2014047585A3 (en) 2015-10-01
KR20150058474A (ko) 2015-05-28
JP6595337B2 (ja) 2019-10-23
BR112015006343A8 (pt) 2017-07-18
HK1217134A1 (zh) 2016-12-23
WO2014047585A2 (en) 2014-03-27
US8566235B2 (en) 2013-10-22
MX2015003713A (es) 2016-02-09
AU2019202399A1 (en) 2019-05-02
US20220051247A1 (en) 2022-02-17
EP2898466A2 (en) 2015-07-29
BR112015006343A2 (pt) 2017-07-04
AU2013317766A1 (en) 2015-04-16
EP2898466A4 (en) 2016-08-24
JP2015535365A (ja) 2015-12-10
MX355689B (es) 2018-04-26
EP3582171A1 (en) 2019-12-18
CA2885383A1 (en) 2014-03-27
US20150186888A1 (en) 2015-07-02
US20130080318A1 (en) 2013-03-28

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