JPH02297471A - Automatic transaction apparatus - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] [Purpose of the Invention] (Industrial Application Field) The present invention is installed, for example, in an automatic deposit machine used in financial institutions, etc., and accepts a user's card and records it in a slip. This invention relates to an automatic transaction device that prints transaction records.

(Prior art) For example, when a user makes a transaction using a card,
Receipts with important information such as the user's account number and transaction details printed on them are now issued from automatic deposit machines.

(Problem to be solved by the invention) However, in the past, receipts were issued regardless of whether the user needed a receipt or not, so even if the user received a receipt, if the user did not need it, They are often thrown away as is, and as a result, there have been problems such as receipts being found and misused by others, and the beautification of the surrounding area being damaged.

Therefore, an object of the present invention is to provide an automatic transaction device that does not issue a medium on which a transaction record is printed when the user does not need the medium.

[Structure of the Invention] (Means for Solving the Problems) In order to solve the above problems, the present invention provides an automatic transaction device that performs transactions based on user operations and prints and issues the transaction details on a medium. A selection means for selecting whether or not the medium is required; and a winding means for winding the medium without issuing it when the selection means selects that the medium is not required. It is characterized by:

(Function) ゛When it is selected by the selection means that the medium is unnecessary, the medium on which the transaction record is printed is not delivered to the winding user by the winding means.

(Example) The present invention will be described below with reference to an example shown in the drawings.

Figure 2 shows an automatic teller machine (ATM) as an automatic transaction device.
, and an abbreviated operating section 2 is formed on the front surface of the housing 1. On the horizontal surface of this operation section 2, transfer,
A banknote inlet/outlet 3 is provided in which a large number of banknotes to be transferred can be inputted at once, change for banknotes can be received, and banknotes to be withdrawn can be received, and this banknote inlet/outlet 3 is provided with a door 4 that can be opened and closed freely. There is.

Furthermore, a color CR7 display section 5 as a selection means with a built-in touch sensor is provided on the horizontal surface of the operation section 2. This CRT display section 5 displays operation procedures and other information on the CRT screen in the form of illustrations, characters, or words to guide the user. A so-called key operation is performed by pressing a display area depending on confirmation, cancellation, whether a receipt is required or not, etc.

Further, a card insertion slot 6 (also serving as a receipt ejection port) and a bank passbook insertion lower are provided on the vertical surface of the operating section 2.

On the other hand, a card slip unit 11 is mounted inside the housing 1 as shown in FIG. A transport path 12 is provided inside the card slip unit 11 for transporting the card K inserted from the card insertion slot 6. In this conveyance path 12, there are a plurality of pairs of conveyance rollers 115 to 4 at predetermined intervals along the card conveyance direction.
4,15°16 are arranged. The first transport roller pair 13 includes a card insertion detector 17 for detecting that the card K has been inserted, and a magnetic detector for detecting that the magnetic tape is attached to the correct position of the card. 18 are arranged in parallel. In addition, the first and second
A shutter 19 is provided between the pair of transport rollers 13 and 14 to restrict or permit insertion of the card. Further, a contact 20 for reading and writing information to and from the IC card is provided between the m2 pair of conveyance rollers 14 and the third pair of conveyance rollers 15.

Further, upper and lower magnetic heads 21 and 22 are arranged in parallel on the third pair of conveying rollers 15, and a card collection store 23 is provided at the rear of the fourth pair of conveying rollers 16.

Further, a slip storage section 24 is provided at the rear part of the card slip unit 11, and a journal paper (medium) 25 is stored in a folded state in the slip storage section 24. The journal paper 25 is a pressure-sensitive coloring type double-folded paper, consisting of an upper paper 26 and a lower paper 27, and is taken out from the slip storage section 24 and placed around a sprocket 28.

The journal paper 25 is separated into upper and lower parts by the separation gate 29, the upper paper 26 is sent to the printing section 31 via the guide 61, and the lower paper 27 is inserted into the cutter 30, and then
The sheets are sent to a printing section 31, overlapped again, and sent to an imprint section 32. The cutter 30 is constructed as shown in FIG.

That is, this cutter 30 is provided with a fixed blade 53 and a rotating blade 54 between frames 51 and 52, and the lower paper 27 is inserted between the fixed blade 53 and the rotating blade 54. A drive arm 56 is connected to one end of the fixed blade 53 via a link 55, and this drive arm 56 is connected to the cam 5.
7 to a drive motor 58. When the drive motor 48 is activated, the drive motor 56 is moved up and down via the cam 57, and thereby the rotary blade 54 is rotated via the link 55 to cut the bottom paper 27. There is.

Further, as shown in FIG. 4, the guide 61 includes a guide roller 62 and a guide plate 63. A rubber sheet 64 is pasted on the circumferential surface of the guide roller 62 to securely hold the upper paper 26. It is designed to guide transportation.

The cutter 30 operates when the user performs a key operation on the CRT display section 5 indicating that it is not necessary to issue a receipt R.
It is no longer working. Further, a separation gate 33 is provided behind the imprint section 32 to separate the journal paper 25 into an upper paper 26 and a lower paper 27 again.

The bottom sheet 27 separated by the separation gate 33 is conveyed along a receipt conveyance path 34 and is discharged from the receipt discharge port 6. Further, the separation gate 33 separates the upper paper 26 and the lower paper 27 of the journal paper 25 when the user performs a key operation on the CRT display section 5 indicating that the issuance of the register 1-R is unnecessary. The winding reel 35 is guided to the winding reel 35 without having to do so.

The receipt conveying path 34 is configured to rotate in the opposite direction when the user forgets to take the issued receipt R. Further, the upper paper 26 separated by the separation gate 33 is wound up by a winding reel 35. That is, the winding reel 35 is provided with guide arms 45°45 on both sides, and these guide arms 45.
45 is rotatably supported around a fulcrum 46, and a pressing roller 48 that is pressed against the winding shaft 47 is attached to the rotating end. The upper paper 26 separated by the separation gate 33 is guided to the winding shaft 47 along the guide arm 45, and is pushed onto the winding shaft 47 by the suppressing roller 48 and wound up. ing.

On the other hand, a receipt collection storage 36 is provided in the front part of the reel 35 for reeling. This receipt collection warehouse 36
is connected to the receipt conveyance path 34 via a recovery conveyance path 37, and a recovery gate 4] is provided at the introduction portion of the recovery conveyance path 37. When the user forgets to take the issued receipt R, the collection gate 41 is rotated downward to guide the reversely sent receipt R to the collection conveyance path 37.

However, when a user trades, the color C
Key operations are performed according to the operating procedure displayed on the RT display section 5, and the card K is inserted from the card insertion slot 6. When a card inserted from the card insertion slot 6 is detected by the insertion detector 17 and a regular magnetism is detected by the magnetic detector 18, the shutter 1 is activated.
6 opens to permit insertion of the card C, and the first to fourth pairs of conveyor rollers 13 to 16 rotate in the taking direction.
Card K is taken in. Note that the card 1 may be a magnetic card or an IC card. In the case of an IC card, the magnetic detector 15 is ignored when the card is inserted. In other words, information is read and written using the magnetic head 21 if the magnetic tape is attached to the front side, the magnetic head 22 if the tape is attached to the back side, and the contact 20 if the magnetic tape is attached to the back side. Reading and writing are performed.

The reading and writing of information by these magnetic heads 21, 22 and contacts 20 is a general procedure, and the explanation thereof will be omitted here.

When the information on the loaded card I is read, it is further taken into the conveyance path 12 and conveyed, and is imprinted!
- Transported to section 32.

On the other hand, at this time, the sprocket wheel 28 is rotated, the lower paper 27 of the journal paper 25 passes through the inside of the cutter 30, and the upper paper 26 passes through the upper part of the cutter 30 and is sent to the printing section 31. In the printing section 31, the upper paper 26 and the lower paper 27 are overlapped again. Thereafter, the transaction record is printed on the journal paper 25 by the printing unit 4, and the same content is printed on the upper paper 26 and the lower paper 27. The printed journal paper 25 is then sent to the imprint section 32 and superimposed on the card. In this imprint section 32, the upper surface of the journal paper 25 is pressed by a pressure roller 32a, and the embossing is copied onto the card. Since the journal paper 25 is of a pressure coloring type, two sheets are copied together. As a result, printing and imprinting on the journal paper 25 is completed. After that, journal paper 2
The lower sheet 27 of No. 5 is cut by a cutter 30 to cover only the current transaction and issued as a receipt R to the user.゛That is, the journal paper 25 is separated by the separation gate 33, and the lower paper 27 is transferred to the receipt transport path 3 as a receipt R.
It is conveyed in the direction of 4. Further, the upper paper 26 of the journal paper 25 is guided upward by the separation gate 33 and wound onto the winding reel 35.

The top paper 26 of the journal paper 25 is wound up continuously by the winding reel 35 as a bank transaction record.

On the other hand, when the transaction is completed, the receipt R conveyed to the receipt conveyance path 34 is discharged from the receipt discharge port 6 and issued to the user. When the transaction is completed, the card is returned through the card insertion slot 6.

The card C returned to the card insertion slot 6 is removed by the user.

If the user forgets to remove the card from the returned card, it will be taken back into the card and sent to the card collection unit 23.
will be collected.

The card collection unit 23 collects not only cards that have been left behind, but also cards that are required to be collected based on instructions from the host computer.

Further, the ejected receipt R is taken out by the user, but if the user forgets to take it out, the receipt conveyance path 34 is reversed and taken into the apparatus. This taken-in cash register 1-R is conveyed in the direction of a collection conveyance path 37 by a collection gate 41 located in the middle of the receipt conveyance path 34.

The receipt R conveyed to the collection conveyance path 37 is further conveyed and collected in the receipt collection warehouse 36.

By the way, when the user performs a key operation on the CRT display section 5 to indicate that a receipt is not required for the above-mentioned transaction, when printing and imprinting are completed on the journal paper 25, the bottom paper is The paper 27 is not cut by the cutter 30, is not separated by the separation gate 33, and is wound up together with the upper paper 26 by the winding reel 35.

Therefore, the receipt R will not be discharged to the receipt discharge port 6, and the user will not throw away the receipt R and it will not be misused by others, nor will the surrounding beauty be spoiled.

[Effects of the Invention] As explained above, according to the present invention, when a user no longer needs a medium on which a transaction record is printed, the medium is wound up by the winding means, so that the user can easily unwind the medium. This has the effect that there is no need to receive it and throw it away, and the medium will not be misused or spoil the beauty of the surrounding area.

[Brief explanation of drawings]

The drawings show one embodiment of the present invention, and FIG.
CRT display section (selection means), 25... journal paper (medium), 35... winding reel, K... card. Applicant's agent Patent attorney Takehiko Suzue = 14 - Figure 2 Figure 3

Claims (1)

[Claims] In an automatic transaction device that performs a transaction based on a user's operation and prints and issues the transaction details on a medium, the selection means selects whether or not the medium is required, and the selection means selects whether or not the medium is required. and a winding means for winding the medium without issuing it when it is selected not to issue the medium.