CN1806262A - 支付设备和方法 - Google Patents

支付设备和方法 Download PDF

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Publication number
CN1806262A
CN1806262A CNA2004800164684A CN200480016468A CN1806262A CN 1806262 A CN1806262 A CN 1806262A CN A2004800164684 A CNA2004800164684 A CN A2004800164684A CN 200480016468 A CN200480016468 A CN 200480016468A CN 1806262 A CN1806262 A CN 1806262A
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CN
China
Prior art keywords
data
transaction
user
payment devices
tagboard
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CNA2004800164684A
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English (en)
Chinese (zh)
Inventor
克里斯托夫·伯纳德·戴维斯
伊曼纽尔·伊普西兰蒂
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TAGBOARD Ltd
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TAGBOARD Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by TAGBOARD Ltd filed Critical TAGBOARD Ltd
Publication of CN1806262A publication Critical patent/CN1806262A/zh
Pending legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Telephonic Communication Services (AREA)
CNA2004800164684A 2003-04-14 2004-04-14 支付设备和方法 Pending CN1806262A (zh)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB0308629.5 2003-04-14
GBGB0308629.5A GB0308629D0 (en) 2003-04-14 2003-04-14 Payment apparatus and method

Publications (1)

Publication Number Publication Date
CN1806262A true CN1806262A (zh) 2006-07-19

Family

ID=9956779

Family Applications (1)

Application Number Title Priority Date Filing Date
CNA2004800164684A Pending CN1806262A (zh) 2003-04-14 2004-04-14 支付设备和方法

Country Status (9)

Country Link
US (1) US20060253392A1 (de)
EP (1) EP1616308A2 (de)
JP (1) JP2006523879A (de)
KR (1) KR100731905B1 (de)
CN (1) CN1806262A (de)
AU (2) AU2004227550A1 (de)
CA (1) CA2522558A1 (de)
GB (1) GB0308629D0 (de)
WO (1) WO2004090819A2 (de)

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CN102549612A (zh) * 2009-08-24 2012-07-04 维萨美国公司 携带赞助商帐户交易授权的优惠券
CN104679455A (zh) * 2013-11-29 2015-06-03 精工爱普生株式会社 印刷控制系统以及印刷控制方法
CN105049528A (zh) * 2015-08-21 2015-11-11 向亦斌 一种基于自助服务的安全可控的智能网络系统及构建方法
CN105608562A (zh) * 2008-04-24 2016-05-25 高通股份有限公司 电子支付系统
CN107046520A (zh) * 2016-02-05 2017-08-15 三星电子株式会社 用于提供众包服务的方法和设备
CN109919586A (zh) * 2011-10-12 2019-06-21 万事达移动交易方案公司 多层安全移动交易使能平台
CN113630380A (zh) * 2015-07-14 2021-11-09 三星电子株式会社 用于支付服务的卡片注册方法和实施该方法的移动电子设备
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Cited By (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105608562A (zh) * 2008-04-24 2016-05-25 高通股份有限公司 电子支付系统
CN102549612A (zh) * 2009-08-24 2012-07-04 维萨美国公司 携带赞助商帐户交易授权的优惠券
CN109919586A (zh) * 2011-10-12 2019-06-21 万事达移动交易方案公司 多层安全移动交易使能平台
CN109919586B (zh) * 2011-10-12 2023-05-02 万事达移动交易方案公司 多层安全移动交易使能平台
CN104679455B (zh) * 2013-11-29 2018-01-30 精工爱普生株式会社 印刷控制系统以及印刷控制方法
CN104679455A (zh) * 2013-11-29 2015-06-03 精工爱普生株式会社 印刷控制系统以及印刷控制方法
CN113630380A (zh) * 2015-07-14 2021-11-09 三星电子株式会社 用于支付服务的卡片注册方法和实施该方法的移动电子设备
CN113630380B (zh) * 2015-07-14 2023-07-04 三星电子株式会社 用于支付服务的卡片注册方法和实施该方法的移动电子设备
CN105049528A (zh) * 2015-08-21 2015-11-11 向亦斌 一种基于自助服务的安全可控的智能网络系统及构建方法
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CN107046520A (zh) * 2016-02-05 2017-08-15 三星电子株式会社 用于提供众包服务的方法和设备
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