JP2000215260A - Electronic money management server constituting method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To reduce the labor and time for developing plural types of electronic money managing servers whose purposes differ from each other and to reduce the cost. SOLUTION: The respective constitutions of the plural types of electronic money managing servers are divided/constituted into plural components (11a-11h) and they are divided into the components that can mutually be made to be common and the components that cannot be made into common. The components (11a-11c, 11e and 11f) which are generated to be common constitute the plural types of electronic money management servers.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an IC card type electronic money system in which payment of goods and services is performed by electronic money stored in an IC card. The present invention relates to a method for configuring an electronic money management server that manages and manages the transfer of electronic money between an IC card in the safe and an IC card on the user side.

[0002]

2. Description of the Related Art An actual money is exchanged with an electronic money at an electronic money management center (hereinafter abbreviated as a center), stored in an IC card, and used for shopping at an actual store or shopping via the Internet. In the form used for payment, etc.
The development of IC card type electronic money systems has been remarkable in recent years. In such an electronic money system, a user accesses a center using a terminal, transfers electronic money from the center to his / her own (user terminal) IC card, and makes a withdrawal. Payment is made by transferring electronic money from to the center. At the center,
The actual currency is transferred and settled between the user's deposit account at the financial institution and the user's electronic money management account at the center.

Here, in a center or a large store, electronic money is exchanged with many users. However, since transfer of electronic money takes time, many users can use only one IC card. Will have to wait.
Therefore, an IC card safe in which a plurality of IC cards are built is prepared, and a plurality of users can simultaneously access the center and transfer electronic money. The above IC
The electronic money management server manages the card safe and manages the transfer of electronic money to and from the user side. (Electronic money management server for the center side, Oki Electric R & D "Electronic Money Management Server" 1998 , VOL.6
5, N0.1, pages 7-10).

[0004] Such an electronic money management server is provided at various places as necessary, but the configuration differs depending on the application. For example, the electronic money management server for the center: (1) Request reception and communication from the user terminal (payment, withdrawal,
Communication for trouble resolution (resolution of trouble by analyzing trouble records in both IC cards when transfer of electronic money between IC cards fails) (2) Management of IC card safe (3) Record of transaction contents -Storage / management (4) Failure resolution processing and its record (5) Communication with the host computer of the financial institution (communication for requesting fund transfer) and other functions. On the other hand, the electronic money management server for stores, mainly for large stores, is (1) receiving requests from user terminals and communicating (communication for deposit) (2) remittance to the center (3) to the center (4) It is configured with functions such as management of an IC card safe, and there is a difference in configuration between the two.

[0005]

However, the above-mentioned conventional electronic money management server has common functions such as IC card safe management and deposit / withdrawal (electronic money transfer) between the two types of servers as described above. In addition, they are configured separately and independently according to the use, such as for a center or for a store. For this reason, the development of the electronic money management server is performed independently for each use of the server, and there is a problem that it takes a lot of time and effort in terms of a program configuration or a hardware configuration, and the cost is increased. The present invention
The purpose of the present invention is to solve the above-mentioned problem of the prior art.

[0006]

The present invention employs the following structure to solve the above-mentioned problems. <Configuration 1> An IC card-type electronic money system that stores electronic money in an IC card manages an IC card safe in which a plurality of IC cards are built, and the IC card in the safe and the IC on the user side. In an electronic money management server configuration method for managing the transfer of electronic money between cards, each configuration of a plurality of desired electronic money management servers is divided into a plurality of components for each arbitrarily defined function unit. The components are divided into those components that can be shared with each other and those that cannot be shared. For those components that can be shared, each of the multiple types of electronic money management servers is configured by using the components created in common. A method of configuring an electronic money management server.

<Configuration 2> In the electronic money management server configuration method according to claim 1, each component configuration of a plurality of desired electronic money management servers is replaced with a plurality of component configurations for each arbitrarily defined function unit. The component components are divided into those that can be mutually shared and those that cannot be shared, and those that can be shared are used for each of these multiple types of electronic components by using the commonly created component components. An electronic money management server configuration method comprising configuring each component of a money management server.

[0008]

DESCRIPTION OF THE PREFERRED EMBODIMENTS Embodiments of the present invention will be described below using specific examples. Example 1 <Configuration and Operation of Example 1> FIG. 1 is a configuration diagram showing an electronic money management server to which Example 1 of an electronic money management server configuration method according to the present invention is applied. In FIG. 1, the electronic money management server 11 includes a request receiving unit 11a,
Request processing unit 11b, terminal communication unit 11c, host communication unit 1
1d, data storage unit 11e, IC card safe management unit 11
f, each component of the failure solving unit 11g and the server operation management unit 1 which is a component for managing these components
1h, a transaction content record database 11e1 managed by the data storage unit 11e, an IC card safe 11f1 managed by the IC card safe management unit 11f, and a failure record database 1 managed by the trouble solving unit 11g.
1 g1.

Here, the request receiving unit 11a receives a request (request message m1) from the general user terminal 12, the store settlement terminal 13 installed in a store or the like, or the server operation management unit 11h, and receives the request. 11b. That is, the request receiving unit 11a is provided with a general customer or server operation provided via the network NW from the user terminal 12 or the store settlement terminal 13 and via the communication within the electronic money management server 11 from the server operation management unit 11h. A request from a user such as an administrator is received and given to the request processing unit 11b. The requests from the terminals 12 and 13 include a deposit request, a withdrawal request, and a problem solving request.
Requests from the server operation management unit 11h include a remittance remittance start request and a failure solution request transmission request.

The request processing section 11b is a component for performing processing in accordance with a given request. The request processing section 11b, the data storage section 11e, the IC card safe management section 11f, the failure resolution section 11g, or the terminal communication section 11d as required. The processing of the entire request is performed while requesting the processing to the unit 11c. The request processing unit 11b includes an individual processing unit 11b1,1 corresponding to each request.
11bn. Each individual processing unit 11b1,
.., 11bn process one transaction (deposit, withdrawal, etc.) or fault resolution according to each request.

The terminal communication unit 11c is a component for communicating messages other than the request message m1 and data such as electronic money with the user terminal 12 and the store settlement terminal 13. The host communication unit 11d is a host computer of a financial institution such as a bank (financial institution host computer).
A component for performing communication such as account transfer with the server 14, and mainly requests the financial institution host computer 14 for an account transfer process of an actual currency accompanying the transfer of electronic money. The data storage unit 11e is a component that, when the activated process is a transaction (incoming, outgoing, etc.) process, records the transaction content in the transaction content recording database 11e1.

The IC card safe management unit 11f selects an IC card to be used for a transaction, transfers electronic money, and collects a failure record in the IC card for a plurality of IC cards built in the IC card safe 11f1. , A component for recording the number of accesses to each IC card, controlling the balance of electronic money, and the like. The trouble solving unit 11g records the trouble record collected from the IC card by the IC card safe management unit 11f in the trouble record database 11g1, searches for the trouble record from the trouble record database 11g1, and solves the trouble based on the trouble record contents. The component to perform.

In FIG. 1, two connection lines (network NW) of a dashed line and a solid line are shown between the terminals 12 and 13 and the electronic money management server 11. This is to make it easier to understand the difference between the flow of the message and other messages and data (data such as electronic money).
3 and the electronic money management server 11 are actually connected by one connection line (network NW line).

In such an electronic money management server, a request (request message m1) from a user such as a general customer or a server operation manager is sent from the user terminal 12 or the store settlement terminal 13 via the network NW. When input from the server operation management unit 11h to the request reception unit 11a via communication within the electronic money management server 11, the request reception unit 11a transmits the request message m1 to the request processing unit 11b.
Send to Immediately thereafter, the request receiving unit 11a enters a state of waiting for the next request.

In the request processing unit 11b, a request receiving unit 11a
, And analyzes the contents of the request message m1 and activates the individual processing units 11b1, 11b2,. Each of the individual processing units 11b1, 11b2,.
Performs one transaction (incoming, outgoing, etc.) or trouble solving processing according to the request content, and controls the flow of processing required for the transaction and trouble solving. For example, the individual processing unit 11b1 performs a payment process, the individual processing unit 11b2 performs a payout process, and the individual processing unit 11b3 performs a failure solving process. Request processing unit 11
b (individual processing units 11b1, 11b2,... 11bn)
A host communication unit 11d, a data storage unit 11e, an IC card safe management unit 11f, and a failure solving unit 11 as necessary.
g or the terminal communication unit 11c to perform a part of the processing, and perform the processing of the entire request.

The activated individual processing unit, for example, the individual processing unit 11b1 (or 11b2) for performing a deposit (or withdrawal) process.
When there is a fund transfer request to the host communication unit 11d from
The host communication unit 11d requests the financial institution host computer 14 to perform an account transfer process of the actual currency accompanying the transfer of the electronic money. The activated individual processing unit is a transaction (incoming / outgoing) processing unit, for example, the individual processing unit 11b1 or 1
If it is 1b2, the data storage unit 11e records the transaction content in the transaction content record database 11e1.

The activated individual processing unit performs a transaction (incoming, outgoing)
Processing unit or failure resolution processing unit, for example, individual processing unit 11b
1, 11b2 or the individual processing unit 11b3,
The individual processing unit 11b1, 11b2 or 11b3 is an IC
It requests the card safe management unit 11f and the terminal communication unit 11c to perform processing (sub processing) corresponding to the processing (main processing). As a result, the IC card safe management unit 11f sends the IC card safe 1
For a plurality of IC cards built in 1f1, selection of IC cards to be used for transactions, transfer of electronic money, IC
It collects failure records in the card, records the number of accesses to each IC card, processes electronic money balance, and the like. In addition, the terminal communication unit 11c performs communication (such as transmission and reception of messages) with the terminals 12 and 13 which becomes necessary as the transaction (incoming and outgoing) or trouble solving progresses.

Here, the electronic money management server 11 shown in FIG. 1 is an electronic money management server using all the components shared by the method of the present invention, here a center electronic money management server. The request receiving unit 11a, the request processing unit 11b, the terminal communication unit 11c, the data storage unit 11e, and the I
Each component of the C card safe management unit 11f is shared with each component of the request reception unit, request processing unit, terminal communication unit, data storage unit, and IC card safe management unit that constitute the electronic money management server for a store. .

That is, as shown in FIG. 1, the center electronic money management server 11 includes a request receiving unit 11a, a request processing unit 11b, a terminal communication unit 11c, a host communication unit 11d,
Each component of the data storage unit 11e, the IC card safe management unit 11f, and the failure solving unit 11g is required. On the other hand, the electronic money management server for the store is one of the components required by the electronic money management server 11 for the center.
The components of the host communication unit 11d and the failure solving unit 11g are unnecessary, and the request receiving unit 11a, the request processing unit 11
b, the components of the terminal communication unit 11c, the data storage unit 11e, and the IC card safe management unit 11f can be shared.

This is for the following reason. That is, in the electronic money management server 11 for the center, the request processing unit 1
.., 11bn, three types of processing units, that is, depositing, dispensing, and troubleshooting, are required. The terminal communication unit 11c, the host communication unit 11d, the data storage unit 11e, the IC card safe management unit 11f and each component of the fault solving unit 11g are required. On the other hand, in the store electronic money management server, the request processing unit 11b
, 11bn, three types of processing units, that is, a deposit, a remittance of sales, and a request for solving a failure are required. However, in the processing between the electronic money management server for the store and the electronic money management server for the center 11, each of the processing of the remittance of the sales and the request for the solution of the trouble are each performed by a normal payment from the viewpoint of the electronic money management server for the center Since the processing and the failure solving processing are performed, individual processing units that perform the processing on the side of the electronic money management server 11 for the center, such as the individual processing units 11b1 and 11b3, and the respective components of the host communication unit 11d and the failure solving unit 11g This is because such processing can be performed if the processing is provided.

As described above, in the specific example 1, each of the plurality of types of electronic money management servers is configured such that, among the desired types of electronic money management servers, more common components can be configured. The configuration is divided into a plurality of components for each arbitrarily defined function unit. Then, those components are divided into those that can be shared with each other and those that cannot be shared, and those that can be shared are configured using each of the commonly created components to configure each of the plurality of types of electronic money management servers. Things.

In the specific example 1, if the components can be shared between the electronic money management server 11 for the center and the electronic money management server for the store, the number of divisions (the number of components) is the same as in the specific example. The number of divisions is not limited. For example, the request receiving unit 11a
Even if the request processing unit 11b and the request processing unit 11b are configured as one component, they may be configured as one component as long as they can be shared for both servers.

The requests from the terminals 12 and 13 correspond to the type of service (transaction) provided by the electronic money management server.
If a service other than the services described in the above section, for example, a service such as an account transfer, is to be provided, a request for such a service (account transfer request) may be included.
The request from the server operation management unit 11h is mainly necessary for the operation and management of the store electronic money management server, such as the remittance start request and the failure solution request transmission request as described in the first specific example. In addition, the request from the server operation management unit 11h may include a request for managing the databases 11e1 and 11g1 in the server. When a new request is included in this way, an individual processing unit corresponding to the newly included request is added to the request processing unit 11b of the server. In other words, to add a new service to the server, an individual processing unit for the service may be added to the request processing unit 11b of the server.

The components of the electronic money management server 11 for the center and the electronic money management server for the store (including the components constituting the server operation management unit 11h) are necessary if security in communication between the components can be ensured. Alternatively, each may be located on a separate computer.

<Effects of Specific Example 1> As described above, according to Specific Example 1, a plurality of types of electronic money management servers, for example, an electronic money management server for a center and a store can be provided depending on a combination of components that are shared. It is possible to reduce the labor and time required for electronic money management server development (program development when the server is composed of computer programs, and hardware development when the server is composed of hardware). Cost can be reduced. In addition, since the degree of freedom of the arrangement position of each component is increased by the componentization, the server system can be constructed more flexibly.

Embodiment 2 <Configuration and Operation of Embodiment 2> FIG. 2 is a configuration diagram showing an electronic money management server to which Embodiment 2 of the electronic money management server configuration method according to the present invention is applied. In FIG. 2, a server operation management unit 11h, which is a component for operating and managing each unit of the server, includes a plurality of component units, here, a server operation management common unit 11h1, a store operation management unit 11h2, and a failure solving operation management unit 11h3. Become. The server operation management common unit 11h1 further includes a plurality of component components, here, the common unit main unit 1
1h11 and an IC card safe management common part 11h12. 2, the same reference numerals as those in FIG. 1 indicate the same or corresponding parts.

Here, the server operation management common unit 11h
Reference numeral 1 denotes a component component that is required in common for operation management of the electronic money management servers for the center and the store. The common unit main body 11h11 of the server operation management common unit 11h1 is responsible for operation management of the transaction content record database 11e1. IC card safe management common part 1
1h12 is operation management of the IC card safe 11f1, for example, notification of failure of the IC card in the IC card safe 11f1,
I such as notification of IC card removal permission when C card is removed
Responsible for C card management.

The store operation management unit 11h2 is a component component necessary only for the operation management of the store electronic money management server, and receives the sales remittance start request and the failure solution request transmission request described in the first embodiment. Send to 11a. The failure solution operation management unit 11h3 is a component component necessary only for operation management of the electronic money management server for the center, and is responsible for operation management of the failure record database 11g1.

In the electronic money management server 11, the IC card safe management common unit 11h12 sends a request directly to the IC card safe management unit 11f through a message input unit provided in the IC card safe management unit 11f.
Similarly, the failure resolution operation management unit 11h3
The request is sent directly to the fault solving unit 11g through the message input unit provided in g. According to this, the server operation management message is less likely to pass through the request receiving unit 11a, so that the request receiving unit 11a can receive more requests from the terminals 12 and 13, and each process is also performed. Speed up. The requests from the terminals 12 and 13 are processed in the same manner as in the first embodiment.

Also, as described above, the server operation management unit 11h
In the case where the server operation management unit 11h of the electronic money management server for the center is created in a case where the component configuring the server is further divided into a plurality of component configuration units, the server operation management common unit 11h1 and the failure solving operation management unit Requires 11h3 component components. On the other hand, when creating the server operation management unit 11h of the store electronic money management server, the server operation management common unit 11h1 and the component unit of the store operation management unit 11h2 are required. Therefore, in the server operation management unit 11h of each of the electronic money management servers for the center and the store, the component constituting the server operation management common unit 11h1 can be shared.

Further, the IC card safe management common unit 11h1
2 and the component configuration unit that configures the failure solution operation management unit 11h3 can be an independent configuration unit (if each component is a computer program, an independent computer program) as necessary. For example, when the IC card safe management unit 11f and the trouble solving unit 11g are operating on a different computer from the request receiving unit 11a and the like, on the same computer as the IC card safe management unit 11f and the trouble solving unit 11g. To I
The C card safe management common unit 11h12 and the failure solution operation management unit 11h3 can be provided, and the degree of freedom of the arrangement position of each component of the server operation management unit 11h can be increased.

<Effects of Embodiment 2> As described above, according to Embodiment 2, the following effects are obtained in addition to the effects of Embodiment 1. That is, in the specific example 2, the components are also configured by the combination of the common component component units. Therefore, a plurality of types of components, for example, the server operation management unit 11h of the electronic money management server for the center and the store can be configured by the combination of the common component configuration units. (The program development when the server is composed of a computer program, and the hardware development when the server is composed of hardware) can reduce the labor and time required for the concrete example 1 or more, and further reduce costs Can be achieved.

Further, the degree of freedom in the arrangement position of each component is increased, and the server system can be flexibly constructed. Further, since the server operation management message is less likely to pass through the request receiving unit 11a, the request receiving unit 11a
It is possible to receive more requests from the devices 2 and 13 and there is also an effect that each process is further speeded up.

[Brief description of the drawings]

FIG. 1 is a configuration diagram showing an electronic money management server to which a specific example 1 of a method of the present invention is applied.

FIG. 2 is a configuration diagram showing an electronic money management server to which a specific example 2 of the method of the present invention is applied.

[Explanation of symbols]

 11 electronic money management server 11a request reception unit 11b request processing unit 11c terminal communication unit 11d host communication unit 11e data storage unit 11e1 transaction content record database 11f IC card safe management unit 11f1 IC card safe 11g trouble solving unit 11g1 trouble record database 11h server Operation management section 11h1 Server operation management common section 11h11 Common section main body 11h12 IC card safe management common section 11h2 Store operation management section 11h3 Failure solving operation management section 12 User terminal 13 Store settlement terminal 13 14 Financial institution host computer

Claims (2)

[Claims] 1. An electronic money storage system for storing electronic money in an IC card.
Multiple ICs in a C card type electronic money system
In a method of configuring an electronic money management server for managing an IC card safe in which a card is built and managing deposit and withdrawal of electronic money between the IC card in the safe and the IC card on the user side, the electronic money management server comprises: Each configuration of the money management server is divided into a plurality of components for each arbitrarily defined function unit, and those components are divided into those that can be shared with each other and those that cannot be shared, and those that can be shared are shared An electronic money management server configuration method, wherein each of the plurality of types of electronic money management servers is configured by using the components created in (1). 2. The electronic money management server configuration method according to claim 1, wherein each component configuration of a plurality of desired electronic money management servers is divided into a plurality of component configuration units for each arbitrarily defined function unit. The components are divided and divided into those components that can be shared with each other and those that cannot be shared, and those that can be shared are managed by using the component components that are created in common. An electronic money management server configuration method comprising configuring each component of a server.