JPH0442702B2 - - Google Patents

Description

[Detailed Description of the Invention] [Field of Application of the Invention] The present invention relates to a terminal device for an online system in which it is necessary to identify the operator of the terminal device, and in particular, the present invention relates to a terminal device for an online system in which it is necessary to identify the operator of the terminal device. An online system suitable for speeding up the process of verifying personal identification data that is subsequently re-entered when a mismatch is determined as a result of comparing the personal identification data with the verification data stored in the central processing unit of the center. Regarding transaction processing methods.

[Background of the invention]

Confirm that the person operating the conventional terminal device is the person in question.
In the online system for verification, there is a central verification method in which the data for identity verification entered by the operator is sent to the central processing unit of the center and compared with the verification data stored in the center, or the verification data is At the time of transaction entry, one of the terminal verification methods was used, which compared and verified personal identification data entered from another medium.

However, in the above-mentioned central verification method, if there is an input error in the input identity verification data and the central processing unit checks it and determines that it does not match, the re-entered identity verification data is processed again at the central processing center. It was necessary to send the data to the device, check whether it matches or does not match, and then send it to the terminal device. Therefore, in the terminal device of the conventional central recognition online system, once a discrepancy in verification occurs, the processing time for identity verification becomes significantly longer.

On the other hand, according to the invention described in Japanese Patent Publication No. 58-39354, when there is an input error in the personal identification data, by comparing the re-entered personal identification data on the terminal device, This eliminates the waste of retransmitting the personal identification data that has been re-input to the central processing unit of the center. However, the invention described in the above-mentioned publication had a problem in that it was unclear how to obtain the verification data to be compared with the re-entered personal verification data.

In addition, according to the terminal verification method, there is no need to send the entered identity verification data to the central processing unit of the center, so even if there is an input error in the identity verification data, the identity verification process is relatively simple. It can be done in a short time. However,
As disclosed in Publication No. 2157, in the terminal verification method, it is generally necessary to input verification data from another medium such as a cash card and compare it with the identity verification data input by the operator. For this reason,
There was a problem in that there was a high risk that the confirmation data would be intercepted due to theft of the above-mentioned separate medium.

[Purpose of the invention]

The present invention was developed in view of the above-mentioned problems with the terminal devices of conventional online systems.If there is an input error in the personal identification data entered at the beginning of a transaction, the personal identification data input again will be verified. The purpose is to provide a transaction processing method for an online system that can shorten processing time.

[Summary of the invention]

In order to achieve the above object, the present invention inputs personal identification data from a terminal device, transmits it to the central processing unit of the center, and verifies the operator by comparing it with the identification data stored in the center. In the transaction processing method of the online system, the terminal device sends the identification data, transaction data, and account number data read from the card and input from the input device to the central processing unit, and the central processing unit The data is compared, and if there is a match, the transaction data is processed and the result is sent back to the terminal device, and if there is a mismatch, a check NG signal, confirmation data, and intermediate processing results are sent back to the terminal device, and the terminal device detects the mismatch. In response, the returned confirmation data is stored in the terminal device, and the re-entered personal identification data is compared with the returned and stored confirmation data. If they match, a match signal is sent to the central processing unit. The system is configured to transmit and process transaction data.

[Embodiments of the invention]

Hereinafter, the present invention will be explained in more detail with reference to embodiments shown in the accompanying drawings.

FIG. 2 shows the external appearance of an automated teller machine as an example of a terminal device for an online system in which it is necessary to identify the operator of the terminal device. FIG. 3 is a block diagram showing the structure of the automatic teller machine shown in FIG. 1, and FIG. 1 is a block diagram showing the specific structure of the keyboard control section 5 shown in FIG. Next, the operation of the above embodiment will be explained according to the flowchart shown in FIG.

At step S1 shown in FIG. 4, the magnetic card read/write mechanism 10 shown in FIG. 3 reads the customer's account number data etc. written in a predetermined area of the cash card. Furthermore, the read/write control section 6 outputs a read signal and the read account number data etc. to the CPU 1 via the bus 11. The CPU 1 receives the read signal and causes the memory 2 to store the customer's account number data etc. output from the read/write control section 6.

Next, in step S2, the CPU 1 stores the personal identification data input from the keyboard 9 in the memory 2 via the latch circuit 53 (see FIG. 1) in the keyboard control section 5.

Next, in step S3, the customer's transaction data is input via the keyboard 9 and keyboard control section 5. When the input of the transaction data is completed, the CPU 1 drives the line control unit 3 to send the account number data, personal identification data, transaction data, etc. stored in the memory 2 to the center (not shown) via the line 7. Send to.

Next, in step S4, the central processing unit of the center accesses the account number file based on the account number data and checks the identity verification data. As a result of the check, if the input identity verification data and the verification data in the account number file match, the central processing unit executes step S5.
Executes the process, sends the process result to the terminal, and ends. The terminal that has received the processing result executes the processing in step S9 and ends the process. If there is a mismatch, in step 6, update midway processing is performed, and the processing result, check NG signal, and confirmation data are transmitted to the terminal device. The terminal device stores the check NG signal input via the line 7 in the memory 2, and thereby causes the CPU 1 to store the received confirmation data in the index memory 51, and sends the input control unit 50 to confirm the identity of the user. Give instructions to re-enter confirmation data and verify.

The input control section 50 causes the latch circuit 53 to latch the personal identification data input from the keyboard 9 in step S7. Next, input control section 5
0 causes the verification circuit 52 to check the verification data read from the index memory 51 and the personal verification data output from the latch circuit 53 in step S8 using the verification instruction signal Sa. As a result of the check, if the identity verification data and the verification data match, a match signal Sb is input from the verification circuit 12 to the input control section 50. Thereby, the input control unit 50 transmits a message indicating that the match signal Sb has been received and the transaction data input from the keyboard 9 to the CPU 1 via the bus 11. CPU1 goes to the central processing unit in step S5
After receiving the processing result, the processing in S9 is executed. If the identity verification data and the verification data do not match, it is determined in step S10 whether or not the identity verification data has been input a predetermined number of times.If YES, the transaction is stopped in step 11, and the transaction is stopped in step S10. At step 12, update interruption processing is performed. If the answer is no, the process returns to step S7 and the user is asked to enter the personal identification data again.

〔Effect of the invention〕

As is clear from the above explanation, according to the present invention, if there is an input error in the identity verification data, there is no need to send the re-entered identity verification data to the center again. This makes it possible to significantly reduce the verification processing time compared to the conventional method.

[Brief explanation of drawings]

Fig. 1 is a block diagram showing the specific configuration of the keyboard control section of the automated teller machine shown in Fig. 3; Fig. 2 is an external view of the automated teller machine;
FIG. 4 is a block diagram showing the configuration of the automatic teller machine shown in FIG. 4, and FIG. 4 is a flow chart showing the operation of the automatic teller machine shown in FIGS. 1 and 4. 1...CPU, 2...Memory, 3...Line control unit, 4...Display control unit, 5...Keyboard control unit, 6...Magnetic card read/write control unit, 7...
...Line, 8...Display, 9...Keyboard, 10...Magnetic card read/write mechanism, 11
... bus, 50 ... input control section, 51 ... index memory, 52 ... verification circuit, 53 ... latch circuit.

Claims (1)

[Claims] 1. An online system that verifies the operator by inputting personal identification data from a terminal device, transmitting it to the central processing unit of the center, and comparing it with the verification data stored on the center side. In the transaction processing method, the terminal device sends the identity verification data, transaction data, and account number data read from the card and input from the input device to the central processing unit, and the central processing unit collates the identity verification data. If there is a match, the transaction data is processed and the result is returned to the terminal device, and if there is a mismatch, a check NG signal, confirmation data, and intermediate processing results are sent back to the terminal device, and the terminal device responds to the mismatch. , stores the returned verification data in the terminal device, compares the re-entered identity verification data with the returned and stored verification data, and if they match, sends a match signal to the central processing unit; A transaction processing method characterized by processing transaction data.