JPH0363772B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION [Technical Field] The present invention relates to an automatic transaction device having a function of printing transaction data on a bankbook currently in use and a function of issuing a new bankbook.

[Prior art]

As a main device in the transaction system of banks and other financial institutions, customers insert their passbook to deposit cash,
Automated transaction devices have been known that print unrecorded data of past transactions on the passbook when a payment or balance inquiry is made.

In general, this automated teller machine returns the passbook to the customer when the last line of the last page of the pages on which transaction data is printed is printed, even if unrecorded data remains, and a new passbook is issued. He instructed them to have it issued at the store's counter.

However, recently, automatic transaction devices have been proposed that can issue a new passbook on the spot at the same time as the used passbook is returned when the last line of the last page of the passbook has been printed as described above.

This automated teller machine has a storage section in the device, stores an appropriate number of new passbooks (hereinafter referred to as new passbooks) in advance, and stores the current passbook (hereinafter referred to as new passbook) inserted into the device. When the last line of the last page of the old passbook (hereinafter referred to as the old passbook) has been printed, one new passbook is taken out from the storage section, and if any unrecorded transaction data remains, it is transferred to the new passbook. The new passbook is printed, and the magnetic track data read from the old passbook is written on the magnetic stripe of the new passbook, and the new passbook is issued to the customer through the issuing port.

However, it is necessary to stamp the customer's seal on the passbook as a notification seal, so even if a new passbook is issued by an automatic transaction device as described above, the notification stamp is actually affixed at the counter of the store. However, in the end, the customer has to visit the store counter, which is still inconvenient for the customer, and there is a problem that the process of issuing the new passbook is not particularly labor-saving. .

[Purpose of the invention]

The present invention has been made in order to solve the problems of the prior art described above, and when issuing a new passbook using an automatic transaction device, it also prints the seal affixed on the old passbook and issues it to the customer. The purpose is to eliminate the inconvenience of having to go to a store counter and have a notification stamp affixed, and to further reduce the labor involved in bank operations.

[Summary of the invention]

In order to achieve this object, the present invention provides a storage means for storing in advance the seal impression pattern data of the notification seal of the passbook, and a storage means that reads the seal impression pattern data from the storage means when a new passbook is issued, and reads out the seal impression pattern data from the storage means to read out the seal impression pattern data of the notification seal of the new passbook. A new passbook can be issued in a complete form from an automatic transaction device by providing a control means for printing a seal pattern using a printing means and a means for pasting a transparent seal on the printed seal pattern. It is.

〔Example〕

Examples will be described below with reference to the drawings.

FIG. 1 is a diagram showing one embodiment of an automatic transaction device according to the present invention, and is a block diagram schematically showing the overall configuration, and FIG. 2 is a mechanical component of the terminal device in FIG. 1. FIG.

First, the configuration will be explained. In FIG. 1, reference numeral 1 denotes a terminal device. This terminal device 1 is installed in a store such as a bank, and is connected to a data processing center 4 via a line 3 by a communication control section 2.

5 is a main control unit of the terminal device 1;
is composed of a microprocessor, memory, etc., and controls the interface with the input/output control section 6 and the communication control section 2 of the terminal device 1, the processing of data transmitted and received with the data processing center 4, and the common operation control of transaction processing. conduct.

The input/output control section 6 includes mechanical sections that perform various operations regarding passbook processing, namely a printing section 7, a passbook transport section 10, a page/line detection section 12, a page turning section 14,
A magnetic stripe read/write unit 18 and a new bankbook sending unit 20 are connected to each other.

Of these mechanical units, the printing unit 7 prints transaction data, etc. on the old passbook 9 and the new passbook, which will be described later, using a printing head 8 placed on the passbook transport path, and the passbook transport unit 10 is inserted into the terminal device 1. The old passbook 9 that has been issued and the new passbook to be newly issued are transported by a predetermined amount in both forward and reverse directions within the passbook transport path by drive control of the transport motor 11, and the page/line detection section 12 is an optical sensor installed in the passbook transport path. The reading sensor 13 detects page data and printed lines of the old bankbook 9 and the new bankbook. In addition, the page turning unit 14 operates the page turning roller 16 in the bankbook conveyance path by energizing the solenoid 15, and rotates the page turning roller 16 by the motor 17 to turn the old bankbook 9 and the new bankbook one page at a time.
The magnetic stripe read/write section 18 uses a magnetic head 19 installed in the passbook conveyance path to read the recorded data on the magnetic stripe on the old passbook 9 or write the recorded data on the magnetic stripe on the new passbook. The passbook sending unit 20 sends a motor 2 from a passbook storage unit 21 such as a hopper containing a new passbook.
2, a new passbook is sent out into the passbook transport path.

On the other hand, in the data processing center 4, the transaction data transmitted from each terminal device 1 via the line 3 is processed by the central processing unit 23, and the customer data file 24 is processed based on the account number data in the transaction data. , performs processing for determining transaction permission and updating file data, and transmits transaction data such as transaction permission responses, passbook entry data, magnetic stripe update data, and seal imprint pattern data for notification seals to the terminal device.

When making a transaction such as making a deposit or recording unrecorded data, open the old bankbook 9 to the page to be printed, and insert the bankbook into the insertion slot 25 of the terminal device 1 shown in FIG. 2 with this page facing up. As shown in Figure 3A, this old bankbook 9 has a magnetic stripe 26 on the back cover on which transaction data such as account numbers are magnetically recorded, and there is also a magnetic stripe 26 on which transaction data such as account numbers are magnetically recorded, as shown in Figure B. A stamp column 27 and a page mark PM are provided.

When the old bankbook 9 is inserted, a bankbook detection sensor (not shown) placed near the insertion slot 25 detects this, and a forward rotation command is sent to the transport motor 11 of the bankbook transport unit 10. As shown in FIG. 2, this passbook transport unit 10 is constructed by disposing transport belts 28, 29, and 30, 31 above and below a passbook transport path extending from the insertion slot 25 toward the back of the terminal device 1. These conveyor belts 2
8 to 31 are respectively wound around a plurality of rollers including a roller driven by the conveyance motor 11, and the old bankbook 9 or the new bankbook is held and conveyed between opposing belts.

A magnetic head 19 of the magnetic stripe read/write section 18 is placed at a predetermined position in the passbook conveyance path, facing upward, and the old passbook 9 conveyed as described above passes over this magnetic head 19 and reaches the print section. 7
leading to.

The printing unit 7 includes a print head 8 which is arranged facing downward on the bankbook transport path and performs printing while reciprocating in a direction perpendicular to the bankbook transport path, and a black ink ink located just before the tip of the print head 8. ribbon 3
The printing head 8 is mounted on the same carriage frame together with the optical reading sensor 13 of the page/line detection section 12, and the optical reading sensor 13 detects the old bankbook. In the case of page mark 9 and printed line detection,
These are moved to a position that does not interfere with reading. As the printing head 8, a so-called impact type dot printing head or a thermal transfer type thermal head, which prints a large number of raw dots in a matrix to express characters, symbols, figures, etc., can be used.

A page turning roller 16 of the page turning section 14 is arranged in front of the printing section 7, and when printing of all lines on the opened page of the old bankbook 9 is completed, the old bankbook 9 is moved directly under the page turning roller 16. The page is turned over by driving the solenoid 15 and motor 17.

On the other hand, the terminal end of the passbook conveyance path is the new passbook sending section 2.
0, and a new bankbook 35 is sent out from the sending port 34 when a new passbook is issued. This new bankbook 35 has the same format as the old bankbook 9, and has a stamp field 27 and a page mark PM printed thereon.

The new passbook sending section 20 includes a passbook storage section 21 such as a hopper which has the above-mentioned sending port 34 and stores an appropriate number of new passbooks 35, and two pulleys 36 and 3 disposed at the bottom of the passbook storage section 21. A belt 38 is wound around the pulleys 36 and 37, a press bracket 39 is attached to the belt 38 and moves from side to side, and the motor 22 drives one of the pulleys 36 and 37. In addition, the press bracket 39 has two protrusions 40 for pushing out the new bankbook 35, and furthermore, on both sides of the press bracket 39, there are projecting pieces 40 that fit into guide rails 41 fixed to the bankbook storage section 21. A matching bearing 42 is installed.

Reference numeral 43 denotes a sticker pasting mechanism provided in front of the page turning roller 16, and is for pasting a transparent sticker in the notification stamp column when the new passbook 35 is issued.

This seal pasting mechanism 43 has a seal press 44 having an acute tip as shown in FIGS.
, a plunger magnet 45, links 46 and 47 that receive power from the plunger magnet 45 to move the seal press 44 up and down, rotatable cores 48 and 49, and a rotatable core 49 that drives the core 49 to rotate in one direction. A roll-shaped tape 51 set on the core 48 passes through the tip of the seal press 44 and is wound around the core 49. This tape 51 has the seventh
As shown in the figure, transparent stickers 52 are continuously adhered at equal intervals, and the transparent stickers 52 are used to prevent the seal imprint printed on the new passbook 35 from being tampered with or erased.

Next, the operation of the above-described configuration will be explained with reference to the flowchart shown in FIG.

First, when a transaction is executed, transaction data to be printed on the old passbook 9 is transmitted from the data processing center 4 to the terminal device 1. Inside the terminal device 1, the old passbook 9 that has already been inserted is being conveyed to the printing unit 7 as described above, and during this time, the optical reading sensor 13 detects the old passbook 9.
The page mark PM (see FIG. 3) of the opened page is read, and the printed line of the page is detected,
The next line to be printed is positioned at the print position directly below the print head 8.

As mentioned earlier, the optical reading sensor 13 is mounted on the carriage together with the print head 8, and is movable in a direction perpendicular to the conveying direction of the old passbook 9, so that it can be used when reading page marks and when printing has been completed. When a row is detected, the carriage is moved to be positioned at each reading position.

On the other hand, the transaction data transmitted to the terminal device 1 as described above is temporarily stored in the memory in the main control section 5, and when printing starts, it is transferred line by line to the printing section 7 and sent to the printing head 8. It is printed on passbook 9. This transaction data is printed using a black ink ribbon 32. When printing of one line is completed, the old passbook 9 is advanced by one line by the operation of the passbook conveying section 10, and the next line to be printed is positioned at the printing position.

The data indicating the line to be printed in this old passbook 9 is
It is stored in the memory in the main control unit 5 together with the read page mark data, and the data of the line to be printed is updated every time a new line is printed.

Even after printing transaction data, if the final printing position has not reached the last line of the last page, the old bankbook 9 is transported in the opposite direction from the printing unit 7 after printing is completed, and updated by the magnetic head 19 along the way. After the data is written on the magnetic stripe 26 of the old passbook 9, it is ejected into the insertion slot 25.

Although not shown in FIG. 8, if unrecorded transaction data still remains even after all lines of the initially opened page are printed, the passbook transport unit 10 transfers the old passbook 9 to the old passbook 9. is sent to the page turning section 14. In the page turning unit 14, when the old bankbook 9 is sent, the solenoid 15 moves the page turning roller 16 downward and presses it against the old bankbook 9, and then the motor 17 rotates the page turning roller 16 to turn the old bankbook 9. Turn the page and open the next page. Thereafter, the rotation of the page turning roller 16 is stopped and the solenoid 15 retracts the old bankbook 9 upward from the printing section 7.
The remaining transaction data is printed by the print head 8. Also, at this time, the page mark PM of the page opened as described above is read by the optical reading sensor 13, and the page data stored in the memory of the main control section 5 is updated. Here, even if all the transaction data has been printed, if the final position has not reached the last line of the last page of the old bankbook 9, the old bankbook 9 is ejected into the insertion slot 25 in the same manner as described above. .

On the other hand, even if the transaction data has been printed to the last line of the last page of the old passbook 9, if there is still unrecorded transaction data, first print this old passbook 9 into the insertion slot 25.
is discharged. At this time, the magnetic recording data recorded on the magnetic stripe 26 of this old passbook 9 is read by the magnetic head 19.

When the discharge of the old bankbook 9 is detected, the new bankbook sending unit 20 rotates the pulleys 36 and 37 by the motor 22 to operate the belt 38, and moves the press bracket 39 attached to the belt 38. As a result, the two protrusions 40 provided on the press bracket 39 push the new passbook 35 stored at the bottom in the passbook storage section 21, and send it out from the outlet 34 into the passbook transport path.

The new passbook 35 is stored in the passbook storage section 21 in a closed state with the cover facing upward, so the new passbook 35 sent into the passbook conveyance path is stored in the page turning section 1.
4, and the cover is turned over by the page turning roller 16 in the same manner as described above.

In addition, when the printing on the old passbook 9 reaches the last line of the last page as described above, the main control unit 5 of the terminal device 1 sends the data processing center 4 a stamp pattern to be printed on the back of the cover of the new passbook 35. Issue a request to send specific data such as. As a result, the data processing sensor 4 accesses the customer data file 24 based on the transmission request, reads out the stamp pattern data of the notification stamp regarding the bankbook currently being printed for the transaction, and transmits it to the terminal device 1. This stamp pattern data is once stored in the memory within the main control section 5, and is transferred to the printing section 7 when the new passbook 35 is positioned at the printing position.

As a result, in the printing section 7, the red ink ribbon 3
3 is placed below the printing head 8, and the stamp is printed in red in the stamp field 27 of the new passbook 35.

When the printing of the seal imprint is completed in this manner, the new passbook 35 is conveyed to a position where the seal is pasted by the seal pasting mechanism 43. When the stamp field 27 comes under the seal press 44 of the seal pasting mechanism 43, the plunger magnet 45 closes the link 4.
The seal press 44 moves downward via the seal press 44, and the tape 51 located at its tip is pressed against the stamp column 27. At the same time, the core 49 is rotated by the motor 50 in the direction of the arrow shown in FIG.
Therefore, the tape 51 moves while being pressed against the stamp field 27, and the transparent seal 52 adhered to the tape 51 is thereby peeled off by the sharp tip of the seal press 44. At this time, the new passbook 35
is also being transported in the direction of the arrow shown in FIG.

When pasting of the transparent seal 52 is completed, the seal press 44 is retracted upward, and the main control unit 5
It is confirmed whether or not there is unrecorded transaction data.

Here, if there is no unrecorded transaction data, the new bankbook 35 is conveyed toward the insertion slot 25, and on the way, all the magnetic recording data read from the old bankbook 9 is recorded on the magnetic stripe 26 of the new bankbook 35. After being written by the magnetic head 19, it is ejected to the insertion port 25.

On the other hand, if there is unrecorded transaction data, the new passbook 35 is returned to the page turning section 14 and the page is turned over by the page turning roller 16.

When this page turning is completed, the new bankbook 35 is conveyed to the printing section 7 again. New passbook 35 in print section 7
When the paper is transported, the optical reading sensor 13 reads the mark PM of the opened page, thereby confirming that the first page of the pages to be printed is opened. After confirming this page, the unrecorded transaction data is transferred from the main control section 5 to the printing section 7, and the transaction data is printed on the new passbook 35 by the printing head 8. Printing in this case is performed using a black ink ribbon 32.

In this way, when printing of all transaction data is completed, the new passbook 35 is conveyed toward the insertion slot 25, as in the case described above, and on the way, the magnetic recording data read from the old passbook is written on the magnetic stripe 26. After that, it is ejected from the insertion port 25.

As described above, in this embodiment, if the printing field of the old bankbook becomes full before the printing of transaction data is completed and transaction data still remains, the new bankbook is taken out from the bankbook storage section and printed on the new bankbook. Print the seal of the customer's notification seal on the card, affix a transparent seal on top of it to protect the seal, print unrecorded transaction data, write other necessary magnetic recording data, and insert it. Since it is discharged into the mouth, a new passbook can be issued in complete form.

Although one embodiment of the automatic transaction device according to the present invention has been described above, the configuration of the present invention is not limited to this embodiment.

For example, in the above-mentioned embodiment, the old passbook is ejected before issuing a new passbook, but in order to prevent customers from forgetting to take out the new passbook, an evacuation section is provided in the terminal device, and after printing It may be configured such that the old passbook is temporarily saved in this saving section, and after all necessary printing, magnetic recording, etc. are performed on the new passbook, the old passbook is ejected together with the new passbook.

In addition, there is no need to store the new passbook in a closed state in advance; instead, store it with the first page open, and after sending it from the passbook storage section, unrecorded transaction data will be stored. may be printed, and then an imprint of the notification seal may be printed in the seal space and a transparent sticker may be affixed thereon.

Furthermore, in the embodiment described above, the stamp pattern data was read by accessing the customer data file of the data processing sensor, but the stamp pattern of the old passbook is read by dividing it into small pieces using an optical sensor, and this data is read out from the memory in the terminal device. The stamp pattern data may be stored in the memory, and when printing on a new passbook, the stamp pattern data may be read out from the memory and transmitted to the printing section for printing.

〔Effect of the invention〕

As explained above, the present invention stores a new passbook in a terminal device, and when printing in the printing column of the last page is completed while printing transaction data of the old passbook inserted by the customer, the new passbook is stored. When the new bankbook is taken out from the storage section, the imprint of the customer's notification seal is printed on the stamp field of the new passbook, and a transparent sticker is pasted on the stamp before the new bankbook is issued. In some cases, not only a new bankbook is simply issued to the customer, but even the notification seal of the new bankbook can be affixed unattended, and the new bankbook can be issued in a complete form. Therefore, customers no longer need to visit a store counter to stamp a new bankbook, which can further improve customer service, and also help banks, etc., save labor in issuing new bankbooks. There is an effect that it can be done.

Additionally, in the past, if it became necessary to turn the page while printing transaction data, the customer would return the passbook to the insertion slot, have the customer turn the page, and then insert it again to continue printing. In the invention, the pages of the passbook can be turned using a page turning roller placed in the terminal device, so there is no need to bother the customer and the printing time can be shortened accordingly.

[Brief explanation of drawings]

FIG. 1 is a block diagram showing the overall configuration of an embodiment of an automatic transaction device according to the present invention, and FIG. 2 is a side view showing the mechanical components of the terminal device in FIG. 1.
Figure 3 is a diagram showing the passbook, in which A is a plan view of the closed state, B is a plan view of the open state, and Fig. 4 is the plan view of the passbook.
The back view of the new passbook sending section in the figure, Figure 5 is the second
6 is a front view of the same, and FIG. 7 is a view showing the tip of the seal press of the sticker applying mechanism. A is a side view, B is a front view, and FIG.
The figure is a flowchart showing the operating procedure of the embodiment of FIG. 1...Terminal device, 5...Main control unit, 8...Print head, 9...Old passbook, 13...Optical reading sensor, 16...Page turning roller, 19...Magnetic head, 21...Passbook storage Department, 24...Customer data file, 25...Insertion slot, 35...New passbook, 43
...Seal pasting mechanism, 52...Transparent seal.

Claims (1)

[Scope of Claims] 1. A passbook storage unit that stores a new passbook in advance, a passbook sending unit that sends out a passbook from the passbook storage unit when a new passbook is issued, and an inserter that inserts the passbook currently in use. a passbook conveyance means for reciprocating a passbook on a passbook conveyance path between an opening and the passbook conveyance means; a printing means provided in the middle of the passbook conveyance path for printing on the passbook; and a middle of the passbook conveyance path. a page-turning means for turning the pages of the passbook; a storage means for storing seal pattern data of the notification stamp of the passbook; and a storage means for reading the stamp pattern data from the storage means and printing the stamp pattern data when issuing a new passbook. An automatic transaction device characterized by comprising a control means for printing a seal impression at a predetermined position on a new passbook. 2. A passbook storage section that stores a new passbook in advance, a passbook sending means that sends out a passbook from the passbook storage section when a new passbook is issued, an insertion slot into which the passbook currently in use is inserted, and the passbook sending means. a passbook conveyance means for reciprocating the passbook on a passbook conveyance path between the passbook; a printing means provided halfway along the passbook conveyance path for printing on the passbook; and a printing means provided halfway along the passbook conveyance path for printing on the passbook; a page-turning means for turning the pages of the passbook; a storage means for storing seal imprint pattern data of the notification stamp of the passbook; and when a new passbook is issued, the seal imprint pattern data is read from the storage means and is placed in a predetermined position on the new passbook by the printing means. An automatic transaction device comprising: a control means for printing a seal impression; and a seal pasting mechanism provided in the middle of the passbook conveyance path and pasting a transparent seal on the printed seal impression.