Classifications

• • G—PHYSICS
  • G06—COMPUTING OR CALCULATING; COUNTING
  • G06F—ELECTRIC DIGITAL DATA PROCESSING
  • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
  • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
  • G06F21/31—User authentication
  • G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
• • G—PHYSICS
  • G06—COMPUTING OR CALCULATING; COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/38—Payment protocols; Details thereof
• • G—PHYSICS
  • G06—COMPUTING OR CALCULATING; COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/38—Payment protocols; Details thereof
  • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
• • H—ELECTRICITY
  • H04—ELECTRIC COMMUNICATION TECHNIQUE
  • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
  • H04L63/00—Network architectures or network communication protocols for network security
  • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
  • H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
• • H—ELECTRICITY
  • H04—ELECTRIC COMMUNICATION TECHNIQUE
  • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
  • H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
  • H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce

Definitions

• This invention relates to security measures for bank card related transactions.
• 'card' as applied to card related transactions shall be understood to include any type of 'smartcard' which includes any form of electronic processor and/or electronic memory and/or electronic storage capacity.
• the code is usually intercepted while being verified by a card reading machine. This may be accomplished by adding software to the machine (or another handheld device) which reads the card and intercepts/copies the code without otherwise affecting the transaction. The user is therefore unaware of this interception. It is an object of this invention to provide an alternative to the single programmed static authentication code on credit and debit cards or similar card related transactions.

Landscapes

• Business, Economics & Management (AREA)
• Engineering & Computer Science (AREA)
• Accounting & Taxation (AREA)
• Theoretical Computer Science (AREA)
• Physics & Mathematics (AREA)
• General Physics & Mathematics (AREA)
• General Business, Economics & Management (AREA)
• Strategic Management (AREA)
• Finance (AREA)
• Computer Security & Cryptography (AREA)
• Computer Hardware Design (AREA)
• General Engineering & Computer Science (AREA)
• Computing Systems (AREA)
• Computer Networks & Wireless Communication (AREA)
• Signal Processing (AREA)
• Software Systems (AREA)
• Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Applications Claiming Priority (2)

Publications (1)

Family

ID=42135951

Family Applications (1)

Country Status (7)

Families Citing this family (2)

Family Cites Families (6)

• 2009
  • 2009-12-17 EP EP09813865A patent/EP2380122A2/de not_active Withdrawn
  • 2009-12-17 WO PCT/ZA2009/000111 patent/WO2010071904A2/en not_active Ceased
  • 2009-12-17 AU AU2009327344A patent/AU2009327344A1/en not_active Abandoned
  • 2009-12-17 CA CA2747249A patent/CA2747249A1/en not_active Abandoned
  • 2009-12-17 SG SG2011044435A patent/SG172224A1/en unknown
  • 2009-12-17 CN CN200980151333.1A patent/CN102301384A/zh active Pending
• 2011
  • 2011-01-31 ZA ZA2011/00774A patent/ZA201100774B/en unknown

Non-Patent Citations (1)

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