DK1097437T3 - System og fremgangsmåde til afvikling af transaktioner i rede penge med kunder i pengeinstitutter - Google Patents

System og fremgangsmåde til afvikling af transaktioner i rede penge med kunder i pengeinstitutter

Info

Publication number
DK1097437T3
DK1097437T3 DK99932878T DK99932878T DK1097437T3 DK 1097437 T3 DK1097437 T3 DK 1097437T3 DK 99932878 T DK99932878 T DK 99932878T DK 99932878 T DK99932878 T DK 99932878T DK 1097437 T3 DK1097437 T3 DK 1097437T3
Authority
DK
Denmark
Prior art keywords
cash
customers
transactions
financial institutions
customer
Prior art date
Application number
DK99932878T
Other languages
English (en)
Inventor
Karl-Heinz Eberhardt
Original Assignee
Synfis Service Gmbh
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=26047388&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=DK1097437(T3) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Priority claimed from DE1998131360 external-priority patent/DE19831360A1/de
Priority claimed from DE1998138437 external-priority patent/DE19838437C1/de
Application filed by Synfis Service Gmbh filed Critical Synfis Service Gmbh
Application granted granted Critical
Publication of DK1097437T3 publication Critical patent/DK1097437T3/da

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/203—Dispensing operations within ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/211—Software architecture within ATMs or in relation to the ATM network
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Software Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
DK99932878T 1998-07-13 1999-07-13 System og fremgangsmåde til afvikling af transaktioner i rede penge med kunder i pengeinstitutter DK1097437T3 (da)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE1998131360 DE19831360A1 (de) 1998-07-13 1998-07-13 System zur Abwicklung des Bargeldverkehrs mit Kunden innerhalb von Geldinstituten
DE1998138437 DE19838437C1 (de) 1998-08-24 1998-08-24 System zur Abwicklung des Bargeldverkehrs mit Kunden innerhalb von Geldinstituten
PCT/EP1999/004948 WO2000004514A1 (de) 1998-07-13 1999-07-13 System zur abwicklung des bargeldverkehrs mit kunden innerhalb von geldinstituten

Publications (1)

Publication Number Publication Date
DK1097437T3 true DK1097437T3 (da) 2003-03-17

Family

ID=26047388

Family Applications (1)

Application Number Title Priority Date Filing Date
DK99932878T DK1097437T3 (da) 1998-07-13 1999-07-13 System og fremgangsmåde til afvikling af transaktioner i rede penge med kunder i pengeinstitutter

Country Status (7)

Country Link
US (1) US20050131821A1 (da)
EP (1) EP1097437B1 (da)
AT (1) ATE228262T1 (da)
AU (1) AU768670B2 (da)
DK (1) DK1097437T3 (da)
ES (1) ES2186381T3 (da)
WO (1) WO2000004514A1 (da)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8321342B2 (en) * 2006-08-28 2012-11-27 Choicepay, Inc. Method and system to accept and settle transaction payments for an unbanked consumer
EP2096605A1 (de) 2008-02-28 2009-09-02 ISH Banktechnik GmbH Verfahren und Vorrichtung zur Einzahlung und Auszahlung von Münz-Geldbeträgen
US10332358B1 (en) 2014-04-15 2019-06-25 United Services Automobile Association (Usaa) Systems and methods for distributed currency management
US10402799B1 (en) 2014-04-15 2019-09-03 United Services Automobile Association (Usaa) Systems and methods for distributed currency management
BR112017010153A2 (pt) * 2014-11-25 2018-02-14 Einnovations Holdings Pte Ltd sistema para facilitar uma transação, dispositivo móvel para facilitar uma transação, método para facilitar uma transação, e meio legível em computador não transitório contendo instruções de software executáveis nele
US11423381B2 (en) 2020-08-07 2022-08-23 Capital One Services, Llc Merchant devices and computer-based systems involving components for managing cash transactions at cash-only retail locations and methods of use thereof

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3938091A (en) * 1972-03-17 1976-02-10 Atalla Technovations Company Personal verification system
JPH044301Y2 (da) * 1984-11-19 1992-02-07
FR2592197A1 (fr) * 1985-12-19 1987-06-26 Nixon John Procede d'identification d'une personne, notamment d'un demandeur d'un service tel que par exemple d'une transaction bancaire, a l'aide d'une piece d'identification, dispositif de mise en oeuvre du procede, des pieces d'identification utilisables pour le procede precite et procede pour la realisation de telles pieces
US5386103A (en) * 1993-07-06 1995-01-31 Neurnetics Ltd. Identification and verification system
US5729460A (en) * 1995-12-14 1998-03-17 Francotyp-Postalia Ag & Co. Method for payment of the recrediting of an electronic postage meter and arrangement for the operation of a data central
EP0933731B1 (en) * 1996-09-13 2003-08-06 Oki Electric Industry Company, Limited Electronic transaction system
US5933816A (en) * 1996-10-31 1999-08-03 Citicorp Development Center, Inc. System and method for delivering financial services
US6289320B1 (en) * 1998-07-07 2001-09-11 Diebold, Incorporated Automated banking machine apparatus and system

Also Published As

Publication number Publication date
AU4910499A (en) 2000-02-07
EP1097437A1 (de) 2001-05-09
ATE228262T1 (de) 2002-12-15
EP1097437B1 (de) 2002-11-20
AU768670B2 (en) 2003-12-18
ES2186381T3 (es) 2003-05-01
WO2000004514A1 (de) 2000-01-27
US20050131821A1 (en) 2005-06-16

Similar Documents

Publication Publication Date Title
WO2002014985A3 (en) Automated payment system
MXPA03000147A (es) Metodo y sistema para recopilar, almacenar y transmitir informacion con seguridad.
DK0950303T3 (da) Fremgangsmåde og system til beskyttelse af finansielle institutioners fjerntjenester
SE9602829D0 (sv) Förfarande och anordning för betalningsmedelshantering jämte betalningsmedel
DK0421808T3 (da) Anlæg til overføring af midler
WO1999048236A3 (en) Security system and method for business transactions with customers
CA2396006A1 (en) Automated system and method for monitoring financial transactions
WO2002013134A3 (en) A smart card for and method of executing transactions
ATE355568T1 (de) Ein netzwerk basierendes system
TR200102909T2 (tr) Kişiden kişiye, kişiden işletmeye, işletmeden kişiye ve işletmeden işletmeye finansal işlem sistemi.
PT1250685E (pt) Sistema bancario com identificacao melhorada de contas financeiras
WO2004114168A8 (en) A system and method for facilitating on-line payment
EP0750283A4 (en) TRANSACTION PROCESSING SYSTEM AND METHOD
BR0008316A (pt) Sistema e método para processamento de transações financeiras
NO963456D0 (no) Metode og system for å oppnå betalingsformidling mellom betalingsmottaker ved salg av kontolöse småpengekost og selgere av de ytelser som kortet brukes til
EP1207506A3 (en) Payment processing method and system
BR9815547A (pt) Sistema de cartão multifuncional
WO2006031923A3 (en) Methods and systems for performing tokenless financial transactions over a transaction network using biometric data
KR960030011A (ko) 전자통장시스템 및 그 거래방법
RU95109319A (ru) Устройство для выполнения платежей и услуг с помощью электронной карточки с документированием операций
EA200301199A1 (ru) Безопасная система онлайнового платежа
DK1097437T3 (da) System og fremgangsmåde til afvikling af transaktioner i rede penge med kunder i pengeinstitutter
DE3868453D1 (de) Datenaustauschsystem mit benutzerterminal und chipkarte.
AU2001285985A1 (en) Method for providing identification data of a banking card to a user
KR100307119B1 (ko) 금융온라인시스템및그정보갱신처리방법