JPH0325672A - Automatic cash transaction machine - Google Patents

Abstract

PURPOSE:To enable a customer to confirm visually and aurally the transferee information via a screen by giving the aural guidance to the customer for the transferee information stored on the magnetic stripes of a paper card. CONSTITUTION:A paper card magnetic stripe reading mechanism 2 transmits a transferee of a customer to a main control part 1 through a transmission line 21 via an external input/output port part 13 of the part 1 and an internal data bus 40. The part 1 transmits the transferee information to an aural data conversion part 3 which converts the transferee information into the aural data to confirm the customer for the transfer process. Then the transferee information is transmitted from the part 3 via a transmission line 23 and delivered to the customer by an aural guidance mechanism through a transmission line 24 and a speaker 5. As a result, the customer can confirm his/her transferee not only via a guidance screen display mechanism 10 using a CRT but in voices after insertion of a paper card.

Description

[Detailed description of the invention] [Industrial application field] The present invention relates to an automatic teller machine.

[Conventional technology]

Conventionally, cash transfers using this type of automatic teller machine have been carried out by the following means.

Enter the bank name, branch name, account type, account number, and name of the bank to which the transfer is to be made, registered in advance in the magnetic stripe of the paper card, using the reading means of the paper card;
Display the transfer amount on the CRT screen for confirmation to the customer, then input the transfer amount using the numerical input means of the guidance KB, display the transfer amount on the CRT screen guide, and confirm. By doing so, it was possible to make transfers that were strictly prohibited.

[Problem to be solved by the invention]

In the cash transfer process performed by the conventional automatic teller machine described above, the cash transfer method using a paper card is effective only to a limited number of transfer destinations within the magnetic stripe of the paper card. Due to the characteristics of the transfer destination for the paper card, there are only about three transfer destination information, but it is not possible to register them. For this reason, when there are many remittance destinations, the customer is required to have multiple paper cards, which is troublesome. Furthermore, since the paper card does not have the card emboss that bank cards have, the only means of confirmation is to display it on a CRT after the customer inserts the paper card, so it cannot be used by blind people. There is.

[Means to solve the problem]

In the automatic teller machine of the present invention, the magnetic stripe reading mechanism of the paper card is transmitted to the main control unit in which the upper level program is stored via an external output port unit executed under the control of a higher level program. means for inputting the transfer A information contained in the computer; a voice data converter that converts the transfer destination information such as the name of the bank, branch name, account type, account number, and name of the client into voice information; and the voice information. It has a voice guidance section that can provide guidance to customers. [Example] Next, the present invention will be described with reference to the drawings.

FIG. 1 is a block diagram showing one embodiment of the present invention. The main control unit 1 of the automatic teller machine is configured with a program for carrying out banking transactions.

The paper card magnetic stripe collection mechanism 2 transmits the transfer destination to the main control section 1 via the external input/output board 1/section 13 of the main control section 1 via the transmission path 21 and the internal data bus 40. The main control unit 1 is an audio data conversion unit that converts the transfer destination information into audio data via an internal data bus 40 and an external input/output port unit 13 via a transmission line 22 in order to confirm the transfer process to the customer. Transmit to 3. The transfer destination information is guided to the customer by the audio data converter 3 via the transmission line 23, by the voice guidance mechanism via the transmission line 24, and by the speaker 5. [Effects of the Invention] As explained above, the present invention provides voice guidance to the customer about the remittance information stored in the magnetic stripe of the paper card, which was performed in conventional automatic teller machines. This can be confirmed not only visually on the screen but also aurally. This has the effect that even visually impaired people can use the paper card, and more reliable transfer operations can be performed.

[Brief explanation of drawings]

FIG. 1 is a block diagram showing one embodiment of the present invention. DESCRIPTION OF SYMBOLS 1... Main control unit, 2... Paper card magnetic stripe reading mechanism, 3... Voice data conversion unit, 4... Voice guidance mechanism, 5... Suvika, 6... Banknote withdrawal 17
! Oval, 7... Coin withdrawal mechanism, 8... Passbook recording mechanism, 9... Bank card reading/writing mechanism, 1o... Guidance screen display a structure, 11... Customer operation mechanism, 12...・Line control mechanism, 13...external input/output boat section, 21-3
1...Transmission line, 40...Internal data bus.

Claims (1)

[Claims] A paper card with a readable and writable magnetic stripe on which remittance information for bank account transfer of cash for bank transactions is registered, and a means for reading and writing on the paper card, so that the customer can use the paper card. An automated teller machine characterized by having a voice guidance device for confirming the process of making a strictly prohibited bank transfer to the bank account of the bank account, and vocalizing the bank account information and the amount to be transferred to the customer.