JPH0423095A - Bankbook handling device - Google Patents

Abstract

PURPOSE:To receive even a bankbook having a magnetic stripe in any position by providing plural magnetic heads. CONSTITUTION:When a bankbook 1 is inserted to an insertion/return hole 2 and is sucked to the readable position of a magnetic stripe part ST1, the part ST1 is detected by sensors 24a to 24d. When the sensor 24a detects the presence, the bankbook 1 has the part ST1 in a position ST 1a, and a magnetic head 25 of the vertical part ST 1a is moved in the direction of an arrow to read the magnetic stripe. When the rightmost sensor 24d detects the presence, the bankbook 1 has a rectangular magnetic stripe part ST 1c, and a magnetic head 26 reads it. When sensors 24c and 24d detects the magnetic stripe, the bankbook 1 has a transverse magnetic stripe part ST 1b, and a corresponding magnetic head 27 is driven and heads 25 and 26 are moved in orthogonal directions to read the magnetic stripe. Thus, heads 25 to 27 are moved horizontally and vertically to handle the bankbook having the magnetic stripe in any position.

Description

[Detailed Description of the Invention] [Industrial Application Field] The present invention is a passbook that is installed at a branch of a financial institution such as a bank, and performs processing such as processing withdrawals using a passbook issued to a customer. This relates to handling equipment.

[Conventional technology]

FIG. 5 is a schematic side view showing an example of the configuration of a conventional passbook handling device of this type.

In the figure, the booklet is a booklet-like passbook issued to customers at banks, etc., and although not shown, a magnetic stripe section storing magnetic information is formed at a predetermined position.

2 is a passbook insertion/return slot for inserting this passbook 1 into the device and returning it after processing is completed; 3 is a passbook insertion/return slot 2 for this passbook
This is a passbook conveyance path that extends toward the back of the device from immediately after the passbook conveyance path 3, and conveys the passbook 1 to the recognition section 4, printing section 5, and page break section 6, which are arranged in this order along this passbook conveyance path 3. It looks like this.

7a, 7b and 8a, 8b are conveyor rows arranged opposite to the recognition section 4 so as to sandwich the conveyance path 3 from above and below, and belts 9 and 10 are stretched respectively. The passbook 1 is inserted through the passbook insertion/return port 2 by the passbook 1 and lO, and the passbook 1 is conveyed in the front-rear direction on the conveyance path 3.

11 is a magnetic hand provided in the recognition unit 4,
The information on the magnetic stripe section of the J-book 1 is read to determine whether a transaction is possible or not.

The magnetic head 11 also writes magnetic information such as updating transaction details into the passbook 1 after a transaction has been completed.

12a, 12b, 13a, 13b are conveyance rollers provided in the printing section 5, and 14 is a CC provided in the printing section 5 as well.
The D sensor reads the page mark displayed on the open page of the passbook 1 conveyed from the recognition unit 4,
Print data is retrieved by sending it to a control unit, which will be described later.

15 passes the retrieved print data! A print head 1 prints on a corresponding page, and a platen 16 is disposed facing the print head.

17a, 17b, 18a, and 18b are conveyance rollers provided in the page break section 6, and like the above-mentioned conveyance rollers, they are arranged vertically to face each other so as to sandwich the conveyance path 3 therebetween.

Reference numeral 19 denotes a page break roller provided between each of the conveyance rollers 17a and 17b, and 20 a page break press that is provided opposite to the page break roller 19 and is movable up and down. This is to change the page of bankbook 1.

21 is a control unit that controls each of these mechanisms and also communicates print data with a host device (not shown); 22 is a passbook that has run out of printable pages, or a passbook that has caused an error during transportation, etc. This is an import unit for importing.

With the above configuration, the passbook 1 is inserted into the passbook insertion/return slot 2 of the passbook handling device with the page on which the last print line is printed opened. The insertion of the passbook 1 inserted into the passbook insertion/return slot 2 is detected by a sensor (not shown), and based on this detection signal, the control unit 21 drives the conveying rollers 7a, 7b and 8a, 8b to rotate the belt 9.10. The passbook 1 is taken into the recognition section 4 and conveyed.

The magnetic stripe of the passbook l conveyed into the recognition unit 4 is read by the magnetic hand 11, and the read information is sent to a host device (not shown) via the control unit 21, and transactions can be made in this host device. It is determined whether or not.

When it is determined that the transaction is possible, transaction information is sent back to the control unit 21, and the control unit 21 uses the passbook 1 based on this information.
is conveyed from the recognition section 4 to the printing section 5.

The passbook 1 conveyed to the printing unit 5 is read by the CCD sensor 14, and the page mark displayed on the opened page is read to confirm whether or not the page is printable. It is conveyed to the page part 6, and this page break part 6
The page change operation is performed by going back and forth between the CCD sensors 14 until the corresponding page is found.

When it is recognized that it is a printable page, the passbook l is sent between the print head 15 and the platen 16 by the transport rollers 12a, 12b and 13a, 13b, and the print head 15 starts printing from the line next to the last print line. conduct.

If the print data still remains even after the print lines of the opened page are exhausted, the printing operation is temporarily interrupted and the passbook is conveyed to the page break section 6.

After page turning is performed in the page break section 6, the page is returned to the printing section 5 and a printing operation is performed, which is repeated until the print data is completed.

When printing of all the print data sent from the host device is completed in this way, the print data is transported on the transport path 3 to the receiving section and the processing is completed.

(Problems to be Solved by the Invention) However, the apparatus having the above-described configuration has the following problems.

There are multiple types of passbooks used in banks and the like, and the position of the magnetic stripe section may vary depending on the system.

FIG. 6 is a plan view of the passbook showing the position of the magnetic stripe section. There are a type magnetic stripe section 1a, a horizontal magnetic stripe section 1b perpendicular to the vertical magnetic stripe section 1a, and a rectangular magnetic stripe section IC arranged at corners and the like.

However, with conventional passbook handling devices, the magnetic hand 11
is arranged to correspond only to one particular type of passbook 1. In other words, it is a mechanism that reciprocates only in a predetermined linear direction, and for example, in a device compatible with a passbook 1 having a vertical magnetic stripe section 1a, the magnetic head 11 moves in the front and back direction with respect to the passbook insertion direction, and In the device corresponding to the horizontal magnetic stripe section 1b, the magnetic head 11 moves in the left-right direction orthogonal to the passbook insertion direction.

Accordingly, when a serial $&1 having a horizontal magnetic stripe section 1b is inserted into a device compatible with the vertical magnetic stripe section 1a, the magnetic head 11 moves back and forth in order to read the vertical magnetic stripe section 1a. Although the operation is performed, there is no magnetic stripe at the position to which the magnetic hand 11 has moved, resulting in poor reading. For this reason, the inserted bankbook is treated as an error process in which transactions are not possible, and is returned to the bankbook insertion/return slot 2 to be returned to the customer.

As described above, since the conventional structure is compatible with only one specific type of passbook, there is a problem in that if a different passbook is inserted, transactions cannot be performed.

Furthermore, despite the inability to process transactions;
Since the magnetic head performs reading operations mechanically, there is a problem in that the reading operations are wasted, which increases processing time and reduces processing efficiency, especially during busy trading hours. there were.

The present invention has been made to solve the above-mentioned problems, and even if multiple types of passbooks with different magnetic stripe positions are inserted, the inserted passbook can be handled without mechanical reading operation. By making it possible to read
Preventing increase in processing time due to wasteful reading operations,
It is an object of the present invention to provide an excellent passbook handling device that shortens transaction time, improves the processing efficiency of the device, and enables transaction processing of passbooks for multiple types of systems.

[Means to solve the problem]

In order to achieve the above-mentioned object, the present invention includes a magnetic stripe detection means for detecting the position of a magnetic stripe portion of a passbook;
A plurality of magnetic hands are provided corresponding to each magnetic stripe section, so that it is possible to handle a plurality of types of passbooks in which the positions of the magnetic stripe sections are different.

In other words, a passbook that has a magnetic stripe in a predetermined position is taken in from the passbook insertion/return slot, the magnetic head reads the magnetic stripe and the magnetic data of the inserted passbook is recognized, and based on this recognized magnetic data. In a passbook handling device that performs transaction processing by printing position detection operation, printing operation, and page feed operation, the magnetic stripe detection means for detecting the position of the magnetic stripe section provided on the passbook is configured to correspond to the width of the passbook. While maintaining the width, at least two are arranged in a direction perpendicular to the passbook insertion direction.

Furthermore, a plurality of magnetic heads are provided that move along the magnetic stripe portion of the taken-in passbook in parallel and perpendicular directions to the passbook running direction, so that the plurality of magnetic stripes are detected by the detection results of the plurality of magnetic stripe detection means. Among the magnetic heads, the magnetic stripe section is read by a magnetic head provided at a position corresponding to the magnetic stripe section of the bankbook taken in.

(Function) With the above-described configuration, when a passbook is inserted into the passbook insertion/return slot, the passbook is taken into the device for transaction processing.

The position of the magnetic stripe portion of the loaded passbook is detected by a plurality of magnetic stripe detection means arranged immediately after the passbook insertion/return slot.

The magnetic stripe section of a bankbook is not provided at a fixed position depending on the bankbook, but there are various types. Therefore, if the device does not have a magnetic head that corresponds to multiple magnetic stripes, once the magnetic stripe is detected by this magnetic stripe detection means, the device will no longer be able to handle it and will promptly return it to the passbook insertion/return slot. .

Furthermore, if the device is equipped with i number of magnetic heads so as to be able to read each of the magnetic stripes at a plurality of locations, the detection result of the magnetic stripe detection means The magnetic head provided at the corresponding position is driven to read the magnetic stripe section.

〔Example〕

Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 is a plan view of the main parts of a passbook handling device showing a first embodiment of the present invention, and FIG. 2 is a schematic side sectional view of the main parts showing the structure of the same embodiment. Since it is almost the same as the conventional one except for the sensor and has the same structure, the same reference numerals are given and the explanation thereof will be omitted.

In the figure, 23a, 23b, and 23c are a plurality of sensors as magnetic stripe detection means provided immediately after the passbook insertion/return slot 2, and are arranged at both ends of the width of the passbook 1 with respect to the insertion direction.

As a result, each vertical, horizontal and rectangular magnetic stripe portion 1a~
When a customer or an operator inserts a passbook 1 having one of them into the passbook insertion/return slot 2, a sensor (not shown) detects the passbook insertion, and the transport rollers 7a,
Inhalation of the bankbook 1 is started by 7b, 8a, and 8b.

The passbook 1 is located at a predetermined position, that is, the magnetic stripe section provided on the front or back cover of the passbook 1 is detected by the sensor 23a.
When it is transported to a position where it can be read by 23c,
Here, the presence or absence of the magnetic stripe section 1 is detected by each of the sensors 23a to 23c.

Since the inserted passbook has only the vertical magnetic stripe section 1a, the horizontal magnetic stripe section 1b, and the rectangular magnetic stripe section 1c, each sensor 23a to
23c detects the presence of a magnetic stripe.

When this detection signal is sent to the control unit 21, the control unit 21 determines whether the inserted passbook I is compatible with the magnetic head 11 provided in the device and can be processed based on the detection result. ``fJI cut off. For example, this is passbook 1
The device into which the passbook is inserted is equipped with a magnetic vent 11 that can read the magnetic stripe portion 1a, and in this device, the presence of a magnetic stripe is detected by the sensor 23a located at the left end with respect to the passbook insertion direction. If so, it is determined that the inserted bankbook 1 can be used for transactions.

Further, if the presence of a magnetic stripe is detected by the sensors 23b and 23c located at the center, the right end, and both, it is determined that the inserted pass g1 cannot be traded.

When it is determined that the transaction process is possible, the control unit 21 drives the conveyance rollers 7a, 7b and 8a, 8b of the recognition unit 4 in order to perform the transaction process similar to the conventional transaction process.
Reading of the magnetic stripe section 1 by the magnetic hand 11 is started.

In addition, if it is determined that the transaction cannot be processed,
Processing operations after that time are not performed, and the conveyance roller 7 of the recognition unit 4
a, 7b and 8a, 8b are rotated in opposite directions, and passbook 1
Return the passbook to the passbook insertion return slot 2.

As a result, the bankbook 1 that cannot be handled is determined to be an unhandable model without performing a reading operation using the magnetic hand 11, and is immediately returned to the bankbook insertion/return slot 2.
We aim to shorten processing time.

Further, FIG. 3 is a plan view of the main parts of a passbook handling device showing a second embodiment, and FIG. 4 is a schematic side sectional view of the main parts showing the structure of the same embodiment. The second embodiment is almost the same as the first embodiment and the prior art, except for the sensor as the detection means described below and the magnetic head, and has the same structure, so the same reference numerals are used. The explanation will be omitted.

24a, 24b, 24c, and 24d are sensors serving as magnetic stripe detection means; A plurality of sensors 2 are provided corresponding to the entire width of the sensor 1 in the insertion direction.
By detecting one or more of 4a to 24d, each type is distinguished.

25, 26, and 27 are magnetic heads for reading the magnetic stripe, and the magnetic head 25 is the compressed magnetic stripe section 1.
Corresponding to the passbook 1 having the number a, as shown in the figure, one side portion corresponding to the joint magnetic stripe portion 1a moves back and forth in parallel to the passbook insertion direction as shown by the arrow in the figure. Further, the magnetic head 26 is arranged corresponding to the rectangular magnetic stripe part IC in the figure, and is arranged on the other side opposite to the magnetic head 25, and is parallel to the passbook insertion direction like the magnetic head 25. It is supposed to move. The magnetic head 27 moves in a direction perpendicular to the moving direction of the magnetic heads 25 and 26, that is, the insertion direction, so as to correspond to the horizontal magnetic stripe portion 1b in the figure.

With the above configuration, when the passbook 1 for which a transaction is to be made is inserted into the passbook insertion/return slot 2, as in the first embodiment,
The insertion of the bankbook is detected by a sensor (not shown), and the bankbook 1 is sucked in by driving the transport rollers 7a, 7b and 8a, 8b.

When the passbook 1 is sucked into a position where the magnetic stripe section 1 can be read, the presence or absence of the magnetic stripe section 1 is detected by the sensors 24a to 24d.

Here, when the sensor 24a located at the left end of the passbook 1 in the running direction detects the presence of a magnetic stripe section, the passbook 1 has a vertical magnetic stripe section 1a, and therefore corresponds to the contracted magnetic stripe section 1a. The magnetic head 25 that
It is moved in the direction of the arrow in the figure to perform a reading operation. On the other hand, if the rightmost sensor 24d detects the presence of a magnetic stripe section, it means that the inserted passbook 1 has a rectangular magnetic stripe section 1c, and the magnetic head 25 corresponding to this passbook 1 is moved as shown in the figure. It is moved in the direction of the middle arrow and performs a reading operation.

Similarly, when the sensors 24d and 24c detect the presence of the magnetic stripe section, the passbook 1 is transferred to the horizontal magnetic stripe section 1b.
Therefore, the magnetic head 27 corresponding to the horizontal magnetic stripe portion 1b is driven, and each of the magnetic heads 25 and 26 moves in the direction of the arrow in the figure, which is orthogonal to the horizontal magnetic stripe portion 1b.
Perform a read operation.

Thereafter, transaction processing operations are performed in the same manner as before.

In the above-mentioned embodiment B, the position of the magnetic stripe portion in the passbook 1 has been explained as three types: joint type, horizontal type, and rectangular type, but of course there are multiple types other than this type. Even if a passbook 1 of a type other than the above-mentioned type is inserted, the reading operation can be carried out by providing a plurality of magnetic heads 25 to 27 and moving them vertically and horizontally.

Further, the number of sensors for detecting magnetic stripes is not limited to three or four, and a desired number may be provided at positions corresponding to the type of passbook that will be inserted.

〔Effect of the invention〕

As explained above, according to the present invention, a passbook having a magnetic stripe section is taken in through the passbook insertion/return slot, the magnetic stripe section is read by a magnetic head, magnetic data is recognized, and transactions are processed based on this magnetic data. In the passbook handling device, at least two magnetic stripe detection means for detecting the position of the magnetic stripe portion of the passbook are arranged in a direction perpendicular to the direction of insertion of the passbook, with a width corresponding to the width of the passbook. Toda.

As a result, when the position of the magnetic stripe section is detected by the magnetic drive detection means, the type of passbook that cannot be removed will be removed.
Since you can promptly return your passbook to the passbook insertion return slot,
Although it is a passbook that cannot be handled like before,
There is no mechanical cutting action. Therefore, the processing time when not handled is shortened, and it is possible to improve the processing efficiency during the crowded withdrawal period.

Further, along with the magnetic stripe detecting means, a plurality of magnetic heads are provided which move along the magnetic stripe portion of the J-book in parallel and perpendicular directions, and according to the detection results of the plurality of magnetic stripe detecting means. , J is a passbook handling device in which the magnetic stripe section C is read by a magnetic head installed at a position corresponding to the magnetic stripe section of the loaded passbook among the plurality of magnetic heads.
Accordingly, it is possible to provide an excellent passbook handling device that can handle passbooks having magnetic stripes in any position.

[Brief explanation of drawings]

FIG. 1 is a plan view of the main parts of a passbook handling device showing a first embodiment of the present invention, FIG. 2 is a schematic side sectional view of the main parts of the same embodiment,
3 is a plan view of the main part of the second embodiment, FIG. 4 is a schematic side sectional view of the main part of the same embodiment, and FIG. 5 is a schematic side view showing an example of the configuration of a conventional passbook handling device. Figure 6 is a plan view of the passbook. Engineering: Passbook 2: Magnetic stripe section 2a.
...Vertical magnetic stripe section 2b...Horizontal magnetic stripe section 2c...Rectangular magnetic stripe section 2...Passbook insertion/return slot 23a-23c...Sensors 24a-24d...Sensors 25-27.・Magnetic head

Claims (1)

[Scope of Claims] 1. A passbook having a magnetic stripe section at a predetermined position is taken in from the passbook insertion/return slot, the magnetic stripe is read by a magnetic head, and the magnetic data of the inserted passbook is recognized; In a passbook handling device that performs transaction processing by print position detection operation, printing operation, and page feed operation based on the magnetic data obtained, the passbook includes a magnetic stripe detection means for detecting the position of a magnetic stripe section provided on the passbook, A passbook handling device having a width corresponding to the width of a passbook and having at least two arrays arranged in a direction orthogonal to the passbook insertion direction. 2. Take in a passbook with a magnetic stripe in a predetermined position from the passbook insertion/return slot, read the magnetic stripe with a magnetic head to recognize the magnetic data of the inserted passbook, and based on this recognized magnetic data. In a passbook handling device that performs transaction processing through print position detection, printing, and page feed operations, the magnetic stripe detection means for detecting the position of the magnetic stripe provided on the passbook is configured to have a magnetic stripe detection means that corresponds to the width of the passbook. At least two magnetic heads are arranged in width and in a direction orthogonal to the passbook insertion direction, and move along the magnetic stripe portion of the loaded passbook in parallel and perpendicular directions to the passbook running direction, respectively. A plurality of magnetic stripe detection means are provided, and based on the detection results of the plurality of magnetic stripe detection means,
A passbook handling device characterized in that, of the plurality of magnetic heads, a magnetic head provided at a position corresponding to the magnetic stripe of the fetched passbook reads the magnetic stripe.