EP3533015A4 - Verfahren und vorrichtung zur anwendung von künstlicher intelligenz zum senden von geld durch verwendung von spracheingabe - Google Patents

Verfahren und vorrichtung zur anwendung von künstlicher intelligenz zum senden von geld durch verwendung von spracheingabe Download PDF

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Publication number
EP3533015A4
EP3533015A4 EP17872539.6A EP17872539A EP3533015A4 EP 3533015 A4 EP3533015 A4 EP 3533015A4 EP 17872539 A EP17872539 A EP 17872539A EP 3533015 A4 EP3533015 A4 EP 3533015A4
Authority
EP
European Patent Office
Prior art keywords
artificial intelligence
voice input
applying artificial
sending money
money
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP17872539.6A
Other languages
English (en)
French (fr)
Other versions
EP3533015A1 (de
Inventor
Seung-hak YU
Min-Seo Kim
In-Chul Hwang
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Samsung Electronics Co Ltd
Original Assignee
Samsung Electronics Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Samsung Electronics Co Ltd filed Critical Samsung Electronics Co Ltd
Priority claimed from PCT/KR2017/013226 external-priority patent/WO2018093229A1/en
Publication of EP3533015A1 publication Critical patent/EP3533015A1/de
Publication of EP3533015A4 publication Critical patent/EP3533015A4/de
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F1/00—Details not covered by groups G06F3/00 - G06F13/00 and G06F21/00
    • G06F1/16—Constructional details or arrangements
    • G06F1/1613—Constructional details or arrangements for portable computers
    • G06F1/163—Wearable computers, e.g. on a belt
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L15/00—Speech recognition
    • G10L15/22—Procedures used during a speech recognition process, e.g. man-machine dialogue
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L17/00—Speaker identification or verification techniques
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L17/00—Speaker identification or verification techniques
    • G10L17/04—Training, enrolment or model building
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L17/00—Speaker identification or verification techniques
    • G10L17/22—Interactive procedures; Man-machine interfaces
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L17/00—Speaker identification or verification techniques
    • G10L17/26—Recognition of special voice characteristics, e.g. for use in lie detectors; Recognition of animal voices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L15/00—Speech recognition
    • G10L15/22—Procedures used during a speech recognition process, e.g. man-machine dialogue
    • G10L2015/223—Execution procedure of a spoken command

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Human Computer Interaction (AREA)
  • Computer Security & Cryptography (AREA)
  • Multimedia (AREA)
  • Audiology, Speech & Language Pathology (AREA)
  • Acoustics & Sound (AREA)
  • Health & Medical Sciences (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computational Linguistics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Software Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
EP17872539.6A 2016-11-21 2017-11-21 Verfahren und vorrichtung zur anwendung von künstlicher intelligenz zum senden von geld durch verwendung von spracheingabe Ceased EP3533015A4 (de)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
KR20160154879 2016-11-21
KR1020170132758A KR102457811B1 (ko) 2016-11-21 2017-10-12 음성을 이용하여 송금하는 방법 및 장치
PCT/KR2017/013226 WO2018093229A1 (en) 2016-11-21 2017-11-21 Method and device applying artificial intelligence to send money by using voice input

Publications (2)

Publication Number Publication Date
EP3533015A1 EP3533015A1 (de) 2019-09-04
EP3533015A4 true EP3533015A4 (de) 2019-11-27

Family

ID=62300225

Family Applications (1)

Application Number Title Priority Date Filing Date
EP17872539.6A Ceased EP3533015A4 (de) 2016-11-21 2017-11-21 Verfahren und vorrichtung zur anwendung von künstlicher intelligenz zum senden von geld durch verwendung von spracheingabe

Country Status (3)

Country Link
EP (1) EP3533015A4 (de)
KR (1) KR102457811B1 (de)
CN (1) CN109983491B (de)

Families Citing this family (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR102623727B1 (ko) * 2018-10-29 2024-01-11 삼성전자주식회사 전자 장치 및 이의 제어 방법
KR20200067673A (ko) * 2018-12-04 2020-06-12 (주)이더블유비엠 공유 ai 스피커
CN112201245B (zh) * 2020-09-30 2024-02-06 中国银行股份有限公司 信息处理方法、装置、设备及存储介质
US11397956B1 (en) 2020-10-26 2022-07-26 Wells Fargo Bank, N.A. Two way screen mirroring using a smart table
US11740853B1 (en) 2020-10-26 2023-08-29 Wells Fargo Bank, N.A. Smart table system utilizing extended reality
US11741517B1 (en) 2020-10-26 2023-08-29 Wells Fargo Bank, N.A. Smart table system for document management
US11457730B1 (en) 2020-10-26 2022-10-04 Wells Fargo Bank, N.A. Tactile input device for a touch screen
US11727483B1 (en) 2020-10-26 2023-08-15 Wells Fargo Bank, N.A. Smart table assisted financial health
US11429957B1 (en) 2020-10-26 2022-08-30 Wells Fargo Bank, N.A. Smart table assisted financial health
US11572733B1 (en) 2020-10-26 2023-02-07 Wells Fargo Bank, N.A. Smart table with built-in lockers
TWI855323B (zh) * 2022-05-10 2024-09-11 兆豐國際商業銀行股份有限公司 基於人工智慧管理外幣交易的伺服器
CN116342236A (zh) * 2023-03-27 2023-06-27 中国工商银行股份有限公司 基于人工智能的转账汇款方法及装置
EP4456043A3 (de) * 2023-04-28 2025-01-15 Honeywell International Inc. Systeme und verfahren zur förderung der kommunikation zwischen mobilen plattformen

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030229588A1 (en) * 2002-06-05 2003-12-11 Pitney Bowes Incorporated Voice enabled electronic bill presentment and payment system
WO2008013657A2 (en) * 2006-06-28 2008-01-31 Planet Payment, Inc. Telephone-based commerce system and method
GB2476054A (en) * 2009-12-08 2011-06-15 Voice Commerce Group Technologies Ltd Voice authentication of bill payment transactions
US20140172694A1 (en) * 2012-12-17 2014-06-19 Capital One Financial Corporation Systems and methods for effecting personal payment transactions
US20150149354A1 (en) * 2013-11-27 2015-05-28 Bank Of America Corporation Real-Time Data Recognition and User Interface Field Updating During Voice Entry

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP4240807B2 (ja) * 2000-12-25 2009-03-18 日本電気株式会社 移動通信端末装置、音声認識方法、およびそのプログラムを記録した記録媒体
KR20030026428A (ko) * 2001-09-25 2003-04-03 주식회사 엠보이스텔레소프트 음성인식을 이용한 폰뱅킹방법
KR20030012912A (ko) * 2003-01-09 2003-02-12 이호권 휴대폰을 이용한 송금 서비스 시스템
JP2006119851A (ja) * 2004-10-20 2006-05-11 Nec Corp 登録振込方法および登録振込システム
US8515751B2 (en) * 2011-09-28 2013-08-20 Google Inc. Selective feedback for text recognition systems
KR20130082645A (ko) * 2011-12-13 2013-07-22 장형윤 음성인식을 이용한 스마트폰뱅킹 결제방법
KR20140061047A (ko) * 2012-11-13 2014-05-21 한국전자통신연구원 음성 인식에 기반한 의료 장치 제어용 단말 장치 및 이를 위한 방법
KR20140066467A (ko) * 2012-11-23 2014-06-02 주식회사 우리은행 음성 인식을 이용한 계좌 이체 처리 방법 및 이를 실행하는 장치
KR20140003840U (ko) * 2012-12-13 2014-06-23 한국전력공사 휴대용 전력량계의 오차 시험장치
KR20150011293A (ko) * 2013-07-22 2015-01-30 김종규 인스턴트 메신저를 이용한 생체인증 전자서명 서비스 방법

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030229588A1 (en) * 2002-06-05 2003-12-11 Pitney Bowes Incorporated Voice enabled electronic bill presentment and payment system
WO2008013657A2 (en) * 2006-06-28 2008-01-31 Planet Payment, Inc. Telephone-based commerce system and method
GB2476054A (en) * 2009-12-08 2011-06-15 Voice Commerce Group Technologies Ltd Voice authentication of bill payment transactions
US20140172694A1 (en) * 2012-12-17 2014-06-19 Capital One Financial Corporation Systems and methods for effecting personal payment transactions
US20150149354A1 (en) * 2013-11-27 2015-05-28 Bank Of America Corporation Real-Time Data Recognition and User Interface Field Updating During Voice Entry

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2018093229A1 *

Also Published As

Publication number Publication date
EP3533015A1 (de) 2019-09-04
KR20180057507A (ko) 2018-05-30
KR102457811B1 (ko) 2022-10-24
CN109983491A (zh) 2019-07-05
CN109983491B (zh) 2023-12-29

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