ES2151157T3 - Sistema y metodo para pagos comerciales utilizando agentes de confianza. - Google Patents

Sistema y metodo para pagos comerciales utilizando agentes de confianza.

Info

Publication number
ES2151157T3
ES2151157T3 ES96911357T ES96911357T ES2151157T3 ES 2151157 T3 ES2151157 T3 ES 2151157T3 ES 96911357 T ES96911357 T ES 96911357T ES 96911357 T ES96911357 T ES 96911357T ES 2151157 T3 ES2151157 T3 ES 2151157T3
Authority
ES
Spain
Prior art keywords
agent
fiduciary
money
merchant
module
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
ES96911357T
Other languages
English (en)
Inventor
Sholom S Rosen
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Citibank NA
Original Assignee
Citibank NA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Citibank NA filed Critical Citibank NA
Application granted granted Critical
Publication of ES2151157T3 publication Critical patent/ES2151157T3/es
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Pharmaceuticals Containing Other Organic And Inorganic Compounds (AREA)
  • Coloring (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

ESTA INVENCION SE REFIERE A UN SISTEMA PARA EL PAGO COMERCIAL ELECTRONICO, QUE TIENE UN AGENTE FIDUCIARIO DEL CLIENTE ASOCIADO CON UN PRIMER MODULO DINERARIO ASI COMO UN AGENTE FIDUCIARIO DEL COMERCIANTE QUE ESTABLECE UNA PRIMERA SESION CRIPTOGRAFICAMENTE SEGURA CON EL AGENTE FIDUCIARIO DEL CLIENTE Y QUE ESTA ASOCIADO CON UN SEGUNDO MODULO DINERARIO. LA INVENCION ESTA CARACTERIZADA PORQUE LOS MODULOS DINERARIOS ESTABLECEN UNA SEGUNDA SESION TAMBIEN CON SEGURIDAD CRIPTOGRAFICA. EL AGENTE FIDUCIARIO DEL CLIENTE PROPORCIONA INFORMACION DE AVISO DE REMESA AL AGENTE FIDUCIARIO DEL COMERCIANTE Y ENTONCES, EL AGENTE FIDUCIARIO DEL COMERCIANTE PROPORCIONA UN RESGUARDO DE PAGO COMERCIAL AL AGENTE FIDUCIARIO DEL CLIENTE. AL RECIBO DE DICHO RESGUARDO DE PAGO COMERCIAL, EL AGENTE FIDUCIARIO DEL CLIENTE INICIA UNA TRANSFERENCIA DINERARIA ELECTRONICA DESDE EL PRIMER MODULO AL SEGUNDO MODULO DINERARIO.
ES96911357T 1995-08-30 1996-03-22 Sistema y metodo para pagos comerciales utilizando agentes de confianza. Expired - Lifetime ES2151157T3 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US08/521,262 US5671280A (en) 1995-08-30 1995-08-30 System and method for commercial payments using trusted agents

Publications (1)

Publication Number Publication Date
ES2151157T3 true ES2151157T3 (es) 2000-12-16

Family

ID=24076052

Family Applications (1)

Application Number Title Priority Date Filing Date
ES96911357T Expired - Lifetime ES2151157T3 (es) 1995-08-30 1996-03-22 Sistema y metodo para pagos comerciales utilizando agentes de confianza.

Country Status (16)

Country Link
US (1) US5671280A (es)
EP (2) EP0886839B1 (es)
JP (1) JP3390017B2 (es)
KR (1) KR100329802B1 (es)
AT (1) ATE197099T1 (es)
CA (1) CA2229012C (es)
DE (1) DE69610719T2 (es)
DK (1) DK0886839T3 (es)
ES (1) ES2151157T3 (es)
HU (1) HU218134B (es)
MX (1) MX9801523A (es)
NZ (1) NZ306096A (es)
PL (1) PL180151B1 (es)
PT (1) PT886839E (es)
RU (1) RU2145437C1 (es)
WO (1) WO1997008665A1 (es)

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DE69610719D1 (de) 2000-11-23
EP0952562A3 (en) 2005-04-20
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US5671280A (en) 1997-09-23
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ATE197099T1 (de) 2000-11-15
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