EP3146488A4 - Verfahren und system zur authentifizierung von online-zahlungen - Google Patents

Verfahren und system zur authentifizierung von online-zahlungen Download PDF

Info

Publication number: EP3146488A4
Authority: EP; European Patent Office
Prior art keywords: authentication method; online payment; payment authentication; online; payment
Prior art date: 2014-05-18
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.): Withdrawn

Application number

EP15796378.6A

Other languages

English (en)

French (fr)

Other versions

EP3146488A1 (de

Inventor

Mark Mervyn Chazan

Ian MIRELS

Michael Kontorovich

David KROSER

Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)

Eftsure Pty Ltd

Original Assignee

Eftsure Pty Ltd

Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)

2014-05-18

Filing date

2015-05-18

Publication date

2017-05-17

2014-05-18 Priority claimed from AU2014901840A external-priority patent/AU2014901840A0/en

2015-05-18 Application filed by Eftsure Pty Ltd filed Critical Eftsure Pty Ltd

2017-03-29 Publication of EP3146488A1 publication Critical patent/EP3146488A1/de

2017-05-17 Publication of EP3146488A4 publication Critical patent/EP3146488A4/de

Status Withdrawn legal-status Critical Current

Links

Classifications

- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

Business, Economics & Management (AREA)
Accounting & Taxation (AREA)
Engineering & Computer Science (AREA)
Finance (AREA)
Physics & Mathematics (AREA)
Strategic Management (AREA)
General Business, Economics & Management (AREA)
General Physics & Mathematics (AREA)
Theoretical Computer Science (AREA)
Economics (AREA)
Marketing (AREA)
Technology Law (AREA)
Development Economics (AREA)
Computer Security & Cryptography (AREA)
Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

EP15796378.6A 2014-05-18 2015-05-18 Verfahren und system zur authentifizierung von online-zahlungen Withdrawn EP3146488A4 (de)

Applications Claiming Priority (2)

Application Number	Priority Date	Filing Date	Title
AU2014901840A AU2014901840A0 (en)		2014-05-18	Authentication of online payments
PCT/AU2015/000291 WO2015176105A1 (en)	2014-05-18	2015-05-18	Online payment authentication method & system

Publications (2)

Publication Number	Publication Date
EP3146488A1 EP3146488A1 (de)	2017-03-29
EP3146488A4 true EP3146488A4 (de)	2017-05-17

Family

ID=54553090

Family Applications (1)

Application Number	Title	Priority Date	Filing Date
EP15796378.6A Withdrawn EP3146488A4 (de)	2014-05-18	2015-05-18	Verfahren und system zur authentifizierung von online-zahlungen

Country Status (4)

Country	Link
EP (1)	EP3146488A4 (de)
AU (3)	AU2015263828A1 (de)
WO (1)	WO2015176105A1 (de)
ZA (1)	ZA201607929B (de)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
CN107301551B (zh) *	2017-07-15	2020-09-29	刘兴丹	一种网络支付前搜索、查询、验证的方法、装置、系统
US11651372B2 (en) *	2019-04-12	2023-05-16	Wells Fargo Bank, N.A.	Fraud prevention via beneficiary account validation
IT202100009770A1 (it)	2021-04-19	2022-10-19	Giancarlo Mancini	Dispositivo portatile per effettuare acquisti per conto di terzi e da venditori prefissati e relativo metodo di utilizzo
CN114663078A (zh) *	2022-02-16	2022-06-24	支付宝(杭州)信息技术有限公司	转账业务的实现方法和装置
CN114782038A (zh) *	2022-05-17	2022-07-22	中国工商银行股份有限公司	双向认证代付方法、装置、计算机设备和存储介质
CN115879952A (zh) *	2023-01-29	2023-03-31	北京易思汇商务服务有限公司	基于留学生的跨境安全缴费方法、装置、设备及存储介质
CN116703334B (zh) *	2023-08-02	2023-11-17	四川航天天盛科技有限公司	一种基于SaaS的生活平台系统及其混合支付积分方法

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number	Priority date	Publication date	Assignee	Title
US6609113B1 (en) *	1999-05-03	2003-08-19	The Chase Manhattan Bank	Method and system for processing internet payments using the electronic funds transfer network
CA2332656A1 (en) *	2001-01-26	2002-07-26	Certapay Inc.	Online payment transfer and identity management system and method
US20130311362A1 (en) *	2012-04-26	2013-11-21	Mastercard International Incorporated	Systems and methods for verifying payee information in electronic payments

2015
- 2015-05-18 WO PCT/AU2015/000291 patent/WO2015176105A1/en not_active Ceased
- 2015-05-18 EP EP15796378.6A patent/EP3146488A4/de not_active Withdrawn
- 2015-05-18 AU AU2015263828A patent/AU2015263828A1/en not_active Abandoned
2016
- 2016-11-16 ZA ZA2016/07929A patent/ZA201607929B/en unknown
2021
- 2021-02-22 AU AU2021201156A patent/AU2021201156A1/en not_active Abandoned
2023
- 2023-04-14 AU AU2023202304A patent/AU2023202304A1/en not_active Abandoned

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
No further relevant documents disclosed *

Also Published As

Publication number	Publication date
AU2021201156A1 (en)	2021-03-11
EP3146488A1 (de)	2017-03-29
WO2015176105A1 (en)	2015-11-26
AU2015263828A1 (en)	2016-11-24
AU2023202304A1 (en)	2023-05-11
ZA201607929B (en)	2018-11-28

Legal Events

Date	Code	Title	Description
2016-12-16	STAA	Information on the status of an ep patent application or granted ep patent	Free format text: STATUS: THE INTERNATIONAL PUBLICATION HAS BEEN MADE
2017-02-24	PUAI	Public reference made under article 153(3) epc to a published international application that has entered the european phase	Free format text: ORIGINAL CODE: 0009012
2017-02-24	STAA	Information on the status of an ep patent application or granted ep patent	Free format text: STATUS: REQUEST FOR EXAMINATION WAS MADE
2017-03-29	17P	Request for examination filed	Effective date: 20161216
2017-03-29	AK	Designated contracting states	Kind code of ref document: A1 Designated state(s): AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR
2017-03-29	AX	Request for extension of the european patent	Extension state: BA ME
2017-05-17	A4	Supplementary search report drawn up and despatched	Effective date: 20170420
2017-05-17	RIC1	Information provided on ipc code assigned before grant	Ipc: G06Q 20/40 20120101AFI20170412BHEP
2017-08-23	DAV	Request for validation of the european patent (deleted)
2017-08-23	DAX	Request for extension of the european patent (deleted)
2018-03-16	REG	Reference to a national code	Ref country code: HK Ref legal event code: DE Ref document number: 1236058 Country of ref document: HK
2018-07-06	STAA	Information on the status of an ep patent application or granted ep patent	Free format text: STATUS: EXAMINATION IS IN PROGRESS
2018-08-08	17Q	First examination report despatched	Effective date: 20180705
2020-10-30	STAA	Information on the status of an ep patent application or granted ep patent	Free format text: STATUS: THE APPLICATION HAS BEEN WITHDRAWN
2020-12-02	18W	Application withdrawn	Effective date: 20201027
2025-12-12	REG	Reference to a national code	Ref country code: HK Ref legal event code: WD Ref document number: 1236058 Country of ref document: HK

Publication	Publication Date	Title
ZA201708474B (en)	2019-06-26	Authentication system and method for server-based payments
EP3123426A4 (de)	2017-11-01	Sicheres offline-zahlungssystem
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ZA201607929B (en)	2018-11-28	Online payment authentication method & system
EP3190558A4 (de)	2018-01-24	Zahlungssystem
EP3321836A4 (de)	2018-07-18	Authentifizierungsverfahren
EP3204905A4 (de)	2018-05-09	Verfahren und systeme für sichere online-zahlung
EP3198501A4 (de)	2018-08-22	Authentifizierungssystem und -verfahren
EP3127078A4 (de)	2017-10-25	Verfahren und system zum erhalt eines kredits
EP3131054A4 (de)	2017-08-30	Verfahren für konzeptassoziierten online-studiendienst und dienstsystem dafür