DK2909800T3 - Payment processing device and method - Google Patents
Payment processing device and method Download PDFInfo
- Publication number
- DK2909800T3 DK2909800T3 DK13848642.8T DK13848642T DK2909800T3 DK 2909800 T3 DK2909800 T3 DK 2909800T3 DK 13848642 T DK13848642 T DK 13848642T DK 2909800 T3 DK2909800 T3 DK 2909800T3
- Authority
- DK
- Denmark
- Prior art keywords
- payment
- user device
- information
- consumer
- backend
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Cash Registers Or Receiving Machines (AREA)
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US201261716786P | 2012-10-22 | 2012-10-22 | |
| US201361887213P | 2013-10-04 | 2013-10-04 | |
| PCT/US2013/066233 WO2014066423A1 (en) | 2012-10-22 | 2013-10-22 | Payment processing access device and method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| DK2909800T3 true DK2909800T3 (en) | 2017-10-02 |
Family
ID=50486194
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| DK13848642.8T DK2909800T3 (en) | 2012-10-22 | 2013-10-22 | Payment processing device and method |
Country Status (5)
| Country | Link |
|---|---|
| US (1) | US20140114780A1 (de) |
| EP (1) | EP2909800B1 (de) |
| CA (1) | CA2888800C (de) |
| DK (1) | DK2909800T3 (de) |
| WO (1) | WO2014066423A1 (de) |
Families Citing this family (57)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20100114768A1 (en) | 2008-10-31 | 2010-05-06 | Wachovia Corporation | Payment vehicle with on and off function |
| US10867298B1 (en) | 2008-10-31 | 2020-12-15 | Wells Fargo Bank, N.A. | Payment vehicle with on and off function |
| US9767807B2 (en) * | 2011-03-30 | 2017-09-19 | Ack3 Bionetics Pte Limited | Digital voice signature of transactions |
| US20140025445A1 (en) * | 2012-07-17 | 2014-01-23 | Mastercard International Incorporated | Method and system for on demand daily deal settlement |
| US8972296B2 (en) | 2012-12-31 | 2015-03-03 | Ebay Inc. | Dongle facilitated wireless consumer payments |
| US9288612B2 (en) * | 2013-06-07 | 2016-03-15 | Lenovo (Singapore) Pte. Ltd. | Inviting devices to join a mesh network |
| US9445220B2 (en) * | 2013-09-06 | 2016-09-13 | Paypal, Inc. | Systems and methods for enabling additional devices to check in to bluetooth low energy (BLE) beacons |
| US9356819B2 (en) | 2013-09-27 | 2016-05-31 | Ebay Inc. | Systems and methods for checking a user into a location using a packet sequence including location information |
| GB2520023A (en) * | 2013-11-06 | 2015-05-13 | Tensator Ltd | Data link module |
| CN103903161A (zh) * | 2013-12-02 | 2014-07-02 | 奇易科技有限公司 | 一种存在检测、参与、处理支付及客户奖赏的方法及系统 |
| CN104836780B (zh) * | 2014-02-12 | 2017-03-15 | 腾讯科技（深圳）有限公司 | 数据交互方法、验证终端、服务器和系统 |
| CN104954322B (zh) * | 2014-03-25 | 2019-10-22 | 腾讯科技（深圳）有限公司 | 一种账号的绑定处理方法、装置及系统 |
| US9412247B2 (en) * | 2014-03-27 | 2016-08-09 | Honeywell International Inc. | Alarm system with wireless communication |
| US9881303B2 (en) | 2014-06-05 | 2018-01-30 | Paypal, Inc. | Systems and methods for implementing automatic payer authentication |
| US10304049B2 (en) | 2014-06-20 | 2019-05-28 | Square, Inc. | Computing distances of devices |
| US10025963B2 (en) | 2014-06-30 | 2018-07-17 | Symbol Technologies, Llc | System for, and method of, detecting the presence of a mobile communication device in proximity to an imaging reader and for automatically configuring the reader to read an electronic code displayed on the device upon such detection |
| US9582797B1 (en) * | 2014-08-15 | 2017-02-28 | Square, Inc. | Dynamic adjustment of item fulfillment times |
| US11810182B2 (en) * | 2014-08-26 | 2023-11-07 | Ncr Corporation | Techniques for completing pre-arranged transactions |
| CN105450617B (zh) | 2014-09-24 | 2019-07-09 | 阿里巴巴集团控股有限公司 | 一种支付验证方法、装置及系统 |
| CN104318465A (zh) * | 2014-10-14 | 2015-01-28 | 安徽华米信息科技有限公司 | 信息交互方法、装置及提货终端 |
| US10861001B2 (en) | 2014-12-31 | 2020-12-08 | Visa International Service Association | System and method for beacon based navigation to offer based transactions and beacon based digital transactions with multiple layer authentication |
| KR20160083674A (ko) * | 2015-01-02 | 2016-07-12 | 에스케이플래닛 주식회사 | 비콘을 이용한 결제 서비스 시스템, 그 시스템에서의 결제 서비스 장치 및 방법 |
| US11037139B1 (en) | 2015-03-19 | 2021-06-15 | Wells Fargo Bank, N.A. | Systems and methods for smart card mobile device authentication |
| US11188919B1 (en) | 2015-03-27 | 2021-11-30 | Wells Fargo Bank, N.A. | Systems and methods for contactless smart card authentication |
| US11429975B1 (en) | 2015-03-27 | 2022-08-30 | Wells Fargo Bank, N.A. | Token management system |
| SG10201505791PA (en) * | 2015-07-24 | 2017-02-27 | Mastercard International Inc | Method for securing an electronic transaction request from a computing device for fraud detection |
| US11170364B1 (en) | 2015-07-31 | 2021-11-09 | Wells Fargo Bank, N.A. | Connected payment card systems and methods |
| CN105162497B (zh) * | 2015-08-04 | 2018-11-16 | 天地融科技股份有限公司 | 一种数据传输方法、终端、电子签名设备及系统 |
| US10810603B2 (en) | 2015-12-11 | 2020-10-20 | Mastercard International Incorporated | Systems and methods for determining customer traffic data |
| US11144905B1 (en) | 2015-12-21 | 2021-10-12 | Modopayments, Llc | Payment processing using electronic benefit transfer (EBT) system |
| US11113688B1 (en) | 2016-04-22 | 2021-09-07 | Wells Fargo Bank, N.A. | Systems and methods for mobile wallet provisioning |
| US11829927B2 (en) * | 2016-05-04 | 2023-11-28 | United Parcel Service Of America, Inc. | Remote initiation of interaction by a computing entity |
| US11935020B1 (en) | 2016-07-01 | 2024-03-19 | Wells Fargo Bank, N.A. | Control tower for prospective transactions |
| US11386223B1 (en) | 2016-07-01 | 2022-07-12 | Wells Fargo Bank, N.A. | Access control tower |
| US12130937B1 (en) | 2016-07-01 | 2024-10-29 | Wells Fargo Bank, N.A. | Control tower for prospective transactions |
| US11615402B1 (en) | 2016-07-01 | 2023-03-28 | Wells Fargo Bank, N.A. | Access control tower |
| US10992679B1 (en) | 2016-07-01 | 2021-04-27 | Wells Fargo Bank, N.A. | Access control tower |
| US11886611B1 (en) | 2016-07-01 | 2024-01-30 | Wells Fargo Bank, N.A. | Control tower for virtual rewards currency |
| CN107644495A (zh) * | 2016-07-22 | 2018-01-30 | 陈沛然 | 线上线下一体化收银系统及其收银方法 |
| CN107665428B (zh) * | 2016-07-27 | 2021-03-05 | 中国电信股份有限公司 | 移动支付身份认证方法、服务器和系统 |
| US11556936B1 (en) * | 2017-04-25 | 2023-01-17 | Wells Fargo Bank, N.A. | System and method for card control |
| US11062388B1 (en) | 2017-07-06 | 2021-07-13 | Wells Fargo Bank, N.A | Data control tower |
| US10872089B2 (en) | 2017-10-24 | 2020-12-22 | United Parcel Service Of America, Inc. | Automated occupant tracking systems and methods |
| CN108460937B (zh) * | 2018-04-25 | 2024-04-26 | 北京百汇安科技有限公司 | 一种智能pos系统及支付方法 |
| US11367062B2 (en) | 2018-05-07 | 2022-06-21 | Jpmorgan Chase Bank, N.A. | Using low energy beacons to enable a streamlined checkout process |
| CN108765207A (zh) * | 2018-07-10 | 2018-11-06 | 吴加强 | 基于蓝牙识别技术的智能点单系统 |
| US11055698B2 (en) | 2019-07-15 | 2021-07-06 | Capital One Services, Llc | Merchant location based display for a projectable transaction card |
| US11928666B1 (en) | 2019-09-18 | 2024-03-12 | Wells Fargo Bank, N.A. | Systems and methods for passwordless login via a contactless card |
| JP2021047731A (ja) * | 2019-09-19 | 2021-03-25 | 東芝テック株式会社 | 取引処理システム、取引処理装置及び情報処理プログラム |
| US11410157B2 (en) * | 2019-11-25 | 2022-08-09 | Capital One Services, Llc | Programmable card for token payment and systems and methods for using programmable card |
| US10992606B1 (en) | 2020-09-04 | 2021-04-27 | Wells Fargo Bank, N.A. | Synchronous interfacing with unaffiliated networked systems to alter functionality of sets of electronic assets |
| US12450591B1 (en) | 2020-09-16 | 2025-10-21 | Wells Fargo Bank, N.A. | Systems and methods for contactless card activation via unique activation codes |
| US11423392B1 (en) | 2020-12-01 | 2022-08-23 | Wells Fargo Bank, N.A. | Systems and methods for information verification using a contactless card |
| US11546338B1 (en) | 2021-01-05 | 2023-01-03 | Wells Fargo Bank, N.A. | Digital account controls portal and protocols for federated and non-federated systems and devices |
| US20240428222A1 (en) * | 2021-10-29 | 2024-12-26 | Verifone, Inc. | Systems, devices, and methods for location-based payment access |
| US11836690B1 (en) | 2022-04-12 | 2023-12-05 | Wells Fargo Bank, N.A. | Systems and methods for private network issuance of digital currency |
| US12155641B1 (en) | 2022-04-15 | 2024-11-26 | Wells Fargo Bank, N.A. | Network access tokens and meta-application programming interfaces for enhanced inter-enterprise system data promulgation and profiling |
Family Cites Families (19)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7762470B2 (en) * | 2003-11-17 | 2010-07-27 | Dpd Patent Trust Ltd. | RFID token with multiple interface controller |
| US7810720B2 (en) * | 2005-06-13 | 2010-10-12 | Robert Lovett | Account payment using barcode information exchange |
| US8700457B2 (en) * | 2007-01-03 | 2014-04-15 | William H. Bollman | Mobile phone based rebate device for redemption at a point of sale terminal |
| US8249935B1 (en) * | 2007-09-27 | 2012-08-21 | Sprint Communications Company L.P. | Method and system for blocking confidential information at a point-of-sale reader from eavesdropping |
| US20090112767A1 (en) * | 2007-10-25 | 2009-04-30 | Ayman Hammad | Escrow system and method |
| US10304069B2 (en) | 2009-07-29 | 2019-05-28 | Shopkick, Inc. | Method and system for presentment and redemption of personalized discounts |
| US9264151B1 (en) * | 2009-07-29 | 2016-02-16 | Shopkick, Inc. | Method and system for presence detection |
| US10372956B2 (en) * | 2009-10-14 | 2019-08-06 | Honeywell International Inc. | Automatic information distribution system between indicia reader system and mobile device |
| US10083467B2 (en) * | 2009-11-06 | 2018-09-25 | Walmart Apollo, Llc | System and method for communicating information to a customer at a point-of-sale via a wireless link within a retail store |
| EP2625668B1 (de) * | 2010-10-06 | 2020-04-08 | Mastercard International Incorporated | Verfahren, systeme und computerlesbare medien zur bereitstellung strandortspezifischer informationen für eine mobilvorrichtung |
| WO2012058326A1 (en) | 2010-10-26 | 2012-05-03 | Modopayments, Llc | System and method for managing merchant-consumer interactions |
| US9292870B2 (en) * | 2010-12-13 | 2016-03-22 | Qualcomm Incorporated | System and method for point of service payment acceptance via wireless communication |
| US8751381B2 (en) * | 2011-02-23 | 2014-06-10 | Mastercard International Incorporated | Demand deposit account payment system |
| US8593277B2 (en) * | 2011-03-17 | 2013-11-26 | Kaarya, LLC. | System and method for proximity detection |
| US20120268241A1 (en) * | 2011-04-19 | 2012-10-25 | Eyelock Inc. | Biometric chain of provenance |
| US20130024299A1 (en) * | 2011-07-19 | 2013-01-24 | Thomas Wong | Mobile Based Voiceless Drive Through Ordering System and Method |
| AT512070B1 (de) * | 2011-11-08 | 2018-02-15 | Secure Payment Tech Gmbh | Verfahren und vorrichtung zum durchführen von bargeldlosen zahlungen |
| US9129273B2 (en) * | 2011-12-01 | 2015-09-08 | At&T Intellectual Property I, L.P. | Point of sale for mobile transactions |
| US20140379576A1 (en) * | 2013-06-25 | 2014-12-25 | Joseph A. Marx | Transaction approval for shared payment account |
-
2013
- 2013-10-22 WO PCT/US2013/066233 patent/WO2014066423A1/en not_active Ceased
- 2013-10-22 CA CA2888800A patent/CA2888800C/en not_active Expired - Fee Related
- 2013-10-22 DK DK13848642.8T patent/DK2909800T3/en active
- 2013-10-22 US US14/060,476 patent/US20140114780A1/en not_active Abandoned
- 2013-10-22 EP EP13848642.8A patent/EP2909800B1/de not_active Not-in-force
Also Published As
| Publication number | Publication date |
|---|---|
| EP2909800B1 (de) | 2017-07-19 |
| US20140114780A1 (en) | 2014-04-24 |
| WO2014066423A1 (en) | 2014-05-01 |
| EP2909800A4 (de) | 2016-04-20 |
| CA2888800A1 (en) | 2014-05-01 |
| CA2888800C (en) | 2021-02-23 |
| EP2909800A1 (de) | 2015-08-26 |
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