JPH02267692A - Method and device for managing issue of magnetic card - Google Patents

Abstract

PURPOSE:To accumulate and record the total quantity of a magnetic card by enabling only the card being circulating on a normal route to be used by performing check sign recording when the magnetic card is delivered from an issuing origin to a customer, and detecting the presence/absence of the check sign recording when the card is used. CONSTITUTION:When the magnetic card K is inserted to the insertion opening of a terminal part at the time of delivering against the receipt of cash from the issuing origin of a shop, etc., to the customer, the check sign recording is performed by a check sign recording means 12. When the magnetic card K is inserted to the insertion opening of the terminal part again when it is used, the presence/absence of the check sign recording of the magnetic card K is detected by a check sign detecting means 13, and the presence/absence of the check sign recording is displayed on display means 14A and 14B, and furthermore, the total quantity of the number of uses of the magnetic card K on which the check sign recording is applied is accumulated and recorded by a total quantity accumulation storage means 15. Thereby, it is possible to distinguish the magnetic card K circulating on the normal route, and also, to accumulate and record the total quantity of the card.

Description

[Detailed Description of the Invention] (Industrial Application Field) The present invention relates to a magnetic card issuance management method and a magnetic card issuance management device, and its purpose is to prevent magnetic cards from being distributed through irregular channels such as theft. It can be checked at the time of use, and only those that have been distributed through the official route in which the magnetic card is handed over from the issuer to the customer in exchange for cash can be used. An object of the present invention is to provide a magnetic card issuance management method and a magnetic card issuance management device capable of accumulating and recording the total amount of magnetic cards.

(Prior Art) In recent years, the use of magnetic cards, generally called prepaid cards, has become widespread as a substitute for cash.

Conventionally, for example, in the case of transportation, the customer pays cash to the issuer of the magnetic card, receives the magnetic card from the issuer in exchange for the cash, and then transfers the magnetic card to the issuer. was used as a substitute.

When this magnetic card is used, it is inserted into a terminal section of a computing device, and a computing means connected to this terminal section deducts the payment amount from the balance stored in the magnetic card.

(Problem to be solved by the invention) However, if the issuer simply hands the magnetic card directly to the customer in exchange for cash without checking and allows the customer to use the magnetic card as described above, it will not be possible to prevent irregularities such as theft. If this magnetic card is distributed through this route, it is impossible to distinguish between the magnetic card distributed through this irregular route and the magnetic card distributed through the regular route, which is handed directly from the issuer to the customer without checking in exchange for cash. There were some problems.

Therefore, in view of the above-mentioned conventional situation, the inventors decided to distinguish between magnetic cards distributed through illegal routes such as theft, and magnetic cards distributed through legitimate routes that were handed directly from the issuer to the customer in exchange for cash. We have continued our intensive research into a magnetic card issuance management method and a magnetic card issuance management device that can distinguish between magnetic cards and that can also accumulate and record the total amount of magnetic cards that are distributed and used through regular channels.

(Means for Solving the Problem) That is, as a method, the present invention records a check signature on the magnetic card by a check signature recording means when a magnetic card substituted for cash is handed over from an issuer to a customer. When using the magnetic card, the check sign detection means detects the presence or absence of a check signature record on the magnetic card, and the display means displays the presence or absence of a check signature and record, while the total storage storage means detects the number of used magnetic cards on which the check signature has been recorded. It is characterized by accumulating and recording the total amount of.

The device also includes a check sign recording means for recording a check signature when a magnetic card used as a substitute for cash is handed over from an issuer to a customer, and a check sign detecting means for detecting whether or not a check signature is recorded when a magnetic card is used. , a display means for displaying the presence or absence of the check signature, and a total amount storage means for accumulating and recording the total number of used magnetic cards on which the check signature has been recorded.

By providing the above-mentioned magnetic card issuance management method and magnetic card issuance management device, we have succeeded in creating a method and apparatus that solve all of the above-mentioned problems.

(Example) Hereinafter, an example of the method and apparatus of the present invention will be described based on FIGS. 1 to 3.

In the drawings, (1) is a main body of a magnetic card issuing device according to the present invention, and (2) is an auxiliary calculation device connected to this main body (1).

This device main body (1) has a terminal section αυ into which a magnetic card (K) is inserted, and a magnetic card (K) that is used as a substitute for cash.
A check signature recording means 0 that records a check signature when the card (K) is handed over from the issuer to the customer, and a magnetic card (K).
), use of a check sign detection means α3 for detecting the presence or absence of a check signature record, display means (14A), (14B) for displaying the presence or absence of this check sign, and a magnetic card (K) on which a check signature has been recorded. A total storage storage means αS for storing and recording the total number of cards, and a magnetic card (
K) is provided with a payment amount subtraction calculation means qe for calculating the payment amount by subtracting the payment amount from the balance stored in the storage unit qe.

When this magnetic card (K) is handed over from the issuer such as a store to a customer in exchange for cash, this magnetic card (K)
When inserted into the insertion slot (lla) of the terminal section αυ, a check signature is recorded by the check signature recording means Oz.

Then, when the magnetic card (K) is inserted into the insertion slot (lla) of the terminal unit 0υ again when using the magnetic card (K), the check sign detection means CI3 detects the magnetic card (K).
The presence or absence of the check sign record of K) is detected, and the presence or absence of the check sign record is displayed by the display means (14A) or (14B).

If it is displayed that there is no record of this check signature, it is determined that this magnetic card (K) has been distributed through an unauthorized route such as theft, and the issuer can take appropriate measures.

Also, if this check signature record is displayed, it is determined that this magnetic card (K) was distributed through the official route, where it was handed over from the issuer to the customer in exchange for cash.
Customers can purchase products using the magnetic card (K) distributed through this regular route.

In addition, when purchasing products using this magnetic card (K), the total amount is checked by the storage means 09 by inserting the magnetic card (K) into the terminal section αυ of the main body (1) as described above. The total number of used magnetic cards (K) on which signatures have been recorded is accumulated and recorded.

By accumulating and recording the total number of used magnetic cards (K), the issuer of the magnetic card (2) can know the total number of used magnetic cards (K) issued through a regular route.

In addition, the magnetic card (K) is inserted into the terminal section (1) of the device main body (1).
When inserted into the insertion slot (lla) of 1), by inputting the input amount into the amount input part α provided on the upper surface of the device body (1), the payment amount calculation means ae magnetically inputs the input amount. The payment amount is subtracted from the balance stored in the card (K).

Next, the process of using the magnetic card (K) by this device will be explained in more detail with reference to the flowchart of FIG.

First, when a customer goes to the store that issued the magnetic card (K) and exchanges the magnetic card (K) for cash,
The issuer inserts a new magnetic card (K) into the insertion slot (lla) of the terminal section αD of the device main body (1).

Then, a check signature is recorded on this magnetic card (K) by the check signature recording means a7J in the device body (1) connected to this terminal unit aD (step 1).
.

Next, the issuer receives cash from the customer for the amount stored on the magnetic card (K), and in return hands the customer the magnetic card (K) with a check signature (step 2).

On the other hand, the magnetic card (K) may be distributed through an unauthorized route due to theft or the like (step 3).

When the customer goes shopping at the issuing store, etc., the customer hands the magnetic card (K) along with the product to the clerk of the issuing store. The clerk or the like who has received the magnetic card (K) inserts the magnetic card (K) into the insertion slot (lla) of the terminal section I of the device main body (1) (step 4).

When this magnetic card (K) is inserted, the presence or absence of a check signature recorded on this magnetic card (K) is detected by the check sign detection/detection means α3 built in the main body (1) of the apparatus (step 5).

If this magnetic card (K) has been distributed through an illegal route such as theft and no check signature has been recorded, the display means (14B) will display a red lamp, buzzer, etc. without a check signature. ) is displayed (
Step 6).

If this magnetic card (K) has been distributed through a legitimate route where the issuer handed it to the customer in exchange for cash and a check signature has been recorded, the display means (1)
4A), it is displayed that there is a check sign (for example, by a blue lamp, etc.) (Step 7).

After that, the total amount storage storage means built into the device body (1) (magnetic card (K) with check signature recorded at 151)
The total number of used sheets is accumulated and stored (step 8).

Along with this, the amount manual part α on the upper surface of the device body (1)
By entering only the input amount, the device itself (1)
The product price is subtracted by the payment amount subtraction calculation means αQ built in (step 9).

Thereafter, the magnetic card (K) and the purchased product are handed over to the customer (step 10).

The main body of the magnetic card issuance management apparatus according to the present invention is not limited to the shape of the above-described embodiment shown in FIG. 1, but may have other shapes.

(Effects of the Invention) As a method, this invention records a check signature on the magnetic card by a check signature recording means when the issuer hands the magnetic card to the customer, and when the magnetic card is used, the check signature is recorded. The detection means detects whether there is a check signature record on the magnetic card,
The display means displays whether or not a check signature has been recorded, while the total amount storage means accumulates and records the total number of used magnetic cards on which check signatures have been recorded. A check signature recording means for recording a check signature when a substitute magnetic card is handed over from an issuer to a customer; a check signature detecting means for detecting the presence or absence of a check signature record when using a magnetic card; Since it is equipped with a display means for displaying a display and a total amount storage means for storing and recording the total number of used magnetic cards on which check signatures have been recorded, the following effects are achieved.

In other words, if a magnetic card has been distributed through an irregular route such as theft, it can be checked at the time of use, and only those that have been distributed through an authorized route where the magnetic card is handed over from the issuer to the customer in exchange for cash can be checked. It is possible to accumulate and record the total amount of magnetic cards that are made usable and distributed through such regular routes and used, and the magnetic cards can be reliably managed by the issuer.

[Brief explanation of drawings]

FIG. 1 is a perspective view showing the appearance of the main body of a magnetic card issuance management device according to the present invention, FIG. 2 is an explanatory diagram showing each means built into the magnetic card issuance management device and a magnetic card, and FIG.
The figure is a flowchart for explaining the magnetic card issuance management method according to the present invention. (K)...Magnetic card C1z...Check signature recording means α3...
Check sign detection means (14A), (14B)...Display means α9...
Total amount storage storage means

Claims (2)

[Claims] (1) When a magnetic card, which is used as a substitute for cash, is handed over from an issuer to a customer, a check signature is recorded on the magnetic card by a check signature recording means, and when the magnetic card is used, a check signature is recorded on the magnetic card by a check signature detection means. Detecting the presence or absence of a check signature, the display means displays whether or not a check signature has been recorded, and the total amount storage means accumulates and records the total number of used magnetic cards on which the check signature has been recorded. Method. (2) A check sign recording means for recording a check signature when a magnetic card used as a substitute for cash is handed over from an issuer to a customer; a check sign detecting means for detecting the presence or absence of a check signature record when a magnetic card is used; A magnetic card issuance management device comprising: a display means for displaying the presence or absence of a check signature; and a total amount accumulation storage means for accumulating and recording the total number of used magnetic cards on which the check signature has been recorded.