ECSP024212A - Sistema de procedimientos de transacciones de multiples funciones - Google Patents

Sistema de procedimientos de transacciones de multiples funciones

Info

Publication number
ECSP024212A
ECSP024212A EC2002004212A ECSP024212A ECSP024212A EC SP024212 A ECSP024212 A EC SP024212A EC 2002004212 A EC2002004212 A EC 2002004212A EC SP024212 A ECSP024212 A EC SP024212A EC SP024212 A ECSP024212 A EC SP024212A
Authority
EC
Ecuador
Prior art keywords
transaction
authorization
procedure system
processor
transaction terminal
Prior art date
Application number
EC2002004212A
Other languages
English (en)
Inventor
Luis A Arias
Original Assignee
Luis A Arias
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=24355842&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=ECSP024212(A) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Luis A Arias filed Critical Luis A Arias
Publication of ECSP024212A publication Critical patent/ECSP024212A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

Un sistema de procedimientos de transacciones, de múltiples funciones, que incluye una terminal de transacciones, que tiene un recurso de entrada de datos y un procesador de transacciones, este procesador de transacciones estando asociado comunicativamente con un procesador de control, que define cuentas del usuario y expide una o más claves de autorización, asociadas con una o más cuentas del usuario, en respuesta a las autorizaciones de pago provistas en la terminal de transacciones, que utiliza una entrada de autorización de pago de recurso de entrada de datos. Así mismo, un conjunto de impresora se asocia comunicativamente con la terminal de transacciones y genera un conjunto de tarjeta, este conjunto de tarjeta incluye una primera porción, que contiene sobre ella una clave de autorización y una segunda porción, que incluye sobre ella materiales adicionales de promoción. La cuenta del usuario, según se define por el conjunto de control, incluye un valor definido, la clave de autorización provista se utiliza para facilitar una transacción, de acuerdo con ese valor definido.
EC2002004212A 2000-06-08 2002-02-08 Sistema de procedimientos de transacciones de multiples funciones ECSP024212A (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US09/588,917 US6651885B1 (en) 2000-06-08 2000-06-08 Multi-function transaction processing system

Publications (1)

Publication Number Publication Date
ECSP024212A true ECSP024212A (es) 2002-06-26

Family

ID=24355842

Family Applications (1)

Application Number Title Priority Date Filing Date
EC2002004212A ECSP024212A (es) 2000-06-08 2002-02-08 Sistema de procedimientos de transacciones de multiples funciones

Country Status (12)

Country Link
US (1) US6651885B1 (es)
EP (1) EP1297500A2 (es)
CN (1) CN1636182A (es)
AR (1) AR029676A1 (es)
AU (1) AU6824301A (es)
BR (1) BR0106732A (es)
CA (1) CA2382136A1 (es)
CR (1) CR6580A (es)
EC (1) ECSP024212A (es)
MX (1) MXPA02001347A (es)
TW (1) TW563073B (es)
WO (1) WO2001095264A2 (es)

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US20070150414A1 (en) * 2004-01-07 2007-06-28 Precash, Inc. System and method for facilitating payment transactions
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US20060043171A1 (en) * 2004-08-24 2006-03-02 Darren New Method and apparatus for receipt printing and information display in a personal identification number delivery system
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US7472822B2 (en) 2005-03-23 2009-01-06 E2Interactive, Inc. Delivery of value identifiers using short message service (SMS)
US8014505B2 (en) * 2005-09-02 2011-09-06 Locus Telecommunications, Inc. Point-of-sale electronic PIN distribution system
US20060026073A1 (en) * 2005-10-24 2006-02-02 Kenny Edwin R Jr Methods and Systems for Managing Card Programs and Processing Card Transactions
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US7828204B2 (en) * 2006-02-01 2010-11-09 Mastercard International Incorporated Techniques for authorization of usage of a payment device
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Also Published As

Publication number Publication date
WO2001095264A3 (en) 2003-01-23
CA2382136A1 (en) 2001-12-13
MXPA02001347A (es) 2005-09-08
CN1636182A (zh) 2005-07-06
AU6824301A (en) 2001-12-17
TW563073B (en) 2003-11-21
BR0106732A (pt) 2002-06-18
CR6580A (es) 2005-06-24
EP1297500A2 (en) 2003-04-02
WO2001095264A2 (en) 2001-12-13
US6651885B1 (en) 2003-11-25
AR029676A1 (es) 2003-07-10

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