JPH03271A - Automatic teller machine - Google Patents

Abstract

PURPOSE:To improve customer services during unattended operation and thereby realize manpower saving by reproducing a registered seal image in a column where a registered seal is stamped, then printing a serial number in a specified column of a new passbook and notifying a host computer of this printed serial number. CONSTITUTION:A transaction processing section 12 communicates with a host computer to take necessary procedures for transaction processing based on a passbook and information supplied by an input section 11. An image data preparation section 21 recognizes a registered seal image on a currently used passbook which is transmitted from the input section 11, and prepares image data of the seal image. A seal image reproduction section 22 receives a new passbook from an unused passbook storage section 24 which stores unused passbooks and reproduces the seal image of the image data obtained from the image data preparation section 21 in the column for stamping a registered seal for the new passbook. A number control section 23 prints a new serial number adopted in accordance with preregistered rules in the new passbook with the seal image reproduced by the seal image reproduction section 22, then notifies the host computer of this serial number through the transaction processing section 12 and sends the new passbook to the input section 11.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to an automatic teller machine (hereinafter referred to as rATMJ) used in financial institutions and companies.

[Conventional technology]

Today, the spread of automated equipment in financial institutions is remarkable, and ATMs are widely used as representative equipment. In addition, as a recent social trend, financial institutions have come to implement a two-day work week system, and while counter business hours have become shorter, expectations are high for ATMs that can provide a variety of services to customers even when the store is closed. The trend is for cars to become even thicker, and the length of unmanned operation to continue to increase.

Conventionally, in a transaction that involves bookkeeping (hereinafter referred to as a "transaction"), when an ATM cannot write all the unrecorded data in the current passbook, it displays a message without disclosing the need to carry over the passbook. Customers are now encouraged to complete the passbook carryover procedures at any counter that is open. After receiving this message, customers generally bring their current passbook and registered seal to an operating counter to receive a new passbook.

[Problem to be solved by the invention]

When the above-mentioned conventional ATMs become unable to write unrecorded data in the passbook, they only display a message that the passbook has been carried forward, and the customer has to go to a counter that is open each time with a registered seal, and the ATM is closed outside of business hours. If you need to carry over your passbook for transactions at an ATM or on holidays, you will not be able to receive a new passbook until the counter opens for business, and you will not be able to make bank transactions during that time. Additionally, even during business hours, you will not be able to receive a new passbook if you do not have your registered seal, so if you do not have your registered seal on hand, you will have to come back again to complete the passbook carryover procedure. There is a problem that it must be done.

[Means to solve the problem]

The ATM of the present invention includes a seal imprint transfer means that reproduces the impression of the notification seal stamped on the passbook currently used by the customer in the notification stamp stamp field of the newly issued passbook (hereinafter referred to as "new passbook"). , a management number printing means for assigning and printing a management number according to rules registered in advance in a predetermined column of the new passbook, a notification means for notifying the parent computer of the printed management number, and a seal imprint transfer means. an input means for replacing a new passbook with a stamp imprinted on it and a management number printed by the management number printing means into the currently used passbook; and a passbook storage means for storing an unused passbook to be used as the new passbook in a housing. It is constituted by having the following.

〔Example〕

Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 is a block diagram of one embodiment of the present invention. In the country, the input unit 11 accepts the current bankbook, cash and information necessary for the transaction from the customer, and sends the current bankbook to the image data creation unit 21 when it becomes necessary to carry over the bankbook in a bank transaction. Based on the passbook and information sent from the input section 11, the transaction processing section 12 communicates with a parent computer (not shown) to perform necessary transaction processing, similar to a conventional ATM. The image data creation section 21 recognizes the registered seal impression on the current bankbook sent from the input section 11 and creates image data of the seal impression. The seal impression reproduction unit 22 receives a new passbook from the unused passbook storage unit 24 that stores unused passbooks, and reproduces the seal impression of the image data obtained by the image data creation unit 21 in the notification stamp stamping column of the new passbook. do. The number management unit 23 prints a management number assigned according to pre-registered rules on the new passbook whose seal imprint has been reproduced by the seal imprint reproduction unit 22, and sends this management number to the transaction processing unit 1.
2, the new computer is notified and the new passbook is sent to the input section 11. The input unit 11 sends this new passbook, the previously received cash, information, etc. to the transaction processing unit 12. The transaction processing unit 12 performs transaction processing in the same manner as usual.

〔Effect of the invention〕

As explained above, the ATM of the present invention can issue a new passbook without the need for human intervention such as at a branch counter, thereby improving customer service during unmanned operation and freeing the counter from the task of issuing carryover passbooks. It has the effect of saving labor. Additionally, since a passbook with a registered seal imprint can be automatically issued, customers can conduct seal transactions at locations other than the branch where they opened their account. Furthermore, since there is no need to store seal image data for each account in the parent computer, etc., there is an effect that the data storage capacity can be reduced.

[Brief explanation of the drawing]

FIG. 1 is a block diagram of one embodiment of the present invention. 11... Input section, 12... Transaction processing section, 21...
Image data creation section, 22... Seal impression reproduction section, 23.
...Number management department, 24...Unused passbook storage department.

Claims (1)

[Claims] In an automatic teller machine, a seal imprint transfer means that reproduces the impression of a notification stamp affixed on a passbook currently used by a customer on the notification seal stamping field of a newly issued passbook (hereinafter referred to as a "new passbook"), and the new passbook. a control number printing means for assigning and printing a control number according to a rule registered in advance in a predetermined column of the computer; a notification means for notifying the parent computer of the printed control number; a seal imprint reproduced by the imprint transfer means and the The present invention includes an input means for replacing a new passbook with a management number printed by the management number printing means with the currently used passbook, and a passbook storage means for storing an unused passbook to be used as the new passbook in a housing. An automated teller machine featuring: