JPH0159615B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to an automatic transaction device that sends and receives data using a public line.

Conventionally, this type of automated teller machine has a customer insert an identification card, input a PIN number, transaction amount, etc., and once the customer data to be transmitted to a central computer is complete, the automatic transaction circuit automatically dials the data. The trading device was connected to the central computer. However, this results in a decline in customer service as the customer is forced to wait idly in front of the device until the device starts auto-dialing and is connected to the central computer via the public line. Ta.

Therefore, the present invention includes a card detection means that detects insertion of an identification card and outputs a card insertion symbol, and a transmission/reception control circuit that drives an auto-dial circuit to perform auto-dialing using the card insertion signal. It is an object of the present invention to provide an automatic transaction device having a configuration in which the above-mentioned drawbacks are eliminated.

The present invention will be specifically described below based on embodiments shown in the drawings.

FIG. 1 is a block diagram showing an embodiment of an automatic transaction device according to the present invention.

The automatic transaction device 1, as shown in FIG.
It has a CPU 2, to which are connected a card reader 3 serving as card detection means, a card imprint printer 5, a payment device 6, a deposit device 7, an operation panel 9, and a transmission/reception control circuit 10.
An auto-dial circuit 11 and a timer 12 connected to a public line 13 are connected to the transmission/reception control circuit 10 . can be connected.

Since the present invention has the above-described configuration, a customer who wants to conduct a transaction using the automatic transaction device 1 can:
The identification card 15 on which identification data such as the user's account number is recorded is inserted into the card reader 3. Then, the card reader 3 outputs the card insertion signal S1 to the transmission/reception control circuit 10, reads the identification data DAT1 from the card 15, and notifies the CPU 2 of the identification data DAT1. In response to the signal S1, the transmission/reception control circuit 10 causes the auto-dial circuit 11 to perform auto-dialing, and attempts to connect the device 1 and the center computer via the public line 13. Meanwhile, until the center computer is connected, the customer operates the operation panel 9 to store customer data such as PIN number, transaction type, transaction amount, etc.
Input DAT2. When the device 1 and the center computer are connected, the payment device 6 or the deposit device 7 is activated depending on the type of transaction to dispense or receive cash.
DAT2 and identification data DAT1, etc. to public line 13
The data is transmitted to the central computer via . thus,
When the data transmission and processing is completed, the CPU 2 drives the imprint printer 5 and prints the card 15.
The card 15 is imprinted with embossed identification data and the transaction amount, etc., and handed over to the customer as a transaction record, and the card 15 is returned from the card reader 3 to complete the transaction. When the card 15 is returned, a card return signal S2 is output to the control circuit 10, and the control circuit 10 drives the timer 12 to maintain the public line 13 connecting the device 1 and the central computer for a certain period of time T without disconnecting. put. Therefore, card 1
5 is returned and a new card 1 is issued within a certain period of time T.
5 is inserted and a new transaction is started, there is no need for the device 1 to perform new auto-dialing, and data can be immediately transmitted to the center computer. Further, if no new card 15 is inserted within a certain time T, the control circuit 10 disconnects the public line 13 after the time T, and the device 1
and separate the center computer.

As explained above, according to the present invention, auto-dialing is performed when the identification card 15 is inserted into the card detection means such as the card reader 3.
The automatic transaction device 1 and the central computer can be connected via the public line 13 while inputting the information into the device 1, thereby eliminating the need for customers to wait and improving customer service. It becomes possible.

[Brief explanation of drawings]

FIG. 1 is a block diagram showing an embodiment of an automatic transaction device according to the present invention. 1... Automatic transaction device, 3... Card detection means (card reader), 10... Transmission/reception control circuit, 11
...Auto dial circuit, 13...Public line, 1
5...Identification card, S1...Card insertion signal.

Claims (1)

[Claims] 1. In an automatic transaction device having an auto-dial circuit that connects a central computer and a transaction device via a public line, a card detection means that detects insertion of an identification card and outputs a card insertion signal; An automatic transaction device configured with a transmission/reception control circuit that drives an auto-dial circuit to perform auto-dialing.