JPH03214294A - Prepaid card system - Google Patents

Abstract

PURPOSE:To increase the profits to be restored by acquiring a premium when a special combination of marks is satisfied in regard to plural used cards and recording previously the code corresponding to the mark given to the corresponding card to a recording part for mechanical reading of cards. CONSTITUTION:A foundation mark 31 of a mark part 3 is covered with an opaque coating material 32 and then becomes visible when the material 32 is cut out with an edge tool. Such a hidden mark is given to each prepaid card and not visible when the card is sold or purchased. The marks of several purchased cards form a combination of marks. If this combination is specific, a user can obtain a premium. Thus the profits of the card producer side are partly restored.

Description

DETAILED DESCRIPTION OF THE INVENTION (Industrial Field of Application) The present invention relates to a premium-equipped BriPade card.

(Prior Art) Prepaid cards are increasingly being used for the first time in the fields of product sales and services. The use of prepaid cards is very advantageous for the issuer in terms of managing funds, as the proceeds are received before the product or service is sold, but for the user,
The benefits of prepaid cards are limited to not having to carry cash or calculating change, making it difficult to further popularize prepaid cards.

As a measure to popularize prepaid cards, for example, in the case of public telephones, it is not desirable to increase the number of telephones that can only be used with a Brivado card.

A legitimate measure to popularize prepaid cards is to return a portion of the profits received by the issuer of the Brivade card to users.

However, at present, no prepaid card system has been implemented in which a portion of the profits received by prepaid card issuers is returned to users.

(Problems to be Solved by the Invention) The present invention not only provides negative benefits such as not having to carry cash or calculating change, but also allows users to receive positive benefits to a certain extent. -This is an attempt to spread the use of ``dokaido''.

(Means for solving the problem) Each prepaid card is coated with one of several different marks so that it is not visible and can be peeled off, and the above marks are applied to multiple used cards. When a special combination is established, a prize can be obtained, and a code corresponding to the mark attached to the card is recorded in advance in the machine-readable recording part of the card.

(Function) Since each prepaid card is marked and covered so that it cannot be seen, the mark on the card is unknown when buying or selling cards. When you buy some cards, the marks they have make up a combination of -. If this combination is a specific combination, the user can receive a prize and therefore receive a portion of the card issuer's profits back. Since it is necessary to purchase several cards in order to receive a prize, users can take initiative to increase the amount of prepaid cards they use. The issuer's profit return is not a uniform percentage per card, so it seems that the return of profit is not public for the user, but if the profit JLfH of the card is increased for each user, This means that you will receive a substantially constant return on profits.

Fraud due to falsification of the mark on the Brivade card;
In case you cannot receive a prize even if you win due to the mark becoming unclear due to card defacement, etc., a code corresponding to the mark is recorded on the machine-readable recording (for example magnetic recording) part of the card. By passing the card through the league, the mark can be confirmed, thereby preventing fraud and loss as described above.

(Example) FIG. 1 shows a fribade card according to an example from the fifth page of this book. 1 is a cart body, 2 is a magnetic recording band, and 3 is a mark portion. Magnetic recording band 2I is compatible with this Fribade card system +M joint number n, released "1i",
If there are stages in the prepaid credit card amount, 1) a recording section 21 that records the required entry jJI for 11-11 payment, etc., and a special code recording section 22 that corresponds to the code attached to the prepaid card. The date of use, remaining amount, etc. are recorded in the remaining part. In the mark portion 3, the base mark 31 is coated with an opaque paint 32, and the mark 31 can be seen by removing this paint with a knife. paint 32
The part has a structure in which appropriate marks are printed with magnetic paint and then overlaid with non-magnetic paint of the same color.

When using a card, the card reader detects this magnetic mark to determine whether the card is suitable or not. Before selling the card, the paint 32 is removed to align the marks, and the mark is reapplied with paint before use. prevent such fraud.

You can freely mark the mark on the mater part 3, including numbers, letters, or pictures. It may be a forest code, and a no mark can also be considered a type of mark.

An example of Maw is shown in the table below.

Number of cards issued per mark card iooo
・・・・・・ 250 sheets
48ri...
...250 Force ...241
・・・・・・ 10 Do ・・・・・・ 2
00 In the above example, if you line up 6 Atari cards, you can receive a prize. The mark can be just a color.

If you match the five colors of red, orange, yellow, green, and blue with marks such as red circles and blue circles, it will be said to be a "win."

FIG. 2 is a flow chart of the operation of the card issuing device in this embodiment. The cards themselves are created at the system headquarters of all chain stores participating in this card system, and distributed to each chain store. The above card issuing device is placed in each chain store, and the magnetic recording band 2 of the card is
It has a fortune-telling function. The device is in the state of waiting for surplus input (a). When the customer inserts cash, the amount is read (input), the inserted amount is displayed (c), and it is determined whether the inserted amount is equal to or less than the amount of the card (input) or Ni' (input).
If more than L cards are inserted, Ilf capacity kf. will be issued according to the amount. Display (: f + shi, wait for the customer to press the button to specify the number of cards (1 →, when the button to specify the number of cards is pressed, take out one card from the card stock and check whether the card is correct or not (g) through the card league. This check is to determine whether or not a code indicating that the card is a card of this system is recorded on the magnetic recording strip 2 of the card. At the end of the month, the initial balance, that is, the amount on the card is written down (ejected from the card exit), and if there is change, the change is released, and the operation returns to step (a).

FIG. 3 is a diagram showing the operation of the device using the card. Devices that use cards are individual devices that vend drinks, cigarettes, drumstick balls, etc., and FIG. 3 shows only the operating portion of the control device in these devices related to card use. The device is in the state of waiting for card insertion (a), and when the cart is inserted, it reads the record on the magnetic recording band (b) and determines the appropriate publication date for that card.
If the judgment is No, return the card, and if it is a valid card, perform the remaining ↑ table 2j1 (d) and wait for the customer to specify the product or amount (4, the product or amount) When there is a designation, check whether the specified amount exceeds the remaining amount or not, and if it does not exceed the remaining amount, check whether the remaining amount is O or not.
(g) If the balance is O, punch a used stamp hole on the card, and if the balance is not O, immediately write a new balance on the magnetic recording band 2 of the card ('J8). '
When step f-') is passed, pachinko balls corresponding to the designated product or designated amount are released (nu), the card is returned (noq), and the operation returns to step (b).

The suitability of the card in Steps 7 and 3 of ←→ is determined based on the code written on the magnetic recording band 2 of the card indicating that it is a card of this system, and the detection of the magnetic pattern of the paint on the mark section 3. This is done depending on whether the card is within the validity period according to the issue date. If not, the card is returned and the operation returns to step (B). In step (f), is the price of the specified product or the specified amount remaining? If the amount is exceeded, the amount will be displayed (meu, additional. If there is money, the operation will be (=ffi), and if there is a cancellation operation, the card will be returned (7 rishi and the operation will be ()). U3 to Stenov in b)
Ru.

FIG. 1 is a flowchart of the operation of the II seven-item receiving device. This device is also used as the card issuing device explained in FIG. The customer paints 3 on the used card's better part 3.
Delete 2, reveal the mark, see Maku31, and play 1 with a river card. When a combination of marks is established, the user takes the card to a store participating in this system and receives a prize. At that time, the store clerk looks at the cards brought by the customer and hands them a predetermined prize, but just to be safe, they insert the cards into this device. The device is in the state of waiting for the card to be inserted (A), and when the card is inserted, it determines whether the card is suitable (1), and then reads and stores the mark-to-home code written on the magnetic recording band 2. (・→, count the number of inserted cards ('', {l number is 6, then (・→), the combination of marks and house codes of each card recorded in the step-by-step process corresponds to -, Judging whether there is a card or not (if it corresponds to 1 - hit, OK is displayed (F), then the card is cut and 2 is +?, = Azumayu is z No (to) shi, corresponds to If there is no O1, it means that the card is not a winning combination of 11 ;J((n and return the card to the customer)
lj3 to Sunofu of a).

The suitability of cards in the Seventh Step is determined as follows. Reading the compatible code corresponding to this system on the card's magnetic recorder and T-strip 2, and determining whether it is within the expiration date or No. 1, counting from the issue date written on the same band.
This is done by determining whether or not there is a hole in the used card. If the card is found to be unsuitable, the reason is displayed as system incompatibility, expiration date has expired, or not used, etc., and the unsuitable card is returned to the customer (zeroed and activated). Returns to (a) Stenov.

} - In the example, when a certain combination of marks is established, 110 items can be received, but for one customer, the probability of obtaining such a combination within a certain period is It is smaller than the ratio of the number of winning combinations included in 7.
There is a disadvantage for the system management side in that statistical fluctuations in the amount of prizes issued become large. However, this method B can easily be used to exchange the used carts in hand with λ to achieve the winning combination of 4 and 11, which is ゛-+1. The probability of winning is almost the same as the ratio of winning combinations among the number of tickets in the cart, and customers can improve their probability of winning by purifying one of their friends. Therefore, it has the effect of promoting card penetration.

However, in the present invention, the format of the winning card is arbitrary; for example, if the entire "acrylic card" is completed, it will be awarded special prize, "hit" alone will be awarded first prize, and "card" alone will be awarded second prize. , or no mark may be provided so that third prize is indicated by just the - character, or the mark itself may be used to indicate first, second, etc., and prizes may be prepared accordingly.

(Effects of the Invention) According to the present invention, the more a user uses a prepaid card, the more profits they can receive, so the spread of the Fribade card is promoted, and Fremia! By adding , the fraud that tends to occur is prevented, so a healthy acceptance of the Bribedo card will be carried out.

[Brief explanation of drawings]

FIG. 1 is a cross-sectional view of a Flipade card according to an embodiment of the present invention, FIG. The figure is a flowchart of the operation of the prepaid card using device in the same embodiment, and FIG. 4 is a flowchart of the operation of the prize receiving device in the same embodiment.] Card body, 2. Magnetic recording band, 3.
Mark section, 21... Necessary entry record section, 2
2...Special code recording section, 31...Mark, 3
2... Opaque paint.

Claims (1)

[Claims] A mark is attached to each prepaid card by covering it invisibly and removably, and when a combination of the above marks representing a win is established or a mark representing a win is found on the used prepaid card. A prepaid card system characterized in that, in addition to allowing a prize to be obtained when a user receives a prize, a code corresponding to a mark attached to the card is recorded in advance in a machine-readable recording section of the card. .