JPH0318225B2 - - Google Patents

Description

[Detailed Description of the Invention] (a) Technical Field of the Invention The present invention relates to a transaction operation device such as a cash transaction device that is operated by a user to carry out a transaction, and particularly relates to a transaction operation device such as a cash transaction device that is operated by a user to carry out a transaction, and particularly relates to a transaction operation device such as a cash transaction device, etc. Regarding improvement of detection method.

(b) Background of the technology Recently, automated cash dispensing machines, which are transaction operating devices, have been used at the counters of financial institutions as part of computer banking systems.
Teller Machines (hereinafter referred to as ATMs) are widely used. These devices are equipped with a media reading device and are usually operated using a credit card (hereinafter referred to as a card) or a bankbook to perform various transactions such as cash deposits and payments. Its use is increasing due to its convenience.
It is desirable to be able to continue operating the device without stopping it during the financial institution's business hours.

(c) Prior Art and Problems Hereinafter, the conventional method will be explained using an ATM as an example with reference to FIGS. 1 to 3. Fig. 1 is a perspective view illustrating an ATM to which the present invention is applied, Fig. 2 is a cross-sectional view taken along line A-A' in Fig. 1, and Fig. 3 is a cross-sectional view taken along line B-B' in Fig. 1. It is a diagram.

As shown in Figure 1, an ATM is equipped with a card insertion slot 1 on the upper right side of the front panel of the device, a passbook slot 2 on the left side into which a passbook 11 or ticket 11' is inserted, and a cash dispenser on the right side of the lower operation panel. mouth 3,
In front of it is a keyboard 4 for specifying transactions such as deposits, typing in a PIN number and transaction amount, and a display 5 for displaying and guiding the customer with operation details, and on the left side are a bill slot 6 and a bill return slot 7. It is located.

As shown in FIG. 2, the inside of the device is equipped with an inserter section 15 behind the upper passbook insertion slot 2, on the right side in the figure, and the inserter section 15 includes feed rollers _R1 to _R8 for conveying the passbook 11, etc. A read/write unit 13 for reading and writing the magnetic stripe of the bankbook 11 and a printing unit 14 for printing transaction details on the bankbook 11 and journal paper 20 are provided.

In the center of the device, the authenticity of the inserted banknote 10,
There is a discrimination section 8 for discriminating denominations, and a pool section 9 for temporarily pooling banknotes 10 and a banknote storage box 12 are arranged below the discrimination section 8. In the rear view of the lower part of the device, a control section 18 for controlling each mechanical section is arranged at the right end. In addition, as shown in FIG.
A read/write section 13' for reading and writing the magnetic stripe of the machine and a printing section 15 for printing transaction details on the receipt are provided. A mechanism for guiding the banknotes 10 fed out from the payout section 21 at the lower end of the banknote storage box 12 to the cash dispensing port 3 is disposed at the bottom of the device.

Since it has such a configuration, an example of how to use this device will be described in the case of deposits and payments. First, when a customer wants to make a deposit, he/she indicates his/her intention by pressing the deposit button on the keyboard 4, and then follows the operation guidance displayed on the display 5. When you insert a passbook 11 etc. into the passbook slot 2, the read/write unit 13 reads the magnetic stripe on the back of the passbook, confirms the account number etc.
0 into the bill slot 6. The device distinguishes between genuine and fake banknotes 10 using a discrimination unit 8, and returns abnormal banknotes to the banknote return slot 7 via the route shown by the dotted line in the figure, and returns the normal banknotes 1
0 to the pool section 9, and the amount is counted and displayed on the display 5. When the customer confirms that the amount matches the deposited amount and presses the confirmation button on the keyboard 4, the banknotes 10 are stored in the banknote storage box 12 from the pool section 9, and the deposit amount is printed on the bankbook 11 etc. Transaction details are printed on the journal paper 20 and wound into the device, and the paper is passed through the passbook slot 2 to the passbook 11.
etc. are returned and the transaction is completed. When making a deposit using the card 17 without using the passbook 11 or the like, a receipt is issued.

When paying out cash, press the payout button, insert the card 17 into the card slot 1, insert the passbook 11 etc. into the passbook slot 2, enter the PIN number and the payout amount, and the banknotes will be stored. Banknotes 10 of a specified amount are fed out from the box 12 and are dispensed from the cash dispensing port 3.

During this time, the card 17 is read and confirmed by the read/write unit 13', transaction details are printed on the bankbook 11, etc. and the journal paper 20, the journal paper 20 is wound up in the device, and the bankbook 11, etc. is transferred to the bankbook slot 20.
will be returned from. A receipt is issued when paying out only with the card 17 without inserting the passbook 11 or the like.

If the customer forgets to remove the passbook 11 or ticket 11' that was returned to the passbook slot 2 after processing the above deposit and payment transactions, after a predetermined period of time (for example, 60 seconds) has passed,
The following methods are used to incorporate it into the device.

(1) The passbook 11 etc. is once moved inside to a position where it cannot be taken out from the outside, and then the operation of the device is suspended until it is taken out by the operation of the staff. (2) Passbook 11 is the second
As shown in the figure, it is stored in a medium storage section 16 provided at the rear of the printing section through an inserter section 15,
The equipment will continue to operate. In this case, (a) the amount of bankbooks 11, etc. stored in the medium storage unit 16 is not detected and is taken in without limit, and (b) the bankbooks 1 stored in
As shown in FIG.
6 is provided with a transmission type sensor 19 to detect the limit amount of intake. In addition, in method (b), it is common to turn off or block the device by operating a special switch or key based on detection, and then remove the contained medium and then reset the device.

However, according to these methods, in the case of (1), the operation of the device stops every time a passbook 11 or the like is left behind, and an attendant is required to operate the device each time, which impairs the smoothness of automated operation. In the case of (a) of (2), if you forget to process the bankbook 11 etc. that has already been imported, the media storage unit 16 will overflow and future imports will be delayed. In the case of (2) (b), even a small amount may be detected by the transmission sensor 19 due to a bulge in the bankbook 11, etc., which increases the frequency of operation stoppage of the device and makes the reset operation troublesome. There is a drawback.

(d) Object of the Invention The object of the present invention is to solve the above-mentioned drawbacks, and to provide a medium amount detection method that enables processing of imported bankbooks, etc. without stopping the device.

(e) Structure of the Invention The present invention includes a counting/storage circuit that counts and stores the number of media stored in a media storage unit by type, and a comparison circuit that detects when the number of stored media has reached a predetermined amount. In addition, the counting/memory circuit includes a means for resetting when no medium is present in the medium accommodating section and canceling the reset when a medium is present, and counting the number of media accommodated in the medium accommodating section. Based on the output of the stored counting/memory circuit, the comparator circuit detects that the media has reached a predetermined amount, and when the accommodated media is removed from the media storage section, the counting/memory circuit starts counting/storing.
This is a medium amount detection method characterized by having a configuration for resetting a storage circuit. By doing so, the purpose can be achieved.

(f) Embodiment of the Invention An embodiment of the invention will be described below with reference to the block diagram of FIG. In Figure 4, 22,2
3 is a multiplication circuit which receives a signal indicating that a predetermined type of medium, either the bankbook 11 or the ticket 11', is taken in, multiplies the signal by the thickness constant of the medium each time, and sends the signal to the counting storage circuit 25 via the OR circuit 24. It is something. Reference numeral 25 denotes a counting/storage circuit which is set with the first medium, has the function of adding up and storing the capacity of the medium, and outputting the total amount each time, and is reset without a medium. 26 is a comparison circuit, and counting/memory circuit 2
It has a function of comparing the signal inputted from 5 with a predetermined limit accommodation constant and issuing an alarm signal if the limit exceeds this.

With such a structure and function, passbook 1
1 or 11' is sent to the multiplication circuit 22 or 23, the thickness constant of the medium is sent to the counting/storage circuit 25 via the OR circuit 24, and the medium is accommodated. The amount is memorized,
The total amount is sequentially added and sent to the comparator circuit 26 each time, and when the sent signal exceeds the limit capacity constant, an alarm signal is output and an indicator lamp and a buzzer (not shown) are activated. Therefore, if you take out all the passbook 11 and ticket 11' from the medium storage section 16,
The memory of the counting/memory circuit 25 is cleared. In this way, there is no need to stop the device and perform a reset operation, and the device can continue to operate.

Further, a different embodiment will be explained with reference to the block diagram of FIG. The same reference numerals in FIG. 4 indicate the same objects.

The difference between Fig. 5 and Fig. 4 is that instead of subcounting and storing the thickness according to the number of times of taking in each medium type, a number corresponding to the type of taking medium is counted and stored, and the output is An alarm is generated when the limit constant is exceeded. That is,
In FIG. 5, 27 and 28 are counting/memory circuits which receive a signal indicating that a predetermined type of medium, either the passbook 11 or the ticket 11', is taken in, and are set at the first signal to count the number of times the medium has been accommodated. It has a function of adding and storing each value and outputting the total number each time, and can be reset without a medium. Numerals 29 and 30 are multiplication circuits which, when inputted with the number of times of take-in for each type of medium, are multiplied by a medium thickness constant and sent to the addition storage circuit 31.

31 is an addition/memory circuit, and multiplication circuits 29, 30
It has a function of separately storing data signals inputted from each other, and when any input is received, adding it to other stored data and outputting it.

With such a structure and function, passbook 1
1 or 11' is sent to the counting/memory circuit 27 or 28, each time the signal is added to the multiplication circuit 29 or 30, which calculates the number of media. The product is multiplied by a thickness constant and sent to the data addition/storage circuit 30, which is added to the previously captured data of other media and outputted to the comparison circuit 2.
6, when the limit capacity constant is exceeded, an alarm signal is output and an indicator lamp and buzzer (not shown) are activated.

In this way, effects similar to those of the above embodiment can be obtained.

In the above embodiment, the case of storing the passbook 11 and ticket 11' inserted through the passbook slot 2 has been described, but they are set inside the ATM, and are automatically fed out to the inserter section 15 as necessary to print, etc. It goes without saying that the present invention can be applied to media on which processing is performed, and can also be applied to all other paper sheets such as banknotes.

(g) Effects of the Invention As explained above, according to the present invention, the thickness can be calculated based on the number of media taken in, the limit storage capacity can be detected, and the reset can be performed simply by taking out the media. 1) Continuous operation is possible without the need to stop or reset the equipment.

(2) The amount of intake to be detected is accurate and the alarm will not be triggered too early or overflow.

(3) The detection mechanism can be easily configured. There is an effect.

[Brief explanation of the drawing]

Fig. 1 is a perspective view illustrating an ATM to which the present invention is applied, Fig. 2 is a sectional view taken along line A-A' in Fig. 1, and Fig. 3 is a sectional view taken along line B-B' in Fig. 1. cross section,
FIG. 4 is a block diagram showing one embodiment of the present invention, and FIG. 5 is a block diagram showing a different embodiment. In the figure, 2 is a bankbook opening, 11 is a bankbook, 11' is a ticket, 15 is an inserter section, 16 is a medium storage section, 1
9 is a transmission type sensor, 22, 23, 29, 30 are multiplication circuits, 25, 27, 28 are counting/memory circuits, 2
6 represents a comparison circuit, and 31 represents an addition circuit.

Claims (1)

[Claims] 1. It has an input operation section, a medium insertion slot, and an inserter section that conveys and prints the inserted medium, and performs a transaction based on the data input by operating the input operation section and prints the transaction details on the medium. When the ejected medium is retained for a predetermined period of time, the ejected medium is taken into and stored in the medium storage part. It has a counting/storage circuit that counts and stores the quantity of each type of media, and a comparison circuit that detects that the stored media has reached a predetermined amount. The counting/storage circuit includes means for resetting when the medium is not present and canceling the reset when the medium is present, and counting and storing the number of the medium accommodated in the medium storage section. According to the output, the comparison circuit detects that the medium has reached a predetermined amount, and when the stored medium is removed from the medium storage section, the counting/storage circuit is reset. Features a medium amount detection method.