EP3242261A4 - Procédé d'envoi de demande et dispositif correspondant - Google Patents

Procédé d'envoi de demande et dispositif correspondant Download PDF

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Publication number
EP3242261A4
EP3242261A4 EP15875145.3A EP15875145A EP3242261A4 EP 3242261 A4 EP3242261 A4 EP 3242261A4 EP 15875145 A EP15875145 A EP 15875145A EP 3242261 A4 EP3242261 A4 EP 3242261A4
Authority
EP
European Patent Office
Prior art keywords
sending method
request sending
request
sending
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP15875145.3A
Other languages
German (de)
English (en)
Other versions
EP3242261A1 (fr
Inventor
Qiming MAO
Xiao Wang
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Alibaba Group Holding Ltd
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of EP3242261A1 publication Critical patent/EP3242261A1/fr
Publication of EP3242261A4 publication Critical patent/EP3242261A4/fr
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Human Resources & Organizations (AREA)
  • Operations Research (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Information Transfer Between Computers (AREA)
EP15875145.3A 2014-12-31 2015-12-22 Procédé d'envoi de demande et dispositif correspondant Withdrawn EP3242261A4 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201410854480.8A CN105809466A (zh) 2014-12-31 2014-12-31 一种请求发送方法及其装置
PCT/CN2015/098260 WO2016107467A1 (fr) 2014-12-31 2015-12-22 Procédé d'envoi de demande et dispositif correspondant

Publications (2)

Publication Number Publication Date
EP3242261A1 EP3242261A1 (fr) 2017-11-08
EP3242261A4 true EP3242261A4 (fr) 2018-06-06

Family

ID=56284245

Family Applications (1)

Application Number Title Priority Date Filing Date
EP15875145.3A Withdrawn EP3242261A4 (fr) 2014-12-31 2015-12-22 Procédé d'envoi de demande et dispositif correspondant

Country Status (7)

Country Link
US (1) US20170300874A1 (fr)
EP (1) EP3242261A4 (fr)
JP (1) JP6758298B2 (fr)
KR (1) KR20170101921A (fr)
CN (1) CN105809466A (fr)
SG (1) SG11201704938RA (fr)
WO (1) WO2016107467A1 (fr)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2016222920A1 (en) 2015-02-23 2017-08-24 Mastercard International Incorporated Transmitting disbursements from a commercial financial account
CN107818462A (zh) * 2017-11-16 2018-03-20 深圳金葫芦金融服务有限公司 一种基于多笔小额转账的移动端大额单笔充值的实现方案
CN108446898A (zh) * 2018-02-26 2018-08-24 深圳前海微众银行股份有限公司 转账方法、终端和计算机可读存储介质
CN108280650A (zh) * 2018-02-26 2018-07-13 深圳前海微众银行股份有限公司 转账方法、终端和计算机可读存储介质
JP7349616B2 (ja) * 2019-04-26 2023-09-25 株式会社エーエヌラボ 支払支援システム、支払支援方法及び支払支援プログラム
KR102329935B1 (ko) * 2019-07-22 2021-11-23 갤럭시아머니트리 주식회사 해외 송금 수납 대행 서비스 방법 및 그 시스템

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20120136752A1 (en) * 2003-08-04 2012-05-31 Vikas Gupta Payment service that applies user-specified rules to divide payment amounts among multiple payment instruments
EP2759976A1 (fr) * 2013-01-29 2014-07-30 Tata Consultancy Services Limited Système et procédé pour commercialiser un dispositif électronique avec une assurance et prêt instantanés

Family Cites Families (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH11313058A (ja) * 1998-04-28 1999-11-09 Ntt Mobil Commun Network Inc 少額決済方法および請求料金算出装置
US6859212B2 (en) * 1998-12-08 2005-02-22 Yodlee.Com, Inc. Interactive transaction center interface
US7092913B2 (en) * 2002-02-26 2006-08-15 Cannon Jr Thomas Calvin System for inexpensively executing online purchases
JP2003316951A (ja) * 2002-04-25 2003-11-07 Bank Of Tokyo-Mitsubishi Ltd 電子バンキングサービスシステム、電子バンキングサービス方法、この方法をコンピュータに実行させるためのプログラム、このプログラムを記録した記録媒体
US8788376B2 (en) * 2005-12-07 2014-07-22 III Holdings l, LLC System, method and computer program product for an acquisition partner interface for integrating multiple partner channels into a transaction account issuer platform
JP2008033758A (ja) * 2006-07-31 2008-02-14 Noritsu Koki Co Ltd セルフ写真プリント装置
CN101197028A (zh) * 2006-12-08 2008-06-11 祁勇 一种基于交易代码的电子支付方法
JP5186790B2 (ja) * 2007-04-06 2013-04-24 日本電気株式会社 電子マネー取引方法、及び電子マネーシステム
US8515870B2 (en) * 2011-09-06 2013-08-20 Rawllin International Inc. Electronic payment systems and supporting methods and devices
CN103106575A (zh) * 2011-11-11 2013-05-15 阿里巴巴集团控股有限公司 一种交易信息的处理方法及装置
CN103390240A (zh) * 2012-05-08 2013-11-13 九樱天下（北京）信息技术有限公司 分账结算方法和分账结算系统
US20140025452A1 (en) * 2012-07-20 2014-01-23 First Data Corporation Enhanced transaction processing
US20150052035A1 (en) * 2013-08-15 2015-02-19 Bank Of America Corporation Shared account filtering of e-receipt data based on email address or other indicia

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20120136752A1 (en) * 2003-08-04 2012-05-31 Vikas Gupta Payment service that applies user-specified rules to divide payment amounts among multiple payment instruments
EP2759976A1 (fr) * 2013-01-29 2014-07-30 Tata Consultancy Services Limited Système et procédé pour commercialiser un dispositif électronique avec une assurance et prêt instantanés

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2016107467A1 *

Also Published As

Publication number Publication date
JP6758298B2 (ja) 2020-09-23
SG11201704938RA (en) 2017-07-28
US20170300874A1 (en) 2017-10-19
CN105809466A (zh) 2016-07-27
JP2018500694A (ja) 2018-01-11
EP3242261A1 (fr) 2017-11-08
WO2016107467A1 (fr) 2016-07-07
KR20170101921A (ko) 2017-09-06

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