HRP20020180A2 - Methods and apparatus for conducting electronic transactions - Google Patents

Methods and apparatus for conducting electronic transactions Download PDF

Info

Publication number
HRP20020180A2
HRP20020180A2 HR20020180A HRP20020180A HRP20020180A2 HR P20020180 A2 HRP20020180 A2 HR P20020180A2 HR 20020180 A HR20020180 A HR 20020180A HR P20020180 A HRP20020180 A HR P20020180A HR P20020180 A2 HRP20020180 A2 HR P20020180A2
Authority
HR
Croatia
Prior art keywords
user
server
wallet
specified
transaction
Prior art date
Application number
HR20020180A
Other languages
English (en)
Croatian (hr)
Inventor
Russell Bennett
Fred Bishop
Elliot Glazer
Zyg Gorgol
William G Hohle
David Johnstone
Walter D Lake
Marvin Simkin
Nick Swift
Dirk White
Michael Johnson
Coby Royer
Original Assignee
American Express Travel Relate
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by American Express Travel Relate filed Critical American Express Travel Relate
Publication of HRP20020180A2 publication Critical patent/HRP20020180A2/hr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
HR20020180A 1999-08-31 2000-08-30 Methods and apparatus for conducting electronic transactions HRP20020180A2 (en)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US15188099P 1999-08-31 1999-08-31
US16466899P 1999-11-09 1999-11-09
US16557799P 1999-11-15 1999-11-15
US20163500P 2000-05-03 2000-05-03
PCT/US2000/023817 WO2001016900A2 (en) 1999-08-31 2000-08-30 Methods and apparatus for conducting electronic transactions

Publications (1)

Publication Number Publication Date
HRP20020180A2 true HRP20020180A2 (en) 2004-06-30

Family

ID=27495993

Family Applications (1)

Application Number Title Priority Date Filing Date
HR20020180A HRP20020180A2 (en) 1999-08-31 2000-08-30 Methods and apparatus for conducting electronic transactions

Country Status (28)

Country Link
EP (1) EP1212732B1 (pl)
JP (2) JP2003508838A (pl)
KR (1) KR100806993B1 (pl)
CN (1) CN1376292A (pl)
AR (1) AR027848A1 (pl)
AT (1) ATE258328T1 (pl)
AU (1) AU775976B2 (pl)
BR (1) BR0013822A (pl)
CA (3) CA2753375C (pl)
CZ (1) CZ2002744A3 (pl)
DE (1) DE60007883T2 (pl)
DK (1) DK1212732T3 (pl)
DZ (1) DZ3214A1 (pl)
ES (1) ES2215064T3 (pl)
HK (1) HK1048550B (pl)
HR (1) HRP20020180A2 (pl)
HU (1) HUP0202471A2 (pl)
IL (1) IL148319A0 (pl)
MA (1) MA27459A1 (pl)
MX (1) MXPA02002081A (pl)
NO (1) NO20020996L (pl)
NZ (1) NZ517840A (pl)
PL (1) PL353773A1 (pl)
PT (1) PT1212732E (pl)
SI (1) SI1212732T1 (pl)
TR (2) TR200201280T2 (pl)
TW (1) TW548564B (pl)
WO (1) WO2001016900A2 (pl)

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Also Published As

Publication number Publication date
EP1212732B1 (en) 2004-01-21
NZ517840A (en) 2005-03-24
DE60007883T2 (de) 2004-10-14
TR200202436T2 (tr) 2003-01-21
CA2382922C (en) 2011-12-13
ATE258328T1 (de) 2004-02-15
SI1212732T1 (en) 2004-10-31
JP2003508838A (ja) 2003-03-04
WO2001016900A3 (en) 2001-10-04
AU7090700A (en) 2001-03-26
CA2753375C (en) 2015-09-22
CA2893917C (en) 2017-01-17
TR200201280T2 (tr) 2002-08-21
KR20020039339A (ko) 2002-05-25
WO2001016900A2 (en) 2001-03-08
MA27459A1 (fr) 2005-08-01
DZ3214A1 (fr) 2001-03-08
BR0013822A (pt) 2002-07-23
TW548564B (en) 2003-08-21
CA2753375A1 (en) 2001-03-08
EP1212732A2 (en) 2002-06-12
CA2382922A1 (en) 2001-03-08
KR100806993B1 (ko) 2008-02-25
CN1376292A (zh) 2002-10-23
NO20020996D0 (no) 2002-02-28
CZ2002744A3 (cs) 2004-02-18
JP5439322B2 (ja) 2014-03-12
PL353773A1 (pl) 2003-12-01
ES2215064T3 (es) 2004-10-01
DK1212732T3 (da) 2004-06-07
IL148319A0 (en) 2002-09-12
HUP0202471A2 (en) 2002-11-28
HK1048550B (en) 2004-10-21
HK1048550A1 (en) 2003-04-04
DE60007883D1 (de) 2004-02-26
AU775976B2 (en) 2004-08-19
NO20020996L (no) 2002-04-24
CA2893917A1 (en) 2001-03-08
MXPA02002081A (es) 2004-07-30
JP2011060291A (ja) 2011-03-24
AR027848A1 (es) 2003-04-16
PT1212732E (pt) 2004-06-30

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