ES2144035T3 - Sistema de autoservicio con capacidad de prediccion. - Google Patents

Sistema de autoservicio con capacidad de prediccion.

Info

Publication number
ES2144035T3
ES2144035T3 ES94307040T ES94307040T ES2144035T3 ES 2144035 T3 ES2144035 T3 ES 2144035T3 ES 94307040 T ES94307040 T ES 94307040T ES 94307040 T ES94307040 T ES 94307040T ES 2144035 T3 ES2144035 T3 ES 2144035T3
Authority
ES
Spain
Prior art keywords
user
transaction
atm
prediction
self
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
ES94307040T
Other languages
English (en)
Inventor
Michael G Coutts
Alan F Newell
Ian W Ricketts
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
NCR International Inc
Original Assignee
NCR International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by NCR International Inc filed Critical NCR International Inc
Application granted granted Critical
Publication of ES2144035T3 publication Critical patent/ES2144035T3/es
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/201—Accessories of ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/207—Surveillance aspects at ATMs

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Strategic Management (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Theoretical Computer Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

UN SISTEMA DE AUTO-SERVICIO, TAL COMO UNA MAQUINA PAGADORA AUTOMATICA (ATM), USA TECNOLOGIA PREDICTORA. CUANDO UN USUARIO COMIENZA UNA TRANSACCION INSERTANDO UNA TARJETA DE IDENTIFICACION DENTRO DE UN LECTOR DE TARJETA DE UN ATM, LA TECNOLOGIA PREDICTORA PREDICE QUE SERVICIO O SERVICIOS PROVISTOS POR EL SISTEMA ES PROBABLE QUE PIDA EL USUARIO. ESTA PREDICCION ESTA BASADA EN UN REGISTRO ALMACENADO EN EL SISTEMA, QUE REPRESENTA TRANSACCIONES PREVIAS DEL USUARIO. LA PREDICCION ES HECHA COMO AVANCE DE CUMPLIMENTACION DE UN PROCESO DE AUTORIZACION PARA LA TRANSACCION, PARA INCREMENTAR LA VELOCIDAD DE OPERACION DEL ATM REALIZANDO LA TRANSACCION. POR EJEMPLO, PARA REDUCIR EL TIEMPO GLOBAL DE LA TRANSACCION, EL ATM PUEDE CONTAR UNA CANTIDAD DE DINERO PREVISTA COMO AVANCE DE RESPUESTA ANTICIPADA A UNA RETIRADA DE FONDOS. TAMBIEN, LA PREDICCION SE USA PARA GENERAR UNA REPRESENTACION ESPECIAL PARA UN USUARIO PARTICULAR, ESTANDO DISEÑADA LA PANTALLA PARA SIMPLIFICAR LAS DECISIONES Y SELECCIONES REQUERIDAS PARA SER REALIZADAS POR EL USUARIO.
ES94307040T 1993-09-29 1994-09-27 Sistema de autoservicio con capacidad de prediccion. Expired - Lifetime ES2144035T3 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB939320072A GB9320072D0 (en) 1993-09-29 1993-09-29 Self-service system having predictive capability

Publications (1)

Publication Number Publication Date
ES2144035T3 true ES2144035T3 (es) 2000-06-01

Family

ID=10742703

Family Applications (1)

Application Number Title Priority Date Filing Date
ES94307040T Expired - Lifetime ES2144035T3 (es) 1993-09-29 1994-09-27 Sistema de autoservicio con capacidad de prediccion.

Country Status (7)

Country Link
US (1) US5389773A (es)
EP (1) EP0645744B1 (es)
JP (1) JP3700983B2 (es)
DE (1) DE69423408T2 (es)
ES (1) ES2144035T3 (es)
GB (1) GB9320072D0 (es)
ZA (1) ZA947353B (es)

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US5546523A (en) * 1995-04-13 1996-08-13 Gatto; James G. Electronic fund transfer system
US6796492B1 (en) * 1995-04-13 2004-09-28 James G. Gatto Electronic fund transfer or transaction system
US5835061A (en) * 1995-06-06 1998-11-10 Wayport, Inc. Method and apparatus for geographic-based communications service
US8606851B2 (en) 1995-06-06 2013-12-10 Wayport, Inc. Method and apparatus for geographic-based communications service
US6061433A (en) * 1995-10-19 2000-05-09 Intervoice Limited Partnership Dynamically changeable menus based on externally available data
US5699522A (en) * 1996-02-23 1997-12-16 Unisys Corporation Data processing system with fast message processing for upgraded input/output stations
JP3361004B2 (ja) * 1996-02-29 2003-01-07 富士通株式会社 Ａｔｍ運用支援システム
US5859416A (en) * 1996-05-01 1999-01-12 Gatto; James G. Fuel pump system with automated transaction processing
US5758087A (en) * 1996-06-14 1998-05-26 International Business Machines Corporation Apparatus and method for predicted response generation
GB9618110D0 (en) * 1996-08-30 1996-10-09 Ncr Int Inc Improved self-service system
US8121914B1 (en) 1996-11-27 2012-02-21 Diebold, Incorporated Automated banking machine customer profile method
US7603302B1 (en) * 1996-11-27 2009-10-13 Diebold, Incorporated Automated banking machine system with multiple entity interface
US20050038747A1 (en) * 1996-11-27 2005-02-17 Diebold, Incorporated Automated banking machine configuration system
US6970846B1 (en) 1996-11-27 2005-11-29 Diebold, Incorporated Automated banking machine configuration method
US7080036B1 (en) 1996-11-27 2006-07-18 Diebold, Incorporated Automated banking machine development method
US7266526B1 (en) 1996-11-27 2007-09-04 Diebold, Incorporated Automated banking machine system with multiple browsers
US8042733B2 (en) 1996-11-27 2011-10-25 Diebold, Incorporated Automated banking machine that operates responsive to data bearing records
US6273622B1 (en) * 1997-04-15 2001-08-14 Flash Networks, Ltd. Data communication protocol for maximizing the performance of IP communication links
US5987439A (en) * 1997-05-30 1999-11-16 Capital Security Systems, Inc. Automated banking system for making change on a card or user account
CA2292588C (en) * 1997-05-30 2010-07-20 Capital Security Systems, Inc. An automated document cashing system
US5897625A (en) * 1997-05-30 1999-04-27 Capital Security Systems, Inc. Automated document cashing system
US6012048A (en) * 1997-05-30 2000-01-04 Capital Security Systems, Inc. Automated banking system for dispensing money orders, wire transfer and bill payment
US7653600B2 (en) 1997-05-30 2010-01-26 Capital Security Systems, Inc. Automated document cashing system
US5949045A (en) * 1997-07-03 1999-09-07 At&T Corp. Micro-dynamic simulation of electronic cash transactions
NO306132B1 (no) 1997-07-25 1999-09-20 Ikonomisk Transaksjons Reklame System for fremvisning av informasjon på distribuerte transaksjonsautomater
US6430539B1 (en) * 1999-05-06 2002-08-06 Hnc Software Predictive modeling of consumer financial behavior
AR029173A1 (es) * 1999-07-20 2003-06-18 Diebold Inc Metodo para el desarrollo de cajeros automaticos
GB9922235D0 (en) * 1999-09-20 1999-11-17 Ncr Int Inc Self service terminal
GB2354609B (en) * 1999-09-25 2003-07-16 Ibm Method and system for predicting transactions
DE10026250C2 (de) * 2000-05-26 2003-10-23 Siemens Ag Kommunikationsanordnung und -verfahren zur Bereitstellung und Vergebührung einer Ware oder Dienstleistung
GB2368442A (en) * 2000-10-27 2002-05-01 Ncr Int Inc Adaptive alteration of charges for use of an automatic teller machine
EP1342187A4 (en) * 2000-10-27 2006-07-05 Vanguard Trademark Holdings S METHOD FOR COMPLETING AND SAVING AN ELECTRONIC LEASE AGREEMENT
GB2371397B (en) * 2001-01-20 2004-09-01 Ncr Int Inc Self service terminal
GB0101846D0 (en) * 2001-01-24 2001-03-07 Ncr Int Inc Self-service terminal
US8429077B2 (en) * 2001-10-05 2013-04-23 Jpmorgan Chase Bank, N.A. Web enabled bank teller machine
US7025255B1 (en) * 2002-02-04 2006-04-11 Diebold, Incorporated Application service provider and automated transaction machine system and method
US20040039612A1 (en) 2002-06-14 2004-02-26 Neil Fitzgerald Method and apparatus for customer direct on-line reservation of rental vehicles
US8403205B1 (en) * 2002-11-25 2013-03-26 Diebold Self-Service Systems Division Of Diebold, Incorporated Automated banking machine that operates responsive to data read from data bearing records
US8413890B1 (en) * 2002-11-25 2013-04-09 Diebold Self-Service Systems Division Of Diebold, Incorporated Automated banking machine that operates responsive to data read from data bearing records
FR2848001A1 (fr) * 2002-11-29 2004-06-04 Francois Nadal Procede et systeme pour, en temps reel, anticiper, identifier, analyser et repondre a des besoins des consomateurs
US8271309B2 (en) 2006-03-16 2012-09-18 The Crawford Group, Inc. Method and system for providing and administering online rental vehicle reservation booking services
EP2166481A4 (en) * 2007-07-09 2011-11-02 Fujitsu Ltd DEVICE, METHOD AND USER AUTHENTICATION PROGRAM
US8360309B2 (en) * 2007-12-20 2013-01-29 Ncr Corporation Reducing transaction time in a self-service terminal
US8378856B2 (en) 2010-06-29 2013-02-19 At&T Intellectual Property I, L.P. Method and system for predictive human interface
US9471371B2 (en) 2014-02-27 2016-10-18 International Business Machines Corporation Dynamic prediction of concurrent hardware transactions resource requirements and allocation
US10482400B2 (en) 2017-01-26 2019-11-19 International Business Machines Corporation Cognitive route planning for unit replenishment in a distributed network
US20180225905A1 (en) * 2017-02-08 2018-08-09 International Business Machines Corporation Cognitive planning to conserve resources
US10825307B1 (en) 2019-06-24 2020-11-03 International Business Machines Corporation Transaction plan management
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JPH0378082A (ja) * 1989-08-21 1991-04-03 Hitachi Ltd 予約取引処理方法
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JPH03168892A (ja) * 1989-11-29 1991-07-22 Omron Corp 優先表示機能付き自動取引機

Also Published As

Publication number Publication date
DE69423408D1 (de) 2000-04-20
EP0645744A3 (en) 1996-02-21
EP0645744A2 (en) 1995-03-29
EP0645744B1 (en) 2000-03-15
US5389773A (en) 1995-02-14
JPH07168968A (ja) 1995-07-04
DE69423408T2 (de) 2000-10-26
GB9320072D0 (en) 1993-11-17
ZA947353B (en) 1995-05-10
JP3700983B2 (ja) 2005-09-28

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