EP1493099A4 - Systeme et procede de traitement de transactions financieres reposant sur l'utilisation de preferences de paiements multiples - Google Patents

Systeme et procede de traitement de transactions financieres reposant sur l'utilisation de preferences de paiements multiples

Info

Publication number
EP1493099A4
EP1493099A4 EP03723920A EP03723920A EP1493099A4 EP 1493099 A4 EP1493099 A4 EP 1493099A4 EP 03723920 A EP03723920 A EP 03723920A EP 03723920 A EP03723920 A EP 03723920A EP 1493099 A4 EP1493099 A4 EP 1493099A4
Authority
EP
European Patent Office
Prior art keywords
preferences
financial transactions
transactions based
processing financial
multiple payments
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP03723920A
Other languages
German (de)
English (en)
Other versions
EP1493099A2 (fr
Inventor
Joseph A Giordano
Jack B Murray Jr
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
ExxonMobil Technology and Engineering Co
Original Assignee
ExxonMobil Research and Engineering Co
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US10/407,367 external-priority patent/US20060178986A1/en
Application filed by ExxonMobil Research and Engineering Co filed Critical ExxonMobil Research and Engineering Co
Publication of EP1493099A2 publication Critical patent/EP1493099A2/fr
Publication of EP1493099A4 publication Critical patent/EP1493099A4/fr
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Cash Registers Or Receiving Machines (AREA)
EP03723920A 2002-04-08 2003-04-07 Systeme et procede de traitement de transactions financieres reposant sur l'utilisation de preferences de paiements multiples Withdrawn EP1493099A4 (fr)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US37024402P 2002-04-08 2002-04-08
US370244P 2002-04-08
US10/407,367 US20060178986A1 (en) 2000-02-17 2003-04-04 System and method for processing financial transactions using multi-payment preferences
US407367 2003-04-04
PCT/US2003/010577 WO2003088078A2 (fr) 2002-04-08 2003-04-07 Systeme et procede de traitement de transactions financieres reposant sur l'utilisation de preferences de paiements multiples

Publications (2)

Publication Number Publication Date
EP1493099A2 EP1493099A2 (fr) 2005-01-05
EP1493099A4 true EP1493099A4 (fr) 2010-06-02

Family

ID=29254401

Family Applications (1)

Application Number Title Priority Date Filing Date
EP03723920A Withdrawn EP1493099A4 (fr) 2002-04-08 2003-04-07 Systeme et procede de traitement de transactions financieres reposant sur l'utilisation de preferences de paiements multiples

Country Status (5)

Country Link
EP (1) EP1493099A4 (fr)
JP (1) JP2005522782A (fr)
AU (1) AU2003230820A1 (fr)
CA (1) CA2481505A1 (fr)
WO (1) WO2003088078A2 (fr)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8156042B2 (en) 2003-08-29 2012-04-10 Starbucks Corporation Method and apparatus for automatically reloading a stored value card
WO2005048145A1 (fr) 2003-10-13 2005-05-26 Starbucks Corporation D/B/A Starbucks Coffee Company Carte double
US8626536B2 (en) * 2004-08-31 2014-01-07 Electronic Commerce for Healthcare Organizations, Inc. Intelligent router for medical payments
US8229458B2 (en) 2007-04-08 2012-07-24 Enhanced Geographic Llc Systems and methods to determine the name of a location visited by a user of a wireless device
GB2466676A (en) 2009-01-06 2010-07-07 Visa Europe Ltd A method of processing payment authorisation requests
GB2466810A (en) 2009-01-08 2010-07-14 Visa Europe Ltd Processing payment authorisation requests
US8660948B2 (en) * 2010-07-02 2014-02-25 Qualcomm Incorporated System and method for managing transactions with a portable computing device
CA2940981C (fr) 2014-03-07 2022-05-03 Jeffrey Brian Newcombe Carte a double fonction avec fonctionnalite de carte cle et fonctionnalite de carte a valeur stockee
CN113643099B (zh) * 2021-08-30 2025-01-17 北京沃东天骏信息技术有限公司 商品数据的处理方法、设备、装置、存储介质及程序产品

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998037524A1 (fr) * 1997-06-27 1998-08-27 Swisscom Ag Procede de transaction avec un telephone mobile
WO2000049551A1 (fr) * 1999-02-19 2000-08-24 Mobil Oil Corporation Systeme et procede de traitement de transactions financieres
WO2001069555A1 (fr) * 1999-12-23 2001-09-20 Swisscom Mobile Ag Procede et systeme de transaction de paiement
EP1178450A2 (fr) * 1994-10-28 2002-02-06 Behruz Vazvan Système de télépaiement en temps réel
WO2002033669A1 (fr) * 2000-10-18 2002-04-25 Ultra Proizvodnja Elektronskih Naprav D.O.O. Systeme d'echange de donnes de paiement et terminal de paiement utilise

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6119105A (en) * 1996-06-17 2000-09-12 Verifone, Inc. System, method and article of manufacture for initiation of software distribution from a point of certificate creation utilizing an extensible, flexible architecture
US6061665A (en) * 1997-06-06 2000-05-09 Verifone, Inc. System, method and article of manufacture for dynamic negotiation of a network payment framework
AU784041B2 (en) * 1999-11-30 2006-01-19 Citibank, N.A. System and method for performing an electronic transaction using a transaction proxy with an electronic wallet
JP4403333B2 (ja) * 2000-03-21 2010-01-27 ソニー株式会社 情報処理装置および方法、情報処理システム、並びに記録媒体
NO311658B1 (no) * 2000-03-27 2001-12-27 Scan & Pay As Fremgangsmåte for å gjennomföre handel og betalings- /kredittformidling
JP2002042028A (ja) * 2000-07-26 2002-02-08 Global Company:Kk カード等の不正使用防止システム

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1178450A2 (fr) * 1994-10-28 2002-02-06 Behruz Vazvan Système de télépaiement en temps réel
WO1998037524A1 (fr) * 1997-06-27 1998-08-27 Swisscom Ag Procede de transaction avec un telephone mobile
WO2000049551A1 (fr) * 1999-02-19 2000-08-24 Mobil Oil Corporation Systeme et procede de traitement de transactions financieres
WO2001069555A1 (fr) * 1999-12-23 2001-09-20 Swisscom Mobile Ag Procede et systeme de transaction de paiement
WO2002033669A1 (fr) * 2000-10-18 2002-04-25 Ultra Proizvodnja Elektronskih Naprav D.O.O. Systeme d'echange de donnes de paiement et terminal de paiement utilise

Also Published As

Publication number Publication date
EP1493099A2 (fr) 2005-01-05
CA2481505A1 (fr) 2003-10-23
WO2003088078A3 (fr) 2004-03-25
JP2005522782A (ja) 2005-07-28
WO2003088078A2 (fr) 2003-10-23
AU2003230820A1 (en) 2003-10-27

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