EP3072095A4 - Verfahren und system zur rabattverarbeitung - Google Patents

Verfahren und system zur rabattverarbeitung Download PDF

Info

Publication number: EP3072095A4
Authority: EP; European Patent Office
Prior art keywords: discount; processing
Prior art date: 2013-11-20
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.): Withdrawn

Application number

EP14863664.0A

Other languages

English (en)

French (fr)

Other versions

EP3072095A1 (de

Inventor

Jonathan Robert Powell

Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)

Mastercard International Inc

Original Assignee

Mastercard International Inc

Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)

2013-11-20

Filing date

2014-11-19

Publication date

2017-07-05

2014-11-19 Application filed by Mastercard International Inc filed Critical Mastercard International Inc

2016-09-28 Publication of EP3072095A1 publication Critical patent/EP3072095A1/de

2017-07-05 Publication of EP3072095A4 publication Critical patent/EP3072095A4/de

Status Withdrawn legal-status Critical Current

Links

Classifications

- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0222—During e-commerce, i.e. online transactions
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/387—Payment using discounts or coupons
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

Business, Economics & Management (AREA)
Accounting & Taxation (AREA)
Finance (AREA)
Engineering & Computer Science (AREA)
Strategic Management (AREA)
Theoretical Computer Science (AREA)
General Physics & Mathematics (AREA)
General Business, Economics & Management (AREA)
Physics & Mathematics (AREA)
Development Economics (AREA)
Entrepreneurship & Innovation (AREA)
Game Theory and Decision Science (AREA)
Economics (AREA)
Marketing (AREA)
Computer Security & Cryptography (AREA)
Management, Administration, Business Operations System, And Electronic Commerce (AREA)

EP14863664.0A 2013-11-20 2014-11-19 Verfahren und system zur rabattverarbeitung Withdrawn EP3072095A4 (de)

Applications Claiming Priority (2)

Application Number	Priority Date	Filing Date	Title
US201361906582P	2013-11-20	2013-11-20
PCT/US2014/066415 WO2015077340A1 (en)	2013-11-20	2014-11-19	Method and system for processing a discount

Publications (2)

Publication Number	Publication Date
EP3072095A1 EP3072095A1 (de)	2016-09-28
EP3072095A4 true EP3072095A4 (de)	2017-07-05

Family

ID=53174239

Family Applications (1)

Application Number	Title	Priority Date	Filing Date
EP14863664.0A Withdrawn EP3072095A4 (de)	2013-11-20	2014-11-19	Verfahren und system zur rabattverarbeitung

Country Status (5)

Country	Link
US (1)	US10068243B2 (de)
EP (1)	EP3072095A4 (de)
AU (2)	AU2014353057A1 (de)
CA (1)	CA2931284C (de)
WO (1)	WO2015077340A1 (de)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
US10984417B2 (en) *	2019-04-25	2021-04-20	Advanced New Technologies Co., Ltd.	Blockchain-based data synchronization system, method, apparatus, and electronic device
US20240330920A1 (en) *	2023-03-28	2024-10-03	Apple Inc.	End-to-end merchant-based transaction authorization

Citations (4)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
US20120221468A1 (en) *	2011-02-25	2012-08-30	Phil Kumnick	Direct connection systems and methods
US20130041767A1 (en) *	2011-08-10	2013-02-14	Citibank, N.A.	Methods and Systems for Communicating Information from a Smart Point-of-Sale Terminal
US20130226684A1 (en) *	2011-08-29	2013-08-29	Ayman Hammad	Merchant configuration through payment network
US20130238408A1 (en) *	2012-03-08	2013-09-12	Mastercard International Incorporated	Systems and methods for attaching loyalty program data to an electronic payment scheme

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
AU6394499A (en)	1998-10-05	2000-04-26	Walker Digital, Llc	Method and apparatus for providing a discount to a customer that participates intransactions at a plurality of merchants
US20050075960A1 (en)	2003-10-02	2005-04-07	Leavitt Stacy A.	System and method for automated incoming payment and invoice reconciliation
US20080133350A1 (en)	2006-10-24	2008-06-05	Brigette White	Method and apparatus for reward redemption at the point of interaction
US8682791B2 (en)	2006-10-31	2014-03-25	Discover Financial Services	Redemption of credit card rewards at a point of sale
US8355948B2 (en)	2009-05-05	2013-01-15	Groupon, Inc.	System and methods for discount retailing
US20120278151A1 (en)	2010-10-25	2012-11-01	Scott Galit	Intelligent discount card system
US20130030902A1 (en)	2011-07-27	2013-01-31	David Paschkes	System and method for providing real-time discount merchant offers
US20130185129A1 (en)	2012-01-13	2013-07-18	John F. Berman	Methods and Systems of Payment for Automatic Generation of Discount Transactions
US10360578B2 (en)	2012-01-30	2019-07-23	Visa International Service Association	Systems and methods to process payments based on payment deals
US9495690B2 (en)	2012-04-04	2016-11-15	Visa International Service Association	Systems and methods to process transactions and offers via a gateway
US20140164084A1 (en)	2012-08-21	2014-06-12	Brett Battles	Sku-level card linked offer platform
US20140081737A1 (en)	2012-09-18	2014-03-20	Mastercard International Incorporated	System and method for real-time discounts at point of sale

2014
- 2014-11-19 EP EP14863664.0A patent/EP3072095A4/de not_active Withdrawn
- 2014-11-19 AU AU2014353057A patent/AU2014353057A1/en not_active Abandoned
- 2014-11-19 WO PCT/US2014/066415 patent/WO2015077340A1/en not_active Ceased
- 2014-11-19 US US14/547,872 patent/US10068243B2/en active Active
- 2014-11-19 CA CA2931284A patent/CA2931284C/en active Active
2018
- 2018-04-13 AU AU2018202591A patent/AU2018202591A1/en not_active Abandoned

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
US20120221468A1 (en) *	2011-02-25	2012-08-30	Phil Kumnick	Direct connection systems and methods
US20130041767A1 (en) *	2011-08-10	2013-02-14	Citibank, N.A.	Methods and Systems for Communicating Information from a Smart Point-of-Sale Terminal
US20130226684A1 (en) *	2011-08-29	2013-08-29	Ayman Hammad	Merchant configuration through payment network
US20130238408A1 (en) *	2012-03-08	2013-09-12	Mastercard International Incorporated	Systems and methods for attaching loyalty program data to an electronic payment scheme

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2015077340A1 *

Also Published As

Publication number	Publication date
CA2931284C (en)	2018-03-13
AU2014353057A1 (en)	2016-06-09
US10068243B2 (en)	2018-09-04
AU2018202591A1 (en)	2018-05-10
CA2931284A1 (en)	2015-05-28
WO2015077340A1 (en)	2015-05-28
US20150142546A1 (en)	2015-05-21
EP3072095A1 (de)	2016-09-28

Legal Events

Date	Code	Title	Description
2016-08-26	PUAI	Public reference made under article 153(3) epc to a published international application that has entered the european phase	Free format text: ORIGINAL CODE: 0009012
2016-09-28	17P	Request for examination filed	Effective date: 20160518
2016-09-28	AK	Designated contracting states	Kind code of ref document: A1 Designated state(s): AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR
2016-09-28	AX	Request for extension of the european patent	Extension state: BA ME
2017-03-01	DAX	Request for extension of the european patent (deleted)
2017-07-05	A4	Supplementary search report drawn up and despatched	Effective date: 20170606
2017-07-05	RIC1	Information provided on ipc code assigned before grant	Ipc: G06Q 20/40 20120101AFI20170530BHEP Ipc: G06Q 30/06 20120101ALI20170530BHEP
2018-06-20	17Q	First examination report despatched	Effective date: 20180516
2018-08-31	STAA	Information on the status of an ep patent application or granted ep patent	Free format text: STATUS: THE APPLICATION HAS BEEN WITHDRAWN
2018-10-03	18W	Application withdrawn	Effective date: 20180828

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