HRP20030164A2 - Multifunctional mobile banking system - Google Patents

Multifunctional mobile banking system Download PDF

Info

Publication number
HRP20030164A2
HRP20030164A2 HR20030164A HRP20030164A HRP20030164A2 HR P20030164 A2 HRP20030164 A2 HR P20030164A2 HR 20030164 A HR20030164 A HR 20030164A HR P20030164 A HRP20030164 A HR P20030164A HR P20030164 A2 HRP20030164 A2 HR P20030164A2
Authority
HR
Croatia
Prior art keywords
service
transaction
account
user
series
Prior art date
Application number
HR20030164A
Other languages
English (en)
Croatian (hr)
Inventor
Jeffrey
Kevin
Mark
Kenneth
Original Assignee
Euronet Services
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Euronet Services filed Critical Euronet Services
Publication of HRP20030164A2 publication Critical patent/HRP20030164A2/hr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00—Arrangements for program control, e.g. control units
    • G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/46—Multiprogramming arrangements
    • G06F9/54—Interprogram communication
    • G06F9/542—Event management; Broadcasting; Multicasting; Notifications
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/211—Software architecture within ATMs or in relation to the ATM network

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Software Systems (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Technology Law (AREA)
  • Multimedia (AREA)
  • Marketing (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Communication Control (AREA)
  • Computer And Data Communications (AREA)
  • Pit Excavations, Shoring, Fill Or Stabilisation Of Slopes (AREA)
  • Automatic Cycles, And Cycles In General (AREA)
HR20030164A 2000-08-08 2001-03-05 Multifunctional mobile banking system HRP20030164A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US63498400A 2000-08-08 2000-08-08
PCT/US2001/006922 WO2002013120A1 (en) 2000-08-08 2001-03-05 Multifunctional mobile banking system

Publications (1)

Publication Number Publication Date
HRP20030164A2 true HRP20030164A2 (en) 2004-06-30

Family

ID=24545938

Family Applications (1)

Application Number Title Priority Date Filing Date
HR20030164A HRP20030164A2 (en) 2000-08-08 2001-03-05 Multifunctional mobile banking system

Country Status (11)

Country Link
EP (1) EP1316035A4 (sr)
CN (1) CN1555535A (sr)
AU (2) AU4197701A (sr)
CA (1) CA2418991A1 (sr)
CZ (1) CZ20031107A3 (sr)
HR (1) HRP20030164A2 (sr)
HU (1) HU230453B1 (sr)
NZ (1) NZ523880A (sr)
PL (1) PL365196A1 (sr)
RS (1) RS49909B (sr)
WO (1) WO2002013120A1 (sr)

Families Citing this family (26)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8977559B2 (en) 2000-04-07 2015-03-10 Zyzeba Holding Limited Interactive marketing system
RS50747B (sr) 2002-03-14 2010-08-31 Euronet Worldwide Inc. Sistem i postupak za kupovinu robe i servisa kroz pristupne tačke mreže podataka preko tačke prodajne mreže
US20040078327A1 (en) * 2002-10-16 2004-04-22 First Data Corporation Wireless communication device account payment notification systems and methods
US20050119969A1 (en) * 2003-03-21 2005-06-02 First Data Corporation Money transfer notification systems and methods
WO2005114886A2 (en) * 2004-05-21 2005-12-01 Rsa Security Inc. System and method of fraud reduction
CN1744128A (zh) * 2004-08-31 2006-03-08 中国银联股份有限公司 一种新型银行卡交易交换系统
WO2008005018A2 (en) * 2006-07-06 2008-01-10 Firethorn Holdings, Llc Methods and systems for financial transactions in a mobile environment
US9911114B2 (en) 2006-07-06 2018-03-06 Qualcomm Incorporated Methods and systems for making a payment via a stored value card in a mobile environment
US20100063905A1 (en) * 2006-11-28 2010-03-11 Nilutesa, S.L. Method and system for performing banking transactions by simulating a virtual atm by means of a mobile telecommunications device
WO2009087668A2 (en) * 2007-12-11 2009-07-16 Rohit Bhargava System. method. and computer program for providing mobile access to financial data
GB2467530A (en) * 2009-02-03 2010-08-11 Eservglobal Uk Ltd Credit transfer between telecommunications networks
CN101930641A (zh) * 2009-06-22 2010-12-29 黄金富 采用银联手机支付进行收款卖机票的短信售票方法
CN101964125B (zh) * 2009-07-24 2014-05-21 黄金富 采用双通讯路径认证的手机支付系统和相应方法
US8781963B1 (en) 2010-04-16 2014-07-15 Jpmorgan Chase Bank, N.A. Systems and methods for providing a mobile financial platform
EP2736005A1 (en) * 2012-11-21 2014-05-28 Zakir Ibadullah oglu Mahalov Electronic payment system
JP6209942B2 (ja) * 2013-10-31 2017-10-11 沖電気工業株式会社 取引装置及び取引方法
GB2530471A (en) 2014-05-21 2016-03-30 Euronet Usa Llc Financial switching engine and messaging
GB2530472A (en) * 2014-05-21 2016-03-30 Euronet Usa Llc Financial switching engine
US10108965B2 (en) * 2015-07-14 2018-10-23 Ujet, Inc. Customer communication system including service pipeline
WO2017096574A1 (zh) * 2015-12-10 2017-06-15 深圳怡化电脑股份有限公司 金融机具与用户终端交互信息的方法、系统和金融机具
US11049085B2 (en) 2019-02-05 2021-06-29 Freedompay, Inc. Point of sale client integration platform
US11323523B1 (en) 2020-10-28 2022-05-03 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for improved multi-user channel management
US11375027B1 (en) 2020-10-28 2022-06-28 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for improved multi-user channel management
US11681995B1 (en) 2020-11-06 2023-06-20 Wells Fargo Bank, N.A. Point of sale (POS) device for currency control
US11829976B1 (en) 2020-11-06 2023-11-28 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for currency control
US12597027B2 (en) 2024-02-29 2026-04-07 T-Mobile Usa, Inc. Systems for describing unknown access management events using identity tags and related transaction chains

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4464543A (en) * 1982-12-01 1984-08-07 Gte Business Communication Systems Inc. Network control center call trace
US5696486A (en) * 1995-03-29 1997-12-09 Cabletron Systems, Inc. Method and apparatus for policy-based alarm notification in a distributed network management environment
US5866889A (en) * 1995-06-07 1999-02-02 Citibank, N.A. Integrated full service consumer banking system and system and method for opening an account
US6061664A (en) * 1995-10-10 2000-05-09 Koninklijke Ptt Nederland N.V. System for facilitating the ordering and paying of services by means of a communication network
US5857190A (en) * 1996-06-27 1999-01-05 Microsoft Corporation Event logging system and method for logging events in a network system
IL120672A (en) * 1997-04-15 2000-06-29 Nush Marketing Man And Consult System for transaction over communication network
AU8256998A (en) * 1997-06-16 1999-01-04 Badieh Z. II Keilani System and method for processing multiple financial applications using a three-tier value network
US6098053A (en) * 1998-01-28 2000-08-01 Citibank, N.A. System and method for performing an electronic financial transaction
US6078907A (en) * 1998-02-18 2000-06-20 Lamm; David Method and system for electronically presenting and paying bills
US6064990A (en) * 1998-03-31 2000-05-16 International Business Machines Corporation System for electronic notification of account activity

Also Published As

Publication number Publication date
AU4197701A (en) 2002-02-18
RS49909B (sr) 2008-09-29
NZ523880A (en) 2005-11-25
EP1316035A4 (en) 2006-05-17
HUP0301709A2 (hu) 2003-09-29
HU230453B1 (hu) 2016-07-28
WO2002013120A1 (en) 2002-02-14
EP1316035A1 (en) 2003-06-04
CN1555535A (zh) 2004-12-15
YU9203A (sh) 2004-09-03
CZ20031107A3 (cs) 2004-01-14
PL365196A1 (en) 2004-12-27
HUP0301709A3 (en) 2005-05-30
CA2418991A1 (en) 2002-02-14
AU2001241977B2 (en) 2007-08-23

Similar Documents

Publication Publication Date Title
RS49909B (sr) Integrisani sistemi za upravljanje transakcijama i postupak za obezbeđenje finansijskih servisa
RU2323477C2 (ru) Система и способ для покупки товаров и услуг через пункты доступа к сети передачи данных посредством сети торговых терминалов
AU2001241977A1 (en) Multifunctional mobile banking system
EP1245011A1 (en) Banking system with enhanced utility
CA2424037C (en) System and method for purchasing goods and services through financial data network access points
US20030014362A1 (en) System for managing inter-company settlement and the method therefor
CA2421308C (en) Financial transaction system
AU2001247953A1 (en) System and method for purchasing goods and services through financial data network access points
AU2001245430A1 (en) Financial transaction system
US20120221465A1 (en) Clearinghouse system for monetary and non-monetary transfers of value
HK1057120B (en) Financial transaction system
ZA200101729B (en) A banking system with enhanced utility.
KR20090032069A (ko) 실물상품 선이자 지급을 통한 예금(또는 적금)계좌 운용 시스템

Legal Events

Date Code Title Description
A1OB Publication of a patent application
AIPI Request for the grant of a patent on the basis of a substantive examination of a patent application
ODRP Renewal fee for the maintenance of a patent

Payment date: 20140210

Year of fee payment: 14

NPPZ Continued processing
NPPU Continued processing adopted
ODBI Application refused