IN2015DN03115A - - Google Patents

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Publication number
IN2015DN03115A
IN2015DN03115A IN3115DEN2015A IN2015DN03115A IN 2015DN03115 A IN2015DN03115 A IN 2015DN03115A IN 3115DEN2015 A IN3115DEN2015 A IN 3115DEN2015A IN 2015DN03115 A IN2015DN03115 A IN 2015DN03115A
Authority
IN
India
Prior art keywords
user
mobile
payment account
barcode
mobile payment
Prior art date
Application number
Other languages
English (en)
Inventor
Andrew Zhou
Tiger Zhou
Dylan Zhou
Original Assignee
Andrew Zhou
Tiger Zhou
Dylan Zhou
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/620,775 external-priority patent/US20130018782A1/en
Application filed by Andrew Zhou, Tiger Zhou, Dylan Zhou filed Critical Andrew Zhou
Publication of IN2015DN03115A publication Critical patent/IN2015DN03115A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
IN3115DEN2015 2012-09-15 2013-08-30 IN2015DN03115A (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US13/620,775 US20130018782A1 (en) 2011-07-18 2012-09-15 Methods and systems for facilitating mobile device payments using codes and cashback business model
US13/875,311 US20130240622A1 (en) 2011-07-18 2013-05-02 Facilitating mobile device payments using mobile payment account, mobile barcode and universal digital mobile currency
PCT/IB2013/058164 WO2014041458A1 (fr) 2012-09-15 2013-08-30 Facilitation de paiements par dispositif mobile en utilisant un compte de paiement avec un mobile, un code à barres avec un mobile et des devises avec un mobile numériques universelles

Publications (1)

Publication Number Publication Date
IN2015DN03115A true IN2015DN03115A (fr) 2015-10-02

Family

ID=50277714

Family Applications (1)

Application Number Title Priority Date Filing Date
IN3115DEN2015 IN2015DN03115A (fr) 2012-09-15 2013-08-30

Country Status (5)

Country Link
US (1) US20130240622A1 (fr)
EP (1) EP2896001A1 (fr)
CN (1) CN105164707B (fr)
IN (1) IN2015DN03115A (fr)
WO (1) WO2014041458A1 (fr)

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US9367841B2 (en) * 2011-07-18 2016-06-14 Tiger T G Zhou Facilitating mobile device payments using product code scanning
US9016565B2 (en) * 2011-07-18 2015-04-28 Dylan T X Zhou Wearable personal digital device for facilitating mobile device payments and personal use
US9824349B2 (en) * 2002-10-01 2017-11-21 World Award Academy Facilitating mobile device payments using product code scanning
US20170221087A1 (en) * 2002-10-01 2017-08-03 Zhou Tian Xing Systems and methods for providing compensation, rebate, cashback, and reward for using mobile and wearable payment services, digital currency, nfc touch payments, mobile digital card barcode payments, and multimedia haptic capture buying
US10733593B2 (en) * 2011-07-18 2020-08-04 Rabih S. Ballout Kit, system and associated method and service for providing a platform to prevent fraudulent financial transactions
US12014347B2 (en) 2011-07-18 2024-06-18 Rabih S. Ballout Kit, system and associated method and service for providing a platform to prevent fraudulent financial transactions
WO2014043278A1 (fr) * 2012-09-11 2014-03-20 Visa International Service Association Appareils, procédés et systèmes de communication en champ proche de portefeuille virtuel basé sur un nuage informatique
US20170076273A1 (en) * 2013-02-06 2017-03-16 Zhou Tian Xing Systems and methods for providing compensation, rebate, cashback, and reward for using mobile and wearable payment services
US9836727B1 (en) * 2013-08-30 2017-12-05 Capital One Financial Corporation Systems and methods for point of sale deposits
US9836728B1 (en) * 2013-08-30 2017-12-05 Capital One Financial Corporation Systems and methods for point of sale deposits
CN103646327A (zh) * 2013-11-14 2014-03-19 成都博约创信科技有限责任公司 基于二维码的支付方法
KR20150109859A (ko) * 2014-03-21 2015-10-02 에스케이플래닛 주식회사 분할 결제 방법, 이를 위한 장치 및 시스템
WO2015148725A2 (fr) * 2014-03-25 2015-10-01 Mark Stephen Meadows Systèmes et procédés pour exécuter des transactions sécurisées de manière cryptographique à l'aide de la voix et d'un traitement de langage naturel
CN105376286B (zh) 2014-08-29 2019-12-10 阿里巴巴集团控股有限公司 一种获取位置信息的方法及装置
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US11436598B2 (en) 2017-12-15 2022-09-06 Fmr Llc Social data tracking datastructures, apparatuses, methods and systems
US10339523B2 (en) 2015-07-14 2019-07-02 Fmr Llc Point-to-point transaction guidance apparatuses, methods and systems
US11636471B2 (en) 2017-12-15 2023-04-25 Fmr Llc Social data tracking datastructures, apparatuses, methods and systems
US12323524B2 (en) 2015-07-14 2025-06-03 Fmr Llc Social aggregating, fractionally efficient transfer guidance, conditional triggered transaction, datastructures, apparatuses, methods and systems
US12452075B2 (en) 2015-07-14 2025-10-21 Fmr Llc Asynchronous crypto asset transfer and social aggregating, fractionally efficient transfer guidance, conditional triggered transaction, datastructures, apparatuses, methods and systems
US10992469B2 (en) 2015-07-14 2021-04-27 Fmr Llc Seed splitting and firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems
US11488147B2 (en) 2015-07-14 2022-11-01 Fmr Llc Computationally efficient transfer processing and auditing apparatuses, methods and systems
US12225127B2 (en) 2015-07-14 2025-02-11 Fmr Llc Address verification, seed splitting and firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems
US10644885B2 (en) 2015-07-14 2020-05-05 Fmr Llc Firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems
US10778439B2 (en) 2015-07-14 2020-09-15 Fmr Llc Seed splitting and firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems
US12488340B2 (en) 2015-07-14 2025-12-02 Fmr Llc Address verification, seed splitting and firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems
US10504179B1 (en) 2015-12-08 2019-12-10 Fmr Llc Social aggregated fractional equity transaction partitioned acquisition apparatuses, methods and systems
CN105069442B (zh) * 2015-08-25 2018-12-07 杭州晟元数据安全技术股份有限公司 一种指纹安全单元se模组及支付验证方法
CN105205660A (zh) * 2015-08-28 2015-12-30 深圳市泰久信息系统股份有限公司 一种依托二维码技术实现无卡支付的方法
CN105787798A (zh) * 2016-02-26 2016-07-20 贵州合石电子商务有限公司 招商贷互联网金融移动化系统
CN107230054B (zh) * 2016-03-25 2020-11-03 中国人民银行数字货币研究所 将数字货币存入存款账户的方法和系统
US10607224B2 (en) 2016-04-04 2020-03-31 Mastercard International Incorporated Systems and methods for secure authentication of transactions initiated at a client device
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CN106066601A (zh) * 2016-06-15 2016-11-02 金钱象网络科技（北京）有限公司 一种可扫码支付智能手表
CN109313764A (zh) * 2016-06-15 2019-02-05 万事达卡国际公司 对在支付卡接受点处使用的存款账号进行令牌化的系统和方法
RU2642360C1 (ru) * 2016-09-14 2018-01-24 Общество с ограниченной ответственностью "Мобильные платежные технологии" (ООО "МПТ") Способ инициализации банковских транзакций без использования pos-терминалов и система для его реализации
CN111294398B (zh) * 2016-09-20 2023-06-30 徐蔚 一种基于服务提供设备进行支付的方法、装置与移动终端
CN106886892A (zh) 2016-11-18 2017-06-23 阿里巴巴集团控股有限公司 基于条码的通信方法和装置、支付的实现方法和装置
US10475031B2 (en) * 2016-12-14 2019-11-12 Target Brands, Inc. Conducting secure retail transactions using a mobile wallet system
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CN108269084A (zh) * 2017-01-03 2018-07-10 阿里巴巴集团控股有限公司 一种用于在移动设备上进行扫码支付的方法及装置
TWI734764B (zh) * 2017-03-29 2021-08-01 楊建綱 多維條碼行動支付方法
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CN108596294B (zh) * 2018-03-23 2020-11-27 创新先进技术有限公司 一种应用条码的方法、系统及服务器
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CN110135836B (zh) * 2018-09-29 2022-08-26 广东小天才科技有限公司 一种基于可穿戴设备的支付控制方法及可穿戴设备
CN109472651A (zh) * 2018-11-21 2019-03-15 深圳前海微众银行股份有限公司 基于礼品卡的支付方法、设备及计算机可读存储介质
CN109598515B (zh) 2018-11-29 2020-08-04 阿里巴巴集团控股有限公司 一种支付方法、支付装置及终端设备
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CN109446786B (zh) * 2018-12-25 2021-01-01 飞天诚信科技股份有限公司 一种智能密钥装置的工作方法及智能密钥装置
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TWI795690B (zh) * 2020-11-11 2023-03-11 財金資訊股份有限公司 整合金融支付平台之方法及其系統
CN115170263A (zh) * 2022-06-23 2022-10-11 长沙平中软件科技有限公司 一种供货对账系统及方法

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Also Published As

Publication number Publication date
CN105164707A (zh) 2015-12-16
WO2014041458A1 (fr) 2014-03-20
EP2896001A1 (fr) 2015-07-22
US20130240622A1 (en) 2013-09-19
CN105164707B (zh) 2020-11-20

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